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<br />  				+   !!. Hwu�rd ur   	�utiuranae. }3unowcr ehall k    the i   rovaments cww �xistin  a�tui�f'ttir er�tat on tht
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<br />				1�r�►prny liewral y�uin:st lotis by fire,herau�a�tncivded witi�3n the teem"extencial covemgo"and zny otiur hazarde, includiry�
<br />				p�Mx1N o�I1�x�Sina,fi�r wlfic�I.��x1er roquires inxurance.'Chix inwrnt�ca ehal!be maie►t�ined in the amounte u�d for tho p►:riadi       ,
<br />				Ih�� I,ti�r rr��uirc�. Tht Innur�txb cNrrier pmviding tl�tnuu�u�e she�l be.chosen�y Sornrwtr sub�ect to I.acldex's�pprov�!
<br /> 				whk,fi�tl n�x he unro�K�bly withhetd. IP Borrnwer faii� to nWntain coveraje dsscribed�bove, �.ender may. �t T�ender's
<br />				�111u�i.ut»atn cuver�ple to protect[�nder'e righta in EhC Peciperty in accordance with paragraph 7.      				.
<br />      				All Imwance pnlicie� �nct �enew�l�sh�ll bo rcoeptabk to I.endtr wid shall inclndo a eWdud mnrt�Q cl�►uie. L�a+der
<br />				kI1NU II�YO Qll I��II!(U IIUI(I�fi0�10IICIC�011d[lUEWYIlI.IP Lender�+equic+ea,Bormwer atwll P��Y ejve to I.rnder all raxfpts af
<br />				�!d premlum.r wtxl rcn�ww�l noti�en.In t1i0 event of lnss�Bomowcr elwq g#vo prompt natl�e w thc i�.surance c�urIIer and I.enda.
<br /> 				t en�k�inMy nudce prrbP nf 1��.+if nat msde pmmptly by Bon•ower.
<br />      				Unlcs� I.etxkr w�d Barrower atherwise agra In wdtIag. insura�x;a proccods shall be sipptied to nstoxatton or re�tir of the	•.
<br /> 				th��x�1y d�n��ed,lf th�p retitarxtian or cep�ir ia economtsaily feasible and Lender'�sec�ulty ie aot tessened.If ehe reetoradon or
<br />				rr{�Ir Ix n�N�r►►�nt�ic�lly fe�sthle or Lcndcr's�ecurtty would bo lesaened.the lasuranoe procaeds shall be appliod ta the wm�
<br /> 				nrcunecl by Ihie Security Instr�ment�whethcr or not then due, wlih aay exass paid to Borrower. If Borrowar aba�ndons the
<br /> 				I�ru��rrty, or�xy��t wn►wer within 3q dQys a notica tiom I.ender that the insurence car�icr has offerat to stttlo u claim,the�►
<br /> 				I�ixl�r +nry cnilect the in+urar�co pmceod�. Le�er may use the procoeds to npair or c+estona tt�c Property or to pny eu�s
<br /> 				sntircvl by thM tiecuriry ineteument.whtiher or nat then duo.The 30�day perIad wl!!t�egln when the notice is giveA.
<br />      				llttile��+ l�entler pnd �c►ttower. othorwise agrce in writ�ng. any appticadon�f pmceeds to principsl e1a11 ndt extend or
<br />				�4Y..St!!!!!i lIli`dte��xt�af 1!�nxmthly pny�ntuts �Mftrnd to�n garagraphs 1 aad 2 or chasige t�e amouat of the paytmn►s. If
<br /> 				u��r Wtrrgroph 21 Iho Prnperty ie qcyuircd by Lender,Borrower's rlg4t w any iasuranoe policies und pracads resultIag fmm
<br /> 				dauu�gc ta ttee 1'�aperty prior ca thc ucquis(tion�hall pass to I.cndcr to the�atem of the eums sec�ued by tlua Sxvrity Insaament
<br /> 				Imnurliwt�ty priur tn thc ncqufeitton.
<br />     				6,ticrup�ncy�Ih+e�erv�tba,Mwintenae�oe pnd Protection ot the Property;Bormwu's LoAn Applkatba;I.e�sehoid�.
