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<br /> TUQl:'['HBR WITH�ll tha 1 overneMs nnw or heriafler encted an tho pco�eriy.�vl e�ue�f.�oe�,and
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<br /> tixt�r�s �xiw ar Aurafler a pah oi tl�o prn�xrty. All tcplwcen�rnts and adQitiun9 Ehall elso tic savcroc! by ihi� Savriry
<br /> Instru�y�cnt.All nf thc farrg�sing is rcfcrreQ tu in this�urlty In�tcuntent ev tl�"PrMxny,"
<br /> E3t1RRt?VY�It COV�N�NTS Qwt Rurr�wer iy l4w1h11y iseir;ed af tlk estute Irercby cpnveyed w�d�uts tt�ri�hc to�ru�t nn�d
<br /> convey the pmpc�ty �nd tlu►t the Pr�Kxrty le une�cumbercd.excaept far cncumbru�rea af rxar�¢. 8�irmwtr wptrante nod wlll
<br /> s�te�l g•_nersE3x=!t�!itl:tn It�c Nraperiy ug einst all claimg and d�a�wxty.Fubject to uny cncumbnsnttw��f rccor+6'.
<br /> TNIS aFCURITY INSTRUM�NT il�mbine�unifi�rm unven�m�6ar rutioml use�nd r�nn•unit�rm�ven�nt� with limitad
<br /> vt��n�innq hy J�rei;dictlr+n to cnnctitutr e anifi►rm c�ccnrlry instnmunt rnvcring nal ptuperiy.
<br /> ' 11Nl�C1RM COV�NANTS.Bntmwct And I.ender wvemnt and agrec as fotlawe;
<br /> ' !. Pxyn�nt ot Pri�cip�l�n0 inten�att �l�� �� �te ClwrRc�. 9orrawer sh�tl prompttY paY whcn Auo the
<br /> i principil nf and intemst nn the debt evldrnccxl by the Notc and uny prcpaynxnt und lot�et�nrges due under the N��te.
<br /> 3. Futed+for T�acss�nd Insurana. Subjcct to applicublc luw or ta n wrttten wulver by L.tndcr. �Srrowcr sfWl pny to
<br /> I.ender on�hG day monthty paymenta are dun under�he Nutc.until thc Nate ie paid in fhll.a sum t"Funds")for:(e)yrxily taacs
<br /> and as.cessmentq u�hich may ntwin priorlty aver this�ecuriry Instn�mcnt us a Ur.n on thc Pmperty:(b)y�uty leaselwld payments
<br /> or graund rents an thc 1'roperty.if any;(o)yendy h�nrd or property i�suranoe premiums:(d)y�u1 y lYuad insurance prcmiueny.
<br /> ; ii eny:(e)yearly mortgago insurnnoe ptsemium.�, if any;und(4 any sums paynble by Barrower to Lender.in accuNunae wIth
<br /> the provisions af parngraph 8.in lieu of the paymtnt of mattgage insur�nce pt�miums.These items nre rallod"Escmw Items."
<br /> ! l,ender may.at any tim�.callect and halci Fut�in an:imount tat to exeeed the ma�ttmam nmo»m a Icnder for a faderally
<br /> r¢latod mortgage laan may�equire for Borrower's escmw acoount undai tbd federnl Real 6stAte Scttlement Proccxluc�w Act af
<br /> 1974 as amer�dad trom Nme to time. 12 U.S.C.Sextian 2b01 et seq. ('RF�SPA").unless unother tuw that applies to the Funds
<br /> 6et�u I�.sser amou�at. !f w, Lendcr rnay.at any time. co!lect and hold Funds in an aatQnnt ant w exca�d tt�e le.s�xr arnouat.
<br /> Lender may estimate the amount of Futds dae on the basis of curnnt datci and reasonable estimates of eapendituns of futute
<br /> Escrow Items or othenvi�in accordance witb applicable law.
<br /> The Funds shall be held in an inst�tution whose deposiu are insured by n federnl agency, instnrmerttality. ar entity
<br /> tinr:udins L.ender,if Lender is such an institutianl or in any Federnl Home l.aan Bank.Lender shall apply tho Funds to pay the
<br /> Escrow Items. Lender rt�ay not charge Barmwar for holding and applying the Funds,annually analyzirts the escrow aoeount.or
<br /> � verifyin�the Escrow Items,unles.s I.ender pays Borrower interest on the Funds and appticabie Inw pemni�s Lender to make such
<br /> a charge. However. Ixnder may mquire Borrower to pay a one-time charge for an indepe�dent ceal estate wx reporttng servlre
<br /> , used by Lender in connection with this loan. untetis applica6le Iaw provides otherw35e. Unt�s an asreement is made or
<br /> applicable law requires interest to be pald.Lender shall not be required to pay Borrower any intetest or eamings on the Funds.
