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<br /> 94-�TO(3BTH�RR WI�'H all the impmvements nnw or l�ereafter eratod on the property,aud eli easemen , �����aAd
<br /> flututes now or her�after u part of tha property. All replacementa snd uddlttons Rrall alra be covered by this Savrity
<br /> - - Tnstntmeni.Ali of the foresoing iR referrc�to in thls Secudry Irtstrument us the"Property."
<br /> � w" ��` B01tROW�R CnVENANTS that Borrowcr ia lawfully sclscd af the cstatc h�mby convcycd i�nd hug the right te�grvnt and w�
<br /> - _ --- canvey the Property nnd thnt the P�operty is unencumbered. except far cncumbrunces of recard. Bnrrower wsumnts t►std wlll
<br /> - defend getternlly the Nde ta the Property against al!cl�tims and demancls,subjwt to uny encumbmnce�s of record.
<br /> THIS SECUEtITY INSTltUMfiNT combines untform covenanta for natiannl ur,e und non•unffarm covenanta with limltod
<br /> veriadons by jurisdiction to cunstitute�i uniform serurity tnstrumettt covering real pmperty.
<br /> — - -- UNIFORM COVBNANTS.Borrower and Lcnder covennnt and agree as follows:
<br /> -�-�.-=- ---- --
<br /> — � 1. P�yment of IMncipal end Inteergt; PrepAyment and I.ste CUa�es. Rornawer shall prnmptly pay when due tha `—
<br /> - — principal of and interest on the debt evidenced by the Note and any prepayment and late churges due ander the Note.
<br /> 2. k�nds tor Toxes and Iasurance. Subject to applicable law ar to n wdtten wuiver by i,cndcr. Borrower shull puy to
<br /> ° Lender on the day monthly payments are due under the Note,ur�til the Note fe paid in full.a sum('Funds")for: (u)ye�arly teaes
<br /> and essessments whIch may uttriIn prtor�ty over this Security Instrument as a lIen on the Properiy:@)yearly leas�hold paymenta
<br /> � or ground�+ents on the Property.if any;(c)yearly heaard or property insurance premiums;(d)yearly flood insuranee prcmlutns.
<br /> if any; (e)yatrly mortga�e insurance premiums, if any;and(�any sums payable by Barrower to Lender.jn aaordance with `�
<br />-;,� the provisions of paragraph 8.in Iteu af the payment of moRgage insumnce premiwns.These items are called"Escrow Items.'
<br />� �' Lender may. at any tlme, collect and hold Funds fn an amount rtot to exceed the maximum sunoant u lender for a federtslly -_
<br /> related mortgage loan may require for Borrower's escrow account under the federal Real Estate Setdement Procedures AM of =
<br /> 1974 as airtended from time to time. 12 U.S.C.SectIon 2601 et seq. ("RFSPA'). unless another luw that applies to the Funds �'Y"
<br /> sets a lesser amount. If so. I.ender may. at any time. collect and hold F�utds in an amount nQt to excee�the lesser amount.
<br /> I.ender may esdmate the amount of Funda due on the basts of current data and reasonable esdmates of expendituc�es of fuwte --
<br /> Escrow Items or otherwise in acrntdance with applicable law. ��•
<br /> - The Funds shal( be held in an InstitutIon whose deposits are insured by a federal agency. instrumentalIry. or eatiry =_
<br /> ••�.�'� 5''� (including L.ender.if i.easier is such an institudon)or in any Federal Ho�ne Loan Bank.L.ender shall apply the Funds to pay the �':"-.
<br /> Escrow Items. Lender may not char�e Borrower for holding and applying the Funds.annually analyzing the escrow acmunt,or �_-
<br /> •'���,x verifytng the Escrow Item,,wnless Lender pays Borrower interest on the Funds and applicable Iaw permits Lender to make such
<br /> � �, a char�e.However. Lender may mquire Borrower to pay a one-time charge for an independent real estate tax reporting service -�-��
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<br /> ' ' �`::�. usai by Leader in connecdon with this loan, uniess applicable law provides otherwise. Unless an agreement is made or �='-�
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<br /> ' +� S•'.=rr„-,.,;, applicable law requires interest to be paid.Lender shall not be required to pay Bormwer any interest ar eamings on tha Funds. �v,�:_
<br /> �`��!%���'�' Born�wer end Lender may agreE in wridng, however, that interest shell be paid on the Funds. Lender sh�li give ro Borrower, �_
<br /> ..�� a.-j'z�j�k 7E a r-.-
<br /> i:,;�::,�; . without charge, an annual accountin�of the Funds, �howing creciits and debi�s to the Funds nnd the purpose for which each =-_
<br /> ° �� `'�t'��' debit to the Funds was made.The Funds are pledged as additional secu�lty for all sums secured by thls Security(nstrument.
