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<br /> ---- - ---- periocl�thai l.ender requlres. 'ftie i��.tiurance c:urler provlding thfl insm�a�ee shuJl be clinscn t�y Borrawes subject tro I.ender� '
<br /> � ap�rov�l which�hail�x�t be unneasonably wlthtitld. If 8�rrower fn31s to mulntain c�verage describecf afx�ve,l.ender mxy,at
<br /> ' I,ef�dtrb opdan,tr6t�tn covera=e to ptutxt I.entkr5 ri�hta in the Ptc�pcKy in�ccardNnoc with ptr�gt�p�h 7. "
<br /> � AU ineur�nco poltaies and nnewal�eluil 6e aceept+�ble to Ixnder�nd whali inclt�de a etiutdud matg�go clau�e. [.ender
<br /> ! Rhall tu�ve tho ri�ht to hald ttw policies u�f renew+ds. If Lender iryuirca,Borcawer shdl pnwn�xly�ive ta l.ender�ll rcctlptr
<br /> , of pild pr�mimm�and rcnewal naticer. In the event o!lou.��xmwer nh�ll glve prompt tt�tke to;Fk insun�nca cankr�nd
<br /> --�-._ Lcnder. t�endcr may mako�xouf of losx if not nude promptly by B�mrowcr. c__
<br /> �Jnlae I.ender and lTnrrower othe�wiuo agrde tn writin�.intunuxo ex6s r+��tt be apEliled u►K�trnxtton ar npdr oti -
<br /> tho ptopeHy damaged. IP ttee rtstoration or re�ir le crcona�nically fe��+bk and Lenderk Kecurlty is nd lcaxcnai. If ihe
<br /> restor�tiun or repalr is not econamically fe�.v�bio Qr l.enderk Re�urby wauld ba leaXned,tho inrurarrce pmceeda �h�fl bo
<br /> appNed to ihe sums Recured by thie Security It��trumenl�whether�r not than duc.wich ar�y oxcras paid to Homower. !f
<br /> -_- — Bom+ower sbau�dons the Propert�r.or daes no3 answer within 3Q duya n noticc from Lender lhat thc ineuranve cartier h�.�
<br /> offercd to settle s clutm.ihen l.ender may colfact tho insurance pmceed:►. l.ender may uso tho proceeda to repalr or resmrc
<br /> - __- �. thc Property or to pay suma sec�u+ed by this Security lnsuument.whcther ar nat then due. Tho 3lWuy perlod will begin when
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<br /> the nodce€s given.
<br /> Unless Lender and Borrower otherwlse agne�in writing,any npplicudan of proccxds to principal shutl not exttnd or
<br />,' postpone tha due date of the monthly pAymentx refcmeA to in pnragrnphs t And 2 az cha�nge the�mount of tho pAyments. If
<br />- under paragraph 21 the Property ia ucquimd by L.ender.Borrower�s right�to any tnsnrance policles und proceeds rcauldng
<br /> from damage to the Praperty prEor to the st�cquislti�n shnll psus to Lendr.r:to the extent of ihe suma secured by this Securiry
<br />__- Insttument immediutcly pdor to tho ucquisidon.
<br /> _° 6. Occupancy� PreservAdon, Mainteaance and Protection oi�the Pmperty; Barrower's I.a�n Applkadoni
<br /> ;.� Leaseir►ida Burrower sUeii occupy.establish.and nse the ProF..^rty as Barrower"s ptincnpal resldence xritF�kt slxty days aRer __
<br /> the execution of this Security Insuument und shall continue to occupy the P'nnperty as Botrower�prIncipul residence for at
<br /> least one yeur after the dstte af occupancy. unless Lender otheiwfse agrees in wridng, which consent shall not be
<br /> unreasonubly withheld,or unless extenuatins ci�cumstances e�ist whtch aie beyond Borrower�control. Borrower shall not
<br /> destroy,damage or impair the Pr+operty.allow the Property to deteriorate.or commit wisstc on the Property. Bomower shap
<br /> be in default if aay forfeituie sction or proceeding.whether civi!or cranlnel.is begun that in I.ender�s good feith judgment
<br /> �- could result in forfeiture of the Property or othenvlse matednlly impair the lien created by thts Security Instrument or
<br /> Lender'a security iateres� Bomnwer may cure such a defnult and retnstate.as provicted in paragraph 18.by cansIng the action
<br /> or proceedln�to be dismissed wIth u ruling that,in Lender�s good faith detemnination,precludes forfeiture of the Botrower's
<br /> interest in the Property or other mutedal impairment of the lien created by this Secwiry Instrument or Lender�secudry
<br /> . interesG Borrower shuU also be in default if Borrower. during the loan Applicadon process,gave matedally felse or
<br /> inacewate infomtation or statements to I.ender(or failed to pmvIde Lender with any muterlal informadon)in connection with
<br /> � die loan cvldertced by the Note. irtcluding, but not limited to. mpresentauons concemin� Barrower+s occupancy of the
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<br /> Property as a principal res[dence. If this 5ecuriry Insuument is on u ieasehold,Borrawer shali comply with nU iii�piuv s o�is ~
<br /> of the lease. lf Barrower acqutres fee tide to the Property.the leasehold und the fee titie shall not merge unless Lender a�s
<br /> to the merger in wridng.
