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<br /> � 94-ioS���► �
<br /> '(YxiE?TIi�R WITH nl�thc improvements now ar he�aRer ctc�ted nn tha praperiy.wi«1�!1 caaettxi�tH,u�rtcnai�ccs,
<br /> 111tI flRIU[!B fNIW ti!II[[tSftC�A�l�f!UI'tlf0 Qi�Dpldy. All rcplrc:enx:ntr and acWltlung Ahnll also fic�covcr�c!by this Sccurity
<br /> In�ttumr+u. A11 at the fure�oln�ie refemed to in thlx Security Inxttumcnt uu the"ftc�xriy."
<br /> BpRRpWE:It CUY�NANTS th�t 8utruwer is I�wflilly r,clxcd uf�ho cetato horcby convcycd and has !No right tn�tnnt
<br /> pnd convey thepcop�rty and�t►�t the Rnpecty i�unencumbcred.cxcept for encumbrancea ot rocrnd. s�naw�7 w�rt�nu Knd
<br /> _�T wiil dcfand Rcncrulty tho tltlo w�he PrUperty ugulnst all cisima and dcmunde,subject ro any encumbmncee af reco�d.
<br /> i'Nf9 SSCURITY IN5TRUMEYT combincs ualPom►covenante for nadonal use twd non-unitoma rovcnantc� with
<br /> Iimtted variationa by JuriscUction to constituu a untform secudry insuument covering real pmpeRy.
<br /> UNIFO1tM COVBNANTS. Bnftowc�and 1.rnder covennnt and ag�e as follows: p p When due the
<br /> 1. P�yment ot PMndpd�nd Intere�t;l�rep�Yment�ufd Late Charges. Borrawer shall mm tly paY
<br /> � prh�cipul of und intercat on tho debt evldenced by ttte Notc tutd nny prepsymeat nnd late cher es due uader thc Note.
<br /> 2. Funds ior'Ibucea w�d Ineurance. SubJect to upplicabld law or to u written waiver�y Lender,Borrower shnU pay to
<br /> � Lender on the duy monthly payments erc due uader the Note.aatil tho Nate is paid Ia fuU.s awn("Funds")for.(a)yearly ___
<br /> — taxes and essassmenta which may attain prlority ovea thia Securtty Inswment as a uea on tha PcopeYty:(b)yeurly loasehold
<br /> paymeata or ground runts on the Property. if any: (�c) yesirly hauird or property insumnce prea�lums: (d)yearly flood
<br /> - insureuce prett�uma If enY;(e) yearly mortgoge Iasurance ptomiums, if aay;and(� any sums payable by Bomawer to
<br />- - -- l.ender,in accordance wIth the ptavlatons of parngraph 8.in lien af tha payment of mortgage insurnua premiums. These
<br /> items aie cnlled"Escrow Items." Lender may,at aay dme.collect and hold Funds in an amount not to exceed the maximum
<br />-" amount a lender for a federally related mortgage loan may requins tor Bosower's escrow account under the federal Real
<br /> I3.ctste Seulement F�oc:edu�cs Act of 1974 as amended from dme to time.12 U.S.C.§2601 et scg.("RBSPA"),ualess another
<br /> law that applles to tho�Unds sets a lesser wamuaG If so,Lender may.ut any time,coUect and 6old Funds ia au amuw�t uot to •
<br /> eacecd the l�ser amoun� Lender may esticnate the aaaount of Funds due on the basls of cument data and reasonable
<br /> estlmates of expendiques of ttiture Escrow Ite�es or otherwise in accocd�ace with applicable law.
<br /> - — Tke F1�nds shn11 be held in an Institudon whose deposlu an►insnred by a federal agency.InsUrumentality,or entity --___
<br /> (including Lend�r,iff Il.ender Is such an institudon)or in any Federal Home Loan Bank. I.ender shall apply the Ft�nds to pay
<br /> .e
<br /> - -- the Escrow Items. iLender may not chsuge Borrower for holding and applying the FLads, aanually aaaiyzing the escrow -__
<br /> account,or verlgying the Escrow Itetns. unless a..ender pays Borrower interest on the Pimds and nppli�able law permits
<br /> �r�� �� Lender W make euch a charge. However.Lender may reyuirc Borrower to pay a one-dme charge foran independent redl -___
<br /> estate tax repotting service used by L.ender in conneedon vuhh this loan,unless applicable law prnvides athetwise. Llnl�ss an
<br /> agrecment is mada or appIIcable law requires inter�est to be paid.Lender shali aot be required to pay Borrower any lnteress or !���_
<br /> eamings on tt�a Funds. Somower and L.ender may agree in wrlting.however.tlwt interest shall be paid vn the Fuads. Lender �-;�
<br /> shall give to Bomower,without cherge,an annual nccoundng of the�nds,sbowing credits and debits to the Funds and the _
<br /> � put�uso fot wk�it�tcl�debli to she F'ands wes mat4e. Thp Fundx ure pledgad as addiaannl securitY for all sums sectued by p=�.-
<br /> �.�:--
<br /> this Security Instifumeat.
