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<br /> T�GTNL�At Wl'�N up�ho In�provcuients now or henaRer orc.cttd an t➢►c praPtrty.iutd ull ea�cmenta.apl:a�tcnances,
<br /> '�'�� �nd f xturc9 itotv nr 6ttrcaflcr n pr:R of Ilic pfa�xrty. All �rpl;rccmcn.a a:ml udditlans Ehall nlso t�c ccivc:cd(�y this Stcudry
<br /> Instn�ment. AIIQF lll�EOTL•��II1B I9 fCPCT[C�ill�fl 1I7I9 SCCUR�Iy IIISlNi11t11L 1151f1C°Properiy."
<br /> BORR�OVYER CUY�.NANfS that Horcower(�IawtLliy�elacd of th�+estatc hereby convcytd and hai ehe dght tq graat
<br /> and canvey t1�o P�ropert�and thpt the Pmpeat�r ix unencumlxced,eac�ept for encu�n�rances of rocQC+d. 8cxcower wrrra�ita arxi
<br /> — will ckErndgenenily tho titlo to tha Property�gulnst all claims wnd demundw aubja:t to or►y encumbrunccs af t�otd.
<br /> THiS SECUEtITY�IVSTRUM�NT combines unilom►covenanta for nAtlanel use and nan-uni4orm covenanta with
<br /> ,-° -�. - {i�iiitcct vi�ia�3on�by yuriadlcHon to canstitutz a unlform cPnadty in^tri�m-nt c�verinII ren1�nrnperty.
<br /> UATU�RM COV BNAPITS. 8ortower and l.ender cbtenaAt and wgne ag follows:
<br /> Y. P�yment oi PrincipW and InterRSt;Prep�yment aM Late Cht�es. Borrower ehall prompUy pay when duc the
<br /> priacipa1 of and interest an tha debt ev(denced by thG Notc aad any pnpayment und lau charges due under thc Not�.
<br /> �. I�Lnds�or 7l�xes and Iu3uPance. SubJcct to applicabie law or ta a wdeten wafver by i.ender.Homower shal!puy to
<br /> - Lcndcr on the duy momhly paymcnta ure due under the Note.until thc NoW is pald in fuA,A sum("Ftutds")far.(a)yeutly
<br /> toxes and as£rssmenta whtch may uuuirt prtorlty over this 9ecurity Instrument as a lian on the Property:(b)yearly Ieasehold
<br /> �-'�--�----_— _= �ayments or ground r�nts on tho Ropetxy. if any: (c) Yearly hazm+d or property� insurance premiuu�s: td) Yeorly flood
<br /> tnsurance pnmtums. it any;(e)yeacly mortgage insurana premiums. if uay; and (� any sums payable by Bomower ro
<br /> Lender.in naordnnce wtth the provIsio�na of parugrnph 8.in lleu of the payment of morguge insurancc premiums. 'Il�ese
<br /> — - iutns ore cutled"Escmw Items." Lender muy.at aay dme,collect uad hold Funds la an amount not to exceed the msuctmwn
<br /> amount a lertder for n federnlly reluted mortgage loan may myuim for Borrower's escmw aocaunt ander the federal Rral
<br /> Estate Se�lement Pcocedw+es Act of 1974 as nruended fram 8me w time. 12 U.S.C.$?.601 et seq.("RESPA"),unless uaotheer
<br /> law th�t upplies ea the A►mds sets a lesser amoun� Jf so.Lender may,at any time,collecc und hold Funds in s�n amount not to
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<br /> '�-'�� exceed the lesser uma�nt. i.eader mny estimiue the nmovnt of Pl�nds due on the basis of cwrent dxtm uad nxisoaable
<br /> estimutes of expenditiucs of future Fscrow items or otherwise ia accordance with nppllcuble law.
