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<br /> � pertrx9v tiiat L,cndcr rrqulyty. It�insur:ux�c cav�t�r�roviding tho(nsurance sha116e rt�useu t�y Drr���wc:r�uhj+-c¢t�r t.erx3e�k
<br /> c+}�}srnval whttt�ahail�wt hc ut�aratswts6ly wEthfield. 1f anaowrr fwllr to mulntain covcra}�a dxKrlbed otx►ve,Lrndrr hv►y,�S
<br /> l.enderis aE*tlon.s�(n cpver��e tu p�cKeit 1..rnder'b ri�htR in the y,in�ccorda�with puraatr�ph 7. .
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<br /> All lnaurrnce paUclea�nd rcnewel#�hall bo acceptubk ta l.e r Mnd KhNI inc:lude a�wpxlor�m�tt�+►�e cl�w. l.end�r
<br /> � ehnlllu�va ehe ri�ht ta huid ttwe{wliek�aid nnewals. It l.ender�eyuiren,H�xmrv+tk xtull prcwnpt�y�ive ta t.ender W receinu
<br /> ot p�id prcmiwru�nd eenewal notices. In the ovent of Wu.�o'rruwet�hstl$ive�xompt twtico�u tho imiwwiae can�l�r�nd
<br /> Lender. L,cncier may nutco pr�a�af loss if not modc prumpt�y by IIomower.
<br /> Unle�s L.ender uKi Bamower otherwlse a�ree in wdt�ng,insunu�ce proceods xhail Ae�ppitad to reata�ation a tepiur of
<br /> the Pt+aperty dam+�ged.iI the rcstor+�don or cep�tr ie ocorKxnlcs3ly feuiible and t.enderb,�ecudty !s nat k:ianeil. If the
<br /> restorat�an or�pair is nat economlcaJly feaslbk or Lenderi�securiry would bo�lesaetxd�the irtKUrance pc�ceedr► Rtu1!bo
<br /> �pp}ied to ttio suma isecured by thia Security Instrument,whether or nnt then duo, with�ny.rxcesx p�td to Botrower. If
<br /> Borrower abu�dons tho Property.or daes nat enswer wlthin 30 dnya a notice from I.cador U:nt tho jnsurwico carricr h�s
<br /> offend to settle a claim�then Lender may coUect the Insuranc�pro�eeds. Eander may use tha prooeeds to t�epair or resioro
<br /> the Psopeny or to pay sums secured by this Securlty InseYUmenb whether or not than dua. 1tw 30-day pedod will be81n when
<br /> tt►e nodce is given.
<br /> Unless Lender und Dorrower otherwjse ugree in writing,any uppllcadon pf proceeds to principal ehall not extend or
<br /> pmstpone the due dnte af the moruhiy payments refemed ta in paragr�phs 1 nnd 2 or changa the nmount of tho pAyrr�ents. If
<br /> under puogruph 21 the Propert�r is ucquired by Lcrniar.Borrower§right to any insumnca polictes nnd proceeds resulting
<br /> from damage to the Pruperty pnor W the acqnisItton eball pase to Lender to tho sxtent of tha suma secured by thia Security
<br /> a
<br /> Instrumeat immediat�ly prior w the acqulsidon.
<br /> 6. Occupancy, Preservation, Maintenpnce and Protectton of the Property; Borrower's Loan ApptEcatioa;
<br /> LeasRito�ds. Barrawer shnit accupy.establ�sh.and use t�o Progcrty:ts Borrorret's prbecipa!res�dcac$w(thin slxty days after
<br /> the executton of this Securlty Insaument aud shall continue to occupy the Property us Borrawer's princlpal residena for at
<br /> least one year after the dnte of oocupuncy. unless L,ender otherwtse agrees in writing. which consent shull nat be
<br /> unreasoaflbly wlthheld,or unless extc-�;iting circumstnnces eaist which su+e bayond Borrowerl+control. Borrower sh�ll not
<br /> destroy.dumage or impair the Prnpeity,allow the Property to detcrforntc.ar commIt wastc on the Pro��rty. Borro�ver»hal!
