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<br /> 9. Haxard Ur Peru insurAr�c. f3c�r���wGr ahafi ler� thc fm�sr�vznrc�us ►xyw ex[eting or httraRer rrxtad ou c!� "
<br /> �9
<br /> 3'n�►eny in�urod•��inst Ic�$s by tire. hazanis ineluded within the term"cxtrndrod��v�r�e" ud any r,ther�axuds. includir�
<br /> fla�da Gr tlu'l,�iin�,fae which LeYlder ra�aµttir�inwc�u�eo.'�►i�iiauc�nct ehrll be m�int�ined in tht+�wud� �nd fa the perlu�
<br /> �hat �.e�xkr roquirrs�. 'I'he insttn�x�e cnrrt�•pmviding�the inaui�nce�I►�!I he�•hosen by B�mnwa eubjoct to i.ender'��pp[�o�v�i
<br /> whkh ih�lf nat be unrc�on�ly withheW. If Hom�wa'.tiil�to un�iiwain qov4r�o dacribod+bnve. 1.e�der.ra�l. �l.rndrr''s
<br /> nptiwn,i�Ma�in rnveatge to pratoct Lender's dghc.i in the ProSxrty in�ccx►rd�nc�e with puag�ph 7. ��
<br /> All ituweonCe polict�w and re�ewats sttaii be AO�C IO I.ttIt�C1'IItNI 7i{IMII�iil'jtN�Y S�iiiit�ti�S UiUil�i1��:c1..�w, t.uw�+•
<br /> sludl lurve the dght to held Yhe policies�nd renew�ls.if i�ender teqairdt.Borrower sArll�xotttptly�Ive W L�endec dt rooeipts o!
<br /> ptid pnmiums a�d renewal nat�Ces.!n the event of loss,8orrowor sl�all give prrnr�pt natice to ti►G insutance arrier and t�t.
<br /> l.snder mey m�kc proof of loss if not m�de promptly hy Bomswe�.
<br /> Untee.g Lender u�d Borcower olhezwise agre�in writing.inauance pme�oods shxil be nppilod to�toratIor�oc r�r of the
<br /> Property d�magsd.if the restoratian or npaic is eoonomicaUy fe�sible and Lender's soNricy is not lesaened. If the re�toration or
<br /> reptir is rot euor�omically feasibiq or L.eiedtr's socuriry would be lessenal.tt�e i�u�►rr�xse procceds stu�li be�lifd to the sus�c .
<br /> secund by this Savrity Instrunxnt, wtKther oc not then due.with any excess paid ro Borrower. If 8ormwer ab�dcxn the
<br /> Property.or does not answer witt+in 30 days a notive from Lsnder that tht insurance carrier hes offerad to settl�a slaim.tt�►
<br /> I.cnder may call�ct the insurance pmoeeds. Lender may use lfte proccads to c+epair�r restore the Property or ta pay s�ms
<br /> secured by tt+is Sosurity Iasuument.whether or not then due.Tfie 30-day period will begin when thc notta is givrn.
<br /> Unless l.ender and Borrower otherwise agrx in writing. any appiiart�on of�roceals to pdncipAl stu�U not extend or
<br /> postpo�the due date of the nwnthly payments referral to in paragraphs 1 and 2 or change the amount �f the p�ymaus. If "
<br /> under paragraph 21 the Prope�ty is acqu�red by Lender,�orrower's right to any insuranoa pol(cies and pmcctds resulting k'tnm
<br /> damege to the Property pdor to the acquisidon shall pass to Lender to tdo exte�tt of the sums secured by thts Socutlty Insttument
<br /> immediately priur to the acquisitian.
<br /> 6.Occup�ocY,Perserration.Mafatenanoe And ProteMion oi the Ptnpertyi Sorrower's Loan AppiipUoa;Ld�holdp.
