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<br /> S. 14a�rd or J�rop[n�l� Iewuae�oe. Botrowe� abdl kea�the �mpravement� naw cxistir��otr �rdltar et�cted aa dr� _
<br /> Pm�xny'insurecf against l�ss by Gre, harmrAs includM within the r.emr,'extendrl#,�av�rage" and eny atiet liau�,la�cludio�
<br /> flondy or flooding.fiyr which LcnQer requitYw insurance.Thfs in.+urance shatl ha maintsin�d in titt:amcwnts and far�he periiidn
<br /> Ihat �.e�xier raquir�es�.The insurance cnrr;er provi�ing the insur�nce 6iu�il bc choscn by&�nawer subJcct t�l.rnder's�i�rrayd
<br /> whlch nh�ll ncx baunrea+c�nabiy wfthheld. If HnrrUwcr faiis ta mslntain coveraQe descxibad above, Laxler rrwy. u I.endar'�
<br /> uptian,obtx(n e6v�rage to protxt L.eixfer's ri�hts in tha Pruperey in accordanoe with parpgn►ph 7. •-
<br /> All lnsururce policiea and renowal:�11 bC�apt�bla to L.ender and ahall inctnde�ecuubaid mart�e clan�e. l,a�'
<br /> 9h8���19VE(�tE'1'�tlI1R M I1T��(I.jF1�'•jN1I�['iM AYNI 7CMNlAI4. I�Lt1l�[!'FC(�RIIfC9�Aonower Fha1t nrom�tly R��c to Lec�ierall raeipt�of
<br /> pld premiuma and renewul notioes.In the avent of tosa,8on+nwer sh�ll givo pmmpt notice to the ineuna�o�.carrler+md t.anler.
<br /> Londer msy mqkr pmof of Ims if not made promptly by Bormwer. '"
<br /> Unl�ss Lender and 6arrower otherwlSe agree in wdting.insurance proccods shail bp appliod to restoradun or riQair of the ,. �
<br /> Property datnaged,if thc restoration ar repair is economically feacible And l�ender's sxuriry is nix 1�ssenoA•tf tho rostoration a'
<br /> repnir is not emnamically fcastble or f..endc�'s securlty wauld bc lessened.the ins�.uance procealv shall be appliod to tik sums
<br /> secured by t6is Securiry Instrument,wt�ethernr not then due, with any excass paid w Borrower. If Borrower abancions tbe�
<br /> Prc►peny�or does nat ancwer within 30 d�ys n notica from I,ender thst the insurance cxrrler has offered ta settle a efaim,dkn
<br /> Lender may collert tht insurana prcx�ads. Lsnder tpay use the ptoceods to repair or restore the I'ropetty or to pay sums
<br /> secured tsy this Securlry Instrutnent.whether or not then due.'Che 30-day period wip begin when the nodce is given.
<br /> Unless I.ender rind Bomower otherwise ogree In wrlting, any appliratfon of pmceads to principai shall not oxtcnd or
<br /> • postpone the due date of the monthly payments refemed to ia ppragraphs I nad 2 or change the amount of the paymenca. If
<br /> under parngraph 21 the Prope�ty is acquired by L�ender,Borrower's right to anp Insurance policies and prc�ds cesuldng frpm
<br /> damage to the Pnrperty prinr to tha acyuisilion ntudl pxss tu l.et�dee ta the extent of the ra�F r,crum�.by tltts Seauity Tnsn�+�nt
<br /> immediutely prfor to tha o.cqutsition.
<br /> 6.Oocupancy,PrrserraHon,Metntenance and Protection o!the Pnupertyi Borrower's Lus�n ApplIpUon;La�sehotds.
