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<br /> TOQETHGR WITH up thc impruvemcnls rtow or hereufter cnctcd on tha property.und all caisement:�.appnrtcrwnc�n.a�xt
<br />�"` flxturc� natv on c�ma�tcr u par� ��6' titc prap�t�ty. AU repincententa und ticlJitiony shnll uls+► ho ravicecd by tl�fs 4cr,nrity
<br /> Instrument.A!I uf the fnregning iA rcfcn��ta in this Sc�urity Instaumcnt ns the"Properiy,"
<br /> BORROWBR COYBNANTS that Bc�rruwer is tawtLlly r.cised oY tho cstaic hcrcby cunvcycd and haw tho rlglit to g�unt and
<br /> wnvey tho Pmperty and that th� Property i� unencumbcred, exccpt for encumbrances af recorcl. liarrawer wnrranta ur►4 will
<br /> defertd gen:r�lly the thle to t�e Praperty ugain�yt all claims nnd demunds,Fubject to nny encumbrancts of►�ecard.
<br /> THIS SECURITY INSTRUMENT combfnss unifom�ct�venun�g for nutional asc and nan-unifnrm cnvcnmita with limitod
<br /> �- ----� varlations by jurisdiction to aonstitute u unifvntt�uetty instruu�ent�ove�inB reu!pcoperiy.
<br /> UNIFORM COVENANTS. Butc�oweT and Lender covcnant and ugrce as fallowx:
<br /> _-- -- l. Payment of NMncipA!and Interest; PnpAyment and Late Ci�arg�. Borrowcr shall promptly ppy when duc the
<br />� principal of�nd interest on the debt evidenccd by the Note and t+ny prepayment nnd Iate churges due under the Note.
<br /> '•� 2. Funds[or Tsutes and Iasurence.Subject to appltatbie law or to u written waiver by Lender.Borrowcr shnll pay to
<br />�:t,— Lender on the day monthty payments are due urtder the Note.until thc Note is pntd in fuil,u sum("Funds")for:(a)ycarly ttuces
<br />_� end s�sessments which may atta{n priority over thls Security G�suument as a lien on tho Property:(b)ycarly Icusehald paymentti --
<br />�.� or ground renu au thc Property.if eny:(c)yearly h�rd or properry insuasnce premiums;(a)yeariy tloom insurnnce prrmiums.
<br /> r�` if any;(e)yeurly rrtortg3ge insurcu►ce premiums,if uny;artd(�any sutns paynble by Bornowcr to l.ender,in o,ccurdunce witf�,.
<br />��:_
<br /> the pmvislons of parngraph 8.in lieu of the payment of mortgege inst�rance premtums.These items are called "Escraw Items."
<br /> L.ender may. at eny Hme,collect and hold Funds in an umount not to exce�d the maximum amount a lender for a federally
<br /> . related mortsage loun may require for Borrower's escrow account under che fateral Real Estnte Settlement Pmcedures Act of
<br /> � 1974 us amended from time to time, 12 U.S.C.Sectian 2bOt et seq. ("RESPA").unless another law thut applics to thc Funds
<br /> sets a Iesser amount.If so, Lender muy. at any tiene. capect artd hold Funds in an amount not to excee�the lesser amount. �
<br />" L,ender may estimate the amoant of Funds due on the buvis of current datu and reasonable estimates of expenditur�es af funue
<br /> Escrow Items or othenvis$in accordance with applicuble law.
<br />_ The Funds shall bc held in an institution whose depasits urc insured by n federel a�ency, instrumentality, ar entity —
<br /> (including I.ender, if Lender is such an institution)or i�any Federai Home Loan Bank.I.ender shall apply the Funds to pay ihe __
<br /> Escrow Items.L.ender may noi charge Barrower for holding and applying the Funds.unnually analyzing the escrow accouat,or
<br />_ ver�fying the Esccow Items,unless Lender pays Borrower interest an the Funds and applirable taw permits L.ender to make such
<br /> a charge.Huwever. I.eader may require Bonower to pay A one-time char�e for an independent reai estate tax reporting servIce _
<br /> used by I.ender in connection wlth this loan, unless appltcuble law prnvides otherwise. Unless an agreement is made or
<br /> ,�g applicablc la�H requires interest to be paid.Lender shall not be required to pay[iorrower uny interest or earnin�s on the Funds. �
<br />_ ,;sr„'.r-r,,,,_. Sorrower and L.ender may agree in writing, however, thut intcrest shull be paid on the Funds. Lendet shall give to Borrov�er. �__
<br /> ' ._., ,
<br /> : ' without charge. an annual accounting oF the Funds,showin� credjts und debtts to the tunds and the purpose for which each
<br /> '�"�` debit to the Funds wa�made.Thc Funds ur�e pledgad us additianal secudty for all sums secured by this Sccurity Instrument. —_ _
<br /> �K;''�t-�*�'+`"�•�'ii: = _.
