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.� . .,.;;. . 1�'.'�� _ _- _ / ii .. __ .._ . ' ._.. .._... . _ U4�-__ <br /> -ri¢=. . '� _�t� I, .,.._. .... .. <br /> .i�' _ jlt '.»l � �- —_ <br /> --- ---- �.i,�. <br /> __- - -� _- ---- <br /> _—.. — -__.�. _ - - <br /> __ ; M1 � <br /> g4�� �.�5�9� ' � <br />---- --- S. H�rd or Piroperty insurs�nce. Borrawer shall keep the lmpr��vemcnts noev dxisting ar hereafter trectcd an tho <br /> Peoperty insurccl ugnin�4 lo::s by flre. hn•r.nrds ictcluded witl�ln the term "extend;A covcPage" mid nny athar Iinzaoctq, i�aelu.dii�g <br /> — ----- fic�ad�or fiooding. for wl�ich Lendcr requfres insuruncc. Tl�fa iasarance Rhall bc:maintninesl in the umounth nnA fut thc perlc�ls <br /> that Lender rcquires.Tho insurancc rar�ier pravidbg the insurance hhall bc chosen by Dartawcr subjest ta Lcndrr•s a�prUVal <br /> � which Rl�all rtut t+c unreasonubly withheld. If Bomuwer fgiln to ma[nt,ain covemgo descrlbcd ahuve, L.ender may.at I.endet'x <br /> optlon,abtain rnverago to pratect l.ender'e righ��in the Property in uccordance whh par�grnph 7. <br /> All insurance pnitcic� m►d renewNs�t�ull hu acceptuble to l..ender nnd shall incfuda n siandard mortgagG clauss. Lendor ' <br /> � ------� -�-� shNl hqve the dght ta hoid the paltcies nnd renewulF. If i.cnder rcquires.Harmwer�hafl prompily givc tu A.chnler all receipt�aP <br /> pald premtums nnd renewal noticcs.In the evant of loss,Horrcower shull glvc prompt naia ro the insuruncc catticr and Leedcr. <br /> _y�'� I.ender may make proof'of loss if not made promptly by Barrowcr. <br /> ° Unic,�I.ender and Bormwer otherwise agrec in writing. insumnce procceds ehail be opplied to restoration or rcpair of the <br /> ,�,—°�` Pr0}1C1'Iy(IIIIYIA$f�,if tho mstorutian or repair is cronamirally fcasible and I.ender's sccurity is not lesr�ened.If the restoration or -- <br /> =3.•_ ___________ _ repuir is not economically fca.rible or I.ender's security would be lessened.the inaurnnce proreeds shaQ be appli�l to the sums <br /> �-.. <br /> - - x�urec! by tttis�etlty Itsstsutt�nt. whether o*ncu thPit�hte, with nny Ptcctxx p��ict tn Anrrnwr.r. if B�rmwer aImndonss Ws -_ - <br />�-� Property.ar daes rtot unswer within 30 dajrs a notice from Lender thnt the insurnne�cntrier has offete3 to settle a claim. then <br />"/ �I � I.ender may collect the insutence proceeds. Lertder may use the proce�ds to repair or testore the Property or to pay sums <br /> . seaured by this Secur�ty Instrument,whether or not then duc.The 3Q-duy perIod wiU begin when the notice is glven. <br /> Unless 6.ender and Barrower otherwfae ugrce ln wrlting. siny applicudon of proceods to principal shaq not extend ar <br /> postpone thc dae dute of the manthly payments refened to ia paragrnphs 1 and 2 or change the amount of the pnymenu. [f _ <br /> un:der patagrnph 21 the Pro�en�is acqu9re�by L.ender,Borrower's dght to uny insarance polisies and pruceeels resulting fram 4 <br /> dr�miage to the Pr+nperty pri�rr:o¢➢�e ucquis[tlon shall pass ta Lender to the extent of tite sums secured by this Security Insuument <br /> immediately prioc to the uequlsltion. <br /> •..r. 6. Oocu�ancy,Preservadon,Maintenance and Prntectton of the Property;�orr4wer's iaan Applicatton;Les�seholds. <br /> i; '��!''i Borrower shull occu <br /> py.esta611sh.nrtd use the Pmperty as Hocrawcr's principal r�idence within sixty days after the execution of <br /> this Security Instrument and shadl continue to occupy the Property tis Bonower's principal residence for ut leust one year after <br /> .}f#;�'`;a�� the date of occupartcy, unless Lender otherwlse agrees In wdting, which consem shall not ba unreasonably withheld.or unless <br /> extenuatin� cjrcumstances exist which are beyond Borrawer s control. Borrower shull not destroy. damage or impair the <br /> ,�, if Property,atlow the Property ta deter�orate. or commtt wnate on the Praperty. Borrower shall be tn default lf any forfeiture <br /> �,�. <br /> ,�. •• action or pmceeding,whether civil or criminul. is begun that in I.ender's good faith judgment could result in forFeitwe of the <br /> �; �i • "' Property or otherwlse materially Impair the Iten creuted by this Security Instn►ment or Lendcr's security interest.Borrower r►wy <br /> f,:1;i, �.