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.�_ . �t y. �� . _ . •.'' _ __ <br /> '.� i .'.:' - .__ _ _. <br /> •N� <br />_ ..__ <br /> ' ' ''.., .: ... . ,.. - <br /> � _ — — __ ' ._ _— ' ' "_'_"_ " ......__--' <br /> '_.—_—_���_._ — <br /> . '___. ..._'___ .._ .—.. ... "" __ ....-�____.._'_.. __.. .__..-.._.. __. . . _ . . ��._:-:,—. <br /> - � -- 5. Hn�ard� �r Property Insnr�nce. Borrrnvcr sh�11 ke� thc impravcmetttft now qxis'ting ae h�,7fi'��i'��tc�t nn tho ,_ . <br /> ��,�:R�.___�� <br /> —.-- <br /> — Prapc�Yy in�;urccl iigainst losy hy flre, huwrds 3ncludcA wlthfn the ter�n"cxtcrtdCd c��cragc" tmd any cnhcr hazards, including <br /> �-- floads or flaoding, far wMich l.cndcr rcquirc�insumnco.This insu�+��u;�stvd1l,�q maintnin��d in the nmuunts and fur dic perials <br /> that Lender rtyuires. The insurance c�urricr pruvidin� the insunuue�+ha'i.,'�1,�:1�t�S�:n by Borruwer subject tu Lcnder's npprovul <br /> which shall not bc unrcusanubly withlield. If Barrawet,fuilA.�u �nq�q�pf q,µ��:�r�a�.describcd ubovc, Lcnd�r muy, nt l.c:ndcr's <br /> __ uption.obtain covcmge ta protect l.cndcr's righty in thW,prape.t�y in���ard;3ttr,�with.pacagmph 7. <br /> -�—- --� All insurancc paticics uad renc�v�ls shall bc�cce�t�IG,x�,1 A1�d�f,�nd tihull include a titnndnrd mortgoge cinuc�e. I..en�ier <br /> � shull hnve the right to hold the policics cutd renewniR. lf i,endp����qtt��.�rrower�hnll pmmptly give tc�I.ender all receipts af <br /> paid premiums And rencwa!notices. In the cvcnt af laeis,BurrpWer shAil give prompt aatice ta thc intiur•u�co curricr and l.ender. � <br />__,;:�� L.qndcr may malcc proof of loss if not mudc pramptly,by Ba�Wer. <br /> Unless Lender and Borrower otherwise a�ree ln wciiing,,iau.urattce proceeds shap be applicd to restamtion Ur r�puir af the <br /> :r;� Praperty dsunaged,if the restorution ur�epair is econqmi�lY•fat�si6lp.i�cl,�.�ender'4 secur�ty is not lessened.lf the restoration pr <br /> - o�ec•o tha insurance raccxds sluil)be a liai to the sums �__._ <br /> o Lender's securit WRiI N I . PP <br /> 4� <br /> repair is not emnomlcally feusible r y, ld. h ►� P <br /> -= secure�l by thi4 Secudty instcumeut. whether ar oo►.thQq duq,:wi(h,�ng,�excess paid to Barrower. !f Borrower abundons the <br />'" ; Praperty,or does not answe.�within 30 days a nuticG frQm„�,end�t�thAt��Q insurance carrler hus offered to settle a clAlm,then <br />_�.; [.cnder mny collect the insytancc proceeds. [.endFr�may� us4,thq,prn�oecis to repuir or restore the Property ar ta pay sums <br /> .�, sQCUred by this Security Instrument, whethet or nqt.thqn duc��Tfi�30-day period will bc�in when the notice ia siven. <br /> � Ualess Lender aad Borrower othenvlr.e agr� tn,writiqg,,.uny.applicntton of pracceds to principal ah�ll not extend or <br />- postpone the due dnte of the monthly paymentci,ref�r�eQ fo.,in paragraphs 1 and 2 or chunRe the amount af the payments. If <br /> • � undcr paragraph 2t che F+ropeny is acquired by Gerndar�&otruwer'a right to uny insurance paticics and procetds resulting from � <br /> dama�e to the Property prior to the�cquisition shal!pusS•to�.�ander to the extent of the sums secured by this Security Instrument -- <br /> �:r ,,,,y_ immediately prior to the acquisition. <br /> 6. Occupaney,Preservation,NWat�nsnce und Pcotec�tton nf�hn.praperty;Borrower's I.os�n Applicatlon;l.easehold9. �`-�;' <br /> , Borrower shall occupy,estnblish,nnd ur,e.th�Praperty us Bormwes'ti�rina[pal msldence within sixty dnys after the execution of -- <br /> �,�.--- <br /> ",�� ` ° this Security Instrument ured Shall continue to occupK.the Property sis Horrower's principal resIdence for at least one y�r after '��r-- <br /> cha date of occup;uuy,unless Lender otherwise ngtGC:s+n writing,which consent shall not be unreASOnably withheld. or unless � <br /> extenuatin� circumstnnces exist whtch are beyond �orrower's control. Burrower shall not des[roy. damage or impair the "l--: <br /> y" Property,ullow the Properry to deteriorate, or commit waste on the Property. Borrower shall be in default if uny fortciture `�-�' �- <br /> :. �� <br /> •��w��• action or proceedin�.whether civil or criminal. is begun thut in Lender's good fstith judgment could result in farfeiture of the �t� <br /> �,�,� �� �'r •.'��� z Property or othenvise materialiy impair the licn created by this Securiry[nstrument or I.ender's securiry interest.Barcower may "'° <br /> ,�.,J.:;n r � :: <br /> - �,� : �-�` cum such u dci'auit:utd roin�intc.