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<br /> ` �"-�''-�'`�""."'r.' 'CO(3Ei'IUL13�"JiT�i«l4 the iinp�ovei�enGg now on c�reaftcr crccte�mt ttte prn��,,rt�.c`►1d c►11 e�l4k����tenauces. ----
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<br />— . � and fixts�n;5 now ar hercnftcr n pan nf tho pruperty. All rcpincementg nnd ndditlons�ha11 cilsn lw c�vc�rcd hy�hiA Sc�urity
<br /> Instru�nent. All of tho fangoing ia rcf'errcd to In thlq Secudty Inatrument us Iho"Property.”
<br /> [�ORE3UWG�R COV�NANTS ttnut Borrowcr iA Inwll�lly ecixcd�f tho cstato her�cby co�evcyed an�i has tho Nght ta grxni
<br /> -- und eunvey tho Pm�rty and thut Iha 1'roperty i�unencumbered.uxeept fi�r ertcwnbrnnees of c�:urd. 8anower wu�nmta and —
<br /> ��_ will defend gcnerally 1}IC IIfIC 1(1 IQlO Pf'0�1CtlY U$A�QriI AII CIpI1119 Aftd dC111AfliIA,BUI1jCCL l0 Ally Ci1CURIb1U11CC8 tff ttCOTd.
<br /> �_=--- - -- -' �HIS SFC[Ji�ITY IN5'f�UMGNT wmbincs w�lfarm c�vcnants for natlonal use attd non•uniform cnvennntv wit
<br /> — limited variudona by jurisdicsion to constiwto a unifnrm secudty insttument covering nal Qroperty. `
<br /> _ UNIFORM COV�IdANTS. Bartower and l.eniier cuvanunt und agree as followe:
<br /> 1. P�ytnent o!Prindpol a�d Interes�PreP�Yment pnd Late Cdarges. Bocrowcr shnll pmmg�dy pay when due the
<br /> prineipul of und interest on the debt evldenced by the Nota und any prepayraept aad lute churgea due uader the Note.
<br /> 2. �nda for'lb�ces arid Ias��tt�a Subject to applienble luw or to n wrltten waiver by Lender.Botrower shAll pay to� �
<br /> �:.'"i Lender on the duy monthly payments ure due under the Note.untU the Note is paid in fuU,a sum("Funds")for.(a)yearly�• �
<br /> `�;�,�. texes and assessments which muy attafn.prIority over this 5ecurity Inshument as a lien on the P[operry:(b)yearly leuseholal,
<br /> `� paymeats or gound rents on Ihe Praperty,lf any; (c) yeady hazard or property ins�rance premiwns: (d) yearly f1Qad�
<br /> �� iasurattce premiums, if any; (e) yeariy mortgage iasuractce pr�mlums, if auy;and(� aay sums payable by Borrower•to —
<br /> Lender,in accordance with the pmvisions of psuugraph 8,In IIeu of the payment of mortgage insurance premiums. 1lt�ae
<br /> items are called"Escrow Items." Lender may,as eny dme.coUect aad hold Funds in aa amount not to exceed the ma�ttmwn
<br /> amount a lender for a federnUy relnted mottgage loan muy requue for$onower's escrow accouat under the federal�Reat
<br /> se . RESPA' ualess another
<br /> Estate SettIement Pnocedures Act of 1974 as amended from dme to time.12 U.S.C.§2601 et q ( ).
<br />; law that applics to the Fvnds sets u lesser amnunt If so,Leader may,at any Nme,collest and hotd Ftmds in�n amousn�not�ta =
<br /> ' w• • excecd the lesser amoun� Lender may esdmate the amount of 1'�nds due on the basis of cument data aad masonablm __
<br /> estimates of expendihu+as af futut�e Fscrow Item.S ar aiherwise in accordance with applicable law. �
<br /> ' '�.�`'�'• ' The Funds shull be held in an instltudon whose deposits are insured by a federa! agency,insrivmentality, or entity ��3`
<br /> �: .;... . � <
<br /> (iacluding Lender,if I.ender ia such an in3dmtlou)ar in any Federal Home Loan Bank. L.cnder shall apply the Funds�ta pay =
<br /> ••,:}'h���{,;,.�.•;;'-,.;� the Escrow Items. I,en�les may not charge Bo:rower for holding and applying the Funds.a�uaUy analydng the escrow •_
<br /> accoun�or verlfyin$ thc Escrow Items. unless Lender pays Borrower interest on the Fi�ads and applicable law p:rn�its f-�;,,,�;;�
<br /> �,.�': ' I.ender to make such a charge. However.I.ender may requ�re Bc�nvwar to pay a one-time charge for aq inde{�endent mal
<br /> ` �N��;�`�;+:��J,. estate tax repordng setvice used by Lender in conaection wit6 this loan,unless applicahle law provides otheraise c Un12s�an fy,;,
<br /> ;�! � ��F.;�,,::�.:b•-.�::� �,,.; agreement is made or appltcable law requires interest to be paid.Lender shap not be requL�ed to pay Bntrowcr aay intoroat or ;.r•�,
<br />��'" �f n��� '��+�•� carnin s on ttte FLnds. Borrower end[.ender may agree in wrlflag,however,that interest shall be paid on the Funds. L,endar
<br />',:; �r•haY.:"'•t�t:l .�..:'rhY� g ��'
<br /> ��� �-,yti , ., , shall�ive to Borrower,without charge,an annual accaunting of the Funds,showing credits and debits to the Pundc•and the �� •.
