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<br /> , periods that Lcnciee rcyuires. `Itte insur�nce carrier pruvid(ng the i�isuranec shall be chenen by Bnrmwer suk�pcct t�I..enckrk
<br /> �p�xoval which Eh�ll not be unKexaaxWy witt�heid. It Born►wer li�il�to m�inuin�venae ds�dbad Nlwvk.l.cn�ier may.�t
<br /> L,enderh optic►n,Obtain cover�e ta protact I.enck�I�right�+In Ihe PropeRy in�cord�nca with�r�ph 7. .
<br /> All in+��uurce polkks nnd tenew�l�:hall be sccept�bk to Le�x�cr urd al��ll i�ulcrde w:�undud mortg�c cl�usee. �.ender
<br /> � ehal!lu�ve the ri;tu to hold die polklcs�nd tenevr�►1�. If Lenckr requicc�.�onowet sh�U promptlY�ivo to Leada wll rrceipu
<br /> _....---- -, nf prid pxem4ums end�+enewal�wlices. In the ovent�f loss. Botrowtr ahall give prompt notice ta dk lnsutdnce�uriet mtd
<br /> l.en¢er. Lendtr mty m�ke proof af laex if not made pranpt(y by Botrowa�. .
<br /> . Unless Lender and Boztower othenvi�e egt�ee in wdting.inaur�utrepmce�s ei►all be�pplied w trstotation cx ttpir of
<br /> tl�e�F�O erty dem�ged, if the restoratton or cepxtr ia econamically fcas bl� e and Lenderh Eeca►rity is not lessened. IP the
<br /> resq on or rep�r ta not ecanotnically feasibft or Ixnderb seCUrity would be lessened,the inaurance proaed�siull bo
<br /> applkd ta tDie sums serured by this Securtty Insuument,wheUu�or not then due. wIth any exccss paId to Bo�ruwer. If
<br /> Bomower abaudons the Property.or das not answer within 30 dsys a rtottce from L�enskr that the insurnna a:nirier hu
<br /> - offered to c�ettle a cla9m,then LenAer may coltect the insurance praceeds. Ixnder may use tho procteds to repair or nstare
<br /> tpe Property or to pay sums secuned by tlris Securiry Iaswmen��vhether or not lhen due. Thc 30-day periad wiU txgin when
<br /> the�odce is given.
<br /> Unless Lender and Borrower otherwise ngreo in writing,any applicatton o4 proceeas to p�incfpal shall nat extend or
<br />��- postpone deo due date af the monthty payments�+aferred to in pamgcaphs 1 and 2 or chango the amaunt of the puyments. If
<br />_ under patugraph 21 the Piroperty is acquired by i.cnder.Boirower'a rtght to auy insurnnce poltcics nnd prncce�s resulting
<br /> fram damage to the Prope�iy pdor to tt�e ucquisidon ahull pass to Lender w the eatent of the sums secured by this Securiry
<br /> Instrument lmmedlately prior w the sition.
<br /> -------------- -° 6. Oocupancy. Frerxrd+►tloa. 4e�uce and Praicdiaa of!k:Pw�.rtyi BQrrower's E.o�a Applic�tioni _-
<br /> — L,easeholds Borrower sE�aU occupy.establIsh,end use the Property as Borrowe:�s principal residence wttliln sixty d�ya nRer
<br /> the exacution of thls Securiry In�uument and s6a11 conunue to occupy the Propeny as Borrower!s principal re�idence for at
<br /> least one year after th� date of occupancy. unless Lender otherwLse agees in wdri�s, which consent shaU not be
<br /> unreasonably withkcld,or unless extenueting ci�umstances exist which are beyond Borrower's cortaol. Hor[ower Ahall not
<br /> destmy.dsunuge or imp�ir the Propecty.allow the Property to deteriorate.or commit waste on the Property. Bormwer shall
<br />= be in default if uny forFei�+re action or procceding,whether clvil or criminal,3s begun that in I.snder's good falth judgrttent
<br /> could result in farfeituis of tbe P�uperty or otherwise muterlally impair the lien creuted by this Secudty Instmmeut or
<br />- -- � l.ender�s security uiteresG Bomnwer may cure sucd a defuult and remstate.as provlded in paragraph I8.by cmusing the action
<br /> or pmcr,eding to be dismissai with a niling d►at.in L.ender�s goodl£aith determirsadon,precludes farfeiwte of the Bormwerls
<br /> — interest in the Pmperty ur oiher material impaIrment of the Gen created by this Security insuument or Lender�security
<br /> — interest Bormwer shnll :�so be in default if Bormwer, during the loan application process, gave matertaliy falae or
<br /> inaccurate infonnation_or statements to Lender(or failed to pmvide Lender with any mau.ma!information)In connecHon wlth
<br />-- the loan evidenced by the Note:.ineluding, but not iimited w. repiesentacions co�x�rniag 8u��uwci s o�cWa.��."Y of t� `
<br /> .1,1�' Pc+nperty as a principal.residence. !f this Security Insuument is on a leasehold.Bortower shall comply whh all the provisions
<br /> s, of the Irase. If E3orrower acquires fee tttie to the Property,the leasehold and the fee tide shall gat mecge anless Lender egnees
<br /> to the mer�er in wrlting.
