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<br />					pnymenta rttay na langcr bc roqutrcd.at the op�tan of Lendcr.if morrgagc insumnw cov�rug��rr�anwunt a�fAr the porlod
<br />    			—  	that l.endcr requires)pravidod by ttn insurer nppmvt�d by 1.cnder nBain becom:s nv+iilablo�nd is abtainod.Dr�rmwer shall pay
<br />_.. ��,��  	ihe pcemiums rcquircd ta maintnin mortgugo fnsumnr.c ln effcct,Ar to provide n loss rescrve.until the rcquiremcnt far uton�uge  	___
<br />   -       __-------  	insirunco cndv in accardanre with st�y wrltten��igr�cinent betwccn Barra�ver nnQ l.endcr nr applicnble law.
<br />      					9. in9�tian.I.ender or ita agcnt mny makc ceusnnable entries upnn und inspectians af tho Property.Lendcr shali give  	-
<br />					Aarrawer noticc at tho tirne of or prior ta un inspcction specifying reasonablu cuuse for tho inspectian.
<br />_ 					1Q. Condemnation.The proceeds of uny uwurd ur clnim far damuges.direct or coi�.sequentiul,in connection with eny
<br />					rondcmnutlon or other tuking af any part af the Propeny.or for wnveyancc in licu oP condcmnntian.are Ixreby assigned and
<br />  _ �_      �s --_�  	�,itall{w puid tu lA:�idcr.  														�  _
<br />      					In thc event Qf u totat taking of the Propeny.tha pcnceeds shnll be oysplicd ta the sums secured by thia Secudty Iostrument.
<br /> - -     				whethcr ur nat then due. wlth uny eacess pa}d to Borrawer. In the event of u partiai tuking of the Property in which thc fuir
<br />  =     				markct vufue af the PropeRy immediutely befor�c thc taking is equal to ar greater than the amount of the sums secured by this
<br /> �'    				Secusiry Instrument immediatoly baforo the wking.unless Sarrower und L.ender othenvise n�ree in wdting,the sums secured by
<br /> `�,    				this Secnrity lavnument shall be reduced by the umount of the pmcceds multiplied by the following fraction: (n) the total
<br />					umauat of iho sums sccured immediutely bcfore the tuking.divlded by(b)thc fair market value of the Properry Immedietely  	-----
<br /> jn:    				beforo the taking. Any bnlan�e+shall be paid to Borrower. In the cvent of u pattlal wking of the Property in which tha fair
<br /> .      				market vu(ue af tha Nroperty lmmodiutoiy before the tuktng is less thun tho nmaunt of thp sum.c secured immediately before ths
<br />					taking,unless Horrower and L.ender otherwise agree in wti�ting ur unloss applicable law otherwise provldes,the proceeda shall
<br />					be applied to the sum.g secured by this Security Instcument whether or not cha sums are then due.
<br />      					If the Property is abandoned by Bormwer,or if.ufter notice by l.ender to Borrower that the condemna offers to malce an
<br />					uwurd or scttle u clnim for damages.Borrower fails to respond to Lender wlthin 30 days ufter the date the notice is given.
<br />					Leader ic authorized to collect and apply the proceeds.at its optian. either ta restoratian or repajr of che Property or to the suma  	�
<br />					secumd by thia Secadry Insttument. whether or not then due.
<br />      					llnless Lender und Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or  	_
<br />					postpane the due date of the monthly payments refermd to in pamgraphs I and 2 or change the amount of such payments.
<br />      					11.Borrower Not ltelea.�d; Forbeaeance By Lender Not a Walver.Extension of the time for payment or modificat3on
<br />					of amortization of the sums secured by this Securiry Instrument grnnted by i.ender to eny successor In interest of Bonower shell
<br /> 					not operate to mlease the liability of the original Bonrower or Borrower's successors in inrerest. I.ender shall not be reyui�d to
<br /> .       				commence proce�djngs against uny successor in interest or refuse to extcrtd ttme far payment or c+therwlse modify amortizntIon
<br /> _       				of the sums secured by this Secu�ity Instrument by reason of uny demund made by the original Borrower or Borrower's
<br /> 					successc�rs in interest.Any forbearance by L.ender in exercisin�any rlght or remedy shall noe be a waiver of or preclude the  	-
<br /> 					exerclse of uny right or remedy.
