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<br /> :'��g��:'� 7'f3tfG'i'iIF�t2 WI7'�I nll�iw i�nproyc�tcnts n�cv ur lic��aitcr crccteil c�n tli,:QYl]}iCil�/,uuil idl c:1CCOlC8t3.(ij�spUP1CIl[lilCC9.
<br /> ar�d fixtures naw or hereaftcr a P�us nt dte prtspetty. All r�tpluccmcnts and zidcitti�ms aNuil��Ifin he cavcred by Ihis:�ccnrity
<br /> insteumrnt, All iiF thA farogoiog IR rcfr.md tn in�hie�tcurity iristtument ur the"Prc�peny."
<br /> - 8Q12RAWf?R COV�NAN'fS thnl f��rmwer ls luwi�liy�cised of thr,catuto hereby canvcycd und haY thc dght to g�unt
<br /> und c�nvoy tho f'�cys�:rty und lhwt the Pro{xAy Is unenrumherrd.axcept fur encumbru�u:es ot'rei;ard, F�arowe�w�Rnts xnd
<br /> wlil defend genernify tho Utle tn Iho Prnperty ugr4nxt all cluims und ckmurtd.r.ettbJect W any encumbrancew of record.
<br /> ---_ --� T6�IS SL�CUR(7'V lN�TI:i1M[iNT cu�.tibli�c:+u��ifor�i�wvcna�u� far nationaf u;c nnd non-uniform cnvcnnnu �vlth
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<br /> Ilmited verlatian�by jedsdlctton to consHtutn�unifarm aecudty instcument covering�eal property.
<br /> UNIEORf►!COVEPJANTS. 8u�rowcr and Lender mvenant and ngrce as follawa:
<br /> 1. Hayment,of Prindpd aad iMere�t;Prep�ymeat wnd Late Chargra. Bonawer shall prompdy pay when due tho
<br />�" pdncipn1 of und tateroet on the debt evldencecl by tho Note and any prepayment and Into churges due uader the Note.
<br /> -_w� 2. Fuads ior'l�xea and It�suronca Subject to npplicnble law or to a wrluen wniver by Lender.Bocrower ahall pay to
<br />_—- _ __ __ I.cndcr on thc duy monthly puymentx nra due onder the Note,until the Note is paid in thll.u sum("Funds")for.(u)yeurly
<br />-- wxes ond asressments wfiich muy attain prIority over this Securlty Insnument as a lien on Wa 1'�nperty;(b)yearly teasehold �
<br />�,� puyment�or ground rents on the Pmpeny, if c+ny; (c)y�early huzard or property inaurance premiwns: (d) yearly tlood
<br /> iasamnce premiums, if any:(e)yearly moRguge faswa�tce premiums. if uny; and (� nny sums puyable by Borrower to
<br /> _ Leader.in accordnrtce with the pmvistons af parAguph 8. in lteu of 1he payment of mortgage iasursu►ce pretniums. These
<br /> dtains a�called"Bscrow Items." Lender moy,ut any dme.coUect and hold Funds in an amount not to exceed the maximwn
<br /> amount n lender for u federally neluted mortgage loan may requiie for Borrower�escrow account uader the fedeml Real
<br /> Estate Settlement Procedures Act of 1974 us amendal from dme w time.l2 U.S.C.�2601 et seq.(°RESPA"),ualess another
<br /> la�v tttat upplies to the Fltnds sets a lesser emount. If so,I.ender may,at any time,colleci and hold F�rtds in an amount not to �__
<br />_ ezceed the lesser umoun� I.eader may estimate the a�o�nt of Funds duB on the basis of current data and nes�sonablo
<br /> estimntes of expenditures of future Escrow Items or othenv�se in accordartce with app�icable law.
<br /> The Funds shall be held in an Insdtudon wbose depasits are iasured by a federal agency, insuumentality,or eat�ty �—
<br /> (incIading Lender.if Lender is such aa insdtudon)or in uny Fedcral Home Loan Bank. I.endcr shaU apply the Flinds ta pay ^"
<br /> the Escrow Items. L.ender moy not charge Borrower for holdiag and applying the Funds,annuatly analyzing the escrovr
<br /> account,or verifying the Escrow Items,unless I.ertder pays Homnwer interest on the Funds aad apr,�Ucable law pem�its --- -
<br /> Lender to make such u churge. However.Lender may requi�Borrower to pay a one-time charge Gar en iadependent real —
<br /> estate tex repartia�service used by Leader in conaection�vith this loaa,unless applicable luw provides otherwise. Ualess en =___
<br /> agrecment is made or appllcable law reyuires inte�eu to be paid,Lender shull not ba re,quired to pay Borrower any nn�atest or e;;;�;_;
<br /> eamings on the Ftiads. Borrower und Lender may agree in wddag,however,that lnterest shaU be paid on the fi�nAs. Lender �_�'�=
<br /> ::�: shaU give to Borrower.wtthout charge.an ar�nual accouating of the Fur�ds,showing cr�edits and debits to the Funds and the -___
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<br /> ,, „�, purpose for which each debit to the hl�nds was made. 71�e FLnds are p]edged as addidonal security for a!1 sums scxured by � =:
<br /> _-s. � �ns 5ecurity Iasuumen[.
