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<br /> {xriai+t that I.tiuicr�Yquires. Ta�e iusurat�ce currerpr�vi�feng A�insur,�nce+!��{6be�:?r,�r�en hy iiorrownr auttjtct t�Lcrtider's � „ .
<br /> nppraval whfch sh�p nw 1►a unr�as�nabiy wlthheld. If Borrower fAlls to meintain covemge de+cribed sbave,Lender mny�,e `
<br /> L,efiderl�oFdliQn.obtain covertgC w prdxt i,a�der'4 d�tte In tho Prupetty ln acxxord�nce whi�p�n�{raph 7: •. „
<br /> .�1t lnaw�nre poticua ad renewale shall be aocoptab{e to I,.e�der�nd aludf include a uuxt�rd'mo?t�a�e clau�a. I.a�aler
<br /> ahall huve thq:d�ht ta hold t�e policies u�d nenewl�li. if[.endtr reyuirc�,Borrower ehall pmm�tlY$ive to I.endtr all receiptc
<br /> of pidd pnemiums u�d cenewaY notkea. 1n the event of bw,Bwrowar,�6aJl give panpt n�-�s w the irnunnce cxrier�nd .
<br /> I,enAer. I,endet m�y make pmc►f of la3s tf not madc prompdy by Hon+ower. .
<br /> Unkas I.ender�d Burrower otheiwiee agree fn wdun�,Insivareca shall tx��piied ta nsturutflon ac rep�U of �
<br /> � the Prr�perty d�mxycd,if ihe rcatoration or np�ir is ecorwmkally fn�s ble and Lenderls soc�nry 1�mx leencnod. Ii the ..
<br /> restoratlon or repair�s no!economiaeliy feastble or l.enderk seccdty would be lsssened,tho..ineUrance proceab slu�ll lx
<br /> ��pUed to the sume seca�red by this Securtry Instrument. whether or nnt then due,with my excess pald w Bonvwor. If
<br /> Horrower abandans the Propeny. ar does not answer within 30 dsya a notice fmm Lsnder that tt9e inaurrnce carrler hu
<br /> of�ered to settle a claim.then Lender muy callect tho insurance proc�eds. I.ender mny use the procads to re�tr Ar.resto�e ,
<br /> the Pmperty�r m pay surrts�eecurcd by this 3ecurity Insmrnxat,whether or not then due. 1]�30�day p��iad wdl be$3n when .
<br /> the notice ia given. �
<br /> Onless I.ender aad Horrower other�vise agee�It� wdting,any upplieadon of procads to princlpnl shall not extend or
<br /> postpone the due date of the ruanthly pa,yments refemed ta ln pae•egraphs 1 and 2 or change�the amaunt of the payments. �I,P
<br /> under paragreph 21 the Pmperty is acqufral by Lender,.Boxrower's rIght to any Insnrana poilcies and pmceeals resulting
<br /> from damage to tho PropeRy pdor to the acquis[tion shaU pass to ixnder to the extent of the sums secured by this Securtty
<br /> InstNment immedlately prior to theacqufsitIon. '
<br /> 6. O�ecupancy, Preservatiaw, M�tntenance and Protcctton o� the Property: Borrower's LoAn Appltc�tton;
<br /> IreASeftoids. Boy;ower ahall cecupy,establlsh.and nse thc 1'ropzrty as f3armwcr's principal residense wilhia sixty days aftsr
<br /> the executlon of thi�Security Instrument and shup condnue to occupy the Property as Bonower�princIpal resldence for at
<br /> least one year aRer tha data of occupancy. unless Lender otherwIse age.es in writing. which consent shaU not be
<br /> unreasonably withheld.or anless extenusting circicrostances exist which are beyond Sorrower�s coniral. Boaower shull not
<br /> destroy.damage or impair the Property,allow the Property to deteriomte,ot commit waste on the Propetty. Borrower shall
<br /> be in default if any forfeiture ucdon or proceediag,whether civ�l or crirtdnal,ia begun thai In Lenderb good faith�judgment
<br /> could result in forfeiture of the Pcoperty or od►erniso materially impair the lien crcated by this 5ecudry Insuument or
<br /> Lender�securIry�nteresG Boirower anay cuc�e such a default and reinstate.as pmvided in paragraph 18.by causing rhe acuon
<br /> or proceeding to 6e dlsmissed with a ruling that,in Lender�s gaod faith determinution,p�cludas forfeiture of tha Borrower's
<br /> interest in tlie Aroperiy or other matedal impaim�ent of tlie Uen created by this Securlty tnstrument or I.ender�security
<br /> interest. Bomower shall nlso be In defnult if Bornower.during the loan application pxocess, gave materIally fnlsa or
<br /> Inaceurate tnfoanadan or swtements to I.ender(or feiled to provide Lender w{th eny materIal infonnadon)In connectIon wtth
<br /> the loan evidenced by tha Note. including. but not limited to. mpresentadons conceming Borrower's accupancy of the
<br /> Property es a prIuctpal�esIdence. If this 5ecuriry Instntment is an t�leasehold,Horrower shaii compiy witfi aII the provisians
<br /> of the lease. If Borrower acquii�es fee tldc to the Property,ehe leASChold and the fee dtle shall not me�ge unless l.ender agrees
<br /> to the merger in writing.