<br /> }iorrower shail occupy,establish,und use the Property as Borrower's principal resldence witbtn sixty duys after tha exxuflon of
<br /> this Secudty Insuument and shall coatinue to orcupy the Property as Borrower's principal resIde�tce for at least one year after
<br /> the dete of occupancy. unless Lender otherwlse ag�+ees la writing.whieh consent shall not be unreasonably withheld,or unless
<br /> extenuatin� circumstances exist which are beyond Borrower's cc��stol. Borrower shall not destroy,damage ar imp�ir the
<br /> Ptopetty,allow the Properry to detcrlorate.or�mmlt waste on the Property. Sorrower shall be Ln defswlt if any forfciture
<br /> ectlon or procxeding, whether clvil or criminal,is begun that in Len�er's good faith judgment coald result ia forfeiture of the
<br /> Property or otherwlse inaterially impair the llen cmated by this Seeudty Instrument or Lender's secudty interest.Borrower may
<br /> cure such a default and relnstau.as provicted!n para�raph 18,by causing the aMIon or proceeding to ba dtsmissed with a ruling
<br /> ti�ut. �fl I.�h�BC�b �oi,3 iaith d�niunatiar�. Pr�ciud�s f�rt'�ttur�of thc&srrauar's inics�s in she Progesiy tu ather mararial
<br /> impalrment of the lien create� by this 5ecurity Instrument or E.ender's secur[ty interest. Borrower sha[t als�be in default If
<br /> Bonrower.during the loan applicutian pracess.gave muter�apy false�ar inaccumte information or atatements,m�.ender(or failed
<br /> to pinvide Lender with any material infarm�don)in wnnection with the loan evidenced by the Note. includin�,but not limital
<br /> to.representations conceming Borrower's oocupancy af the Property na a principal nesidence.If this Sec�ri[y Instrumsat ia on a
<br /> � Ie,asehald, Borrower shall comply with all the provIsions of the lease. If Barrow+er scquIres fee ttde to the Property; the
<br /> q� leasehold and the fee title shall not merse uniess Lender agr+ees to the merger in writing. �
<br /> 7.ProtettMn ot Lender's Wgttte in the Propeedy.If 9orrower fails to perform the covenants aad a�recmeats contaiaed in
<br /> thls Security Iastcument.or there is n legal proceeding that may sigNficantly affect L.ender's dghts in the Property(such as a
<br /> proceeding in bankruptcy. probate. for candemnation or forfeiture or to enforce Iaws or regulations),then Lender may do ttnd
<br /> pay for whatever is necessary to pmtect the value of the Property and L.ender's r3ghts in the Property. L.ender's ect[ons may
<br /> include paying any sums secured by a lien which has pr�oriry over this Securiry Instrumcat, appearing in court, paying
<br /> masonable attomeys'fces and entering on the Praperty to malce cepairs.Althou�h Lender may take actlon under this paragraph
<br /> � ; 7,L.ender does ttot have to do so.
<br /> ' '" Any amounts disbursed by Lender undar this parngrnph 7 shaU become additional debt of Borrower secured by thfs
<br /> � . Securlty Instrument. Unless Borrower and I.ender asree to other terms of payment.these amounts shell bear intsrest from the
<br /> >Y�;�'`'•�'t . date of disbucsement ut the Note rate and shall be payable, with Mterest, upon notice from Lender to Borrower requestIng
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<br /> `�• _ payment. .
<br /> ,-;;,,�;�;'. 8.Mortgage Insurance.If Lender required mortgage insurance as a condition of makin�the loan secumd by this Security
<br /> • ,i��,'.�..� ; '�„ Instrument. Borrower shall pay the premiums required to maintai� the mortgage insun�nce in effect. If. for uny reason, the
<br /> <:,",1,.' • " mortgage insurancc coverage required by Lender lupses or ceascs to be in effect.Borrower shall pay the premiums required to
<br /> `� obtain coverAge subswntiWly equivalent to the mortga�e insurance prevtously in effect,at a cost substanaally equivalent to the
<br /> ���''•^- • cost to Borrower of the mortgage insurance prevtously in effect. from an alternate mortgage insurer approved by Lender. If
<br /> � '�'� �� substentislly equivalent mort�age insurunce coverage is not uvailable,Borrower sh�ll pay to I.ender each month a sum equal to
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<br /> . r-�. one-twelfth of the yearly mortgage insurnnce premium being paid by Borrower when the insurance covere�e lapsed or censed to
<br /> ' �'�' �-��• `�:'�'���'��' be in effect.I.ender will accept.use and retain these payments as a loas reserve in lieu of mortga�e insurance. Loss reserve
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<br /> ;�;;� � � Form 3028 8180
<br /> " � Pago 3 af 8
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