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<br /> 1'0(3H'I'H8R WITH nil thc[mprovcmonta now or hercaftcr crectad vn thc pmperty.and�l�mes�fa��P�Re�ursces.an�d
<br /> fixtures now or hereaftcr a paR of tl�a proparty. All �ep'acemcnts nnd additions ehail also be cavered by thia Securlty
<br /> " —" In3truntcnt.AU Uf th�farrg��ingl�3 rcfctrcd tn in ihia Securlty [ustruntcnt asthc"Praperty."
<br /> ���•=�--� l3URROW�'R COVL�NAN'PS ttuit aurro�vcr iw la�vfully scined of thc cstatc hcrcby runvcyc�and hnx thc righ[to�rant c�nd ��
<br /> convcy the Pn�perty und tbut the Property ig unencumberal. exc:ept fur ciicumbrunces of recurd. Dnrcawer wurrants und will
<br /> dcYcrtd generally the titic tn the Prnperty uguinst ull clai�ns nrtd demnnds, sub,ject to uny encumbmnces af rccard.
<br /> —= THI3 S�CURITY INS7'RUM�NT rombines unit'orm cavenunts far iu►tional use und nnn•unifurm cov�nuntR with limtted
<br /> variatiuns by jurlsdictian ta canuitutc u uni!'orm security instrument ravering reai praperty.
<br /> — _ — __--__ ___—� UNIFURM COVENANTSI. [iorrowcr and l.crtdcr cavennnt cuid agree u.g fallowg: �
<br /> �—.
<br /> 1. 1�lwyittent of Princtpal�nd Intemst; Prep�yment end l.ate Chargea. 13orrawer shnit promptly pay whcn duc che �`
<br /> principal uf and interest on thc dcbt evidencrd by chc Notc and any prcpayment and Inte chargcw dua under the Nate.
<br /> � Z. F�nd9 fnr T�xes und Its.wranee, Subject tn upplicuble Imv �r to a written wuiver by Lender. Horrower shull puy to
<br />����;_ L.endcr on thc day ettonthly payments nre�tuc under thc Nate. until thc Note i�puid in fuU.u sum("Funds"1 far.(a)yearly wxes
<br /> -;;;� nnd ussessmenis which may uttuln prinriry over thls Security Instrument u.v n lien an the PropeRy:(b)yauly Ipsehold payments
<br /> - ' or groiind ren��on the Property,i f nny;(c)ycarly haxurd or propeAy insumrece premiums:(d)yearly flood insurtince premiums.
<br /> =� I if an,y;(r)yeariy moRguge insurcmce premiums.if uny:und (�uny tiums puyabte by Barrower to Lender. in uccordan�with ---
<br /> =�•. I II 1 t h e p mv is tu n�o f pnrn�rn ph fi. in lieu af the pa yment af mort ga ge insurance prcmiums.These items ure called"Escmw Items."
<br /> 1,.endcr may. ut any time, c�ilat anJ hold Funds in un amount not tu ezceed the muximum umount u Icrcder for u federally
<br /> related mortgage loan may myuiee fot Rorrower's escraw accattnt under ihe federeal Real Esutte Setdement Proceduces Act of =
<br /> 1974 as amended from time ta ti�ne, t2 U.S.C. Sectian «G01 et seq. ("RESPA"),unless unother law that upplies to the Funds _
<br /> • sets a lesser amuunt. !f�. Lender may. ut any time, collect nnd hold Funds in un nmount not to excced the lesser amount.
<br /> . Lerxler may estlmmatc the umaunt af Funds due on the Nasiti of cur►ent data and reasonable esdmates of expenditures of future
<br /> Escrow Itcros or athcrwisc in aaordancc wid�upplicubls Inw. a�_
<br />`' The Funds shall be held In un institution whose depasiss ure insurc�i by a federal agency, instrumentality. or enttty ==
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<br /> �^� (irtclading Lender, if Lender is such un institutianl ac in uny Federal Homz Loan Bank. i.ender shull upply the Funds to puy thc �;":�
<br /> Escrow Items. Lender may not chnrge Borrower for holding and applying the Funds.annually Ar►ulyzing the escrow account,or `�
<br /> .r ve�ifyin�the Escrow Items, unless l.ender pays Borruwer interest on the Funds and applicabte luw permits Lender to make such » �
<br /> a churge. However.L.ender may requlre Borrower to pay a onc-time chusge for an independent real estute tax reporting service �'_���=�
<br /> . used by L.ender in connection with this lonn. unless opplicuble luw provides otherwise. Unless un ugm.ement is made or 7-
<br /> _ �� �,-�
<br /> ,_ applicuble luw requi�+es interest to be paid. L.ender shall nat be required to pay Sorrower any interest or earnin�s on the Funds. �;s';_
<br /> - ,�, Borrower and C.ender may agree in writi�g,however, thnt interest shail bc psid on the Funds. L.ender tihail�ive to Borrower. '=n='
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<br /> ,-��• without chnrge.an annual uccountin�of the Funds, showing crcdits und debiGti to thc Funds and the purpose for which euch �;•�..
