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<br /> Ta(iBTNLR WITH all tha impmvements now or hereaftcr cncted on the property.ana at�easemenca,epp�irsennncc.+,+i�
<br /> fixtures now or hereafter a psut of tha property. All rcplacementg und Additfons xl�all also be covered by th9s 5ecurity
<br /> ����:-,y°�-�_..� Insteurnent. AH af the forcgainB 1s refcrred to ln thte Security fnstrument a9 Q�e "Fropcny.° _
<br /> � BUItROWER COV�NANTS that 8orrawer iR Inwl�ully scised of the estate hercby ronvcycd und has tl��eisht to grunt cuid _
<br /> convey the Property und that ths Propeny Is unencumbered.except far eneumbmness af recard. Barrawer wurrunt�u�ul wlll
<br /> defend generally the titlo to thc Praperty ngainst all claims und demandA,sub�ect to any encumbrances af record.
<br /> THIS SECUR[TY INSTRUM&NT cambincx unifurm covenitntK fur natiunnl ttso und non-uniform cavenantR w(th limited
<br /> � _.—
<br /> vadntions b�+Jurisdiction to c�nstitutc i►uniform security fnstn►mcnt cavcrin�rcal property.
<br /> - -^-- ----_--- -� UNlF�ftM COd�NANTS. Burn+wer�md l.encler�nvcnant und uprco us fal owy:
<br /> I. Pwymrnt nt Prlacipal wnd lnttrest; Pre�yment u�d I.ote Ch�ryt�• s�rn�wcr Khall promptly pay whcn duc the `
<br /> principal of and inter�.vt on Iho cicbt cvidenced by tho Niitc aml uny prepuynient wmllnie churgc9 due undcr the N�te.
<br />��� �. Fundr Por Twccs ond ln9utt�nce. Subjcct ta iippiicublc law ar ta u writtcn wui�cr by I.cndcr.Barrower xhuli pay to
<br />�.•'., I.endor an thodny monthly puymcntK nrc duc undcr thu Notc.until the Natc is ps�id in t�ll,A sum("Funds")for:(u)ycurly tnttccss
<br />�t" u�td nssessmentR which may attuin priurlty uver this Securlty Instrument as a Ucn on tho Property;(b)yearly leasehold puymenta
<br /> ti��=
<br />_- : or gmurtd rems on the Prupeny.iP any;(c)yet►rly haznrc!ar property ingurance premiums;(d)yeacly tlaod insurance prem um9,
<br /> ��'; if uny: (e)yearly mortguga insuruncQ prcmium.g,if any; und(�uny sums payable by�arrower ro I.endec, in uccnrdanae with
<br />'/�� the provleion9 of parugrnph 8,in tieu of the pnyment of mortgage insumnce premiums. These items are cailat "8scrow[tems."
<br />-• Lender muy.ut uny time,collect and hold FundR in un ac�sount not to exceed the muximnm umount A londsr for u federally
<br /> related mortgnge loun may cequire for Borrower's escrow account under the federal Real Estute Settlum�nt Pracedw+es Act of
<br />� 1974 as sunended frotrt timo to timc. l2 U.S.C.Section 1b01 et seq. ("RESPA"), unless another Iaw that applIes to the Funds
<br />= sets a less�r amonnt. If so, l.ender may. at nny time, collect und hold Funds in an amount not to exceed the lexser amount.
<br /> I.ender may estimnce the amaunt of Funds due un the basis of currcr►t data artd ceasuna6le estimates of e+cpenditure.v af future ._ _
<br /> . Escrow Items or otherwise i�accordanee wlth applicable Inw.
<br /> ,.,, ,__._. The Funds shall be held in an tnstitutlon whose deposits are insured by a fe�eral agency, instrumentality, or entity
<br /> - (Including Lender.!f Lender is such an Institution)or in any Fc�erul Home Losn Bank. [.ender shall apply the Funds to pay the ��°'
<br /> Escraw Items.Lender muy rtot c}�arge Borrower for holding and applying the Funds.annually analyzing the escrow aocount. or
<br /> -:,�'�'�`� verlfying the Escrow Items,unless Lender pays Borrower interest an the Funds and applicable Iaw permits[.ender to make such --�
<br /> •�' a charge. However,I.ender may require Borrower to pay u on�-time charge for an independent real estate tax reportin�service
<br /> �+
<br />- used by Lender In connection with this loan, unless applicable law provides otherwlse. Unless an agreement is mude or —_
<br /> � appticable law requi�es interest to bc paid.Lender shall not be required to pay Borrower any interest or earnings on the Funds. �T?`�
<br /> '�' t � Borrowcr and Lender may agree in writing,however.that interest shall be paid on the Funds. Lender shall give to Rorrower, -.T
<br />_> ., �i 2::,� .