�.�.�_r_ ,s cure such a default and minstat6,as provided in psiragraph 18. by causing the acti�n or proceecifng ta be disrr�ssed with a rulin� <br /> ' � :'? ; t. that, In I.ender's good feith determination. precludes forfeiture of the Borrower's interest in the Property or ather matedal } <br /> ,r�`.�.��a.i <br /> _ impairment of the lien created by this Securiry Instrument or Lender's security interest. Borrower shull also be in defuult if <br /> � �,� . Borrower,durin�the loan appllcatfon process,gave materielly false ar inaccurnte fnfornu�tion or statements to Lender(or failed <br /> ' •7 to provide f.�nder wIth any matednl information)in connection with ahe laan evidenccd by the Nnte,including.but nnt limlted <br /> ,;:.,, .,'��'c <br /> '.�,;,, .�`ti;�, ,.�., tm,representt�tions conceming Borrower's occupancy of the Property os a principnl residence.[f this Secudty Instrument is on u <br /> ���•, leasehald. •$orrower sh�ll cumply with all the provisians of the lease. If Borrower acquirea fee title to the Property. the --- <br /> ` leasehold a�nd the fee title shall not merge unless L.ender ugrecs to the merger in writi��. <br /> •`.} ���'`� ' 7.Prot�ion of Lender's Rights in the Property.If Borrower fails to perform the covenunts sind agreements contzilned in <br /> . ,. .. .,- ., <br /> this Security Hnstrument,or there ts u le�al proccedtng that may si�ntficandy affect L.ender's rights in the Aroperty (such ns a <br /> � r. prmceeding in bankruptcy,pmbate, for condemnatlon or forfeiture or to enforce laws or regulations),then L.ender may do and � <br /> .''��"r p�y for whatever is necessary to protect the value of the Property nnd Lender's r�ghts in the Property. LeRder's actions may —__ <br /> � ' in�lude payin$any sums secured by u Ilen whtch has priority over this Security Instcument, appearing in wurt. paying --- <br /> " � " �''� reasortaale nt¢omeys'fees and entering on the Property to makc repairs. Although Lender muy take action uRder this paragraph ��` <br /> .� � 7. I.ender does not have to do so. �'� <br /> .:�,� �.�'�'P �•�,-f �;:-_: <br /> �'�-�� +•-•��„' Any amounts disbursed by Lender under this paragrnph 7 shall become ndditional debt of Borrower secured by this =<:- <br /> � •�v���x�;••�,-..,,. <br /> r'���•. .������`• Secudty instrument.Unless Borrawer and Lender agree to other terms of pnyment, these nmounts shafl trear interest frc►m the :if;=- <br /> ���'`� ��� .� date of disbursement ut the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting �M, <br /> � `� . �_... <br /> �s•'�i. . payment. �`;: <br />_:�� ,;,-�_�-' ' $.Mortgage Insurartce.If Lender required mortga�e insurru�ce ns a condition of makin� thc loan secured by thia Securiry <br /> 'y' ;�}"•'�;'�"1-. Instniment. Borrower shall pay thc premtums required to maintuin the mortgu�c insurance in effect. If, for uny reusvn, the <br /> ' , , mortgage insurance covem�e required by Lender Inpses or ceases to be in etfect,Borrower shall pay the premiums required to �?" <br /> � ' '�'� ', obtain covera�e substantially equivalent to the mort�age insurunce previously in�ffect,at a cnst substantistly equivalent to the +`•`� " <br /> , , <br /> '`'f"`•° � cost to eonawer of the mortg�e insurnnce previuusly in effect, from an alternate mort,age Insurer appr�mvod by Lender. If <br /> "��'~� •��,�� . substantlally equiva�ent mortgage insurance coverage is not uvailuble,Bomowcr shnU puy to Le:nder each month u sum oqunl to <br /> ' '� • •- one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to <br />-. � be in effect. L.ender wll�accept. use and rctnin these payments as u loss mserve in lieu of mortgage insurance. Loss reserve <br /> ..�.;. . . <br /> . Form 3028 8l90 <br />� �i;, '� . � Pogo 3 018 <br /> . .,,�y1.,,r:�,','% . 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