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�� . �4.: � �..��" ''' '�5::t'_ <br /> � . . - <br /> - , ' �- �--�- -�-----'----- - --"--- <br /> .,.,�,� -__- _ --_� -' _ <br /> :� , � <br /> , ��-:� � <br /> �� i CQttREO � ��" .�,(���1� .. , <br /> 'fOli�7'1fER W1Tfi�all the amprov�N��or her�nte erectad.on chc prope�y.�d�!t'aae��K�,��.� <br /> tlxtures nnw or horeaftcr n part af the nropeyty. All replectmente uncl tutditions s6a11 Afiso be covtred by this Sacurity <br /> (nstnnnent.All of the farcgoiiig is rcFcrred Rn 1n thix Stct�tity Intitniment as tho"Property." <br /> BORROWEIt�OY�NANTS Qwt Bor�awer iA lawfully Retsed of tho cstwto I�crtby canaeyod and has tl�e right tn gru�t and <br /> canvey tha Pcoperty and �hat tho Ptdperty is unencumbemd. excepi for encumbranwes of iocoM. �anower warrants u�d vvlU <br /> defend generally trie titie to the Property pguinst all'claims nnd de�►wnds.subject to any encumbranees of racord. . <br /> THIS SECU[ZITY iNS'Y'Rl1MLNT mmbines unjfarm covenAnts far nationd use and non-unifoim wvenants with limited <br /> - ---- ��- � , varfztions by ja�rl::diccloa ta cons4ltute n unifortn�tc���iry in�tmment covedng rcal pYOperty. <br /> UNIFORM COVaNANT3. Borrc,wer and Lender covenant and agroe as follaws: ' <br /> _ 1. payment ot P'rinclpet and Intere�t; Prep�ymmt �tnd Lste Ciwr�p. Bonowcr ahall promptly pay when due tti�e <br /> - -- princlpal of nnd interest o�tho debt evicienced by the Note and any prepayment und late charges due ander thc Note. <br />-� � 2.Funds tor Taxes ead Insurance. SubJe�t to applicuble law or ta a wdtten waiver by I.ender. Aomower shall pay w <br /> -�- - [,endcr on thc dny monthly payments are duc under the Nota.until the Idotc Is paid in full,a sum("Funds")for:(u)ye.arly taxes <br /> '- -------- — aad assessments which may attain prlor�ty over this�ecurity Insuvment as a Ilen on the Properly:(b)yearly leasehold paymenta <br /> - or grownd rents on the Praperty, if sny;(c)yearly hazard ar property insurance premiums:(d)ye�rly floud insurance premiums. <br /> '� if any;(e)yearly raortgage insurance premiums.if any:and(�any sums payabla by Borrower to Lender.in accordunce with <br /> f" the provisions of paragraph 8,in lieu af the payment of enortgnge insurunce premiums. These Iteras are callod"Fscrow Items." <br /> •� Lendcr muy, ut any time, collert and hold Funds in un amount not to exceed the msiximum amount u lender fot s federaliy <br />'r.� related mortgage laan may require for Horrower's escrow account under the federat Real Estate Seitlement Prcx�dures Act of <br /> 1974 as simended from time to time, 12 U.S.C. Sectlon 2601 et seq. ("RESPA"�. unl�s enother[aw that spplies to the Funds <br /> m <br /> " sets a lesser nmount. If so. I.ender muy,�z miy tiuie.coilect and hatd Funds in an amoum not ta exc;eed ehe lesser aoQOUnt. -- <br />-- Lender may estimate tk�e amnunt of Funds due on the basis of current ciata and reasornable estimates of expe,ndItums of fuuue <br /> Escrow items ar otherwise In accordunce with applicable law. <br /> � The Fw►ds sh�ll be held in an Inst�tution whase deposlts are i�sured by a faderal agency. Instrumentallty. or entity <br /> (including Lendcr.if Lender Is such r;n institution)or in eny Federal Home Loan Bank. I.ender shall apply the Funds to pay the <br /> Escrow Itcma.I.ender muy not charge Bomower for holding und applying the Funds.annually analyzing the escrow accwuat,or <br /> verifying the Escrow Items.unless Lender pays Borrower interest on the FuRds und applicable Iaw permits Lender to malce such <br /> a charge. However, Lender may require Borrower to pay u one-time chnrge for an Independent mal estate ta�c reporting service <br />- nsed by Lender in conncxtIon with this loan. unless appltcuble law provides otherwlse. Unless an asteement is tnadc or <br />_ ! applicable Iaw requfres interest to be paid, Lender sht►Il not be requireri to pay Borrower any interest or eamings on the Funds. <br />