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<br /> S. � or P�raperty I�t�ce. ilutrower.etill keKt tbe.jmpmvemasts�aow s�da� ar��rr�r e ard o� Mw
<br /> Propert}• inyurat U&ai�tit toss rry Gre.ha•rr�rdw i�xluded within thr.term'exter►�ed covrrAge" xn,d�,ny c�ther hwr�i�� Ir�ludip� �.
<br /> tlocx9s or Qnading, fur which I.cn�Der r+equires-inaa,ttrance...This insurance�11 ba maint,�ln'd in the�xwMe�uxl fur the pe�
<br /> thu Lrredrr requirc.s. The icuwrwtce c�rricr pmviding tho itu�ur�rice shdl bo ctxises�by&�rruwcr tiutsj�xt ta l.�lclx�'����v
<br /> ° which Khal{ qot be unt+a�sonMbiy withheld. IP Hnrmwor f�il+�to nuinqln caver��iescdbed �lwvo. �xiwler�n'MY,at LendeC'�
<br /> a�ption,obu�in oovet�o to pnxect ixnder's d�hts In dxs i'roperty In�'���with p�n�xaph T. .
<br /> All insurxrroe pc�licir� �nd rrnewds ah�ll.!►�ac�esptable,ta l.ender�+d shiJl include 4 Mualrrd mott�c+clwe. l.M�du •
<br /> �SKiI i�v::1lit e��{ht tu 1wW!Iw(.;01k:to;.�1d t�J�«t*�ls.If l�ttd�r��i�.Rc�rmwer shall rt�m�ntly givc to l.Grki�r all tro�xjptr af
<br /> p�id premlums anc!rmewal na�caa.In the event af tose.Bomawer efw11�ive prampt notics ta the i�uuru�ce nrrier u�d L�.
<br /> Lendrr mmy melca pnwf of lass ef tat m�de pra�mptiy by Somower.
<br /> Unless Lender a��d Borrower otherwise agrce in wdting. iasurwnce procoeds sh�il be appliad tu astontion ur rcp�ir af tha ,.
<br /> Pmpeny dzm�,ai.if the nestoration or repair is ecanomicnlly feasibta�iid i.endrr's sxurIty is not lessened.If the nstoratioo ur
<br /> neps�ir is not ecnnomicaUy feasible or l.ender's sec�uiry wcwld be lessenal. !he i��tronr+o proceods ohall be applial'm�ha�►roi
<br /> sccured by t�is Security lastrecncnt. whtther ov not ttten due. with any exce�.c Paid to Humuwer. If Batruwer ebandons the
<br /> Property.or dnes not answer withtn 30 dt�ys a notice from Lender that the insurance ran�ier h�s of�red to seftic a clsim�tl�en
<br /> Letder may coilect the tnsutanre proceeds. [.ender may use the procceds to rcpair or rcstore the Property or to pay sums
<br /> securod by this Secur�ty Tnstcument. whether or not then due.The 30-day pr►iod will begin when the notice is given.
<br /> Unless Lettider and Bornn�wer otherwise agrre in writ�ng. any applicadon of proceals to ptincipal shali not extand or
<br /> postpone thc du�date of the monthly paymentg referrai to in paragrapha 1 tud 2 or chenge the amount of thc{wyments. IF
<br /> under paragraph 21 the Praperty is acquircd by Lender. Borrower's r�ght w any insurance palicies and praceads nsulting fmm
<br /> damag�to the Property prior to the 3cquisition shstlt pass to Lender tu tita exte�u of the su�rts r�ecur�d by this S�cttrlty Ir�ttument
<br /> lmmediatety prior to the acqutsidon.
<br /> 6.Ucail�rncY•f►reseivatbn,Maintenance and Pr+otectfon of the Pmperty;Borrower's Loan Application:Le�ebolde.
