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<br /> �CiFTHpt W1T}�nli the improLnmen'ts naw ur naxaAa erected an tAe prapthy.m��71 a�einnis.��pw+ee .aa�i..
<br /> ;, Sxtura �xyw or t►�rc.�iter � pxrt oP �hc property. All �pla�en�etus und ndd{d�ms shatl alsu hc cY�vered by this Socuriry�
<br /> . l�ut►vment.Ai!of ttu fi�rc��ing Ix rcferrat t�in Ih�s Security Inetrument ax tha"Fmp�rtY••"
<br /> � BORROVYER C(?V�AiAM"�that.�rrovrCt it lawiully eei�od uf the nWa hetoby ca►veyed tM I�s fhe ri�M w�a�t�d �
<br /> oonvay tlx Pe+npercy�nd tlwt the Pmperty Is unetx.�m6eiocl.exoepe for encumb�oi i�+cond. f3ansMa Mur�na�ad rvlll
<br /> � defend�enarslly t�e titk to the Propeity�nt d�claiaa�aad dam�r�tls,wbject w�ny encvmbrsnoes ot aticord. , �
<br /> 1 THIS��:C`iltti'CY lNSt1'RUM�NT ines uniform cxr.erwnts far nNtir.x�l use ud non-unifacm cova�unb wkh limited °
<br /> � , v�eriatiom by juri�dk�tian to t�stttuu a unifornt siecar�ty insaurnent onveri�4c�N��►�Y•
<br /> UNIFQRM CQYRNAt�TS. B�►�:r�,nd Len�kr covcn�nt and�+ee as folbwa:
<br /> � 1. t�y w�e a t o� P r l n c l p d w n d I n t e r d; P n e p�S'�t e at aad�.�ete C b�r a c a. B�rr+ower�r,�all P��Y P�Y wha► due the
<br /> ( principat of�nd intenst on ttrc�lebt evldenood by the NoQe and�ny pr�paYmrnt�nd l�te charge�due u�der the Note.
<br /> 2. FY�nd�fot'If�ucee�nd ldur�ce.Subjoct to appltcmbtc law or to�a written waivcr by [.e�x�er. Bormwer slull p�Y to
<br /> + Lender an the d:y monthly paymetua�r+e due ut�der the Nnte.uatii tise Note is paid tn fal1.a sut�n('Funda")fa: (a)�yw�ly tua
<br /> � �ad assesaments which inAy attain priotity over this$ocurity Iastc�m�ent�a{ten un tl�a Fropeny:(ba yearry Ieacclasld p�,y�
<br /> or ground rent§on the Prnperty.if any:(c)YartY hazacd or PropertY insurancc premivau:(d?Yeady flood Imuianoe pcaaiums,
<br /> � if a�y;(e)yeuly mortgege insurdnoa premiums, if any:and(�any sums payable by Bomower to I.aider.ia aurntdu�x with
<br /> l the pmvisions of paragraph 8.in lieu oP the puymtat of mortgage insura�nce premiums.'Chese Items are catlod"Escrow Ctems.«
<br /> � Lender mqy. at any time, cnlloct atkllx�ld Fwids in en amount not W exaed the maaim�un aniount a loader for a fede�lly
<br /> � related mottgage loan may require for Borrawer's Gscrow account under the federel Rcal Fstate Stttlecrxnt Frncad�u�es Act of
<br /> 1974 as amended from dme to tIme. 12 U.S.C.Sectioe 2601 et seq.("RESPA").unless ar�other law that applies to the Funda
<br /> j ms a lesser amount. If so. Txnder may. at auy time,coltect and hold Funds in an umount not w exceed the lesser emonnt.
<br /> I Lender mu3r estimate the amount of Fun�a due on the basls of current data and reawnable admates oF eapen@itures of Potwro
<br /> Escrow Items or otherwise in accordance with appll�bie low.