<br /> 7. Protedion of I.ender's Rlgh4s id the Property. If Bomower fails to perform the covenants end agecmenta
<br /> contained in thi� Securiry Insuvmen�or there is a legal proceeding that may stgnificantly affect I.ender�s rights in the
<br /> Propesty(auch as u proceeding in bankruptcy.pmbate.for candemnatlon or forfeiture or to enforee lawa i►r regulations).then
<br /> ; Lender may do and pay for whatever is neoessary to protect the value of the Property and Lender's rights is�the Property.
<br /> ' I.ender's actions may include payu�g any sums secured by a lien which has pdorlty over this Securfty Inauument,appearing
<br /> in court,paying reasonable attomeys'fees and entering on the Property to make repairs. Although i.ender may take acHon
<br /> under thls pan►graph 7.I.ender dces not have to do so.
<br /> Any amounts disbursed by Lender tutder this parngraph 7 shal! become addidonal debt of Horrowcr secured by this
<br /> Security Inswment. Unless Borrower nnd Lender ugree to other teims of payment,these amounts shall bear interest from the
<br /> date of disbursement cu the Nate rnte and shall be paynble,with interest,upon notice from Lender to Bomower requesdng
<br /> paymen�
<br /> & Mortgege Insuraace. If Lender iequired mort�ags insurunce as a condidon of making the loan secured by tlils
<br /> Security Insm�mem. Borrower shuil pay the premiums required to mnintain the mortgage insurance in effecG If,for any
<br /> reason, the mortgage insurance covernge required by Lender lapses or ceuses to be in effec� Borrower shall pay the
<br /> premfums required to obtain coverage substandally equjvalent to the mortgage insurartce previously in effecG at a eost
<br /> ,�,.��:-.�;M substundnlly equivnlent to the cost ta Borrower of the mortgage insurance previously in effec�from an attamate mortgage
<br /> •-�:s;�; � insurer approved by Lercder. If suostant�ally equivelent mongage insurance coverage is not available,Barrower shall pay to
<br /> ,. ,;�.
<br /> t�;�,�ti., Lender euch month a swn equsl to one-twelfth of the yearly moRgage fnsurance premium bein�paid by Borrower when the
<br /> :L-L_ . inswnnce coverage lapsed oc ceased to be In effect. Lender will accept.use und retnin these payments us a loss reserve in lieu
<br /> ar,�: '�'` : of mortgage insurance. Loss reserve payments muy no longer be requtred.at the opuon of I.ender.if mortsage inswvnce :';7
<br /> ;.;::�.,�. •- covernge(in the amount�r►d for the period that Lender reyuires)pmvIded by an insurer approved by Lender again becomes `��T�.
<br /> �ir;•�:,�,.: „; availnble und is obteined.Borrower shall pny the premium�required to maintain mortgage insurance in effec�or to provide n �`"�'
<br /> •`�'�Y,�St� . loss reserve,until the requlrement for mortga�e insurance ends in accordance with any wrltten agreement between Bomower
<br /> �''�� ' and Lender or applicable law.
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<br /> '' �''= � �±����" � 9. Inspection. Lender or its ngent may make rensonnble entries upon nnd inspections of the Praperty. Lender shall .� '
<br /> ' glve Bomower notice at the time of or prior to an inspecdon specifying masonable cause for the inspecdon.
<br /> • , . - 10. CondemnaHon. The proceeds of any Awurd or claim for damages.direct or consequenttnl.in connectton wlth nny •
<br /> "t :'~�.. ; . .:,=.' Single Ftizmity—FLpnte MaelFteddk Mec UNIFORM INSTRUMENT--Unifartn Covenants 9l90 (pnge 3 oJb pngesl
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