<br /> Borrower s�all occ�y,e�tahlish,anA use the Pmpercy ns Bnrrower's principal r�Idence withln sixty days aRer the executIon of
<br /> this Security Instnun�ent umi shall continue to accupy the Property ag Borrower's p:Inripal rcsidence for at �eust one yea'r after
<br /> the date of occupuncy,un4ess Lender otherwise agroes in writing.which cansent shall�ot be unreasonably withheld,or unless
<br /> extrnuating circumstnnces exist w•�.ich ure beyond Borrower's control. Borrower ahall not desuoy, domage or impair the
<br /> Property,ailaw the Property to dc4-e�iomte. or rnmmit waste on the Property. Borcower shall be in default if any forfeiture
<br /> action or prooeeding, whether civil or crimin3l.is begun that in i.ender's goc�d faith judgment could nesult in forfelture of the
<br /> P�npe�ty or oth�rwise uiaterially imp�ir ttce lien created by this S�ecurity Instrument or Lender's security interest.Bormwer may
<br /> cure such a default ond reinstate.as provIded in paragraph 18.by causing the action or proceeding to be dismissed with a ruling
<br /> that. in Lender's good�taith detemiination. preciudes forfcitu�c uf t1`�e 8c,�ra�er's tater�st in tl�:. �grsi3.sss as�'�stesis!
<br /> Impairment of the Iten c�eatod by this Security Instrument or Lender's tecurity intemst. Borrower shnll also be In default iF
<br /> Borrower,during the loan appliption process.gave matednlly false or in�ccurate information or statements co Lender(or failed
<br /> to ptovide Ixnder with any material information)in connection with the loan evtdenced by the Note,includins.but not limited
<br /> to, representatlons oaueerning Borrower's occupancy of the Properry as n principal residence. If this Securiry Instrument is on a
<br /> leasehotd, Borru«ti shall wa�ply with all the provisions of the lease. If Bonower acquires fee utle to the Property. the
<br /> le�asehold and the feE title shall not merge unless Lender agrees to the mer�er in writing.
<br /> 7.Protect�on oY Leader's Rights in t6e Property.If Borrower fails to perform the covenants and a�eemeats conteiaed in
<br /> thls Secudty Instrument,or them is a legal prnceeding that may significandy uffoct Lender's rights in the Property (such as a
<br /> pr�ceEding in bankn►picy.pTObate. for condemnation or forfeiture or to enforce laws or regulations).then I.ender may do and
<br /> pay for wiuitever ls necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may
<br /> inelude payin� cury sums secured by u lien which has priority over this Securiry Tnsttument, appearing in court, pay[ng
<br /> reasonable suorneys'fecs and entering on the Property to make repalrs.Although Lender may wke action under this paragraph
<br /> 7,Lc:nder dces not have to do so.
<br /> Any amounts disbursed by Lender under this paregraph 7 ahall become addItionai debt of Borrower secur+ed by this
<br /> Security Instniment. Unless Borrower and Lender a�ree to other terms of payment,thesc amounts shull beur interest from the
<br /> dnte of disbursemettt at the Note rate und shall be payable. with interest, upon notice from Lender to Bcnrower requesting
<br /> payment.
<br /> � 8.Mortgsge InswYUtce.If Lender requlred mortgage insurance as a condition of making the loan sr.cuc�ed by this Secwiry
<br /> Instrument, Borrower shall pay the premtums requiral to maintnin the mortgage insurance in effect. If, for any reason. the
<br /> morcgage insurance coverage required by Lender lapses or ceases a be in effect, Borrower shall pay the premiums required to
<br /> obtain coverage substantially equivalent to the mortgage insurance previously in effect.at r�cost substantiaily equivalent to the
<br /> wst to Borrower of the mortguge insurance previously in effect.from nn altemate mortgu�e i��surer spproved by L.ender. If
<br /> substantially equivalea►t mortgage insurance coverage is not uvuilable. 8orrower shall pay to Lender each month u sum equal to
<br /> one-twelfth of the yearly mortgage insurance prernium being pa�d by Borrower when the insurnnce ooverage lapsod or ceASed to
<br /> be in effect.Lender will accept.use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve
<br /> Form 3028 9180
<br /> Pepo 3 ot 8
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