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<br /> � pericxlo thu Lendtr requic�s. The insuru►co c�rier praviding the insurance sh�l1 be chaxea t�y B�rrrnti,er subject to IxcttttrriS+
<br /> �{rpouvd�vhich�Il not bc unnetsanably withhcld. lf Aormwer fails.to malnt�tn cover�ge dex�ibecl abova,Lendar m��rti at
<br /> Lcodarh opclon,obtaiti eover�ge to"pm�ecs�.enderl�righta in the Property in acconfu�ce with pwgraph?.
<br /> All inaurance policb��nd renewalR atWl be aces�tsbk to Lendef and eifuitl.lnslude a uxndud matg�gn clKUea..l�ard�.�r �
<br /> ais�il h�ve tl�e right to hald the policlea rnd rrc�ewale. ii Lencier requi�a,�onower eJu�U[xoml�tly�ive to 1.enAoc�tif�r�oeipa
<br /> of pr.;d nsemi�ms enci renewH!►ae�uc�. In tho event of ioss, Borrower Fhall give prompt notico tQ the incumnce Mtrad�r nnd
<br /> Lend�ee. I.a�dar rnxy mtke pmof of loss ff aot made hro�mptly by Bomnwer. �
<br /> Unleas[.ender and B�rewer aherwIse agree in Wtidng,insurence pnncada shall be npplkd to restan+tiae on mpnir of
<br /> the Ptoperty dainegr�d. if the restoratIoa or apQir ia econosnicatly fwsible and Lcnder� isecurtty is+�at.tessenadE. IQ tt�e
<br /> restoru�on or repeir is not ocoaomicaily fc�ible or Lenckr�s sxurtry would be lesser+ed.the insura�ce procecd�� shuil t�e
<br /> Rpplied to the 6ums secumf�y thia Security Insuuanat,wlxther or not theA due,wi►h�ny escess puid to Bmxn�waa IF
<br /> Bwrower abandons the Qroperty. or does rwrt answer avittiin 30 days a notice fmm Lender that.the insurance�aar�or hua
<br /> Q�'crcd to settle�ctaim,then Lrnifcr ma�oalixt the insurnna pYqceeds. i.ender rnay use tl�e praoeeda to rop:�ir er�+stcs�o
<br /> tho Pr�etty or to pay sums seciued by tWs Seciuity Ins�ut,whe3har or not then due. 'nte 30-ciay peiiod will�hegin whcn
<br /> ihe notice Is given.
<br /> Unless I.ender aud Boaawz�otherwise agree in writiag,any npplication of pracceds to prinoipal shall nat eatend or
<br /> postpone the due date of the mw�t2�Iy paymenu reEerred to in paragrnphs 1 aad 2 or change the amount of tha pnymcnts. If
<br /> undcr paragraph 21 the Property is�uimd by L.endar. Boiruwtr�s right to any insurance poiiaios and pmceads msulting
<br /> fi+um daduge to tLe Pmperty prior to the acqvisition shall}�aass to Lender to the eRtent of tbe sums sscured by dlis Security
<br /> Insuument immodiately pxior m the acquisItioa.
<br /> 6. Orcupm�ey, FreservAikM�, M�tute�wnce �nd gruYeclbu ot t6e Pea�pe:tq; Barruzstr's Loan A,g�tffca!€a�� -. .
