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<br /> ' periods that l.ender mquires. `]i�c insurancc carrier provIding the insumnce sha)1 bs chos¢n by Bo 1�su c �l.cnctcrt�
<br /> uppraval which shall not tse unreasonably�vlti�luld. if HosrRwee fn11s ro mniutain covemge de,�.CCIIJS�LitTOYC�l.cnder�nay,ut
<br /> — L.,e�iderb option.obtsin cavernge tn protect I.cnder!�rfghtA i�tho Pr�geery in uceordunca with pnragaph 7.
<br /> —� �4111neurance p�licies�nd nenewal�shall bo acce�ble to L.en@er snd shall lticiude s swndard mortgiRe elause. Lender
<br /> r�h�ll 7�ave the dght to hold the polides end renewala. f Lender requires,Borrowcr shx11 prumptiy g[vc to l.ender al!re�cjpta
<br /> of pud preminms and nenewal natices. In the event af tosA.Bottawer shnll giva prompt�odce to the Insuranre cnrrier and
<br /> Lender.L.eader may malce prcwf of loss I�not made promptly by Barrowa.
<br /> : ��_ _ ___� Unless Lcnder and Borra�ver otherwise agra:in wrlt�ng.insurance procecds shu116e applied to mstoration or rcpair of
<br /> tbe Prape�ty damaged, if the nsioration or e�epair Is uonomicaily feasibie and i.enderk sccuriry is na tcssencd. If the � -
<br /> restorellon or repair is not ccenamlcally feasible or l.ender�xecurlty would be tessene�.the 3nsurAnce proceeda ahAll be
<br />-_� stppAed to the sums secured by this Sccwiry 1nst�ument� whether or not then due.wlth any exceas p�id to Borrower. [t
<br /> _- Baro�+er ab�ndons tho Property.or doea not answer within 30 days u aotice from Lender that the insu�anoe r.anier has
<br /> offered to seule a cl�im.then Lender may cotlect the insurnnce proceeds. l.ender mc►y use the proceads to npstir or nstoro
<br /> the Proparty or to pay suma secured by this Security Inst[umtnt.whether or not then due.The 30�day perlod w�11 begln when
<br /> -- - - the notice Is glvea
<br /> Unless i.cndet und Bomower otherwise eg�ee in wrIting.any appt�catlon of procads to prlr�cipal ahaU not extend or '
<br /> -i?i postpone the du6 dsue of the monthly puyments refemed to in paragruphs 1 nnd 2 or change the amount of the paymGnts. If
<br /> - under paragruph 21 the Property is acquired by Lender.Borrower's dght to any insurance policies and proceeds resulcing
<br /> `� from damuge to the Property prior to the acquisitlon shal!pass to L,ender to the eatent of tha sums secured by th�s Serurity
<br /> Instrument unmedlately prior to the acquisi�don.
<br /> lS. Oocupancy, PreservatiaM 11Zatatenence end Protect[on of We Property; BorroRer's Lo�a ApplkaHon;
<br />"f Leaseholds. Borrower shall occupy.establish.and use the Property as Borrower�prIncipai residence whhin s'vcty days after
<br /> t-'- the exccutlan of this Sccurity tnsdwnertt and shal!continue to occupy the Property as Banowerh prittslpa![essdsnc�for at
<br /> _ � ._.
<br /> leust aae year after the date of occupancy. unless L,ender othenvise agrexs in writing, which consent shall not ba
<br />-' unreasonably wtthheld.or ualess extenuating ci�um�stances exist which are beyond Bomower�s contral. Botrawer shall�not
<br /> destroy,dacnage or impnir the Propecty,nllow the Property to dateriorate.or commit waste on the Property. Borrower ehuU
<br /> be in default if aay forfeitu�e action or proceeding,whether civil or edminal.is begua that lu Lender�good faith judgment
<br /> could result In forfeIture of the Property or otherwIse materially tmpair the Uen created by thi�Security Insirument ot
<br /> ��_' Lender�security interesG Borrower msy cute such a default and reinswte.as provided in paragraph 18. by enusing the action
<br /> ,;,;�� or pnoce�ding to be dlsmissed with a mling that,in Lender�s good faith detemiination,precludes forfeiture of the 8�rrower�
<br /> interest in the Prope�ty or other matcrial impaimient of the lien cirated by this Security Instrument or Lenderis securIry
<br /> - interest Borrower ahaU also be in default if Borrower. during the loan appllcatlon process. gave matcrially false or
<br /> inaccurete informution or statements to Lender(or failed to provlde L.ender with eny muterial informazion)in coruiection with
<br /> "� tha loan evidenced by the Alote.lncluding, 6ut not Ifmited to. representationa conceming Borro�ver's occupancy of the
<br /> �s;�!.. - Property as a princip�l.residen�e. If this Securiry Insuument is an u leasehold.Bomower shall comply with all the pruvls[ona
<br /> -- , �=.