<br /> �'••��`� �; If the PUnds hetd b Lender exccxd the amounts tted to be held b �► licable law. Lender shall account to --_
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<br />-.;�r: ' ��, t. Hornower for tho exceas Funds in accordance with the�ZUrements of applicable law. If the umount of We Flmds held by
<br /> Lender at any time is not sut�'icient to pay ttne Escrow Items when due,[,eader muy so nodfy Bozrower in writing.artd.ln _
<br />��'•�;;; '�: such case Bomower shaU pay to I.ender the amount necessary w make up thcs deficiency. Borrower shall make up the �;;,
<br />- deficiency in no more than twelve monthly payments,at Lender's sote discretion. �
<br /> �`'� Upon payment in fuU of all sums secured by this Security Inshumen�Lender shall promptly refurtd to Sorrower uny F
<br /> '` FUnds held by Lender. If.under paragraph 21,L.ender shall stcquine or sell the Propcsrty,Lender.pdor to the ucquisidon or �_��
<br />- sele of the Pcoperty. sh�ll apply any Funds held by Ixnder At the dme of acquisidon or sale us a crectit ngainst the sumg �' .:--
<br /> seciued by th3s Securiry Inatrument. i�`':�•
<br /> 3. Appllcation o!Peymenta Unless applicabk law pmvides otherwise.up payments mcelved by L.ender uader �,���
<br /> ;*. paragcaphs 1 and 2 shaU be appUed:fust,to any pmpayment charges due under the Note:second.to amounts paynble urtder ��A�-
<br /> �'* paragraph 2;third.to intet+est due;fourth,to principal due;and last,to uny late charges due urtder the Notc. -_-
<br /> 4. C69rges; Liens. Borrower shall pay uil tuaes.assessments,charges. fines and imp�sitions utuibutable to the ,x.,`.
<br /> ' Property which may attuin priority over thjs Security Instnunent,and leasehold payinenta or ground rents.if uny. Borrov�ee .,. .
<br /> . shall pay these obligations in the manner provided in paragraph 2,or if not paid in that mnnner.Botrower shall pay them on
<br /> time d�nectly to tho pemon owed payment. 9omnwer shall pmmpdy fumish to Lender all notices of umounts to be paid urtder
<br /> � ` N this paragraph. If Borrower makes these payments dlrectly,Borrower shall pmmpdy fiunish to Lender receipts evidencing -
<br /> . �,i,.�, ,_".' the payments. . .
<br /> �'"' ''��'=+-�':' Borrower shalt promptly discharge uny lien which huis priority over this Securiry Insuument unless�arrower:(u)i�ees
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<br /> :' �•;:�+.;, in wr[ttng w the payment of the obligation secuced by thc lien in u manner acceptuble to I,ender,(b)cratrsts in�ood faith tlxt .
<br />°��'' '�'t'''� lie�b .or dEfends a ainst enforcement of the lien in.1 al roceedia which in the Lender's o ueia�o rnte to �vent thu
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<br />;:;,;•-.a ";_;, enforcement oY the Uen:or(c)sccures fmm the holder of the lien an ageement saasfactory to l.ender subordinating the lien
<br /> `�''�, '";,�;��`' tn 4his Securiry Dnstiument If i.ender detem�ines that any part of the Pruperty is subject to a lien whtch may attain priopity
<br /> =���� Y'-�V rner this SecurI Inswment,Lender ma ve Boirower a notice iden n the lien. Borrower shall satisf the t[en or take
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<br />_ * *���' on$or more of the acttons set forth above witbin 10 days of the giving of notice. •
<br /> �ti}f"'� S. NezACd or Property Iosnaaitce. Bonower shall keep the improvemants eow existing on c�re,nfter erected on thu
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<br /> ••• 1 ���� �•� Property insured ugainst loss by fire.hazerds inclnded wtthln the te:m"extended coverage"and any other fiozardv,inalud,ng
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<br /> `���'� •~ ��y :;�• floods or flooding, for which Lender c�eyuires{nsuraace. 'Il�is insucance shall be miuntnined iQ ttie amo�u►ts and for the
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