�p,uvidai in paragrapit iS•tS3%CaT3Sli1�Z�C a1CtivSi t7T�S�Illp ta be dfsnusxd�ith a nsling �,,,,;__. <br /> r*�d�;', ' •s^`t'`'-�. that. in Lender's good �aith detertnination, precludes Forfeitum of thc Bonnwer's intere�s[ in the Property or other materiel '�""' <br /> Pr' �`'�'`�"• impairment of the lien created by this Security Instrument or Lencler's security interest. Borrower shall also be in defuult if �� <br /> Y �, � i>;'��- �. <br /> �;. � ��`'�� � r Borrower.durin�the loan application prvicess,gave materixlly false or insrcurate informutton or statements to I.ender(or failed <br /> �' to provide L.ender with uny material informatton)in connection wfth the loan evidenced by the Note,including.but not timited �'° <br /> �zr. ���', �,��:- <br /> �"°a•s�` 4.�. ••t to.representations concerning Bormwer's occupuncy uf the Property as a pri�c9pal residence. If this Security l�strument is on a <br /> : � -�'�' ,� � leasehold, Borrower shall wmply with atl the provisions of the Icase. If Borrnwer ucyuires fec title to the Property, the ��* <br /> � ��, � •�• leasehold and the fee titte shall not merge untess Lender ugrces to the merger in writing. �.��' <br /> `� ` � �'• 7.Protection of Lender's Rt�hts in the Property.If Borrower fnils to perform the covenants and ugrcements cantained in -'�'r . <br /> ' ' � this Security Instrument. or there is a le�al proceedin�t that may si�niCcuntly affect Lender's righ�c in the Property (such as a �„".' <br /> �� + � proceedin� in banktvptcy, probate, for cundemn�tion or forfeiture or to enforce Inws ar regulatians), then Lender may do and '^.' <br /> 1�i � pay for whatever is necessary [o protect the vatuo of the Property and Lender's rights in the Property. Lender's actions mtty "' . <br /> `•� include paying any sums secured by o tien which has priority aver this Security [nstrument, appearing in court, paying `�"t'_ <br /> reasonable attorneys'fe�es und entering on the Properry to make repairs. Although Lendcr may take nction under this parngrnph <br />_', 7,Lender dces not have to do so. <br /> ti Any amounts disbursed by Lender urtder this pumgmph 7 shall become additional debt of Borrower i;ecured by this . <br /> ,.r�.,,, <br /> � ���`�ti,;;. ,..,. �._,; Security InstTUment. Unless Borrower and L.ender ugme to other tcrms of payment,these umounts shall bear interest from the �'{;� <br /> ' �a""� "%:`'•;; date of disbursement at the Note rate and shall bc payab(c, with interest. upon notice from L.ender to Borrower requesting • <br /> •�',tt's.- e.,�::.. <br /> � ` : h_ �r,."-' payment. "• <br /> •• "'"�'-��;� 8.Martgage Insurance. If Lender required mortgu�c insurance a+a condition of making the loan secured by this Security <br /> "'- �`�.;:�����-• [nstrument. Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason. the <br /> :�l:K::'c?,:"....' 8 B 6 �l Y P P'Y P �9 <br /> ,;�. ,�,,, ., mort n e insurance covera e r uired b l.ender la sea or ceases to be in effect. Borrower shall a the remiums uireci to <br /> -�;.�';i�r{�'r obtain coverage substnnti�ily equivalent to the mortguge insurance previousty in etfect, at u cost substantially r.quivalent ta the <br /> ' '�� ''' cost to Horrower of the mortg�ge insurance previously in effect, from an altemate mort�agc insumr approved by Lender. If <br /> :�, ���.,. <br /> . r•;r �•�_a. substantially equivalent mortguge insurance coverage is not available,Borrower shall pay to L.ender each munth a sum equal to <br /> �... ..�-.._... <br /> 'J' _ ".'::.•°, one•twelfth of the yearly mort�age insurance premium being paid by Borrowcr when the insurance covernge lapsed or ceusod to <br /> '�"��•"•3�;M,��`�` be in effect.Lender will accxpt,use and retain these payments as a loss reserve in tieu of mortgage insurance. Loss mserve <br /> � � 'iit`;i+:'-K::t' . <br /> _ �-" �°� Form 3028 9190 <br /> -- 't" l'n.�:�i:�; <br /> _ v.'�.._ ��= Pego3ofB <br /> ,�' <br /> .•'-t:..::r.. <br /> ` �;1;:' .- <br /> ,� <br /> .. , . , <br /> -:.,. . . ,� _ _ ----_--_—__.____. .. <br /> �..'R.-la.Y.._. ..__' " � __ ' _" . . , . ... . <br />�.'. ..� . . . .. , � ..� ' "' ' �' .". �. . .. , . . . . ' . <br /> . . . , . • . <br />" . . . � � I�� � <br /> ' . -. �, � 1� .. . � , • � � <br /> �.�_ .._ .:' ' - _ __ _-_ _-___.-_. ___.-.__ ___ _ ___ .-- __-_�.— --__ ____�� _(� ______ ________ ______ <br /> �..-�.. -__ ___-"__ "__ --" .____.___ _. _ . '�-_____-__"_ ___-" _�-__" -'__� -_ ......_-"-_- " _. ____'____. __" -_"__ ""_ <br /> � . __-______-__-- "__"._.._.. ".._"_-- _. _-__ - _- _-__ _- - ___ _- _ _ <br /> 4 " ��i. �.._r r - �..- -_" _r . <br /> , `� ,�r . . `.��• .. , . . .> I <br /> - I � _. � � ' . ,. ' ,. . , <br /> ' ���� , ,. , <br /> r .. �j,1' �•4� " , � . . " . . ' .. , . 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