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<br /> ��`��"'�"`� periods tfitat i.end�er reqn�Irs. '[7ee insurance canfer Fravidtng tho irtsur,latco shall bc chnsen by Bozrativer Rutl(:c2�q i,cstder� --
<br /> upprova{whtcfi xAall nat be unre�.Sanably withheld. U 19arrower fall�to mninlain cover�go dcscribed ubAV3.l.estil�:r may,at
<br /> ; l.enderi�o�xion,obtnin covemge to protect Lendu's dghta En ihe Property in accordaace wlth paragmph 7.
<br /> All insurance palictea and renewalA shall ba ncceptabie to l.ender end shall tncludo u standard mo+tgago c�qtECd• I.ender
<br /> � aha�t have tho dght to hold tho pottctes snd renewula. If Lender nquires,Barrower shaU pmmptly giva ta l.en�lcQ fi11 ra..�ipis
<br /> , oP paid pnmiums and rrnewal notlas. In the event of 1oss,Borrower shall give pmmpt notioe to tho insuraaoo ca�tfer and
<br /> -�——_--�: l.ender. I,.en�ler may mnke pr«,f nf Msa if not mede promptty by Borrower.
<br /> Unlesa Lender and Hozrower othenvlsa agree ln writing,insurance proceeds shall be appfIed to restamtipn�or,F��ir of `
<br /> ' the Pra�erty damaged, if the reswration or repair la economtenlly feas{ble and Lender�s securi�yr is nat,lossen�.� �I�the
<br /> ; restaraban ar npuir is not ecoaomically fetassible or Lenderg security would be lessened,the inswanoe pr�eom�s�shali be
<br /> applled to the sums secured by this Security Instrumem, whether or nat then due. witb any excess paid ta.Bnrmwer. If
<br /> =;;'i ! Bomnwer abandona the Praperty„tar does not answer within 30 days a nottce from Leci:1'�.a' thut the insum�oe.c�rl�r hss
<br /> - -�---j offered ta settle a claim,then Lc�Ader may coltect the insurance proceeds. Lendet may ii.�a Gt�e pmceeds ta rap �tn�[astore
<br />==-N` -��, thc l�roperty or w pay sums senured by this Seciuity lastnuneai,whether or not then due. 'T3x�30-duy pesiod w�b��in when ��
<br /> -.,:�i'��t --I the noUce is given
<br />�. c�� UNess Lender aad Bor►q�v�r atherwise Agree in writing, nny npplication of proceeds to prineipal shall nat�o�tdnd or
<br /> �.:' postpone the due date of the m�a^,hly payments refemed to in puragraphs 1 and 2 or change the amount of.tha pmy.m�nts. If
<br /> under paragraph 21 the Propeny is acquired by l..ender,Bartower`s d�ht to any insurnnse poUcies and pmceed��asuldng
<br /> _ from damage to the Property prior to the ucqu3sition shaU pass to Lender to the extent of the sums secumd by this�Secudty
<br /> �� lnstrument lmmediately prior to the acquisition.
<br /> �, 6. Occupstmy. Preservadon, Maintenance und Protectlon ot the Property: Eorrowe�'R I.oan,.A�ppitae4loni
<br /> I.e�eholda. Borrower shnll accupy�CAIAII��RI1.and use tho Property s+g 13orcowor n prii�cipal residencc wlthtn sixty days c+fler - -
<br /> the exccutfan of thta Sccu��ity Inxtrument and:;holl continuo tu nccupy tho Pruperty ux Barta�ver4 pdnclpul robidenco for ut
<br /> IcuNt ano yeur aRer the date af occupuncy. unleas l.ender otherwir;e agreae in writing. which consant�Fhall nut be
<br /> wircuKan►�bly withhetd.��r unless extenunting circumstunces exixt which are Ixsyund li�rc��wer4 contml. Hc►rtvnver shull not
<br /> destmy,dnmugo�r Impui�thc Pro�rty,ullaw the Fmpeny ro aieteriarato,ar ccm�mit w�xte on tho Pmpcny. ���rmwcr rhull
<br /> ho in default it uny forfeiture uctiun or proc��eding,whc�hcr civil ar criminul,iK Ixgun thut in Lender�good fnith Judgment
<br /> rould rcxult in forfeiture af the Propeny ar ��therwlxe muteriully impair th�s Uen created by this Secudty� lnstntment or
<br /> L.cnderk r,ccurity intcregl. Horrower may cure�urh u default and reinstate,aq pmvided in parc��rnph 18,by causing thc wctian
<br /> ur ptocecding to be dismiased with a rullns thut,in Lender!�good fuith determinution.pr�ecludes forfaitures of the 8�rtowerk
<br /> interest in the Property or other matedai impuimnent af ttie lten created by this Security lnsuument or Lenderk.�ecurity -
<br /> inrei�es� Borrower shull also be in defuult if Bonnwer.dudng th� loan npplication process. guve matarinlly fnlse or
<br /> - inaccurate infonnation or�tatements to Lender(or fuiled to provide Lender with any mater�al informatlon)in smnnectian with
<br />�= •. _, the loa�� evidenced by the Note. includin�, but not limited to, repmsentntIons conceming Borrowerk occupuncy of the
<br /> " � Property as a principnl residence. If this Securiry Inatrument ia on a leasehold,Borrower shali comply with att tha�provisions `
<br /> of the lease. If Borrower ncquires feE titte to the Property,thc leusehold und the fee titte shall not merge unless Lender abmes
<br /> to the merger in writing.
