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' L ' � , <.� •/7 N. ��'.�,��•+ _, -�.�.t ..,y�.. - .. � n . �, ,o. . �:.�rc.,t �. . � 94-.� � . piymeat�m�y na Io��be nqa;red;�t tbe aption of IRndor,It raortq�o inwr�noe sova�e{in drs'�� adibr,tY�arbd Ilu�t l�r�dee requirex)pmvided b��n lrwuer�xaved ay[.endee ag�in boa�mes nvail�bla and ia��.Ho�wa�al!py the�x�miun�require�3 to mafaWn mart�{c i�uurcu�in efi'ect,ar to}��avidn a lux�reservc,unzil the rcquirea�cnc ior nwrt�a�e insur�nce e�fe in ecconi�nce with any v�+dtten a�reement brtwaen Hurr�wer and�firuier ar r+pplicah,ln law. f. �peetlo�.l.ceKkr or its�ent mRy rru�ke tasomble crtria upot►wid in�acKionb of Ux Prqterty. 1Rrnckr�It�ll��ve Horrqwar nattce ut tl�time of or prMr ta en ins�ction specifyina reau►nrbie cru�for the inxpe��tiun. ta. Coad�Mlp�•7T�e prcwooda of.uny awud or cldm[or dratw�a�.diroct or coneac�w.�tj�l..in oormectiort wiU� my condcmnation or nther taking of any purt af the Pn�perty.ov for ranvey�nce in licu of cwndemn�ttan,ane hcrebp assigned and • shdl be�id[o i.etKier... In t!re event af e total�cing of the PropeRy.the pmcoeds ehall be applied ta tho sums steuced.by this Seeurity Inatntmau. whether a�r not thcn due.with Any cxass paid to darcawer. !n thc ev�nt of a p�acttal teking of the Property In which the fdr muket valut of the Property imtnedi�uly beforc thc atWng is equul tc�or gratcr than the amount oF the sum.g isceurod by thia , SecEirity Instcument immailately before the taking,unless Bomower and Lender otherwise agroe in writing,the wms socured by thie� Securiry Instniment stjall be rcduced by the nmount af the procrrds multiplied by the foliawing fraction: (a) the tcN�l am�wnt uf tha.sums secured immediately before the takfng,d�vided by(b) t8o fair muricct value of the Property immodiatsiy before ttx taldr►g. A�►y balance shap be paid to Bomower. In the event of a partinl taking of t6e Property in which the fa[r market vafue of the['�roptrty imtr�ediauly befon tbe taki�►g is tess tlwn the amwmt of the sumS sac�uod immediately before elt;. taking.unless Borrower�xl l.ender otherwise ngtnc in wdting or unless applicable law athcnvlse pmvides, the proceeds shall be cipptied to the sums secu�d by this Seru�iry Instrument whether ar aot the sums are tl�een due. IP the Property is abandoned by Borrower,or if.nRer notice by Ixnder to Borrower that thc condemrar atfers to make an award or seult a claiea for damapes, �rra+ver fails to respond tA t,encier witbia 30 days aRer the date the natl�is givm. I.ender is authorized to collect and apply the proceuls.ut fts option,either to mstoration or rcpair of the Property or to th�s�uas r,ecu�by this Securiry[nsuument.whether or not then due. Unless Lender and Borrowcr otherwise agcc�ece in wridn�, any application of proceeds w principal shall not eatend or postpone the due date Af the monthly payments�eferned w in paragrnphs 1 suut 2 or ct�mge th@ amount of such paymertts. • I l.Borrower Not Rel�ased;Forbearance By Lender NW a Waiver.Extenston ui the time for paya�ent or modifiration of amo�ation of the sums secured by this Security Instcument granted by Lender to any successor in iaterest of Hon+ower s6aU not operate to rtle�se the liability of the original Borrower or Borrower's su�essors in intemst.Lender s6all nos be required to comme�c pmceedings against an�+succes.sor in interest or refuse to extend time for payment or otherwise modlfy emortiwtion of the sums serured by this Sectuiry Insuument by �eason of nny demund