<br /> ` Y4� ,�w.� If the Funds held by l.ender exceed the amounts permitted to be he1J by appii�sbte law, Lender shall acrnunt to Borrower „
<br /> '��" �''�}'��d � for the excess Funds in accordunce with the requirements of applicable law. If the amaunt of the Funds hetd by Lender nt any
<br /> :r'�'���+�`�;��a��` tlme is eot sufficient to pay the Escrow items when due.Lender may so notify Borrower in wriUng,and,in such case Borro�ver __
<br /> ���ea,r,�•„ :�l .,. �-�
<br />- ,;�.���'; shall pay to Lender the amount necessery to make up the deficiency. Borrowar shall make up the deficiency in no more dz:n - -
<br /> }��; twelve monthly�ayments,nt Lender's aole discretion. �?"�`��
<br />-- ��,iwra?r�,+.���;,<<�� Upon payment in fuli of all sums secured by this Security Inst�vment, L.ender shall promptiy refund to Barrower any
<br /> ��Mj�^^ Funda held b Lender.If,urider ara ra h 21,Lender shall ac uire or sell the Pro rt Lender, nor to the uc uianton or sale �.:.•:.
<br />� °�"�'� - Y P S P 9 Pe Y• p� 9 �'�
<br /> '� `'`e��;,, .._ of the Property,shall apply any Funds held by I.ender nt the time of acquisition or sule as a credit u�ainst the sums secured by �•�
<br /> : ,: ' �;e�,., this Security lnstrument. .
<br /> '��� 3.Appllmtion of Payments.Unlc�ss upplicuble law provides otherwise.all payments received by I.ender under paragraphs
<br />_ :,;-��- 1 and 2 shall be applied: first,to any prepayment charges due undcr the Notc: second,to amounts payable under puragruph 2;
<br /> .. third.to interest due;fourth.to principal dne:und last. to uny lute char�es due under the Note.
<br /> "'i-'nr , 4.Chatges;Liens. Borrower shall pny aU taxes, ussessments, char�es. fines and impositions uttributable ta the Property
<br />- :,x,•f:
<br /> !}c; �='� which may attein hrlority over this Security Instrument,und Ie:�sehold payments or ground mnts, if any. Bonower shali pay
<br /> , ;`'�:�„'„'.;;��.• ' these obligntions in the manner pmvided in paragrs�ph 2.or if not paid in that manner,Borrower shall pay them on timc directly
<br /> '?'�� '; ' to the petson owed payment. Borrower sh�ll pramptly fumish to Lender uil notices of amounts to be paid undcr this parngraph.
<br /> ' :'�`' If Borrower makes these payments direcdy,Botrower shall promptly furnish to Lender mceipts evidencing the payments. .
<br />'� ` ' Borrower shall prompily dischtu•ge a�y lien which has priority nver this 5ecurity Instrument unless Borrower. (u)agrees in
<br /> v' .
<br /> �•;,..:� ' writing to the puyment of the obligacion secured by the lien in a manner acceptable to Lender;�b)contests in good faith the lien
<br /> � �� by. or defends against enforcement of the tien in, legal praceedings which in the Lender's opinion operate to prevent the ,.
<br /> �^'„ enforcement of the lien; or(cl secures from the I��Ider of the lien an agreement tiatisfactory to Lender subordinating the lien to
<br /> '��,�r,'n;-� ��.,: � this Security lnstrument. lf L.ender determines that uny part of the Property is subject to a licn which may attain prioriry over
<br /> ' •. • �� this Security Instmment. I.ender may give Bonower u notice identifying the lien.Barrower shafl sati�fy thc licn or tuke one or
<br /> � � . , �� more of the uctions set forth above within 10 days of the giving of notice.
<br /> . , Form 3028 9190
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