<br /> be in default if uny forFeiNre actlan or praceeding,whether clvil or criminal.is bagun that in Leader's good fuith judgment
<br /> could resutt in forCeiture of ttte Property or othernlse materially impair tho IIen crcuted by this Security lashument or
<br /> Lenderb security Lnteaess. Borrower may cure such adefault aad relnstate,es provided In paragaph 18,by causiag the nctIon
<br /> or proceeding w be dismissed with a ruling that,�n Lender's gaod faith detemiination,precludes forfeIture of the Borrower�s
<br /> interest in the Property or other material [mpairrnent of the lIen cc�euted by this Security Inatrument or l.enderk secririry
<br /> interesG Bomiwer shall a4so be in default if Borrower, during the loan applicadon process. gave matedally felse or
<br /> inaccurate informatIon er statements to l,ender(ar failed to provlde Lender w[th any mutedal informatian)in co�ecdon wIth
<br /> the tonn evidenced by the Note. includin$, but not limited to. represenwtlons conceming Boisower� accupancy of the
<br /> l�roperty as a principal residence. iti Ws�ecurlry instrument is on a IeasehoId,BmTawer stiaait cwnpjy wit�h ull ti�e ix�vislc�s
<br /> of the leuse. If Bomower ncquires fee tide to the Property.the leasehold and the fee tlde shall not merge unless I.ender agc+ees
<br /> to the�er In writing.
<br /> ?. ��oiectIan of Lender's Righta in the Pmperty. If Bo:rower fails to perform the covenants and u�eemenu
<br /> conwined•in�s Se�uiiy Ia�strument,or there is a legai proceeding that may si�mficantly affect Lender�s dghts in the
<br /> Property(such as a pr+¢eeeding in bankruptcy,probate,for condemnation or forfeitu�e or to enforce lawe or regulatlons),then
<br /> Ixnder may do und ps►y for whutever is necessary to protect the value of the Property and Lender's rights in the Properly.
<br /> t.ender�aictions muy iaclude puying any sums secured by a lien which has priority over thls Sec�uity Inswment,appearIng
<br /> In court,paying masonable attomeys'fees nnd entering on the Pc+operty to make repuirs.Although Lender may talce action
<br /> i under this paragreph 7.I.ender does not hnve to do so.
<br /> Any amounts dlsbuzred by Lender under this parograph 7 shnll becom6 additional debt of Borrower secuced by this
<br /> SecurIty Inst�ument Unless Horrower and Lender agree to other tenns of pnymen�those�rtounts shall bear interest fcom the
<br /> date of digbu�sement at the Note rate and shall be payable.with interest.upon notice fmm Lender to Borrower requesting
<br /> paymea�
<br /> 8. ' Mortgage Insurenee. If l.ender reyuired moKgage tnsurance us a candidon of making the loan secured by this
<br /> Securfty Instcumen�Borrower shall pny the premiums required to m�intain the mortga�e insurance in effec� If.for any
<br /> reason.th� mortgage insuraitce covernge required by Lender lapsts ur ceases to be in effect, Boaro�ver shall pay ihe
<br /> premiums required to obtatn coverage substanuaily ec�uivalent to the mortguge insurs�nce previously in offect, ut a cost
<br /> f� �; substanttally equivn(ent to the cost to Borrower of the mortguge insurance proviously in effecG from nn altemute mortgage
<br /> inaurer approved by Lender. If aubstentially equtvalent mortgage insurance covemgo is not avuiluble,Horrower shup pay to ��
<br /> �-`���+�:- I Lendereach month u sum equal to one•tN�elftEi of the yearly mortga�e insurance pnemium being puid by Horrowcr when the ,;"'�
<br /> "� '�* ' tnsuranoe coverage lapsed or censed to be in effect. Lender wiq uccept,use and mtuin these puyments ns a loss t+eserve in lieu �'.
<br /> '';:::•,•.� , of mortgage insurance. Loss reserve payments may no longer be requined.at the opdon of Lertder.if mortgage insurance
<br /> .;�1;;;�;:.:�. cover�„e(tu the nmount and for the period that L.ender requires)provided by un insu�er approved by Lender a�ain becomes
<br /> uvailable and is abtained.Bornower shall pay the ptemiums required to muintuin mottgnge insuructce in effect,or to provide a
<br /> ,;:�G.��-,�'.;.. loss irserve,until the requirement for mortgu�e insurnnce ends in accordunce with any written n�reement between Borrower .
<br /> "�•' �' and Lend¢r or appUcable law.
<br /> ��' �` � 9. InsptcUon. L.ender or iu agent may make reasonnble entries upon and inspeations af the Property. Lender shall
<br /> ,::s�.: .--�:
<br /> •., :t�-w.-�„_�,.-�- � give Borrower norice t►t the time of or prior to un inspecaon specifying reasonnblo cause for the inspection. �
<br /> %�i;;,"�_° 10. Condemnallon. The proceeds of uny uward or cluim for damages,din:ct or consequentiui,in connecdon with any
<br /> . ��;,�•�t_ � Singto Family—Fannie MarJ[hcddie Mnc UNIFORM INS7'itUMCNT•-Uniform Covennnte 9l90 rpaRr 3 aJ6 pag�al
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