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<br /> TOt3ETHER WITH�11 ihe improvements now or.,im�c�i�ttt erDCted on the properfy,attd uii cnssrrtrnt»,appuctr,ruu►cey, ��
<br /> _?��2.��aafine ttRH fA7[tUYC9 R4W OY I1CYC.�ter n part oF the pr�perty. Afl,rs{snr��nr..:Rnts nnd addittons shall nlsa bo covcrcd by this Sccnri�y
<br /> Instmment. All of tho faragoing is refcrred to tn th49 Se�u.^.iry•t�.+Mt�,":�ent as the"Pro�ty."
<br /> aORRU1WEPt COVBN�#NPS that Bomawe,t is�luwt�►l�1r,F!�ad of the estau dereby conveyed und has the right to grant
<br /> und convey the Roperty and that the P�+npetty,is.unGnc►+n�b=red�exeepi for encivabrnncas of recorQ. Borcower wa�rants and
<br /> — will dtPead generally the tiQe to the Property u�tt all+c.l�la�s nnd deman�,subjecs te+uny oncwnbrances af recard.
<br /> THiS SECURITY INSTRUMRNT�cflmbinca wt,tkntq�oovenants for aadonel use and non-unlf'orm covenant� with
<br /> �_- _ _ _ , litnited vt�rlai�ons by j�utsdict�on to coswtitut�a ut�ifnrm.se�vr.tfty,a�n4tt��ment coverin�mal prop�erty.
<br /> UNIFORM COVENANTS. Bo�rower and I.�nde�r cavaoa�►ti�and agtee as foUowR:
<br /> 1. Payaxnt of Ptinclpnl smd Interesti Prep�yment��#fs���.�te Clar�. Bomawer shall prompdy pay whcn due tha
<br /> - pdr►ci al of and intercat on the debt evldcnced by the Nat�aad aqy.prepayuieat and late charges due under the Note.
<br /> � Funde fos'lhxd and In�uranca Subject ta app�tubt��aw or to a written waiver by Lcader,Horrower shaU pay w
<br />- — Lender on the day monthly payments ar8 due unc�r tho Note,tus�il•the Note is paid fa fuU.a sum("Funds")for.(a)yearly
<br /> � ta�¢es aad assessmenta which enay sttaln pdarlty over this 3aea�rity+'�uusaument an a Ilen on the Property;(b)yearly leasehold
<br /> - --- - - - paya�ente or ground rents on the Propetty. if any; <a)Yesu1)�•�d or property tast�runce premiums:<d) Yeacly Aaad
<br /> r tnsumnce premiums,If any: (e) yearly mortgage insu�s+c�co premiwns� if enY:and(�any sums payabta by Borrower ta
<br /> _— I.ender.In accordance with the provistons of parag�ph 8.in lteu of tbepayarent of mortgage insucaace premiums. '[besa
<br /> items are caUed"Escmw Items:' Lender may.at any time.ct►Uact and hold Funds in ea a�►aunt not to exceed the maximam
<br /> amoant n leader for a federally related mortgago loan•m�.y cnguire fur Horrower�escrow ac,�ount under tha tedersil Real
<br /> Estata Seidement Procedunw A�c1 of 14'74 as sunended fram.tltt�to time, 12 U.S.C.§260i er seg.("RFSPA"),ualess ancither
<br /> law that appl�ea ro the Fauda sets a 1PSSer amount. If sa Len�r a�►ay,at any time,coliect and hold Punds in an amount not to
<br /> _ - _ -___ eacee�l tha te�.aer �enoum. I.end�may esdmate the,eam�cut of Funds due oa the basis of curnent data and reasunable _
<br /> esti�aates of eapenditures of fuwre Escrow Items ar ot�wcsc e�a�ccordance with applicable law.