<br /> �' Borrower shall occupy.establish,and use the Property as Horrower's principal resIdenoe within sixty duys after the exautlon of
<br /> this Seciuity Insnument and shall oontinue to axupy the Pcoperty us Borrower's principal residence for at (wst one year after
<br /> the dato of occupan�y.urtless L.ender oth��vlse ag�+ees in writing, which consent shall not be unreasonably wIthheld,or unless
<br /> extenuatiug circumstances exist which ane beyond Borrower's rnntrol. Borrower shall not destroy, damage or impair the
<br /> Property.allow the Property to deteriorate, or commit wctst.,on the Pcoperty. Borrower shall be in default if any fodeiture
<br /> action or prnoeeding. whether civil or crimitwl, is begun that in Lender's good faith judgment cuuld resutt in forfeiture oY t!►e
<br /> Property or otherwise materially impair the lien creatod by this Security Instrument or Lender's security intenst.Borrower may
<br /> cure such a default and minstate.as provided in paragrnph 18,by causing the action ur proceeding w be dlamissed with a niling
<br /> that. tn I.ender's good taith determinat�on. precludes forfeiture of the Borrower's interest in the Property or other material
<br /> imAairment of ttte lien created by this Securlty [nstrument or L.ender's security interest.Borrower shall a�so be in default if
<br /> Bommower,during the loan application process,gave materialty false or tnaocwate infom�ution or statements to Lender(or failed
<br /> to provide Lender with any material information)in rnnneMion wlth the loan evidenced by the Note,including. but not limit�d
<br /> ' to.�+epresentations conceming Borrowet�s oIICUpancy of the Pmperty as a principa!residence. If this Security Inswment is on a
<br /> leasehold, BorrowPr shall comply with,alt tite provisjons of the lease. �i Borrower acquires fee tide to the Pr+nperty, the
<br /> leasehold and the fee tide shat4 not mer�e untess Lertder agr�s to the meiger in writcmg.
<br /> 7.I'�+ntation of LRndrr's Rlghts in the Pruperty.If Borrower fails ta perfotrn�he covenants and agt�eements cantuined in
<br /> thia Security Insttument,or there is a [egal procePding that may significantty affert Lender's rights in the Property(such es a
<br /> proce�ding in btu►kcuptcy,pnobate.for condemnation or forFeiture ar to enforce laws or regulations).then Lender may do s�d
<br /> pay far whatever is necessary to protect the value of the Property amd l.ender's rights in the Property. [.ender's actions may
<br /> include payring any sums secured by a lien which has priority over this Secur�ty Insuument. appearing i�couR. payiag
<br /> reasonable attomeys' fee3 and entering on the Property to make repaiis.Although I.ender may take action under thts paragraph
<br /> �.Lender does not have to do so.
<br /> Any amounts disbursed by Lender u�nder tl�is pacag�aph 7 shall become additiona! debt of Horrower secured by this
<br /> Security instrument. Untess Borrower and i.ender agree to other tem�s oF payment. these amounts shall bear interest from the
<br /> date of disbwsement at the Note rate and shaU be payable. with interest. upon nopcz from Lcnder to Bomower requesting
<br /> payment. `'�
<br /> 8.Mortgage Insurance.if Lender required mortgage insurance as a canditton of making the toan�ecured by this Securiry
<br /> Instrument. Borrower shall pay the pmmiums required to maintain the mortgage insurance in effect. if, for any crason, the :.�._
<br /> mort�nge ins�aranCe covera�e requtrod by Lender lupses or ceases to�e in effect.Borrower shall pay the premiums mquieed w �-
<br /> zZ.
<br /> afitain ooverage substantial{y equivalent to the mortgage insuranoe pneviously in ef�'axt. at a cost substnndaily equivalent to the
<br /> oost to Borrower of the morgage Insurance previoasly in effect. from an ulternate mortgnge insurer approved by Lcnder. If �_
<br /> substantially equivalent mort�age insurance rnverage is not available. Borrower shall pay to Lcrtder each month a sum equal to ��=`
<br /> one-twelfth of the yearly mortgage insurance premIum beins paid by Borrower when the insurnnce rnverage lapsed or oeasai M
<br /> be in effect. Lcnder will accept.use artd retain these paymtnts as a loss reserve in lieu of mortgAge insurance. Loss reserve
<br /> Form 3028 9190
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