<br /> Leaaehotds. Borrower shall occupy.establlsh,and use the Pruperty as Borrower's principa!residence wlthin sixty duya Aft,et
<br /> . the exccutlon of this Security Instiument and shnll continue W occupy the Propezty as Bonowerk prttecipal residtmao for nt
<br /> least one year ufter the date of occupamy, uNess L.ender otherwise ag�ees in wriUing, which consent shntl nat be -
<br /> unneasonably withheld.or unlese extenuating circwnstances eaist which ure beyond Bormwerb control. Borrowvc shnll not
<br /> destnoy.damago or impair the Pc��erty.allow the Property to detedoratc,or commit waste on ihe Propetty. Batmwer shall
<br /> be in default if any forfeiwre actaan or proceeding,whether civil or criminal,is begua t�at in Lendor's�ood faidi judgment
<br /> oould nesWt in£orfeiture of the �roperty oz otkerwIse materially impair the lien cneutad by this Seciuity i�esttarnent or
<br /> l.enderk securiry interesL Borrower may eure such a default and minstate,as provIded in parugraph l8.by causmg d�e acaon °
<br /> or pr�oceeding to be dismissed wIth a naliag�nat,in Lertder�s gaod faIth detennination.procludes forfeiture of the Bumnwer's --
<br /> intetest in the Progerty or other material impafrment of the Uen cceated by thL4 Secunty Irtstrument or Lenderb seeurity
<br /> interes� Borrower shaU also be in default if Bomower, during the loan uppUcation process. gave materially fi�se or
<br /> inaccurate ir,fomiatian or statemenis to Lender(or failed to provide L'ender with any material informadon)in wnnectfan with
<br /> the loan evldenxd by the Note. Includtns, but not limited to. np�.sentatiorw concerntng Bomower� oocupanay of t�xs `
<br /> Prop�ty as n principal_residence. If this Security Insmiment is on a leasehold.Bom�wer shall comply wlth all the pn�vIsions
<br /> of the lease. If Bormwer acquires fee tide to the Property.the leasehold and the fee tide shall aot me�e unl�ss Lendar ngreea
<br /> to the merger in writing. _�_
<br /> � 7. Protectlon ot Lender's Rightg in t�e Xroperty. If Bomower fails to perfomn the covcnants and agneements
<br /> conutined in this Security Insani�nent, or there is a legul proceed�ng that may significnntly uffect l.enderk r�ghts in cha ___
<br /> Fro}eerty(su�a�.a p[oce�din�in'ba�tktupicy.pmbate,for oondemnation or forfeiture or to enforce luws or regula6oms).thon _ -
<br /> . . Lender may da�tmrl pay for whatever ts necessary eo pmtect the value of the Property and I.ender's rights in the�taperty. , _
<br /> Lender�s octions m�y includ�paying any sums secumd by n lien which hus prioriry over this Securiry Instniment,nppeunng ��.,
<br /> � . in cou�t,paying reasonable auotneys'fees and entering on the Property to make repairs.Altriough Lender may take action E-�=
<br /> uader this paragrnph 7,L.enclei does not have to do so. ��T'�.
<br /> My amounts disbutsed by 1.c�sder under this paragtaph 7 shall become additianni debt of Botrower secu�d by tfi�is 0 S•::
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<br /> Security Insmunen� IJnless Bo�s�wer and Ixnder agre�to other tenns of p3yment�these arriounts shall bear interost from the .��_.
<br /> -' dnte of disbu�sement at the N6te rnte and sfiall be payable, with interest,upon nottce fmm�.ecedor to Bormwar reyuesting �'�'•
<br /> paymen� ���-
<br />.' S. Mortgage Insvrance. If Lender requined mortgage insurance as a condidon of maktng the loan sBCU�d by thls �'--T
<br /> Secuuity Instrument.Bwrower shall pay the premiums requtred to maintain the mort�age insurance in effeet. IP.for any t_,
<br /> reason. the mortgage inswance eoverage required by L.ender tapses or ceases ta be in effect, Borrowen shall pay the _
<br /> premi�una�equired w obtain oovemge substandelly equivalent to the mortgege insurance previausly in efFect, ut a cost �,�.-
<br /> substantiully e�{uivalent w the cost to Borr��ver uf the mort�age insurance previously in effect, from an altnmute mortgage t�;
<br /> insums approved by Lender. If sUbstantially equivatent mortgage insurance coverage is not uvaiiable,Bo�wer shall pay to �r,;'
<br /> Lender each month a sum equsil.tq otte-twelfth of the yestrly mortgage inswartce premium being paid by Bnirower when tha ��__
<br /> insurnnce coverage lapsed or ceasrd to be in effect. I.ender will accept.use and retnin these payments as a Inss mserve in lieu
<br /> of mortguge inaurance. Loss reserve payments may nv longer be�equired,ut the optIon of�endar, if moRgnge insurnnce
<br /> coverage(in the amount arcd fm the period that Lender mpuires)provided by un insarer appmved by Landur usuin becomes
<br /> avu[lnble and is obtained.Borrower shall pay the premiums required to maintain mortguge insurunce in effect,or to provide n ' �,
<br /> loss reserve.unbl the cequirement for mortgage insurance ends in acrnrdunce with eny writton a�eemont between Borrower .,;:�:,,�
<br /> asd a.ender or applicable law. i' •
<br /> 9. Inspection. Lender or its agent may matcc reasonable entries upon and inspections of tho Property. Lender shnit ;: :
<br /> �ive Bnrrower notice at the dme of or pdor to an tnspecdon specifying reasonuble cause for tha inspoctlan. "'"�
<br /> 10. Condemnatton. The proceeds of any award or clalm for dama�es.dir�ect or consequunliul,in coru�ection with m►y �l
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