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<br /> �rc)ne7'HSR wn�tl�l�et,e impnov«nents s�oa+or b�atC�'C:et�ectea ou the pmperty,.ad.0 eMa,na��+�ppwtawia....a
<br /> Hxturce �aaw un c�re,slter a gart of tha pmpeny. AU nepl��ments and addIttons shell alsa be covered by Mi� �kr
<br /> �nsirmixnt.A!t bP It�v fi►regoing is rc:fenzd to�in thie SeGUriry 1tu�uumeat ns tU�r"i'rapeny."
<br /> fitJ�Nt)Wl?l�CtiV�3NANTS thet Bncrovrer is.la�vfitlly r��s�ect of the estn�te hereby canveyed az�d bas the'rlght to graot end
<br /> tonvty tha Pmper.ty n'�d th�t the�ropertY is uneac��Uer�ci��xazpt for onc�mbrances of rax,nl. BoRmwer vr�mu�u uid wUl
<br /> def�rxl goneeAtly the tltle to the Pronerty agsinst all o1�sh��and�xi•pt�a�sda,sub�xt to any encumbranas of recond. .
<br /> THIS SE3CURITY INSTRUMENT oombines uriit�iJrat ev.we�aaut�for nqtional use�rd non-unifatm cove�wm wlth limlAed
<br /> v�rimioaw by jurisctietian to constitute a un�farm aecw�ify.:�nsdrasriedt coaering real pmpe�ty. , .
<br /> UNIFO1tM G�V�3NAN i 9.I�ormwer end�.cndarepveuatii��88i'�a ae€oUows:
<br /> l. P�y111l111 Ar PI'�1141(MI�11d IDhC� PI't��711k71E Slt1l�".I.atC CIIAI'�q. Borrower �baU P+�P�Y PU',wha�auo d�e
<br /> pdncipal af pnd interest on tho deUt evidemaod by Wc'N�te nncl:tutY P�Y�nt and lute chuges due under the Ncxa.
<br /> 2. 6tttM�far Taxa�nd tasuranca SubJect td:applicablg luw at to a written ws3ver by Lendcr� Aorrower eh�ll p�y to
<br /> Lender on the day monthly payments are due uuder the Nbto.uriiil tba Notc ie paid in fuA,a sum("Fw�da")far. (�)ya�rly taxa
<br /> wncS assessmenta which may attaln priortty uver thts Si�cuxlty Iastzument a�a.lien on Wo Property:(b)Ytariy leaaehold payment�
<br /> ar ground rerna on the Proparty.if any;(c)yearty haxaeci or property lnsuranan premiums;(d)yesuly flood insur.u�ce gc�miu�ns.
<br /> !f any; te)Y�eurly mortgage insurance pre►niums.if ai�,►;and(�a�ry sums payable by Horrower to Leader, in aaoorckr�ce with
<br /> the proviatons of parag�agh B. in lieu of the paymant of mortgAgg tnsurarice pnmiu�ns.These items are cnlled"Escrow itant."
<br /> Lettdor may. at uny time, collect and hold Funda in un ainnunt pat w ozoecd th�maximura aUaount s lender for a feda�lly
<br /> rolated mortgage loan may require for Borrower's escrpw accaupt under tPie fedaral Real Estate Setticment Procadures Acf of
<br /> 1974 ss amendcd from timo to tiata. 12 U.S.C. Secdon 2b02 et seq.�("RFSPA").unless enother law that appUes to tUe Fc�ndi
<br /> sets a lesser nmuunt. �f so,Lender may,at any tia�,collect and.hold Fui�de in an amount not to exceed the lesser arnount.
<br /> Lender may e�timau the amount of Funds due on the basfs af aurrent dafa and reasonable estimates of cxpernfituns of fi:titro
<br /> Bscrow Items ar otherwise in accordance wit�applicable law.�
<br /> The Funds shuU bo hald in ncr� iastitut�on whose deposit9.ace 9nsurcd by a federal agency. instn�mentallry. or emity
<br /> (including I..ender.if[.ender is such en institutIon)or in any Federai Home I�aan Bw�ic. L,ender shaU appty the Funda to pay ttse
<br /> Bscrow Items. Lender may not charge Bonower for holding and applyit�$the�unds.annuelly enalyxing the escmw aocount,or
<br /> verifying the Escrow Items,unless Lender pays Borrower interest on thu Fande aad applicable law permite L.euder to make such
<br /> a chnrEe.However. i.ender muy requfre Borrower to pay a one-dme charge for an Independent mal estate tax reportlag servicx
<br /> used by Lender in conrtection with this toan. unless applic�bla luw pmvides otherwise. UriICSS AIl 8$f0CI11lAL �8 AlSdE O!
