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<br /> -- -�.� S. H�rd or PtaperSy I�t�wtRnce. Bnrrower shnli kecP thc hnpraveuz�ntg noyv,a:xistiag �s liereaftcr crected un thc
<br /> pmperty insurcci egatnst loss by fire, haz:uds includcd withb��thc tem� °cxt�tni;'t) opv�G�ge°cutid nnY piher hazarAs, i�xludin�
<br /> flaats ar Haading,ibr which Lender requir�.w insurance.This insurance shall be mait�t►7(l� in the amaunts and for the pedad+
<br /> that I.ender rcquiscs.The insuranoe cArder�Smvtding the insurancG sh:ill be chasra�by �n'8wer suhJect�u Y.ender's apprrnal
<br /> which shall not bc unneasonably withheld. If Barrower Cnils to maintriin r.ovcrsg�dc�t�sribed cbove• Lcnder m�S',aR l.ende�'F
<br /> ----_-- -- option.nhtain E•over�gP to Cmtect LQmler'�ri�hts in the Property in nccotdance tvi��tagmFh 7•
<br /> —� All ir�surar►ce policies nr�d reno�vuls sf�all be acceptable to L.e�ufer and sh�l!.inciudc a standurd mortgage clause. LeMer '
<br /> shall havc the right to hnld the{�lici�und renewuls. (f Lcndcr rcquire.s,BnnuwQr e�hall prompily g�ve ta Lender utl raeipts of
<br /> paid premiums and renewal natices.In the cvent of lass,Barrawer shall givc prannrt,t�at:�A.to th:insaraice carder and Lender.
<br /> 1.endcr may make pmof of lass if t�at made promptly by Borcowcr.
<br />__ Unless Lender And Borcower otheYwlse agrcc in writing.insuran��prvcc�ds ahall�'ay►plied to r�to�uttp��ur repa�r oF the _
<br />— _� Property dama,��xt,if the restormion or rcg�ir is crnnomiail{y f�sible und l.cadcr's acxurity,2s not I�sened.If th��'estomtion or � _
<br /> n-pair is not economic�lly fcastble or l.cndcr's security would be Icwsened.tha 1n�;ur�n�.�(axgK'eEda shal�6e uPP��ed to th�sums
<br /> sec�tt�ed by this Security Ir►stn�ment, whether or not then due. with nny excess paid��o;���wer. if Rorrower abnnd�ns'tha
<br /> Pmperiy,or does not unswer within 30 days n natios from I.cndcr that the insurs�nG�catsicr has offered to s�ttl�a claim�th�
<br />�;; Lender may collact the insurance procceds. Lender may use the pros�ls to mpair,Qr tertor+e the Prope#ty or to pay sums
<br /> �` secured by this Securiry Instntment.whether or nat then dae.The 30�ay�aer�tx�vviA.�in when the notioe is�iven.
<br />-- iJnless Lender and Borrower otherwisc agroe in writing, any nppliattion� c►f,Pra�eds to prirecipal ehr�l nat extend or
<br /> - � pn�tpu��e ti�e due d,at2 of the monthly paymcnts rcfcrred to in par�rapb9 1 und. a ar r.hunge the amount of the paym�nts. If
<br /> - under paragraph 21 the Proptrty is ucqujred by i,ender.Bornnwer's righc ta Bny in�l4r,anca policies and proceeds sesuldn�frora
<br /> - dama,ge ro the Properiy prior to the ucguisitian sh�ll pass to l.ender to the�atent of tlbt�sums se�red bY th�s$ecurity [astrununt =
<br /> imme�itatcly prior to thc ncquishton.