<br /> ,� ;.�`:'•z. ���"�� withuut charge. an�snnunl uccauntin�of the Funds,showIng cred[ts und debits to the Funds and the purpose for which each A
<br /> 1�.
<br /> `. .�± '� ° debit to the�unds was niacIc.Ti�r Fu�ids as'e pier3ged as addiiiona!::ecutir�for a!1 sus��z��r?d hy thic Security Iasmiment. �'
<br /> .w"y'�'�"� If d�e Funds held by Lender exceed the amounts permitteci to be held by applicable Inw,I.ender shalt account to Borrower _-
<br /> � 3��i �.
<br /> � ���t='�%t • for the excess Funds in accordance with the reyuirements of applPcable taw. If the sunount af the Funds held by[.ender ut any - �.,G,
<br /> ,�".�.`'����'`: LL
<br /> � . .�s,',,•? time la not sufficient to pay the Escraw Items when due. I.ender may so notify Borroa�er in writing,and,in such case Bom►wer �.,._,,..
<br /> ,.�.q,n:,,;..
<br />�:• ,;�f��.t��;a.�•�.: shall pay to Lender the amount�ecessary to make up the deficiency. Borrower shall make up the deficiency in na mare than �_��_
<br /> � �' ``"` • �� twelve monthly payments,at Lender's sole discredon.
<br />'" ,��'�kiL,t��. ....
<br />=`� Upon payment in full of ull sums secured by this Security Instrument, Lender shalt promptly r+efund to Borrower any ?.
<br />-' Funds held by Lender. If,undor pazagraph 21, i,ender shall acquire or se{I the Property.Lender,pr�or to the ucquisition or sstle
<br />` ' .' `'}'� �'� of the Property.shall apply any�unds held by Lender at the time of acquisition or sule as a credit ugainst the sums seeured by
<br />''�° ���'� • this Security Instrument.
<br /> . ,,f:f�,.; i ,
<br /> ! '' � `� •'•_�`�� � 3.ApplicaH�n oY Peyments.Unless upplicable law provides otherwise,ull payments ceceivect by Lender under paragraphs
<br /> 1 and 2 shall be npplied:first, to any prepayment char�es due under the Notc: sccond, to umounts payable under paragraph 2;
<br /> • ,t' ` third.to interest due:fourth.to principul due;and inst,to any late charges due under the Nnte.
<br /> - ,�; ,, ,i�"'��' �' 4.Chatgest Liens.Borrower shall pay all taxes, assessments, charges,tines:�nd imposttions uttcibutabt�to thc Properry ,`.,;
<br />� ��;�'.,�;��i•.;�a� which may attain prior�ty over thia Security Instrument, and le.�u+ehold payments or ground rents, if any. Borrower shall pay �,�
<br /> ' ''''�i"•: '�'`'� these obligations in the manncr provided in paragraph 2.or if not paid in that munner,Barrower shall pay them on time dlrectly �?-`�
<br /> _-;:�:f;:,::.:�:;�.�, .-
<br /> ,��;.,;,. ,�z,� to the person owed payment. Barrawer shall promptly fumish to L.ender ull notices of amounts to be paid under this paragraph.
<br /> ���.;� �•�+���, If Borrower makes these payments directly,Borrower shall promptly famish to Lcnder receipts evidencing the payments. ;
<br />;�, `.4����"���'`'•+� Borrower shall promptly discharge uny lien which has priority over this Security Instrument unless Borrower: (a)agreey in ;,
<br /> �s�� ` ,:
<br /> � ,��:ti-#�'T� writin�ro the payment of the obligation secured by the lien in a manner acceptable to Lender:(b)contests in gaad faith the lien - .;{i!;
<br /> 'S'•��'��'`�`,• � •� b or defends u uinst enforcement of the lien in, le�al proceeclings which in the Lencier's opinion operate to prevent the r?;:
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<br /> ���,�,,y .,.,.•�.,. enforcemsnt of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to ;;,�>�
<br /> _ '1� '`�'`�`'�� diis Security Instrument. if I.ender determfnes thut any part of the Proptrty is subject to a licn which muy uttain priority over
<br /> •�;. �:.
<br /> �, x; ;i;__•., '`'�,_;�A this Securtty Instrument,Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or �
<br /> .�,�;, �
<br /> ' "'�:' more of the actions set forth above within (0 days of the giving of notice. '��'
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