<br /> oppllatble Inw requires interest to be puid. Lender shall not be required to p�y Borrower any interest or eamings on the Ku�s.
<br /> Borrower and Lciider may agree in w�idng,however.that interast shall be paid on the Funds. L.ender st►all give to Borrower�
<br /> wlthout chmge, nn annual accounting of the Funds, showing ctedits and debits to the Funds and the pucpose for which each
<br /> debtt to the FurtdA wa4 made.The Funds are pledged as additIonai seaurity for all sums secured by thia Security Insu�mient.
<br /> If the Funds hold by I.ender excced the nmounta permitted to ba hetd by applicable law,Lender shall accounR to Borr�awer
<br /> for the excess Funds in accordnnce with the r�quirements of applicablc law.If tde anwunt of the Funds held by i.endec at any
<br /> time is not sufticient to pay the Escrow[tems when dus.L.ender may so notify Horrower in writing,and,in such cuse Borrower
<br /> shell pay to Lender tho amount nece.�ary to make up the deficiency. Hanower shali make up the deficIency�n no more than
<br /> . y;, . twelve monthly payments.nt Lender's�sole dlticretion.
<br /> Upon payment in full of ull hums secured by thia Security Instrumort. I.ender shall promptly refund to Borrawer nny
<br /> Funds held by Lender.If.under pun+graph 2l. L.ender shall acquire or seU the Property�I.ender.prior to the acqnisldon or salo
<br /> of the Property.shall apply any Funda hetd by l.ender at the time of acquisition or sale as a credit ageinst the sums secured by
<br /> f this Securtry Iastrument.
<br /> ,��•; 3.Appitattton ot Fnymeata.Unless appltcsbie!aw provldes othcrwise,all pnyments received by I.ender under paragraphs
<br /> t i 1 and 2 shall be applied: first,to uny prepuyment chtvges due under the Note; second.to amounts puyable undec paragrtiph 2;
<br /> �aw;:ry�� ,
<br /> ,. ,, �,, third,to interest due;fourth,to princtpal due:nnd last,to nny lute charges due under the Nota.
<br /> � '�'�,i'�:".. 4.Charges;Liens. Borrower shall pay all taxc�,ossessments.charges, ftnes and impasitiona uttrfbutable to the Property
<br /> r 'r,•+:�s,',r;�•� whIch may auein pdorIty over this Saurity Instrument. und leasehold paymenta or ground rents. if any. Borrower shall pay
<br /> � .�'xP. 'r.,.
<br /> , ��.. . , these obligations in the manner provided in purugraph 2.or if not paid in that manner,8onower shell pay them on time dit+ectly
<br /> ��'��,;,�•�.�� �„.`f ta the person owed puyment. Bonower ahnll promptly furnish to Lender all nadces of amounts to be paId under this para�raph.
<br /> �•�s-s' . If Borrower makes these payments directly.Borrower shall promptly furnish to Lender receipts evidencing the payments.
<br /> � `�"' ��' . Borrower shall promptly dischurge uny lien which i�us priodty over this Security Instrument unless Borrower:(a)agrces ia
<br /> �;.��,,:�` '.' ", wrldn�to the payment of the obligation�ecureci by thc lien in a manner acceptable to L.ender;(b)contesta in good faith the lien
<br /> " 't; . . by. or defertds against enforcement of thc licn in, Icgul proceFdings which in the Lender's opinion uperate to prevent the
<br /> ' !- enforcement of the lien;or(c)secures frorn thc holdcr of thc lien an ugreement satisfectory to Lender subordinating the lien W
<br /> ;j.,�*:: �" this Security Instrument. If L.endcr dctennines tl�at uny part of the Property is subject to a lien which may attain pdor3ty over
<br /> T�1P;�� ,; �`:. ttus Securlty Instrument, Lender mmy givc }k��rowcr u nutice identifying the lien. Borrower shall sadsfy the lien or take one or .'""•
<br /> '�``• `,;�t,�. :�• more of the actions set forth above within 10 duyti of thc�iving of notice. �f'
<br /> •• Form 30Z8 8190
<br /> ?'" , Dape 2 ot 6
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