<br /> 111e Wands shall be held in an instltudon wkosc deposIts a�e insured by n federa!agency. insnumentality. or entiry
<br /> — (includIng Leuder,if I.crtder is such an inadtutton)or in any E'rderal Horae Loan Hank I.eader shaU apply the Ftinds ta pay
<br /> the Esct+nw [ums. Leader may not charge Bomnwer for holdIng und upplyir�g the Funds, apnuaUy analydag dte escrow
<br /> — ucecsun� oc verlfying t6e Eset+ow Items.untess�xnder pays Borrower interest on the Furtds and uppucable law pe:mits
<br /> — Lender to mal�e snch a churge. However.Lender may re�uirc BorrowEr to pay a one-time chnrge for nn independent ral
<br /> esmte tax reporting setvice used by Leader in connec6an�nth thts loan.untess applicable law pmvldes othenvise. Unless an
<br /> — ag�eement is made or epplicable law requires iaterest w be pnid.I.ender shaU not be mquired to p.3y Borrower any interest or
<br /> -- eamings on the Fuads. Borrower and Lender may asree in wridng,however.that interest shall be paid on the Funds. I.ender
<br />- — shall give to Boreower,without chsuge.an ennual acrnunting of ttte Punds.showing c�edits and debits to the Ft�nds aad the
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<br /> pucpose for wdich eacb debit to the Funds was macle. 'I'he Funds are pledged as addidonal security for oll sums secured by
<br /> - this Securlty InstivmenG
<br /> : � , it'the Funci�tiei3�,3r i.ender exct,a! iha amosmts gc�sss#ttt� to!�!s$1d Sy sppl3csble :s��•. Leadet slss!!�sxtt LQ
<br /> _ Borrower fo:the excess Funds in accardaace wiW the reaquiremeats of appltcable law. If the amount of the Funds held by
<br /> I.ender at any time is not suflicient to pay the Escrow Items whea due.i.ender may sn aotify Borrower in writing.and,in
<br /> suc6 case Bor[ower shal! pay to L.ensler the amouat neoesss�y to make up the deficiency. Bormwer shaU make up tlte
<br /> deficiency In�more than twelve montlily payments,nt f enderk sole discretion.
<br /> ,� Upon payment in fi�ll of aU sums secumd by thIs Securtty Ia�uument,Lender shaU promptly refiutd to Bomower any
<br /> � Funds held by Lender. lf.under paragrapb 21.Lender shall a.cquine or ssll tite Pmpecty.L,ender.prio�to the acqaisidon or
<br /> sate of the Property.shall apply aay Pt�nds held by l.eader at the dme of acquisiaon or sale as a cm,6it agaiast the sums
<br />;� -- secured by tbia Sectetiry Instrumen�
<br /> - 3. A�plieottloa of Paymeats. Unless eppUcable law provldes othenvlse, all payments �+eceived by Lender under
<br /> _ parn�aphs 1 ead 2 shall be appl[ed:first,to any prepayment charges due under the Note;second.to amouats payuble under
<br /> paragraph 2;third.to interest due;fourth.to prtncipal due:and last,to eny late charges due under the Note.
<br /> 4. C6argps; Lkos. Bonower shiill pay all texes,assessments.churges, fines and imposidons surfbutable to the
<br /> Pcoperty wlafch may nttein priority over this Securlty Instcument,and leasehold payments or gound rents,if any. Botrower
<br /> shall pay these obIIgadon�in the manner provided jn pamgrnph 2,ar if not patd in thnt manner,Borrower shall pay tdem on
<br /> time directty to the person owed paymen� Bormwer shatl prompdy fumish to Lender uU nod�:es of:unounts to be paid under
<br /> t1�is paragrapd. If Bocrower makes these paymenu dic+ectly,Horrower shail prompdy fumish to Lender receipts evidencing _.
<br /> the payments.
<br /> Boirower shaU prompdY diactaarge n�►Y lien which has prIority over this Secwity Inshuaeent unless Boirower.(a)ag[ees _
<br />- in wridng to t6e payment of the obligatlon secured by the lien in a manner acceptable to Lender.(b)contests in good feith tho -
<br />_ — lien by,or defends against enforcement of the llen in,legal proceeciings which in the Lender's opinion operate to preveut the _
<br /> - enforcement of the liea;or(c)securea from the holder of the lien an agmemenc sadsfactory to�.ender subordinadng the lien _
<br /> to thIs Secu.riry Inatrumen� If Lender detern�ines that any pa�t of the Property is subject to a Uen wbich may attein priodty _
<br /> over this Secudty InstNmeat,L.ender may give Borrower a notice identifying the lten. Bosower shall sadsfy the lien or take _
<br /> one or mote of the acdons set fort6 abnve withia 10 days of tho giving of notice. _
<br /> - -------== ted on the -
<br /> or Pro Insurnaoe. Borrower shall k the im rovements now exis' or hemafter erec
<br />- 5. H�trd Pel'�Y �+P P � _
<br /> , Property insu�ed againat loss by fire,hazerds included within the temi"extended coverage"and any other hazards.including =
<br /> floods or floodiag, for which Lendet requires insurance. This insurciace shall be roainteined ia the amounts and Por dte ..
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