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• �kx, ��s ' ' ' • , �. `'`''�"' � <br /> .r.,. <br /> � yru n �Y 1� - <br /> "_..'._ r�y-� , <br /> i� ""�T�} � ' _ <br /> " ..�il... <br /> � �� , � _ o . . ... . . . . e� n _ �,�,,,�.r <br /> . , . "" . . � •. . L_ , ` n ' ' . . ' . _ ._ ,!..n�. <br /> . „ n ' . y�w.��� .. .. <br /> .�,f. <br /> {xriai+t that I.tiuicr�Yquires. Ta�e iusurat�ce currerpr�vi�feng A�insur,�nce+!��{6be�:?r,�r�en hy iiorrownr auttjtct t�Lcrtider's � „ . <br /> nppraval whfch sh�p nw 1►a unr�as�nabiy wlthheld. If Borrower fAlls to meintain covemge de+cribed sbave,Lender mny�,e ` <br /> L,efiderl�oFdliQn.obtain covertgC w prdxt i,a�der'4 d�tte In tho Prupetty ln acxxord�nce whi�p�n�{raph 7: •. „ <br /> .�1t lnaw�nre poticua ad renewale shall be aocoptab{e to I,.e�der�nd aludf include a uuxt�rd'mo?t�a�e clau�a. I.a�aler <br /> ahall huve thq:d�ht ta hold t�e policies u�d nenewl�li. if[.endtr reyuirc�,Borrower ehall pmm�tlY$ive to I.endtr all receiptc <br /> of pidd pnemiums u�d cenewaY notkea. 1n the event of bw,Bwrowar,�6aJl give panpt n�-�s w the irnunnce cxrier�nd . <br /> I,enAer. I,endet m�y make pmc►f of la3s tf not madc prompdy by Hon+ower. . <br /> Unkas I.ender�d Burrower otheiwiee agree fn wdun�,Insivareca shall tx��piied ta nsturutflon ac rep�U of � <br /> � the Prr�perty d�mxycd,if ihe rcatoration or np�ir is ecorwmkally fn�s ble and Lenderls soc�nry 1�mx leencnod. Ii the .. <br /> restoratlon or repair�s no!economiaeliy feastble or l.enderk seccdty would be lsssened,tho..ineUrance proceab slu�ll lx <br /> ��pUed to the sume seca�red by this Securtry Instrument. whether or nnt then due,with my excess pald w Bonvwor. If <br /> Horrower abandans the Propeny. ar does not answer within 30 dsya a notice fmm Lsnder that tt9e inaurrnce carrler hu <br /> of�ered to settle a claim.then Lender muy callect tho insurance proc�eds. I.ender mny use the procads to re�tr Ar.resto�e , <br /> the Pmperty�r m pay surrts�eecurcd by this 3ecurity Insmrnxat,whether or not then due. 1]�30�day p��iad wdl be$3n when . <br /> the notice ia given. � <br /> Onless I.ender aad Horrower other�vise agee�It� wdting,any upplieadon of procads to princlpnl shall not extend or <br /> postpone the due date of the ruanthly pa,yments refemed ta ln pae•egraphs 1 and 2 or change�the amaunt of the payments. �I,P <br /> under paragreph 21 the Pmperty is acqufral by Lender,.Boxrower's rIght to any Insnrana poilcies and pmceeals resulting <br /> from damage to tho PropeRy pdor to the acquis[tion shaU pass to ixnder to the extent of the sums secured by this Securtty <br /> InstNment immedlately prior to theacqufsitIon. ' <br /> 6. O�ecupancy, Preservatiaw, M�tntenance and Protcctton o� the Property: Borrower's LoAn Appltc�tton; <br /> IreASeftoids. Boy;ower ahall cecupy,establlsh.and nse thc 1'ropzrty as f3armwcr's principal residense wilhia sixty days aftsr <br /> the executlon of thi�Security Instrument and shup condnue to occupy the Property as Bonower�princIpal resldence for at <br /> least one year aRer tha data of occupancy. unless Lender otherwIse age.es in writing. which consent shaU not be <br /> unreasonably withheld.or anless extenusting circicrostances exist which are beyond Sorrower�s coniral. Boaower shull not <br /> destroy.damage or impair the Property,allow the Property to deteriomte,ot commit waste on the Propetty. Borrower shall <br /> be in default if any forfeiture ucdon or proceediag,whether civ�l or crirtdnal,ia begun thai In Lenderb good faith�judgment <br /> could result in forfeiture of the Pcoperty or od►erniso materially impair the lien crcated by this 5ecudry Insuument or <br /> Lender�securIry�nteresG Boirower anay cuc�e such a default and reinstate.as pmvided in paragraph 18.by causing rhe acuon <br /> or proceeding to 6e dlsmissed with a ruling that,in Lender�s gaod faith determinution,p�cludas forfeiture of tha Borrower's <br /> interest in tlie Aroperiy or other matedal impaim�ent of tlie Uen