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<br /> Tt�GFTFlER 11l'['t`i�iill tho imprnv+:ments anw on c�rr.nfter cre�.�ec1 on the propany.orxf all zafenxntr,ap��Reru�t�ces.cuxt
<br /> fixturc� now ar her�fis: a �Ztt of Ihc propeny. All replacnnc��is aixl addit3wns chatl QI50.�� COVf.i't'l� by tI1�6 ��rr���ity
<br /> fcntnurxnt.All af ehe fcmgoing is rtimed to in this S�xur6ty In�t�u►nent�.s thn"Progerty•"
<br /> gp)tTtQW�4t COVFsNANTS ttwt Bam�►wRr i�Iww(UIly,�etsed oPttk estrtelecrehy canvcyod�a�xl hna tho dght tn grnnt nnd
<br /> comey tho Pr�opet�y u�d tlut the Praperty is unencumlxred, except Cor encwnbrunces uf rr.cur�;,Borcower warr�nts aixl w111
<br /> cfefrr�d gcrxrdly the tltic to the Pcap�ny Ag�inst plt clainn wKl demands.subJoct tu nny encumbru:�AGS uf reoord.
<br /> TIIllu SE�U('.ITY I1��STI:Ui!ifli�lT ca�inMa t�nifarm�wcnRnts fi�r n�t��►nnl usc nnd aon•u��lt'�rm cWVenant, with li�rtited { --
<br /> vnriNiom by ju�fsdictiun to ca�uUtute�unifarm socudty inst�ument covering real pmperty
<br /> UNIFORlV!COVENANTS.Borrowcr nr�i Lcnder mvGnant and agcec as follows: �
<br /> 1.Pl�ymerK ot Pt6incipd and Inttrerti �P�9meni and 1l.ate Chuges. Burruwcr shali,Prom�tly pay ��hen duo tho
<br /> principal.of and intemt on the debt evidenc�by thc Nae and cu►y p�payment ond lnte charges rig1.G under�ho Notc.
<br /> t.�ads tor Taxe.+Mnd Im�urance.Subjcrt ta appltsable law or to u written waiver by S.ender. Borrower stwll pay to
<br /> l,cr�dcr an the day monthly Rayruents +�re due under the Nota,un�lil thc Note is paid in full,u sum�"Funds")f�r:(o)yc.�rly taxes
<br /> - -...__
<br /> end assessnxnis whlch may uttein prior�ry over thls Secudty insttumcnt as a lien on tha PropertY;,lb)yearly lcauttold paymcnts
<br /> or grouml rents on ths Property,if any;(c)yeurly hu7nrd or property insur^,.nc+e premiums:(d>yevi�ly 800d insumnce pmmiums.
<br /> if nny: (e)yearly mortgage insurat�premiums. if anY:n�tzl(fl un9 sums payable by Borrower so l.erul�er, in acrnrdanoe with
<br /> the provisions of paragraph 8.in Itcu of the payment of mortga,ge insurance premium.g.Thcse it�lns sue ca��ed'8szrow[tcros."
<br /> Lendec mny, �t any ame.eolloct aad hold Funds in an c�.mount not to exceed the mvcimum amaunt a leixter for a fodezally
<br /> re(ated mongage lom�may requlre for Bomower's escrow axount under the fedcrnl Real Estat�Setdcment Pracedunes Act af
<br /> ly`/d ns amended f[qm time to time. 12 U.S.C.ScxUo» 2GOt et seq.("RESPA").unless enothrar inw ih.�t applics to thc+Funds . _._
<br /> sets a lesset amount.If so. Lender rpay.at any time. coltect snd hold Funds in an amount nax to exceed ehe lesser natount. —
<br /> Lender may estImate the amount of Fwtds due on the basis of curcent dam and ceasonable estirt�ates of expenditurcs of future _
<br /> Escrow Items or othenulse in accords�nce with applicabte law.
<br /> Tfie Funds shall be held in an institution whose deposits are insured by u federal agency. instrumentality. or entiry ��
<br /> (including Lertder.if I.ender is sach an in5dtuuan)ur in any Fedcrnl Home Loan Bunk.l.endar shall apply thc Funds to pay th� —��-
<br /> �,gemw Items. I.encier msy nnt charge Borro�ver for holdin�nnd applying ehe Funds.annunllY analYnn�the esemw uccuunt.or
<br /> ve.rifying tht�scrow Items.unless L.eader pays Borrower interest on the Funds urtd�plicable lauv permits Lender to mtilco such
<br /> a charge. However.Lender may require Bonnwer to pay a orte-dme charge for an independeru real estnte tua rcporiing serviae __.