<br /> 7. ProtectEon ot I.ender's Rig6ts in the Property. If Borrower fails to perfoan the cavenants and agrccrnents
<br /> conteitted in this Security Insuument,or there is a legal proceeding thut muy significantly affect Lender's rights in the _
<br /> _ Property(such es a proceeding in bunkruptcy,probate, for condemnation or forfeiture or to enforce luws or ragufazions).then _—�__
<br /> . Lender may do and pay for whatever is necessary to protect the v�ue of thc Properry and Lender's rights in tha Prope�ty. �=�
<br /> Lender�s acttons may include paying any sums secured by u lien whteh hns priority over this Securiry lnsuument.nppezuing "''°'
<br /> ��:_.
<br />� in court.puying reasonable attomeys'fees and entering on the Property to make repairs. Although Lender mAy tnke action F`.���
<br /> ` und�er this pursgraph 7.L.ender dces not have to do so. �:'��''�
<br /> •: Any amounts diabursed by Lender under this paragraph 7 shall become additional debt of Bormwer s�cured by this •?,:;,�;;
<br /> :;�' k; Securlty Instrument Unless Batrower and L,ender agree to other te�ms of puyment.these amounts shall btar interest from the 'y�;s.
<br /> �`, �;'+�t' date of dtsbu�sement at the Note rate.and shull be pnyable,with interest,upon notice from Lender ta Borro�ver requesting i4!�;..
<br /> '�• � �� pnyment. a��"
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<br /> 8. Morigage Insurance. If Lender required mort�age insurance as u condition of making the laan r;ecuied by this :,�;5;,
<br /> �„ SeCUdry InstrumenG Borrower shall pay the premiums required to mauntain the mortguge insurance in effact. If.far any +`'E�?^:
<br /> reason. the mortgage insurnnre covernge required by Lender Inpses or censes to be �n effect. Bomowor shull p1y the
<br /> - ' pmmiums re�uired to obtain coverngc substantially equivalent to the mortgnge insurance previausly in effect, ut a cost ��;;::
<br /> : =,,,;;�.�' °' subsuutt[ally equivalent to the cast to Borrower of the mortgage insurance previously in effect,from an ultamate mortga�e "��''��
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<br /> "'``"'°""`^`� lnsurer a roved b Lender. If substandall ivalent mort u c insurance coversi e is not availabla.Borrower shu!!pay to ,:::�;
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<br /> t•t���a�a� Lender each month a sum equul to one-twelfth of the yenrly mortguge insurance premiu�being puid by Borrower when the �;,,;;..
<br /> �, ° ��':� , insurance covers�ge lapsed orceused to be in effect. Lender will accept,use und retain these paymenu as a loss reserve in lieu �;;.�5
<br />__` r,�: '�:�,� � of mort�uge insurance. Loss reserve payments muy no longer be required.at the option of Lender, if mort�age insurunce ,�:�s�.
<br />_.���: ,'���;Y. ! coverage(tn the amaunt and for ihe period that Lender requires)provided by an insurer upproved by Lender nguin beccmes :;•,;,,;
<br /> �c`�.��',-:,� avatlable and is obtained.Horrower shall pay the pmmiums required to maintuin mortgage insurunoe in eff�ct.or to provide a .�,,ti�
<br /> logs reserve,un61 the requi�ement for mortgagc insurunce ends in uccordence with uny written Agreement between Borrowcr
<br /> � :�'���'' ond Lender or epplicablo law.
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<br /> „ �.•r; ,:i:.; � 9. Inspea4lon. Lender or Its ugent muy make rcasonable envies upon and inspections of the Pcoperty. Lender shaU
<br /> .•-`�7°"';�•"'•'� give Bormwer notice at the time of or prior ro an inspection specifying reasonuble causc far the inspectian. �
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<br /> ;;;;�•;+*.'�^,�� 10. Coademnation. '1'tte proceeds of nny uward or cluim for dnmuges,direct or consequential,in cannection with uny r•,i�'
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<br /> _ {��r�°�. ?'�'�� Singie Faunfly••Mannie MaelFYeddte Ma UNIFORM INSTRUMENf-•Unitomn Covenunw 9(9U I�rxP.���Ih J'aRes► ''
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