made by the origin�l Borrower or Borrower's successors in interest. Any forbeanu�ce by Lender in exercising s�ny risht or remedy shall aot be a waiver of or preclude tde �.ser�uf any tidht str-s+�tn�dy. 12. Suocessors and Asstgns Bound;Joint and 5everal LlabilIty= Co-,s,ignere.The covenants and agreements of thts Scxurity In�ument shall bind and benefit the successors and assigns of Lender artd Borrower. subject to the provisions of pnragrnph 17. Borrower s cavenants and agreements shull be joint and �everal. Any Sorro�ver who �-signs this Securiry Inshument but does not execttte the Note: (a)is casigaing this Seiurity Instrument only to mortgage� gmnt and oonvey that Bomuwer's interest in the Property under th�terms of this Security Instnunent;(b)Is rtoi personally obligated to pay the sums secuned by this Stxurity Insuument;and(c)ngtee.s chat Lender and any other Borrower may agrae to extend,modify.forbear or make aay aoa�mmodations with regtu+d to the terms of this Seturity[nstn�ment or the Note without that Borrower's rnnsent. 13.Lo�n Charges.If the loan secured by this Scxudty Iasmiment is subject to a law which sets maximum loan charges. nnd that law is finaqy inteipreted so that the interest or oiher loan chur�es collected or to be collected in connection vu[th the loan excerd the pernritted timits.then: (a)any such loan charge shail be reduced by the arrtount necessa�y to redace the charge to the pemutted limit; and(b)uny sums already collected from Borrower which exceeded permItted limits wiU be refunded to Bom�wer. Le�der may choose to make this refund by reducing the principal owed under the Note or by muking a direct payment to Bomower. If a refund �rdnces principul, thc reduction will be tmuted us a panial prepay�nent without any prepnyment charge under the Note. 14.Notias.Any nodce to Borrower provided for In this Security Instrument shal(be given by delivering it or by mailins it by tirst class nosil unless applicable law requires use of another method.The nouce shap be directed to tite Property Address or airy other address Idorrower designates by notice to Lender. Any notice to Lender sliall he given by first class maFl to Lendtr's uddress suttod herein or uny otC�er ctddress i..ender designates by notice to Borrower. Any notice pmvidal for in this Securiry Instrument shali be deemed to have been�iren to Borrower or Lender when given as pmvided in thi�para�raph. I5.Govaning I.aw; Severabtlity. This Security Inswment shall be govcrned by t'ederal law and the law of the jurisdictton in which the Property is locaced. In the event thut uny provision or clause of this Security Insuument or the Note canflicts with appficable law.such contlict shall nut affect other proti•isions of this Security Instcument or the Note which can be given effect witt►out the conflicting provision.To this end the provisions of thts Security Instrucaent end the Note an declared to be severnble. 16.Borrower's Copy.Borrower shall be�iven one rnnfoaned oc�py of the IYote and of this Security Insmunent. Fo�aose 9190 Pepe 4 a}0 T ..i+. .L:: ' ' ��:� ".J:,�' ' ��li^� '1 .... � . ' . O� _�a, . :�A�L:��t`" . T�a �... ' ' ,.. .. . Y j�'.`: �'s:. . . �e-�_.' , . �� . • ' t7 �i.r•w.�ll.Ylllq lN�•'•� • � .• �ti`�'• ::�,::�) .• ,. ,.� ' ., .� _ � •=�q,�.+'�''•.:r��; � � . � � n� r�.. .y�iµ�:-:`;�f I ,•�� S• 1~�; . .. .r:,�'Y�Vi.. � :�_. - . . 1'. .�.�. '1. .:y.�' . i ,v'�' `t!. {L� j� � .`T' '4f , .,. � ..•a;4�° . 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