<br /> Borrower and Lender may ugree in writing.however. that interest shall hc paid an the Funds. l.ender shall give to Bormwer.
<br /> �e,�silttuti�e. sst asttsss�!�rntsssEistg af!!se Fsst�ds. SEl4Ytlila°zi�i4 3ili� �Pblsc tn t�F��Rdc ared the(►uTncP fc►r w�ir�t ac}�
<br /> debit to the Funds was made.The Furtds sine pled�ed as addl�Ional scxurity for all sums secured by this Security Tnstn►ment.
<br /> If the Funds held by l.ender exceed the amounu permttted to be held by applicuble law.Lender shall account to Borrower
<br /> for the exc;ess Funds in accardance wtth the rc�uiremenu of appitcable law. If the umount of the Funds held by [.ec�der at any
<br /> tlme is not suffictent to pay the Escrow Items�vhen due.Le�►der may so notify Burro�ver in writiog,and,i�such ca�e Borroveer
<br /> s!►all pay to Lender the amount necessary to make up the de6ciency. Borrower shall muke up the deficiency in reo murr than
<br /> :,�` ts�elve monthly payments.at Lender's sole discretion.
<br /> c- Upon payment in full of all sums secured by thie Srcurity iastcument, I.ender sh�ll prnmptly refund to Borrower :u�y
<br /> �Lnds held by Lender.If.under paragraph 21. Lcnder shuil acquire or sell the Property.Lender, priar ta thc ucquisittan or sale
<br /> of the Property.shall apply any Funds held by Ixrtder at the ti�ne oi acqutsition or sale as a credit against the sums ucured by
<br /> this Security Instrument.
<br /> 3.Appl[catton of Payments.Unless applicabte Iaw provides athenvise,all payments received by Lender under puru�ruphs
<br /> Q and 2 shall be appliod: first,to any prepayment charges due under�he Note; second,to umounGs payable uader paragr,�ph 2;
<br /> third,to interest due;fourth,to principal duc;und last,to any late churges due under thc Note. �" �
<br /> � 4.Chaeges:Liens. Borrower shall pay all taxes,assessments,charges, fines and impositions attributable to the Propecty
<br /> �� which ma attain nori over this Securit Ins[n►ment, :md teasehotd a•mentc or round renu, if un . Bormwer shall -
<br /> Y P � tY Y P y S Y PaY ;,
<br /> ., �.se obligations in the manner provided in paragraph 2,or if not paid in thut manner,Bvrrower shall pay them on time dimctly
<br /> ��':� s:a tthe pecson utved payment.Bomower shall promptly fumish to[.ender ait notices of amountt to be paid urtde�this paragraph. ; '��`
<br /> - tiE 8orrouer makes these pay�nents directly.Borrower�iTaii promptly fumish to I.ender roceipts evidencin�thc paymeats. �.J
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<br /> ..,,�,.,,,,, Borrower shall promptly dischurge•�:x_lien whic�e has priorit}•o��r this Security Insttument unless Borrower: (a)agrc;;s in
<br /> �•� writing to thr pay�tnent of tbe r�bli�ation v.�.-��.•d by th�e ti:n in u manata areeptuble to Lender,(b)contes�s in good faith the lien
<br /> �� by, or defends against enfc>ro;ment of the Iien ir�, tr�a9 proceedings which in the Lettder's opinion operate to prevent the
<br /> VC�I��.s'
<br /> ��:'r��,., enforcement of the lien:or(c)secures from the h�:dea uf ahe lien an agreement.atisfuctory to[.ender subordinating the lien ro .
<br /> ��'�i;�. this Security instn►ment. If Lender deteescSnes that any psut of the Pcc��+erq� es subject to a lien which may attnin priority over °
<br /> *.��5"` this Security Instcument, Lendcr may gEv�L S?�imower a notice idencifi�9:�cS�e�e_n. Born►wer shall autisfy the lien or take one or
<br /> � #Z''�� mare of the actions set forth above within LO days of the giving of nouce.
<br /> x � Form 3028 9I80 �;n_; '
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