<br /> _,_ • , ...�,. ,
<br /> �;��.�.�,� If the Funds held by Lender exceed the amounts permitted to be held by applicable law.l.ender shall account to Borrower ~-
<br /> � wK �ati*,��:r-; for the excess Funds in ucoordance wlth the requirements of applicable luw. If the amount of the Funds held by Lereder at any ���
<br /> `;i•"�� �i " t�me is rtot sufficient to pay the Escrow Items when due.I.ender may so notify Borrower in writing,and.in such case Bortower ze--
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<br />,. � �;"�'s ,�-��,,,,r,k ;., . shall pay to L.ender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than ?�;�,
<br /> �� .���.�,r�SX.':., � �`�= _.
<br />• � t . twelve monthly payments. at L.ender s sole dtscmtion. ,.
<br />_. r��;��`,� .`i�, Upon payment in ful!of aU sums secured by this Securiry Instrument. Lender shall promptly retund to Borrower any •�':�
<br /> ``'' j;' Funds held by L.ender.(f. under paragraph 21.I.ender shall acquire or sell the Property,Lender, pdor to the acquisition or eale •�-`"
<br /> of the Property.shnll apply any Funds held by Lender ai the time of acquisition or sate as a credit aga�nst the sums serured by '%�=i�
<br /> thls Security Instrument. �;�:`
<br />,.F '� 3.A Uattton of Pa ents.Unless a licable law rovides otherwise,all a ments received b I.ender under ara hs
<br /> AP Ym PP P P Y Y P S�P
<br /> �� � 1 and 2 shall be applied: first,to nny prepayment charges due under the Note: second.to amounts puyable under paragraph 2; ,
<br /> Wird.to lnterest due;fourth,w principal due;and last.to any late charges due under the Note. Yti��,
<br />- 4.Charges;Liens. Borrower shall pay all taxes,assessments,charges, fines and impositions attributsble to the Property ..:��.-
<br /> ' •. which ma attain rIori over this Securit Instrument, and leasehold a ments or round rents, if an Borrower shall �'.��
<br /> - . ..f Y P tY Y P Y S Y• PaY s• •tL�
<br /> �� ��`"�;� dtesc obligations in the manner provided in paragraph 2.or if not paid in that mnnner, Borrower shall pay them an time direcdy '''}`"
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<br /> " ��'�'� to the rson owed a ment.8orrower shall rom d furnish to L.ender all nottces of amounts w be a�d under this ara ra h
<br /> :�r�:t�''�:•� Pe P Y P P Y Ce P � P 8 P •
<br /> ��f:�:ti�W!� .
<br /> •• If Borrnwer makes these pa��ments directly.Borrower shall promptty fumish to I.ender receipts evidencing the paymenu.
<br /> ��`�'' Borrower shall pmmptly discharge any lien which has pdority over this Securiry Instrument unless Borrower:(a)agrees in
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<br />-��' ^,,��..,�,; wrlting to the payment of the obligation secured by the Ifen in a munner acceptable to i.ender;(b)contests in gaod faith the lien
<br /> • ;�y:�,�..:� ,>. by. or defends against enforcement of the lien in, legal proccedtngs which in the Lender's opinion opernte to prevent the
<br />� '�v� �':•: ,- enforcement of the lien;or(c)secures from the holder of the iien an agreement satisfactory to Lender subordinating the lien ro �
<br /> '�''L�_'^,�-, :; , this Security instrument. If Lender determines that any part of the Property is subject to a lien which may uttain priority over
<br /> �a, � �:�,��,;i::`; this Secudty Instrument. Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take ane or � ,
<br /> `� �x:..���,, u more of the actions set forth ebove with{n IQ days of the givin�of notice. i� '
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