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<br /> S. H�rd or Property iniwr�nre. Dorrower sisall keep tt�o impravc►ricntn now� oxi�ting ar he�Yafter crected an tha
<br /> ' Pn►�xny Insurcd aguinst!o:>s by ficc, huzurds includcd within thc tcni� 'extcndcd covcrage"n�id naty at�icr h;ixardy. inrtu�liug
<br /> floods or fl�ing, for which 4ender requlrcti insurancc.Tl�is insurance a1�aU hc uiui9itnfncd i►�the u�a�aunts�nd for the nerlcxig
<br /> th�� Lt;�der reqaires. ThG inyuranca carrlor pruviding the insuruitce�hull be chosen oy Barrower xubjeat ta I.endcr's approval
<br /> which shall nqt be u��usonubly wiU�hetd. If Burrower fuiis ro njutntnin covernge ctescribc:d nbove. Lensler may, ctt[.ender's
<br /> - option,obtain coverage to pmtect Lender's rights in the Praperty in accardanco with paragraph 7. ,
<br /> , All insurmue policies uixl renewuls sl�s�ll be ucccptubtc ta L.rnder and xhall include n standard m�urtgagcs cluusa I.cndcr _
<br /> �� ehAl!havc the right to hs�ld thc palicics w�d renewals.If l.cndcr rcquims,Bc�rrower shail promptly give ta Lcnder alt reccipls of
<br /> putd premiums urxl ronewul notic�y.In the eveni af lasx.Barrower shall glvc,prompt notice to the insumnce corrier�nd L.ender.
<br /> I.e:xfcr�u�y makc praaf oY loss if not mado F3omptiy by Borrowcr. —
<br /> _ — Untcss Lender nnd Borrower otherwlsc agrce in writing. Insurance praceeds shull be nppliod to restorntion or reputr of the
<br /> Property dnmaged.if Qie rcr.taratiun or repair ia economical{y feasible und Lender's securlry ia not lessened.If the restoratjan or
<br /> — mpn3r is not cxonomicnlly fcasible ar Lender's secur�ty would be lessened. the Insurance praceeds shall be applied to the sums
<br /> � —= r,�sr�! ts;i�s4s �sclt; Is�sswt�tts, ::��M:a��tat t�ien due, witit any excess paid co&orrower. If�orrower abandom t� --
<br /> Property.or dc�es not answer whhin 30 dnys a natice from Ixnder thut the insurenca carrier has offered to settle t►clnim.then
<br /> � l.ender may collect the insurnnce proceeds. Lender may use the proceeds ta repair or restore the Propecty or to pay sums
<br /> - serured by thls Secnrity Instrument,wh�ther or nat then due.The 30�day perial wil!begin�vhen the notice is given.
<br /> - Unlesa Lender and Borrower atherwise agrce in writing, any applIcution of proceeds to principal shnll not extead or
<br /> postpone the due dnte of the manthly paymenta refemed to in paragraphs 1 and 2 ar chaage the amount of the payments. If
<br /> - -- wxler paragraph 2l th�Pmperty is ac�}uired hy[.ender. Borrower's dght ta uny insurance pnllcies and pmcecds resuldng fmm �-_
<br /> dumsige to the Property prior to the acquistdon shall pass to I.ender to the extent of the sums secured by this Security Instrument
<br /> - immediately priar to the acquisition.
<br /> 6.Occupan�y.Pe+eservatlon,Malnteuunce sutd Protection of the Praperty;Borrower's Loan AppBcAt[on;I.easeholds.