<br /> � �. *`, y If the Fund�held by Lender exceed the amounts pemnitted to be held by applicable law, I.ender shall uccouat to
<br /> ,� Borrower for the�xcess Funds in accordance with the requirements oF applicable lAw. If the amount of the Funds held by o_
<br /> Lender at eny tim$is not sufficlent to pay the Escrow Items when due,I.ender may so notify Borrower in writing,and.in
<br /> such caso Bomower shall pay to L.ender the amount necessary to make up the deficiency. Botrower shall make up the ;.;_
<br /> defctency in ao more than twelve montiily payments.ut Lender's sole discretion. ���.
<br /> Upon payrt�eat tn full of all sums secured by this Socurity Instrumen� L.ender shall promptly reFund to Bocrower uny -_
<br /> Funds held by L.ender. If.under parngruph 21.Lender sshaA aoquire or seU the Property,Lender.pdorro the ucquisitton or `''� �
<br /> sale of the Property.shall upply any Fhnds held by Lender at the tIme of acquisidon or�le as a credit ng�inst the sums �
<br /> ��...
<br /> secured by thia Security insttument. E_.:__
<br /> 3. ApplEeatton oi Pnymenta Unless applicuble inw provides othenvise. �li payments received by Lender under �::_:
<br />= =— parsiigraphs 1 and 2 shall be applied:first,to any prepayment chnrses due under the Nate;second.to umounGs paynble under �_
<br /> ar �• -
<br />_ — paragraph 2;thiid.to Innterest due:fourth.to principal due:and las�to any late chorges due under thr Note. „�.:-
<br /> 4. Chargcsi Liens. Borrower shnll pay All wxes,assessments. charges. fines nnd imposidons attributable to the ���
<br /> Property wtdch may nttafa prlority over this Securiry Inshument,und leasehold payments ur ground rents. if any. Borcower '^
<br /> shall pay these obligations In the mtinnner pmvided in paragraph 2,or if not p�d in that manner.Borrower shall pay them on --
<br /> n
<br />= tirae d3rccdy to the person owed payment. Bonowcr shall pmmpdy fumish to I.ender all natices of amaunts to be paid under _•.
<br />- this paragraph. lf Borrower makes these paymeats directly.Borrower shall pmmpdy fumIsh to Lender�eceipts evidencing . .r
<br /> the payments.
<br /> ; Bomnwer ahsll promptly discharge any Gen whlch has priority over thls Security Insw�uent unless Borrower.(a)agrees -
<br /> ' in wrItiag to th¢�u►yment of the obligation secured by the lien in a manner acceptuble to Lender:(b)contests in goad faith the ;
<br />-�, --_;�" liea by,or defends aguinst enforcement of the lien In.legal proceedings�vhich in the Lender's opinion operate to prevent the
<br />-•;�.� . '.+� ecrfarcement of 2�e lien;or(c)secures fcom ti3�holder of the lien an ap+eement satiafactory to Lender subordinatlag the lten
<br /> ;. ,�'•�. to this Security instrumen� If Lender determines that uny part of the Property is subject to a llen which muy attain prlority
<br /> over this Seruriry Instrument,Lender may$ive Burcower n notice identFfytng the lien. Botrower shall setisfy the lien or take
<br /> one or mote af tihx actions set forth nbove wlthin 10 days of the giving of notice.
<br />:.'� � �" g� p��se+�►,or peoperty Insarsnce. Bwrrower shaU keep the impzovements now exisdng or hereafter erected on the
<br />�`c't• ; :,� . .. Property insum,sp�uinst loss by fire,hazacds imcluded within the teen"�xeeaded coverage"and any other hazards,including
<br /> ^ � floods or flooding,for which Lertder�+eqantes insurnnce. 71�is insurunre shall be muintaiued in th�amounts and for the
<br /> Form30t8 9/90 IpaA�Z af 6P�8�►
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