<br /> ��''�'`� '�'•'''�`- '�^ ���`: purpose for which each debit to tl�e Funds wus made. The Funds are pledged as uddldonal security for all sums securai by r�Y:--
<br /> „��, �.�•.,
<br /> , -- � (�/ � 7 fa�r� ,'� th1&SGCU?tlY IAS�URl811t. ��
<br /> r�� ��R V-'.,� S7S
<br /> �,� . � � �?, � ff tha llinds held by L.ender exceed the amounts permitted to 6e held by applicab]e law. Lender shall account ro .��_==
<br /> �������"'��'�'.ir`'"�`'.'�' rec! PP y .�
<br /> , ,„f„�,��. . Boirower for the excess Funds in aecordance with the uinements uf a licable law. If the amount of the l�ur.ds•t�ld b ,,ra.
<br /> t•.;;�,:;;. �;;�. • I.eader ttt any tlme is not sufficicnt to pay the Fscmw Items when due, Lender may so notify Borrower in wriGng4 nnd.in
<br /> ��•�:;�:r-. „ such case Horrower shali pay to Lender the amount necessary ro muke up the deficIency. Bocrower shaU rn�up the
<br /> '���'`%`�'� deficiency in no more than twelve monthly payments.at Lender's sole discredon.
<br /> , >�,.:.. . , . -
<br /> -�•••��:.. � • ••�. ., Upon payment tn fut!of all sums seeured by this SecurIty InstrumenG Lender shall pmmpdy refund to Bc�rrovrec any
<br /> _ a'� ''';.,,:.���.;' �ads held by Lender. If.under paragraph 21.I.ender shall ucquic�or seU the Property.Lender,pdor to th�t acquisition or
<br /> _ �� ." ° '�:_,;•. „�;� sale of the Property.shaU apply any Funds held by Lender at thc dme of acquisition or sale as a credie agatnat�tir:sums •
<br /> � ° ;�.`��. � ,. , secured by this Secur'sty InsuumenG
<br /> . ��+��+��•.Y���-: 3. ApplicaHon of P�yments., Untess upplicnble low provides otherwise. ;ill payments received by I.tnd,.^r undFr -
<br /> '; �1��,� ;"�',�� : �,:`_ paragraphs 1 and 2 shall be npplied: fint,to uny prepayment chsirges due under the Note;second to amountv payubie undtr
<br /> _ � ;;.Y;�,',,a� paragraph 2;third,to interest due:fourth,to principal due;and lagt,to any lute chnrges due under the Note.
<br />_ �,��r-�•��,.� 4. Chstrges; Lieay. Borrower shail p�y all wxes, ussessments. chur�es, fines and impos{tions attributabie to the
<br /> ���ra���•^�-�� Property which may attain prioriry over thts Serurity Insuument,and IQ:ssehold payments or ground rents.if ac��•. Barnawcr ,.
<br /> �±'t�, -• �� shall pay these obligadons in the manner pmvided in p�uag�aph 2,or if not paid in that munner.Bocrower sh�t�'pay them on
<br /> .�;;A���,s:... ..� _: dme diiecdy to the person owed paymen� Borrower shall promptly fumish ro Lender all notices of amour.ts ta 6�paid under .
<br /> ,����,. .. tlus paragraph. If Horrower makes these payments directly.Borrower shall promptly fumish to Lender r�ceiga�evidencing
<br /> �.r.�.: the payments.
<br /> '; '�,::^-.• • Borrower shaU prompdy discharge a�y lien which has priority over this Security Insnumentunlexs Borrower.(a)ugrees
<br /> in wridng to the payment of the obli�aaon secured by the Iten in a manner acceptable to L.ender.(b)contests ir�gumd f�ith the
<br /> "'" � . Iten by,or defeads against enforcement of the lien in.legal procecdings wh�ch in the Lender's upiaion operadr to px�vent the
<br /> `� �? ����r�: • enforcemant of the lien;or(c)secures from the holder of the lien an agreemem satisfactory to Lender suL�cr3i:^.ctdng the lien
<br /> `,�'� ` �;��' - '`•. w this Security InswmenG If Lender detemdnes thut any part of the Propecty is subject to u lien whiah a^.ay�attsin p�iority
<br /> • .ir=• � over this Socurity Iasuumen�Lender may give Borrower a nodce identifying the lien. Borrower shel!saasfy�li:n or take
<br /> � .r;r .`'. ���- one or more of the acrions set forth above withia 10 duys of the giving of nodce.
<br /> "'�`� S. Haznrd or P'roperty Iastasaaoe. Borrower shall keEp the improvements now exiating or heraifter ectiacu.ci oa the
<br /> i����,. . ,. .
<br /> k ��t�:;�.. .. P�+operty insured a�inst loss by fire.hazards inclu8ed withln the tenn"ente�d:.d coverage"and any other hau:c�.including
<br /> ( ti;����%' floods or flooding, for which i.cnder requims insurac►ce. 'T'his insurance shail be maintainecl in the amomLa►nitd for the
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