<br /> � 'fhe Funds shall be held in an insdtutIon whose depositg at�e iasurod by a federal agency. instnu�oeutality. or entlty
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<br /> (including L�nder.if I.erxler is such an institudon)or in any Faderul Home Loan Bunlc.Lender shall apply the Funds to pay the
<br /> ' Escraw Items.Lender may not charge Bormwer for holding and applyiag the Funds,annual{y analyzing the ese�+ow�orount.or
<br /> � verifying the Bscrnw Items.unle.�L.ender payc Bomower Inierest on the Funds and applicable!aw permits Lender to cnake such
<br /> a chtu�ge. However.Lender may c�equire Borrower to pay A one-time charge far an indepeadent real estnte tnx reporting servtce
<br /> used by Lender in connection wIth thls loan. anless appUcuble law prov�des otherwlsc. Unlrss an agr�ment is made or
<br /> applicable law requit�es interest to be paid.Y.ender shall not be mquired to pay Bon'ower any interest or eamings on the Fuads.
<br /> Bormwsr und Lender may agree in writing,however,t6su Interest shall be paid on the Fuads. L.eader shafi give to$orrower,
<br /> wlt4iout char�e, an annuol aa;ounting of the Funds, showing cradlts and debits to the Funds and the purpose for wQich eacA
<br /> debit to the Funds wns made.The Funds are pledged as IIdditional security for all sums secured by this Secwity Instmn�ent.
<br /> if the Funds held by I.ender exceed the amo�nts permitted to be held by applicable law,Lender sh�lt account to Botrower
<br /> for the eaoess Funds jn uccordance with the requitements of applicable law. If the amotu�t of the Fwds held by Lender at any
<br /> � time is m�t sufficiettt w pay tha Escrow Items when due.Lender muy so notify Borrower in writing. and.in such cuse Borrower
<br /> aliatl p��r•to L.ender the amount ne��essary w make up the deficiency.Bornower shall make up the deficiency in no more than
<br /> tweive maathly payments.nt I.ender's sole discretion.
<br /> Upt�n payrr}ertt in futt of alt sums secn�ed by this Securlty Instrumcnt. L.ender shall prompdy refund to Borrower any
<br /> Funds held by�.ender.if.under paragraph 21.Lender shell acquire or sell the Property.Lender.prior to the acquisition or sale
<br /> of the Prope�ty.shaD�,.apply any Funds held by l.ender ut the time of acyutsition or sale ag u ecedit ngeinst the sums secared by
<br /> this Security Insttument. •
<br /> 3.Applkation at Payments.Unless applicable law pmvides otherwise.ull payments received by Lender under paragraphs
<br /> 1 and 2 shall be applied: first,to any prepaymeM charges due under the Note:se�nd,w amounts payable under paragraph 2:
<br /> third,to inte:est dae:fourth,to principal due;and last,to any late charges due under the Note.
<br /> 4.Charges;Lteas. Botrower shali pay sil!taxes,assessments. char�es, fines and impositions amibutable to the Property
<br /> which may uusin priodty over this Securlty instivment,and leasehold payments or grouitd rents, if any. Borrower shull pay
<br /> these obligatlons in the manner pmvided in paragraph 2.or if nat paid in that manner. Bor�awer shull pay ihem on tnm�direcdy
<br /> to the person owed payment.Borrower shall prompdy fumish to Lender all notices of amounu to be paid under this paragraph.
<br /> If Borrower nwkes these payments dir�tly,Borrower shall promptly fumish tn I.ender receipts evidends�g the payments.
<br /> Bomower sha11 promptly discharge any lien which has priority over this Securiry Instrument unless Borrower: (a)agt+ees in
<br /> writing to the payment of the obligation secured by the IIen in a manner acceptable to Lender;(b)oontesu in good fatth the lien
<br /> by. or defends ugalnst enforcement of the lien in, le�al pr.oceedings which in the L�encl�r's opinlon operate to prevent the
<br /> enfonement of the lien;or(c)secures from the ho�der of the lien an agreement satisfacwry to Lender subordinating the lien to
<br /> th[s Securiry [nstrument. If I.ender determines that any part of the Property is subject to a lien which e�wy attnin priority over =�
<br /> this Security Instrument, Lender muy give Borrower a notice identifyieg the lien. Borrower shall satisfy the lien or take one or
<br /> mote of the acttons set forth ubove within 10 days of the giving of notice.
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