<br /> � , . ��.-.-�-�='�4 ,z �p(,�t to t�P F��rui�wuc m:uie.The Funds ere pledeed as additionnl security for all sums secured by this Securiry Instrurttcnt. E.;�=.��
<br /> r If the Funds held by Lettder exceed the mnounts permittcd to be held by upplicable law, Lender shall acrnunt to Borrawer �,.;.,�
<br /> for the excess Funds in uccordnnce with the requirements of applicable law_ If the:unount of the Funds held by l.ender�it uny �`��`
<br /> :a�
<br />_ ,y ��y time is not sufficient to pay the Escrow Items when due,l.ender may so natify Borrower in writing,:ind, in such case Borrower ��,��'
<br /> _ •.� :� shall pay to Lender the umount necessary to make up the deficiency. BoROwer shaU make up the deficien�y in no more than '.�
<br /> _ ,, �1 '�;� r• twelve monthly payments,at Lender's sole discretion. °
<br /> .�'' Upon payment in full of all sums secured by this Security Instrument, L.ender shull promptly refund to Borrower any � •
<br /> Funds held by I.ender.If.under pamgraph 21. Lender shalt acquire or sell the P�operty, Lender, priar to the ucquisition or eule •.
<br />,1: �. �. of the Property,shnll apply any Funds hetd by Lender at the time of acquisition or sale as a craiit against the sums secured by °
<br />_�` this Secudty Instrument. •
<br /> � �"� 3.ApplIcuUon of Payments.Unless applicable law provides otherwise,all payments received by L.ender under paru�raphs
<br /> 1 wtd 2 shall be applled: first.to uny prepayment charges due under the Note:scrond, tu nmaunts pay�ble under para�raph 2:
<br /> - thi�d,to interest due;fourth,to principal due;:u►d last.to any�xte charges due u�der the Note.
<br /> • ��•• 4. Charges; Liens. Borrower shall �ay all taxes, ussessments, charges,fiRes and impositions attributuble to the Property •
<br /> `L; ��?. which mey attain priorlty over this Security Instrument. and leasehold payments or ground rents, if nny. Borrower shull pay "
<br /> � ;�;�'��. these obligations in Yhe manner prov�ded'en paragraph 2,or if not paid in that manner,Borrower shall pay them on time directly
<br />' `'4:"�r to the pecson owed payment. Borrower shall promptly fumfsh to Lender all notices of umounts to be paid under this pura�raph. '
<br /> �..
<br /> - ���d��� If Borrower makes the.se payments directty,Borrower shall prompNy fumish ro I.ender receipts evidencing the payments. �.
<br /> `� �� "fi� y�' '' Borower shull promptly discharge any lien which has priority over this Security Instrument unless Borrower:(a)agrces in
<br /> _ :;L��?�5,+t_ .
<br /> . - � ,.., writing to the payment of the obi ngution secured by the lien in a manner axeptable to Lender;(b)concests in guod fuith the lien
<br /> ' � �r!�;��^.'.: by, or defendl; a�alnst enforcentent of the lien in, le�ul proceedings which in the Lender's opinion apernte to pmvent the
<br /> �. ri.����t�;�..'� enforcement of the lien;or(c)secures from the holder nf the lien an agreernent satisfuctory to Lcnder subordinating the lien to „
<br /> „ , r���;���. this Securiry Instrument. If Lender detecmines that any part of the Property is subject to a lien which rnay attain prioruy nver „
<br /> . � �•�<,�-:� this Security Instrument,Lender may give Borrower a notice identifyin�the lien.Borrower shali satisfy the licn or take one or
<br /> ��"`�` ��� more of the actions set forth above within 10 days of the�iving af notice.
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<br /> . ,�;r;r"`+" Form 3028 8190
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