<br /> - 6.OccupAncy,Pnxervatlon,Mnintenanoe ond�c+ntecUon oi the Prop�rty'a 1lnnv�ver's Wan Appflatttuu;I.e�selwld.s-
<br /> Borro��er shall accupy.establish.nnd use the Propeny as Bormwer's principal c�sSdr.nce within sixty days after 1he eaecutian Qf
<br /> this Secvnity Instrument and shall continue to occupy the Prope+ty as Bormwor fi grirtcipal residence for at teau one?ea�a oRer
<br />- - — the date of occupancy.unless I.ender mhetwise agrees in wricirtg, which con�san6 ad�alt not be unreasonnbly withheld.or unlexs
<br /> extenuating cir�cumstances esist which are beyand Barrower's rnniml. Bne�nwer shall not desiroy, damage or impair ti$e
<br /> Property. allow the Pr�operty to deteriornte.or commit�vaste on the Prapsrt}�. Borro�'er shall be In default if any forfeitw�e
<br /> action or proceedin�. whether civil or criminal,is begurt that in Ixnd�r's gocx!faith juJ�nent could result in forfetture of the _�
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<br /> -{ - . „ : , , �rc�pe��r otkrrs�,�ssc�sari�lty impsir stse li�s cresi�!by tliis��rit;�1rnvS��mert or Lender's securicy interest. &►rrower a�ay
<br /> cure such a default and reinstate,as pmvided in pa�agraph 18.by causina tl►e.action or pracerding to be disrnished with a r�ling
<br /> �� that. in Lender's goad faith determination, ps�ecl�de.q forfelture of thu Bcu�mwor's interes[ in the Pro�cty or other material
<br /> impairment of the liea creatod by this Security [rutrurteent�r l.endar's security interest. Borruwer sha!!also bc in default af -
<br /> ° Borrower. during the loan application proc�ess.gnve►.naterially�falF�Ar inuacvrate informadan or statements to I.ender(or failed -
<br /> ..� to prox,�I.ender with any material information)in conn�ctiars wich ttcu loan evidenced by the Note,including,but nat limited ��.�,
<br /> }?; to,repn�:sntatians concerning Barrawor's occupancy of tha i'ra��ty�S a principal r�ideuae.If this Securiry Instruaz9ex is on a -__v--
<br /> leasehold. Borrower shull comply with all the provisio�s uf�he iease. If Borrower acquires fee tide to the Property, the :;Sj.t,
<br /> leaschold and the fe�;tetle s6n11 not merge unteys I.�der a�rees to the mer�er in wriung. ' ;•;
<br /> 7.PrutoCtion of I.ender's Rig4Ls in the,lProperiy.If Borrower falis to perform the cavenants and a�rePments contained in �i--_"
<br />- � ,�,�•' this Securiry Instrument. or there is u legal proaeeding that may significstntly affect L.ender's righcs in the Property (smch as a
<br />= pmccediqg in bankruptcy,prabate.for aortdcmnatiun w�fw�ei�turc or to cnforoc laws or rep;ulaiions►,then I..ender may do und
<br />:." ' ' pay for whatever is neceysary to protect the value of the Pro�erty anti Lend,er's rights in the Property. L.ender's actions may ,
<br /> include paying any.�:�s secured by a lien wttieh hns priority over this Securiry Instrurnent, appeurins in rnurt, paying
<br />: reasanable attomeys'±`�eces and entering on the Praperty to make repairs,Althaug�L.ender may take action under this paragrapb
<br /> 7,1,�does nnt have to do so.
<br /> A�rj aitco�tts disbursed by Lender under this paragrapi� � shall become additiona! debt uf Borrower uasrod by tl�is '
<br /> S�tnrin�tit�stcum�rs. Unless Borrower and Lender a�ree to ather terms of puyment,these amounts shalt bear intcrest€rom¢kte
<br /> date of disbues�,mrnt at the Note mte and sMali be payable, with inteteat, upon notice from i..endef to Borrower requestimg
<br /> : ,,� paymem.
<br />•;�, �' 8.Mortgage Insurunce.If I.ender requit+ed monga�c insurAnc�s as a mndition of making the loan secured by this Security
<br /> Inst►�ment, Borrower shaU pay the premiums required to maintain ttie mortRage insuranse in effect. If, for nny reason, the
<br /> mortgage insuruttoe coverage required by Lender lapses or ceases to be in effert. $orrawer shull pay the pmmiums required to
<br /> �'�t�+� obtain ooverage substantially equivalent to the mort�age insurance previously in effect.ut u rnst substantiaUy equivalent to the
<br /> � cost to Bortower of the mortgage insurance previously in effect, from an afaernate mort�age insurer approved by Lender. [f
<br /> . '�� substantially equivalent mortgage insutanca ooverage is not available, Borrower shull pay to Lender each month a sum equal to
<br /> on�-t�veltth of the yearly rttortgage iasurance premium bcing paid by Borrower when tke insurance coverage i:tpsed or ceased to
<br /> ' ,�.1� be in effect.[.ender will�ccept, uxe and retain these payments cis a loss rrserve in lieu oi mortgage insurance. l..oss reserve
<br /> w�
<br /> ;.�..� Form 302$ 5190
<br /> Poga 3 0!8
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