<br /> 'ihe Funds aha(1 be held in an msti�idon wt.�se d¢��=t��re Insured b�r a federal agency, iast�umentality.or endty —
<br /> ��;;� (including I.ender.if Lender is such an instituHon)or in any r�4�a1 Hona.Loan Baak. I.eader shall apply the Funtls to pny
<br /> tlte Escrow Items. I,eader may nat charge Borrower for ha1•:Fm$aad applying the Fi�nds. annually analyziag the escrow
<br /> - e ! w rmits
<br /> a Borrower lnterest on the Funds and a Ucabl a
<br /> account,�r vetifying the Escrow [tems,unless Lender p3y. PP Pe
<br /> Lender to make such a charge. Howevet,Lender may raquire Borrower to pay a one-time charge for un dndependent real
<br /> estata taz reporong service used by I.eAdec ia coanectiton,with this loan,ualess applicable law pmvides otherwise. Ualess an
<br /> ngeement is made or applIcable law requires int�sest ta b:paid,Lcnder shall not be required to pay Bomower any interest or
<br /> earnings on the Funds. Borrower and Lender may agree in�wridn�.however.that interest shall be pald on the FLnds. Lender
<br /> shall give to Bomower.without chazge. an annual accou�ng of the FLnds,shou+ing credits artd debits to the Funds and the
<br />- purpose far which each debit to the Punds was marie; '!h��nds are pledged as addI6ona1 s�curity for a,l sums secured by
<br />' `.�'� : thls Secwity Instrucnent. --
<br /> - - '�.'�„�':,`• . it'tiia ��da 1►etd by L�►cter ezceeci tt�:: am�'�gcrnsittc� ia be he2�by spjrticsb2e ls�:, I.ender she4l aczQeint to
<br /> ��.v.}•.ay.� Borrower for the excess Funds in accordarece with tha requirements of applicstble law. If tde amoant of the Fuuds held by
<br /> � � H Lertder at aay time ls not sufficIent to pay ihe Escrow Items tisiyen due, I.ender muy so aotify Borrower in writIag,and.ia
<br /> .����� such case Bo:rower shall pay to Lender the nmount a�ssary to mnke up the deficiency. Borrower shall mnke up the
<br />_ �'A�;"; deficicncy in no mom than tweive monttily paymc�:s,�Lender's sole discretton. —
<br />" .?!�;�4 Upon payment In full of all sums secured bp tk�is Secnriry IasuwnenG Lender shall prompdy refund to Borrower eny �
<br /> �`',-,,� Funds held by Lender. If,under paragmph 2i.L�9er shall ucquire or seU the Property.I.ender.prior 4o the acqulsition or =__
<br />_ '�`'��'' sale of the Pmperty,shali apply any Fu.nds Ite�d by Lender at the time of acquisition or saIe as a cre$it agaiast the sums _
<br /> °'�""� secure�by this Securlty instrumen� ---
<br /> ..•�Yyini ��,
<br /> 3. Applleotlon oi Payments� Unlesy appitcable law provides otherwise. all payments neceived by Lender under a;;,,,;._-
<br />' paragraphs 1 and 2 sdall be applted:firs�to a.�*�y pnpayment cherges due under the Note;second,t�amounts payable under -.-•--
<br />. '� ' ' paragcapb 2:third.to interest d�e;fourth,w�rincipal due;and las�to any late charges due under the Note. �,.ri--�}-�--
<br /> _ ��r�s� 4. Charges;Lte�ts. Borrower shai!pay a11 taxes.assessments. charges. fines s�nd imposidons ataibutable to the ��,,,_
<br /> ,�;,•;... Ptoperty whlch may attain prtority over this Security Insnumea�and leasehold payments or ground rents.if any. Borrower �-=-
<br />_, �� shall pay these obligatiotts in the manrcer pmvided in paragrnph 2.or if not paid in that manner.Borrower shall pay them on �'z��
<br /> ';��:,,,.;, tune directiy W the personowed paymemx Banower shaU promptly fumish to Lender ap aotices of amouats to be paid under ��'�-
<br /> ''- �"`~'��'' this patagraph. If Bomnwer makes tAese paym2nu directly,Borrower shall promptly fumish to Lender receIpts evtdencing �x°-�
<br /> ��4':;�'�s,--• �:.
<br /> �:'�` the payments. �,,�_
<br /> 3°Y�i�_:' Fr�;.a.
<br /> ,. +:..,�;.,..., Bomower shall prompdy discharge any lien�vhich has prior�ty over thls Security Instrument uniesa Bomower.(ay agrees �-,.
<br /> � °`''.:::�° in writiag w the payment of the oblEgation secured by the lIen in u manner acceptable to I..ender.(b)caatests in good faith the �E'=-��°
<br /> '� ��',���,�;; ;• lien by.or defends agalnst enforcement of the lien in,legal proceedings which in the Lender's opinion operate to pievent the
<br /> --r=• �� enforcement of the lien;or(c)�ecures frora the holder of the lien an agreement satisfactory to Lender subordinating the lien
<br /> , �� �� �� to this Sec�uity Instrument [f Lendet detetmines that any part of the Prope;ty is subject to a Gen which may attain prioriry
<br /> '�'�' ' � over this Securlty Iost4umen:,Lender may give Borrower a notice ideatifyfying We lien. Bocmwer sh�ll satisfy the lien or take �
<br /> . ;,.-;,..', �� one or more of the actions set forth aMve within 10 days of the gtving of notice. �•=?
<br /> ' ',��'.�.: S. Ha.ard or Ptoperiy Iasx�rance. Borrower shall keep the improvements now existing or hereafter erected on the ��.`�..
<br /> ,;i:_:_.,. -: Property insurcd against loss by fire,hazar�ds iacluded wIthin tha term"extended rnverage and any other hazaNs,including
<br /> �E:-,.i•,�:r:;� flooda ar flooding.for whiah Lender c+equirea insurance. 'R�is insurance shall be maIntAined in the umounts and for the .
<br /> is�:��. Fbttn 3028 9A0 (PuBe 2 oj6 pageal .
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