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<br /> — S. HiwaM or Pe�fatr Ia�+e�ece. Bocmwer�f��th�impt�over�erw exislle* a tareattec errrtrd on ths� .,
<br /> _ ___ — Propeny in�ttred ngainst losa by Gro, hn�Ards includcd within the term bxtertdai c•avec�ge" and any�xher hwrde, includl�
<br /> � tloods or fla�dit�g,fbr wldch l.er�ier require.r• in�urpnce. This insurnnc�shuil be uwituaiixcl ju the unxiu�us p�x1 Ci�r U�e perWols
<br /> � that Lender requirc,v.'I'he lnsuranec catdcr providing Iha jnsurane�s►�all bc chosen wy 8ar�wu rcubJect to Lendcr's�pprov�tl
<br /> � which shall �Hx bo anrt�o�ubly whhhelsl. If 8nrraw�r Pa91s tv maintain coverage ck.�dbal �vc, �.�cndcr cnxy,at La�det'a �
<br /> optlan,ofst�in coverogo to pmtect Ler�der's righta In clu Ponpertyr ln accardna�co with p�►%graph 7,
<br /> � AII insur�nce pollcks�r�d renbw�la sh�ll be acaptable ta O..st�er and nll�ll includo�stadud mixt�ge cl�t�e. La�fdet
<br /> .--------- ----� 5ha41 hnve thr,rl�ht tn hold th�policies e�d renewals. iP I.encler require:►,Borrower shaU pmttaQtly Rive W 1.tnder a(1 nmcelpt�of ,
<br /> S,aid prcmiums and nnewal notices.In the ovent of loas,Bormwcr shall glve prompt notios t�the inwrrnce carri�r ud Lerrier. "
<br /> Lender may make proof of toss if not msde promptl�,y�y 8orrower. ••
<br /> W±less Lendtr aac!Bor�wer otherv�lse ngra 1a wrfting�irtsurmce pr�s,shall b�ap{i1led to rc�tatadon or repair of the
<br /> Property damagcd,if the restoration ar repair!s eoonomfcally feavible and Lender's sa��lty is not lessened.If the ratontion ot
<br /> repalr is aot economically feasible or Lender's security wonld be tessened. tho insurAnca proceals ahall be appllod ta tite.aumu
<br /> - secured by this Secunil�y Instrtune�t, whether ar not then duo. with any excc�s paid to Borrower.If Batmwer abandwta the
<br /> - Property,or does not answer within 30 d�ys a notice h+nm Lender thaat the insurance carr�er l�as offened to aettle a cluim, the�
<br /> I,ender may coUect the Insurar►ca pmceeds. I.ender tnay use the proccods to nepuir or restbre the Property or to p�y sunp
<br /> sacured by thls Security Instnunent.whether or not then due.Tke 30�day per3od will begin when tha notice is givGn.
<br />— Unless Lcnder rind Barsnwer otherarIse egrea in writing, any upplicudon of proceeds W priacipal ahaU not exten�d�or
<br /> postpone the due date of the monthly paymcnts nfena!to[n paragcaphs 1 and 2 or change the amount of the pay{neqta,.it
<br /> under paragraph 21 the Property is acqulred by L.ender,Borrower's dght to any insumncx policies and proceads resulting from
<br /> - — clamuge tv tl�e F��operty prior co the aoquisidan shaU pass to Lcndcr to tha extent of eha sums seuued by this Ssatrity I�
<br /> — irtunedtately pr[or to the aa1uisIflon.
<br /> 6.Occupancy,PreservAtlon,Maiatenana and Pmtectton of the Prope�Borrowee's Loan Appltcntton;La�fioldR.