<br />. Borrower shal�occupy.estublish. and use the Properry us Borrower's principal residence within sixty duys nfter the execution of
<br /> this Sacurity Instrumrnt and shall conttnue to cxcupy the Pruperry as Borrower's principal residence for at least ortc year after
<br />__ — thc date of accupancy,unless Lender otherwise agrees in writing, which consent shall not be unteasonttbly withhetd,or unless
<br /> eatenauting circumstances exist whtch ure beyond �arrower's control. Borrower shell not destroy, danwge or impair the
<br /> Pruperty, ullow the Property to deteriarute. or commit waste on tiic Property. Borrower shu!! be in default if any forfeiture
<br /> ucRion or proceeding, whether civil or criminal,is begun that in I.ender's good faith judgment could result in forfeinue af the
<br /> _ Property or atherwise mntedally impalr the lien created by this Security Instcument or Lender's secur�ty interest.Borrower may
<br /> � ____ _ _ � cur�e cuch n defuult anct reinstate.as provtded in paragraph 18,bv causing the uction or proceeding to be dismissed vrith 1 irulin�
<br /> that. in l.ender's good fatth determination, precludes forfelture of the Borrowcr's interest in the Property or other mater�al
<br /> impairment of the lien creuted by thls Secarity Instrument or Lender's security intercst. Borrowcr shnll alsa be in defuttlt if �__
<br /> Borrower,during the loan application process,guve materially falsc or inaccurate information or statements to Lender(or failed
<br /> to provide Lender with any materinl i�formation)in connection with the lo:ui evidenced by the Note.including.but not limited —
<br /> ta. representations concerning Borrower's occupancy of the Property as a psincipal rcsidence. If this Security Instrument is on c�
<br /> leasehold, Bomowcr shall comply with alt the provisions uf the lease, If Bamnwer s�cquires fee title to the Properry, the
<br />, teasehold and the fee title shall noi merge unless Lender agrees to the merger in writing. -
<br /> 7.Pr�tection oP Lender's lttghts in the Property.lf Borrower fnils to perform the oovennnts and Agreements contained in �14i
<br />- this Secudty Instrument,or there is a le�al procceding that may significantly affect L.ender's rights in the Property (such as a ��`:
<br />,, proceoding in bankruptcy,probate. for candemnat�on or forfeiture or to enfurce luws or re�ulations), then l.ender may do and �"'''�'
<br />�` D Y �' P Pem' 8 Pe�Y• ' y �:°;':
<br />;;�. A far whatever is necess to mtect the value of the Pro and Lender's ri hts in the Pro Lender s actions ma a�N=
<br /> � include a in nn sums secured b a lien which has nari over this Securit Instniment, n in rnurt, a in "'"-
<br /> P Y � Y Y P � �3' Y aPP� E P Y S f=r•
<br /> reasonable attomeys'fees and enterin�on the Property to malce repuirs.Atthou�;h Lender may take actton under this p�ragroph �-_.•.
<br /> 7,L.ender does not have to do so. ����
<br />= Any umounts disbursed by Lender under this paragraph 7 shall become additlonal debt of Borrower secured by thls ;��;;
<br /> Security Insaument. Unless Borrower und Lender ngree to other terms of payment, these amounts shall bear interest from the '�`�
<br /> date of disbnrsement at the Note rnte and shall be payable. with interest. upon notice fmm [.cnder to Borrower requesting
<br /> �' payment.
<br />-- 8. Mortgage Insuruner.If d.�nder required mortgage insurance as a condition of making the loan secured by this Securlty
<br /> -- j+� ' Insuvntent. Borrower shnll pay the premiurns required to maintain thc mort�age insurance in effect. If, for any reason. the '
<br /> ���-r���� mort a e insuranoe ooveru e uired b Lender la ses or ceuses to be in effect. Borrower shull a the remiums uired to
<br /> �.;, S S S �1 Y P P Y P �I '
<br /> 'i� " . 3'' obietn coverage substantinlly equivalent to the mortga�e insurance previously in effect,at a cost substnntinlly equivalent to the
<br /> � cost to Borrower of the mortga�e insurance previously in effect, from an alternate mortgnge insurer approved by Lender. If _
<br /> , �' substantially equivalent mortgage Insurance covensge is not available.Borcower shall pay to Lender each month u sum equal to �
<br /> l��. one-twelftFt of the yearly martgage in�urnnce pmmium bein�paid by Bortower when the insursu►ce coveruge lupsed or ceased to "
<br /> �t `: be in effect. I.ender will accept,uscs nnd retain these payments as a loss reserve in lieu of mortga�e insurance. Loss reserve
<br /> , f���ti Form 8028 9180
<br /> • � Papo 3 of 8
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