<br /> usad by Lender in rnnnectiun v�ith thEs loan, unless npplicable la�v provides othenvise. Uniess nn agreement is mnda ar =_
<br /> appltcable law rcqulres interest to be paid,I.ender sfiWl noi be requirod to pay Barm�ver any�interest or�:amings an tha Furtds. _
<br /> Bor�ower aad Lrnder muy s�nx :a�riting. hox,csxr. that iats�t shs!!be�L�e�tu_Fu�uls. Ixnder shall rrve to Burrawer. _ -
<br /> without charge,an annual accaunting of the Funds, showing credlts and debits co the Fun�ls and the purpose f�r which each _.
<br /> debit to the Fun�ts was made.11te Funds are pled�ed a+additlon�l secvrity for a l l sums secur�d by t his S e c u ri ty I n s t r w n e n t.
<br /> If the Eunds held by Lender excead the amounts permitted to be held by applicable law, Lender shal!uccount to Burrower _
<br /> - for the eaccss Funds in necordance with the requimments of applicuble law. ii Rie u►nuunt af Qie Funds held by Lendet at any _,
<br /> tir.�e is not sufficient to pay the Escr�ow Items when due,[.ender may so notiCy Borro�ver in writing.and, in such cuse Borrawer __
<br /> �all pay to Lender the amount necessary to make up the deficiency. Borrower shalA mnko up thc deficiency in no more than =_
<br /> twelve monthly payments.at I.ender's sole discretion. �
<br /> Upon payment in futl of all sums secured by th3s Securiry instrument. Lendcr shnll promptly refund to Burrower uny «„�
<br /> Funds held by I.ender. If.under parascaph 2 t,Ixnder shall ncquire or sell the Property.I.end.er,prior to the acquisition or sala {' �: ,
<br /> of the Property.shall apply any Funds held by Lender at the time of acqulsition or sale u�n credit uguinst the eums sea�red by F�� �'
<br /> ei•-.
<br /> this Securiry Instrument. `�,.
<br /> 3.AppUwbion of Poyments.Unless applicable law provides utherwise, ali paymentK receivcd by I..ender under paragrnphs �,,�
<br /> 1 and 2 shall be applied:first.to any pmpayment churges due under the Noce:semrtd,to amounts payabie under p:vagrc+pb�: �„::
<br /> thiid. w interest due;fourth.to principal due:and last,to any late charges due under the Note. ;__:-..:
<br /> 4.Charges; Lieav.Borrower shall pay all wxes.assessments,ch�rges.fines and i�npositions nttributabla to thc�Property --o
<br /> ahtch may attain priority over this Security Insuutrtent. and Ieasehold payrnenu or ground renu. if any. B+imawer shull �ay �.��,_
<br /> these obligations in the manner providod in para�cnph 2.or if not�aid in d�nt manner.Harrower shall pay them an time dim�Iy �,�_
<br /> to the person owed payment. Borrower sliall promptly fumish to Lendcr all notices of amounts to be paid under this p�ragmph. �;��_
<br /> If Borrower makes these payments directly. Borrower sh�ll promptty furnish to L.ender rcxeipts evidencing the paymenta. !'::
<br /> Bonower shall promptly d[scharge any Ilen whtch has priur�ty over this 5ecurity fnstrument unless Borrower:(a)agre�s in
<br /> wr[ting to the payment of the obligation s�cured by the lien in a manner acceptable to i.ender;(b)contests en.gausl faith th�linn •; '��.
<br /> by. or defends ag�Inst enforcement of the lien in, legal proceedinas which in the Lender's apinion op�cuta �,o pna��ent the ;_;;. .
<br /> enforcement Qf the lien;or(c)secures from the hotder of the lien aa agroement satislw.KOry to L.eRder subar+linuting th�.li4rn t,�
<br /> this Security Instrument. If Le�►der detern�imes that�ny part of thc Property is subjcut to n lien which mny ;utain.priadt�l over
<br /> ec
<br /> this Securiry Instrument.L,ender may give Borrower a notice identifying the lien.Burmwer shall satisfy ths li�+�s or Lake ane or
<br /> more of the actIons set forth above within 10 days of the�iving of notice. ���'
<br /> Posm?d1Q8 8180
<br /> Pepn 2 ot 8
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