<br /> 				f��rr+►w�tr nhall�x+�upy,cxtahlieh.and uhu the Property as Horrower's principal residence wittaa stxty days aRer the e�cecuuon of
<br /> 				ti�tN�arity Instruuknt o�xi sl�ull rantinuo to occupy the Property es Borrower's principal nsIdence for at least ona year etaer
<br /> 				�tw date uf�K�upxix;y,wilcss I.endcr oihcrwise ugre�w in wdting. which consent shall not be unreasonably wlthheld.or unless
<br /> 				cxtcnuudng clydumstanrcq cxlat whlch ure beynnd Horrower's control. Homower shall not desaoy. damage or impair the
<br /> 				Pa►peny, ullow the pt�perty to dctcriomtc, ur�bmmit wust�on the Property. Borrower shell be in default if eny forfeitur'
<br /> 				►ktl�m�ir pr�xeedin�.whcthcr rivii ar criminal. ix begun that ln Lender's good futth judgment ca�ld result in forfeituc�e of the
<br /> 				��f.►��c.�ly���.u4�+rw4±�s4+34��iu_1�y 4��t�.+?4s 4�u+I�n��r<_nini!!+y thia Gr�riiy 1�tt�ment or Lt�s'���ty lntPtt�t.&�trawrr�sfly
<br /> 				curc Kuch c��lcfnult mxl rcinstatc.ax provided its pAmgmph 1B. by cnusing the action or proceoding to be dismissed with a niling
<br /> 				�hn�, In I�iMcr'e gw�d fcdth dctcrmination. precludes forfeiture af the Borrower's iaterest in the Property or other materlal
<br /> 				impah�n�ent ot Ihe ticit crcuted by thiR Security instrument or Lender's secudry interest. Borrower shatl also be in default if
<br /> 				I�m�►wer.during Ihe luan applir.�tlnn prncess.gave matedWly fulse or inaccnrate infornuition or statementa to Lender(or faile�
<br /> 				t��pr�wldc I.ctxtcr witli any tnntcrlul infam�utIon)in connection with the loan ev(denced by the Note, includins,but not]tmltod
<br /> 				t�►,icprescntudims cnnccrning&�rmwer'x occupuncy of the Property as a principal residence.If thia Socurtty Instrum�nt is on a
<br /> 				I�aschold. 13��rmwer el�nll comply with ull the provisions of the lease. If Bormwer acquires fee dde to the Pmperty. the
<br /> 				Icn��chold u�xl�He fce�Itlo Rtudl nut merge unless Lender ngrees to the merser in wrlting.
<br />      				7.1'rMecilun uf t.znd�r'p Rtghta In the Praperty.if Borrower fsiils to perform the covennnts and agreEmems contained ia
<br /> 				U►iK Sccurfty In�trununt.nr there i»u legul proceniing thnt mny signiflcuntly nffect Lender's dghta in the Property(such as a
<br /> 				pr�xecding in hankruptcy,pmhate, fi►r c�mdemnatlon or forFeitur�e or to enforce Iaws or regulations),then Lender �nay do and
<br /> 				pay fitt whntevcr ix i�ccts�utry tn prntcrt thc valuc of the Property and L.ender's rights in the Property. Lender's a�dons may
<br /> 				include paying emy tiUt119 At;CUfY'{J I1y u licn whtch has priarity over this Securlry Instrument. appearing in caurt, paying
<br /> 	_   �••		maxnnnhlc uu��r�icyy fcrs mid entcring on the Prc�perty to mulce repalrs.Although Lender may take acNon under this paragraph
<br /> 				7.Lc�xtcr d�xs uut Ituvc�o do ti+►.
<br />    	� �U''�f•  		Any umuw�tn dlyburx��i by I.cnitcr ue�der thi�s parugruph 7 shuli become addittonat debt of Borrower secured by this
<br />   �   '�"    •  _       	tic�udty Inctrun�cnt. tlplc�� IG�rn�wcr�nxl 1�cndcr n�rcc to oiher terms of payment. these amounts shall bear interest from the
<br /> 	��,,.     ,     	dutc ��f'JiRhunsct�rcut nl thc Notc ratc und tihull bc puynble. with intemst. upon notice from L.ender to Bon+ower requesting
<br />    	�     .,     	payntcnt.
<br />	'r'}i       		N. Mor4�Ka In�u�w��re,if I��ndcr rcyuireJ mnrtgc�c ingurnnce uy u wnditton of making the laan secuced by thia Se�urity
<br />  	�� `   		Intitrum�nt, Ilnrr��wcr hhi.ill pay �hc premiums rcyuired tm m�intnin the mortgwge insurance in effect. If. for any reason. the   	�<��
<br />   	«.   		utnrtg��ge In.rurunre c�werngc r�yui�cd I�y I.cudrr lupsc.r or ccus�w ro be in effixt. Horrower shnil pay the premiums required to   	:�%�
<br />    	�    		�+htafn r�rveruge tiubsinntudl,y eyulv�ticut �u thc monguge imu�unce previously in effect,at a cost substantially equivulent to the   	!��=�
<br />   ,^� ,..'� 	„     	ru�l lu Hur����wer ol 11►c� uu��IF�uHr mrurunce previously in cTfcrt. irom an ultemute mortgage insurer approved by Lender. If
<br />  	. '    		nubtitulltitllly c�tlivulc111 ntutiµuµe in�uuulCe Ciw�rpg�i.r Itul uvuilublC. Bocrower shull pay to Lender each month a sum equal to
<br />	,			�mc•hvrllih��f thr yr�irly m�ntpu�;c in+orenct�rremiun�hcing paid by Borrowcr when the Ingurance coverase lupsed or ceased to
<br />     ,r.'�  	,;      	he in ct1'ec�. I�croter��NI ua•��pi, u�c im�t rctntn thcsc payntents ns u�oss reservc in Heu of mortga�e insutance. Loss reserve
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