<br /> ��[�r7 �, - of the lease. u Borrower acqultes iee dde to the Propercy.ci�e tease6old and ttu Iee ude shalt nrn mecge unless Leuder ag�ees —`�
<br /> to the merger ir►writing.
<br /> 7. ProtecHon o!I.eader's Itights ia the Property. If Borrower fnils to pedorm the cc�vet�ams end agreements
<br /> ;,, ¢ contained in tbis SecurIry Instrument,or there is a legal proceeding that may significantly affect LeMler� rlgitts in the
<br />= Property(such a9 a praceeding in bankniptcy.probate.for condemnation or fodeiture or to enforce laws or negulationaj,then
<br /> _ " L,ender muy do and pay for wAatever is necessary to protect the value of the Property and Lenderk rights in the Propezty. ___
<br /> :� � i.ender�acdons moy include paying any sums secured by a lien which has pdodty over this Security Insuument,appearfng _
<br />:,, in couct,paying m.risonable attomeys'fees and entering on the Property to make repairs.Although Lender may tske uction
<br /> ,_ �t"� under ttJs paragraph 7.Lender does not hnve to do so.
<br /> � �'" Any amounts disbtttsed 6y Lender under thls puragraph 7 shall become uddirional debt of Borrower secuted by this
<br /> ' Security Instrumen� Unless�omower and Lender agree to other terms of paymen�these amounts shall bear interest from the -�'
<br /> ' '' date of dlsbursement at ths bYate rate and shsiU be payable,with interest,upon notice from Lender tu Bormwer requesHng �;�,,;:
<br /> '':� paymen� �ts:!;::
<br /> 8. Mortgage Insurance. ff Lender required mortgage insurance as a condidon of making the loen secured by this E`'�``_
<br /> Security Instcumenti Bonower shull pay she premiums�+eyuIred to maintain the mortgage insueance in effert. If. for any =_ -
<br /> -, ' "' i+eason,the mortgage insurance coverage reyuired by Lender lapsea or ceases to be in effect, Borrower shall pay the °�"
<br /> �: �" pmniums required to obtain mverage substantiaUy equivulent to the monga�e jnsumnce prevlously in effect, at a cost �'r.=
<br /> �,��°'�.�• substantially equivalent to the cost to Borrower of the mortguge insumnce previously in effect,from an altemate mortgage ,.,
<br /> a''�:.�'�•�•� insurer appmved by i.ender. If substentially eyuivalent mortgage insurance coverA�e is not uvailable,Borcower shali puy to ���'�.:
<br /> � .�.... ., s��;-
<br /> ;���•�- I.ender each month a sum equal to one•twelfth of the yenrl y mortgage insurance pmmium being paid by Bortower when the -
<br /> � ���"'" `'`°� insurance coverage lapsed or ceased to be in effect. Lender will accept,use and retain these paymenu as a loss reserve in lieu '� `�
<br />.a'� �'.�• of mo�tgage lnsurartce. Loss reserve payments may no longer be required,at the option of Lender,if mortgage insurance • =-
<br />_ � f gf�;'�, coverage(in the amount and for the period that Lender requires)pmvided by un insurcr approved by Lender u�nin becomes
<br /> a�:
<br /> �{�r%�' available and is obtained.Bonrower shell pay the pmmiums required to maintuin mortgage insurnnce in effect,or to provide a ;;����:
<br /> ��i �;� • �. loss reserve,untit the requimment for mortga�e insurance ends in accordance with any written agreement between Borrower ti;�';!,
<br /> ,,. � and Lender or applicnble law. �"?`�
<br /> �,�. _s•r..
<br /> .; ...t, ;:: :icc`. 9. Inspeetion. Lender or its agent mny make rensonnble entries upon and inspections of the Property. Lender shall
<br /> �,^ ,,, �tve Bomower norice at the dme of or prior ro an inspection specifyin�c�easonable cause for the inspecdon.
<br /> s;,�;,,�.:=•; 10. Condemnallon. 'Ihe pmceeds of any award or clulm for damages,dircxt or consequential,in cortnectlon with Any •.,;
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