<br /> 9. Protection of GPe�der's Rtghta ia the Property. If Bomower fajls to perfom� the covenanu and ageementa
<br /> contained in this Security Ynsuument,or thene is a legal proceeding that may signi�cantly uffect Lender's rights in,the _ -
<br />__. �;;•r Ra�ape�ty(such es a proceeding in bankmpuy.probate.for condemnntton ar forfeitu�c or to enforce luws or re�ufateons).thea� K`-
<br /> " Lender may do und pay fqr whatever is necessary to protect the value of the Property und Lender`s rights in the P[apetty. --
<br /> Lender�s uctious may include paying any sums secured by u lien which has priority over thls Securlty Inswment,appes�ring '�"
<br /> . in cowt,paying reasoiiable attomeys'fees and entering on the Property to make repairs.Although Lender mny take acdon �-_
<br /> . undet thts puragraph 7.Lendcr dces not have to do so. �`�=�'�
<br /> `� s become udditlonal debt of Borrower secured b this -
<br /> Any azriounts disbu�ed by Lender under this parAgraph 7 hall Y n:
<br />,`; Security Instrument. Unless Bonower and I.ertder agree to other tertns of payment.these umounts shall bear intereat from the
<br /> date of disbursement at the Note rata und sholl be puyuble. with interest.upon notice from Lender to Borrower requestin� ���
<br /> payment
<br /> s , 8. Mortg�age Insurattce. If Lender mqui�ed mortguge insurunce as a condition of making the toan secured by tAis .-
<br />' Security Instrument,Botrower shall pay the premiums�vquimd to maintain the mortgagc insurance in effecG If.for uny -_.-
<br /> - reason,the mort e insurance: covern e uired b I.ender la ses or ceuses to b°. in effect, Borrower aholl pay the ��`;�i
<br /> S�LS F �l Y P ��;';-
<br />- .v premiums required to obtain covernge sub-.,tantfally equivalent to the moctgage insurance previously in effecti nt a cost ;;�,•;
<br /> {;,,,:;,�.?'���, substandaUy equivulent ro the cost to Borrower of the mortgage insumnce previously in effect.from un ultemate mort�age
<br /> '; • .��;�,. ?., , instu+er upprovec!by Lender. If substantially equivulent mortguge insurance coverage is not uvniluble,Borrower shall puy to
<br />" ';�;;�;:,�-;* Lender each month a sum equsl to one•tweifth uf the yearly mort�uge insurunce pmmium being paid by Bocmwer when the
<br /> ��u::°` irtautunce covern�e lapsed or ceased to be in effect. Lender will urcept,use und retuin these puyments as a loss reserve in lieu �
<br /> ' •.'r.�-� of mortgage insurunce. Loss ceserve paymenu may no longer be required,at the optian nf Lender.if mortgage insurance �,.,
<br /> �`�' rv��x °' coverage(in the amount und for the period that Lender requires)pro+ided by nn insurer approved by Lender ugain becomes •f•';:,
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<br /> • ,a,��: . . available�nd is obtnined.Borrower shall puy the premiums requimd to maintain mortguge insurance in effec�or to provide u
<br /> ;�- �''1'%'.: loss mserve,until the cequirement for mortguge insuracice ends in accordance with a►ry written agreement between Borrower
<br /> � '��' �� and Lender or applicnbte law. �.
<br /> `��• ��• 9. InspecNon. I.ender or i4s agent may muke reosonnble entries upon;ind inspecdons of the Properry. Lender shull '
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<br /> .��:r..,:�1a�::�•?" give Bomower nodce ut the time of or prior to;m inspection spccifying rcusonnble cause for the inspecdon. ,.,:.
<br /> �`�,•.=,�:.;,�;;={_:. 10. Condemnntton. The proceeds of uny awurd or claim for d:unages.direct or consequentfal,in connecdon with any
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<br /> ;�.';' ..••'t}.�•t Jy c�em late&wors Faaa ta.■
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