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<br /> __ _ ____ paymer�ts may no longer bo rcqulrcd,nt dis opt[on af Lender, if rnortgagc lnsurancc covCrage tin the atnount un fcr thc7�xria#
<br /> � thnt[,ender requfres)provided by nn insurer npproved by Lender again beeumes uvnilable atd is obtuincd, Uorra:�cr shall pay
<br /> the preml�ms«quired to maintain mortgagc fisurunca in cffect.or to provide u loss reserve,until tho rcquir�mcnt for trortgagc
<br /> insurance ends in acwrdanrx wfth suiy wdtten agceement between Borrowcr nYtd Lender or upplicable Inw.
<br /> ---- �.Ir�spection.l..cnder or!ts agent may make srasonable enuIes upon and inspections af thc Propc»y.L.ender shnll give
<br /> Borrnwer notice at the tin�e of ar prior to an lnspection specitying reusonr�b�e cuuse For tha inspectIon.
<br />- �.,- ----, lU. Cnndemnatton.Tho pr�ceeds of w►y nwnrd or claim for da�nnges.direct or ronsequentiul. in connecBan with any
<br /> — - condemnatIon or ather taY.ing of any part of thc Property,or for convey:tnce in licu af mndemnntton.are hc�eby assignesi und '
<br /> shatl be pald t4 Lender.
<br /> In the event of u Wtal taktng of the Propeety,the proceeiis shs►II Ix applied to the sums securod by this Secuciry Instcument,
<br /> whether or not then due, with uny exceas paid to Bonower. In the event af u purtial taking of the I�roperty in which the fnir
<br /> market value of the Property imrrtediately before the taking is oqual to or greutcr thun the nmount of tho sums secure�i by thia
<br /> Security Insuument immatiately before the taking,unless Iiorrower And l.ender otherwise agree in writin�,the sums secured by
<br /> thia Security Instrument shall be reduced by the amount of the proceeds multiplie� by the fo�lowing fractlon: (a) the totat
<br /> s�cnount of the sums secured immedlatcly.before the taiting, divided by (b) thc fair murket value of the Praperty immediutefy
<br /> - befor�the taldng. Any bala�tce shali be pa{d co Borrower. In the event of a partisl taking of the Property in whtch the fuir
<br />-, raarket valuo of the Property immediately befon the tuking is Icss thm the nmount of the sums secured imme�iiatcly before the
<br /> ° _ �ns,unless Bormwer and I.ender othcrwfsc asree in wrIting or unless applicable law othcrwise provides.ths proceeds shull -
<br /> be applied to tl:e sums secured by thls Secur�ry�nstcument whether or not the sums are then due.
<br /> - - -� - =� If thc Praperty is abandaned by BomotiYer.or if,after notice by Lencier ta Borrower that the candemrtor offers to mulce an
<br /> award or settle a ctaim for dam�ges. Bormwer fatls w respond to Lender within 30 days after the dnte the notice is given,
<br /> - l.�ndet is authorizecl to collect and apply the pracceds,ut its opdon,either to restoration or repa[r of the PropeRy or to the sums
<br /> - secured by this Security Insuvment,whethcr or not then due.
<br /> [Jnless Lender und Borrower otherwise �ree in writtng, Any applicadon of proceeds to principal shall not extend or
<br /> — postpone the due date af the monthly payments �ferred to in paragraphs 1 and 2 or change the amounc of such pAyments.
<br /> ll.Ibcrower Nat Released;Forbearence By I.endsr Not a Walver. Extension of the time for payment or modificadon
<br /> of amactiantion of the sums secured by thls Security Instrument granud by Lender to any successor in incerest of Boroower shall
<br /> not operate to release the liabifity of the ariginal Borrower or Borrower's succe5sors In interest. Lender shall not be required to
<br /> commence proceedin,�s against any sucxessor in interest or refuse to extemi time for payment or othenvi�e madify amortizudon
<br /> of the sums secured by this Secudty Instmment by reason of any demand made by the original Bomower or Burrower's
<br /> - • sua��rx In ini�resi. An; forbearanct by L�iuler �n exercicin3 uny right or remedy shall not be a waiver of or preclude the
<br /> exercise of uny right or remedy.
<br /> ,' � 12. Successors atid Asstsns Boun�Jolat �utd Several Liability;Casigners.The covemu►ts And agrcements of this
<br /> Security Instnunent shall bind and benefit the successors and assigns af Lender and Borrower, subject to the provisions of
<br /> paragTSph 17. Borrower's rnvenants and agreements shall be joint and several. Any Borroa�er who ca-signs this Securiry
<br /> Instn�nt but does not execute the Note:(a) is co-slgning this Security Instrument only to mortgage.grant and convey that
<br /> Borrower's interest in the Pmperty under the terms of this Securlty Instrument; (b)is not personally obligated to puy the sums
<br /> secured by this Secudty Instn►ment;and(c)ngc+ees that L.ender and any ather Borrower may agree[o extend,modiCy,forbear or
<br /> mn[ce any accommodations with regard to the terms of this Securiry Instrument or the Note without that Borrower's consent.
<br /> 13. Loan Chorges.If the loan serured by this Secudty [nstrument is subject to a law which sets maximum loan charges. __
<br />- and that law Is finally interpreted so that the interest or other toun charges wllecte�or to be collected in connection with the _
<br /> toan eaceed tho pemtitted limits,then:(a)any such loan charge tihall be mduced by the:unount necessary to reduce the charge ��
<br />" '� to the permitteci timit:and(b)any sams ulready collerted from Borrower which exceeded permitted limits will be refunded to .-
<br /> Borrower. Lender may choose to make this refund by reducin� the principal owed under the Note or by mnking a direct �..
<br />�` payment to Borrower. If a refund reduces principal. the c+eduction will be treated as u purtial prepayment wtthout uny ;_
<br />- pn�payrc�ent charge under the Note. _
<br /> 14.Notices.Any notice to Borrower provlded for in this Securiry Instrument shall be given by deliverin� it or by mailing
<br /> it by first class mail unless applicsible law teyaires use of another method.The notice shall be directed to the Property Address =.
<br /> or any other addmss Borrnwer de�ignates by notice to Lender. Any notice to Lender shull be given by first rluss muil to
<br /> Lender's address stuted herein or any other address Lender designates by natice to Borrower. Any notice provided for in this
<br /> = ---� Security Instrument shal}be deemed to have been�iven to Borrower or Lxnder when�iven us prov(ded in this para�raph. �
<br /> 1S.Coverning Law; Severabflity. This Security Instrumcnt shall be governed by federal law and the luw of the �:
<br /> jurisdiction in which the Property is locauxl. In the event thut any prc�vision or clause af this Sec�urity instrument or the Note j�_`
<br /> confltets with applicable law,such canflict shall not affect other provisions of this Security Instcument or the Note which can be �_
<br /> .
<br />`'� given effect without the contlicting provision. To this end the pruvisions of th�s Securiry Instrument and thc Note are declnred l
<br />' to be xvcrable.
<br /> 16.Borrower's Copy.Borrower shall be given one conformed cupy of the Note and af this Security instrument.
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