created by this Securlty tnstrument or I.ender�security <br /> interest. Bomower shall nlso be In defnult if Bornower.during the loan application pxocess, gave materIally fnlsa or <br /> Inaceurate tnfoanadan or swtements to I.ender(or feiled to provide Lender w{th eny materIal infonnadon)In connectIon wtth <br /> the loan evidenced by tha Note. including. but not limited to. mpresentadons conceming Borrower's accupancy of the <br /> Property es a prIuctpal�esIdence. If this 5ecuriry Instntment is an t�leasehold,Horrower shaii compiy witfi aII the provisians <br /> of the lease. If Borrower acquii�es fee tldc to the Property,ehe leASChold and the fee dtle shall not me�ge unless l.ender agrees <br /> to the merger in writing. <br /> 7. Protedion of I.ender's Rlgh4s id the Property. If Bomower fails to perform the covenants end agecmenta <br /> contained in thi� Securiry Insuvmen�or there is a legal proceeding that may stgnificantly affect I.ender�s rights in the <br /> Propesty(auch as u proceeding in bankruptcy.pmbate.for candemnatlon or forfeiture or to enforee lawa i►r regulations).then <br /> ; Lender may do and pay for whatever is neoessary to protect the value of the Property and Lender's rights is�the Property. <br /> ' I.ender's actions may include payu�g any sums secured by a lien which has pdorlty over this Securfty Inauument,appearing <br /> in court,paying reasonable attomeys'fees and entering on the Property to make repairs. Although i.ender may take acHon <br /> under thls pan►graph 7.I.ender dces not have to do so. <br /> Any amounts disbursed by Lender tutder this parngraph 7 shal! become addidonal debt of Horrowcr secured by this <br /> Security Inswment. Unless Borrower nnd Lender ugree to other teims of payment,these amounts shall bear interest from the <br /> date of disbursement cu the Nate rnte and shall be paynble,with interest,upon notice from Lender to Bomower requesdng <br /> paymen� <br /> & Mortgege Insuraace. If Lender iequired mort�ags insurunce as a condidon of making the loan secured by tlils <br /> Security Insm�mem. Borrower shuil pay the premiums required to mnintain the mortgage insurance in effecG If,for any <br /> reason, the mortgage insurance covernge required by Lender lapses or ceuses to be in effec� Borrower shall pay the <br /> premfums required to obtain coverage substandally equjvalent to the mortgage insurartce previously in effecG at a eost <br /> ,�,.��:-.�;M substundnlly equivnlent to the cost ta Borrower of the mortgage insurance previously in effec�from an attamate mortgage <br /> •-�:s;�; � insurer approved by Lercder. If suostant�ally equivelent mongage insurance coverage is not available,Barrower shall pay to <br /> ,. ,;�. <br /> t�;�,�ti., Lender euch month a swn equsl to one-twelfth of the yearly moRgage fnsurance premium bein�paid by Borrower when the <br /> :L-L_ . inswnnce coverage lapsed oc ceased to be In effect. Lender will accept.use und retnin these payments us a loss reserve in lieu <br /> ar,�: '�'` : of mortgage insurance. Loss reserve payments muy no longer be requtred.at the opuon of I.ender.if mortsage inswvnce :';7 <br /> ;.;::�.,�. •- covernge(in the amount�r►d for the period that Lender reyuires)pmvIded by an insurer approved by Lender again becomes `��T�. <br /> �ir;•�:,�,.: „; availnble und is obteined.Borrower shall pny the premium�required to maintain mortgage insurance in effec�or to provide n �`"�' <br /> •`�'�Y,�St� . loss reserve,until the requlrement for mortga�e insurance ends in accordance with any wrltten agreement between Bomower <br /> �''�� ' and Lender or applicable law. <br /> �, ��. .k:�F�+'--� <br /> '' �''= � �±����" � 9. Inspection. Lender or its ngent may make rensonnble entries upon nnd inspections of the Praperty. Lender shall .� ' <br /> ' glve Bomower notice at the time of or prior to an inspecdon specifying masonable cause for the inspecdon. <br /> • , . - 10. CondemnaHon. 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