<br />	-     				12. �uocessors a�d Assigns aoun�;�oint and �everai Liabiiity;Co-sigRe�s. The covenants and ngr�menu of�his
<br /> 					Seturity Instrument shall bind and benefit the successors und ussigns of Lender und Borrower, subject to the provisions of
<br /> 					parngraph l7. Borrower's covenants und ogreements shall be joint and several. Any Borrower who co-signs this Security  	=
<br /> 					Instrument but does not execute the Note: (a)is co-signing this Security Instrument only to►riort�age, grnnx and convey thut
<br /> '      		,       	Borrower's intemst in the Property under the terms of this Secur�ty Instniment(b)is not personally obligated ta pay the sums
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<br />     	,�';  ,�Y',  		secured by this Serurity Insuument:nnd(c)a�i+ees that L.ender and uny other Borrower may agree to extend,modify,forbear or   	-�:--
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<br /> 					make any�ccommodadons with regard to the terms of this Security Instrument ar the Nate without that Borrower's consent.
<br />      					13. Lotm Charges.If the loan secured by this Security Instrument is subject to a!aw which sets maximum loun chArges.  	�-~_
<br /> -   		�  		and that IAw is finaily interpreted so that the interest or other loan charges collected or to be collected im m�nection with the  	�'=``"
<br /> .,",      ;      			loan excee�the permitted limits.then: (a) any such loan chtuge shall be�educed by the amount necessary to reduce the charge    	"
<br /> 					to the pemutted limit;and(b)any sums almudy collected from Borrower which excealed permitted limits will be refundtd to
<br /> '       				Borrower. L,ender may choose to make this refund by reducing the principai owed under the Note or by maktn� a dimct    	-
<br /> 					payment to Borrower. If a refund redures principal, the reduction will be treated us a par[i�l prepayment without any     	=-
<br />  •  		`"'  �b     	prepayment charge under the Note.													,,;;
<br /> _ 		� ��      		14.Notice�.Any nodce tu Borrower provIded far in this Security instrument shnll be given by delivering it or by mailing   	-��.=
<br />   			x    	it by first class mail unless applicable Iaw requires use of sinother method.The notice shull be directed to the Propeny Addmss    	�:�,;
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<br />    		';...��;,�:�     	or any.other uddress Borrower designates by notice to Lender. Any notice to Lender shall be �iven by�irst class m�il to     	-`
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<br />_•      	''y�f: ,;�.,��`   	L.ertder's uddress state� herein or uny other address Lender designutes by notice to Borrower. Any notice provided for in this      	.
<br />--'�   		•r,,•,�rrc   	Securiry Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this pura�raph.
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<br /> ,    		�s'���.� 		1S.Governing Law; Severability. This Security Instrumc�t shull be govemed by federal luw and the law of the
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<br />    		,_:,r  . �-  	jurisdlction in whIch the Property is locnted. In the event that any provision or cluuse of this Security lnatrument or the Note
<br />  		"�j�y"�'" ,    	conflicts with applicable law,such conflict shull not affect other provisions of this Security Instrument or the Note whlch cnn be
<br />  		�    `i"�'U'�   	�iven effect without the conflicting provision.To this end the provisions of this Security Instrument and the Note ure deciared
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<br />       	,. „ .`�.,`�y�.   	to be severable.   �
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<br />      	.�.,,�_•:;�  ;,�,..:; 		16.Borrower s Copy.Borrower shall be�iven one conformed copy of the Note und of this Security Instrument.
<br /> -  	;?i,       {� �r•'���'  															Form 3028 9190
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