<br /> 7. Prot:rtlen of I.eader's Rights in dte Property. If Borrower fails ro perform the covenants and agreements
<br />� contai�ed L�►this Security Instcument,or thcma is st legat proceeding that muy significandy s�'ect I.enderk righu in the
<br /> Propet¢y.tsuch as u pt oceeding tn banlcntptcy.Pmbate.for condemnadon or fodeitune or to enforce laws ot teguladons),then
<br /> Lender�tt►y do and pay for whatever is necessary to protect the value of the Propeny nnd Lender�s rights in ilte Proppny.
<br /> ; Lenders�tions may ir►clude paying any sums secured by a lIcn which has pdoriry over this Security Instrument.o}�c�rug
<br /> in cou�t.paying ceasonable attomeys'fces und entering on the Property to make rep�rs. Although Lender may take ac�ioa -�
<br /> under this paragaph 7.L¢r►der dces not have to do so. °'
<br />_�� Aay amounts dis9unsrd by I.ender uader this paragaph 7 shall become additional debt of Borrower soctued by this __
<br />- Securiry Insm�mea� Unless Borrower and l.eader o�ree to other tem�s of payment,these rimaunts shall bear intaest fram the _.
<br />� �; date of disburaement at the Note rate�md shall be payable. witB►interest.upon notice from Exnder to Borrower requesting _
<br /> . PaYment
<br />- & Mortgpge[nsuraace. `!��d.ender nequired mortgage insurnnce os a condiaon of muking the loan secured by this �
<br /> Securiry Insuument,Brnmwer st�ll pay the premiaims requjred w maintein the matgage insurance M effect If. for nny =
<br /> teason, the mortgage in�utance covetage �quired 'by Lender lapsey or ceases to be in effect, Borrower shall pay the __
<br /> piemiums required to obtain coverage subswndally �quivalent to the mortga�e insurance previously in effecz,nt a cost _
<br />� substantin111y equivalent to the cost to Somower of the mortga�e xnsurar.ce pnviously in effect.from an alteroate mortgage -_
<br /> insu�ner upproved by L.ender. If substantially equivalent mortgag¢isasurnnce covemge is not uv�tlable,Borrower sball�y to -=.
<br /> . Lencter each month a s�n equal to one-twelfth of the yeariy mortgage insurance p�mium being paid by Bomower whon the =
<br /> insurance covemge laps�d ar ceased to be in effect. L.ender will accep�use and retaan these puymenu as a lv�s reserve in licn ;.
<br /> - �°�- ° of mortgage insuronce. l.oss reserve puyments may no longer be required, at the optIon of L.ender.if mo�gage insurance �:
<br /> •�,,,� � coverage(in the amount and for the period thnt Lender req��ires)prnvided by an insurer approved by Lender again becames ',.
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<br /> � ,=z�;�� s►vai l c i ble and is obrained.Borrower shall pa y the ptemlums required to maintain mortgage insurunce in effec�or to pmvade a !
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<br /> loss reserve,uns�l the requirement for mort�ge Insurance ends in na:ordancc with any written ageement b etween Bomawe� ,=:
<br /> ;. nnd Lender or appltcuble law. _,
<br /> 9. Inspectton Lender or its sigent may make reasonable entries upan a�d inspections of the Propeity. Lender shali
<br />' ive 8orrawer notice at the time of or 'or to an inspecrian specifyins reasonable cause for the inspection. �
<br /> g 1Q C�ademnat�on. 11te pmce�.�ds of nny s►watd or claim for damages.diiect or consequentiel,in cotutecdon v�ntln any
<br /> '°,�, ._ Singie I'vmiJy-Fumfe bfaelFY�eddie Mtic 11:��ORM INS7'RUMBNT»Uniform Cbvennnts 9190 (PaRe!ofb/sag�sl
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