<br /> Borrower shall occupy.establish,and use the Property as Bona�ver's principal residence wIthin sl�cty days after the oxecution of
<br /> - this SecurIry Instrument und shall oontinue to occupy the Property es Bonrower's principal residena for at least ora ydr aftu
<br /> the date of occupancy.unless Lender otherwise agrees ia wrlting. which conrent shall not be unreasa�ably withheld.or unless
<br /> eztenuating citcumstances eacist whIch are beyand Borrower's control. Bomower shall not destroy,.demage or imp�it tha
<br /> Propecty, allow the Aropeny to deteriorate, or commIt waste oq the Properiy. Borrower shaU be�n•defnult if a� �'orfeimre
<br /> action or proceeding, whether civil or criminal,Is begun that In L.ender's gaod faith judgment oould tesult•in forfeiture of the
<br /> ` Property ar otherwise materielly impair the lien crested by thfs Serurity Insttument or Lender's secudty inUertst.Burrower may
<br /> cu�such a default and rei�tate,as prnvlded in paragraph 18,by causing the action or prot�eding ta be dismissai wlth u niling
<br /> ' - - ° :�at, in I.ender's gaud �aith�i�aa, preclud�for�'�iture�f ilse Borro�er's 3sst�ess iQ she Prapers�Qr s�ser�
<br /> ,.P impairmsnt of the lien cneated by this Secur�ty Instrument or Lender's securlty intcttest.Borrower shell also be.in default if
<br /> Borrower.dudng the laan applicution process.gave materlelly false or inaccurate inforn�tion or stateatents to[.ender(or fa�led
<br /> to provide Lender wlth any materlal informatlon)in connectfon wlth the loan evIdenced by the Note,Indading,but not lim{tad
<br /> _'` to, representadons conceming Borrower's occupiutcy of the Property as a princlpal reaide�ce. If this Seour[ty Insmiment is on a
<br /> leasehotd. Sonower shall comply witb all the provlsions of the lease. If Horrower acquires fee tide to the Property. the
<br /> lea+ehold and the fee title shall not merge unless L.ender agre�..w to the me�ger in wdting.
<br /> ' 7.Protection of Lender's Rtghts in the Property.If Borrower fails to perform the covenants aad agrecmehts contsittsd in
<br /> this Securlty Instn�nent. or there is a legal proceeding that may significantly affect Lender's dghta in ihe Property (auoh as a
<br />-, proceeding in banktuptcy.probate. for condemnation or forfeiture or to enforce laws or mgulations), then I.ender may d�and
<br /> .�, pay for whatever is necessazy► to protect the value of the Property and l.ender's rights i�the Proparty. Lendor's acttons may
<br /> " inctude paying any swns aecured by a Hen which has priority over this Securiry Instrurrient. uppeating in court. paying
<br />_ re�sonable attomeys' fees and entering on the Property ro make repairs.Althoug,h Lender may take nction uader thls paragrnph
<br /> 7,Ixnder does aot have to do so.
<br /> Any nmourtu disbwsed by Lender under this paragraph 7 shall bacome additIonal debt of Sorrower secured by this
<br /> °' Sacurity Instrument.Unless Bonower and Lender agree to other terms of payment. these ainuunts ahal!bear interest from the
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<br /> date of disbursement at the Note rate and shaU be payable, with interest. upon notice ftorn Lender to Borrower requesdng
<br /> payment.
<br /> 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by ihis Securlty
<br /> - Insm�ment, Borrower shall pay the premiums required to maintain the mortgage insurance in efFect. If, for any reason.the
<br /> '��. � mnrtgage insurnnce coverage required by Lender lupses or ceases to be in effect.Borrower shall pay the premiums required to
<br /> � •�' obtatn coverage substantially equivalent to the mortguge insurance previously in effect, at u cost substantialty e�ulvatent to the
<br /> . �` � �. v cast to Borrower of the n�ortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If
<br /> �"" substantially equivnlent mon�age insurance coverage is not available, Bomower shrill pay to L.ender each month a sum equal to
<br /> 6F',�„<i�':'tJ� " one-twelfth of the yearly mortgage lnsurance premium beln�puid by�3orrower when the insurance coverage lapsed or ceased to
<br /> "?=��-��`' be in effect. Lender wil!accept,use and retein these payments as a loss reserve in lieu of mortgage insurance. Loss reserve -
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