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<br /> TfKiETHER WI'DN all the imp�ovrnxnu now or lx�n:uf�et erected on�h�properry,and nit ebstmenty.up�wrtenanc�s,
<br /> and flxturn eaw pr hercxQer+�put oP tho prnpeny. AII repl�cementa a� �dditions slull alao bo covered by thi�Sec�rl►y
<br /> Instmment. All of thE[nne�uiny.is refemd to in thls Sscu�ity inxtn►t�mt�e ttie"Praperfy"
<br /> BORROWSR CQV8NAN1'S thu Bontawer iti bwiully Rei�ed af the e.uwc hereby conveyed wnd h�a tho d�ht to�rant
<br /> urad canvey�he Pt+nperty a,nci that tho Property!s�u�encumbere�d,except for ensumb►ances��rocord. Barow�cr warrau►�i and
<br /> � �' will dafrnd�eneniliy tho titio w the i'nrpeny�xi�iu Wii clalins uixl+k�.��u�d�.suh,�c;ct tm w�y encumbmnc�aP�enr+�. ,
<br /> THIS S�CURI'TY INSTRl3MENT combines uniform coventats for nationel use and non•uniform covenanta with
<br /> Qmited viuistians by juciFdicUon tu constilute o uniform secur�ty insaument�overing neul praperty.
<br /> UNIFORM COVENAN'i 3. Barmwer and Lendar coveaant end ag[a os followa:
<br /> _ 1. P�ytnen9 ot Prindpai aAd Interesti PrepYment x�l l.de Charsee. Horrower shaU pmmptly pay wlnn due tiw
<br /> -- pr�ncipal of und intenst on the debt evidcncui by the Note cmd any prepayment nnd late charges dua under the Noto.
<br /> 2. Fund�far 7iu�es and Iasunace. Subject to applicabla Iaw or w a writun wsiver by l,endar.Bonower shuU pay to _ _
<br /> L,ender on the day moathly paymenta we duo under the Note.until the Nate ia paid in full,a sum("Funds")for.(a)yearly
<br /> wxes end assessments which may nttnia pdorIty over this Securlty Inshvment as n lien on the Roperty:(b)yearly leasehold
<br /> payraents or ground tents on the Pmperty. if any; (c)yearly h�.ard or property insurance pnmiums: (d)yeaaly flaad
<br /> insutance pnmiums. �f nny;(e)Yearly mortgoge iastuance premiums,if eny: and (�anY suma Payable by Bormwcr to
<br />— — Lender.in aocotdunc@ wlth @►e provIsions of parngmph 8.ia lieu of tha payeaent of mortgage insurance premiums• 'Phese
<br /> ttems are called"F,scrow Items." i.ender may.rit uny t�me,coflest and hold l�nds!n an uraount aat to exceed the maxirnum
<br /> amount a lender for a federally tetated mortgage loaz►muy requis�e for Borrowerg esctow account under the federel Real
<br />_ - Estate 5ettlement Ftioced�ces Act of 1974 as amenclal Gnn�dme w dme,12 U.S.C.§26fl1 et seq.("RESPA").ualess enother .
<br /> . (aw that upplies to the Ptutds sets a lesser amount. If so.Lender may.at any Wne.wUect and hold Fl�nds in sn amount not to
<br /> - exceed the lesser amount. i.ender may estimate the amount of Amds due on the basis of curnat data and reasonable
<br /> --- estimates of e�pendiwms of fuuu+e Escrow Items or otherwise in accordance wtth applicable law.
<br /> The Flunds shall 6e held ia s+n InsHtuttoa whose deposits ere insured by a fedeial ugency.ipstrumentality.or entity
<br /> (including L.ender.if Lender�s such an Insdtudon)or in any Federal Home Loan Bank. Lender shaU c�pply the FLnds�w�W �__
<br /> the Escmw Items. L.endzr may not chnrge Bomawer for holding and applying the Furtds,aanaaUy analyzin8
<br /> account, or verifying the Escruw Items.unless Lender puys Borrower interest on the Funds and applicabla law permiu
<br /> Lender to make such a charge. Howe�er.Lender may require Barrower to puy u one•rime ct�rge for aa tndependent real
<br /> estate tax reporting service used by l�ender in connectloa with this loan,ualess upplicAble luw pmvides ot6envlse. Untess an
<br /> ___ a�reement is mnde or applicable law requims interest to be paid,Lender sbaU not be requir�ed to pay Borrower eny interest or
<br /> eamings on ihe Funds. Borrower and Leadcr may agree in wridng,however.that interest shaU be paid on the Funds. Lender
<br /> �=° shali give w Borrower.wlthout cha�e,aa annual accountiag of the Funds.showing ccedits and debits to the Flands aad the --
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<br /> � � putpose for which each debit to the Funda was made. 'i1►e Funds are pteaged ns edditional securicy for aii awns e�a:+ued by _ -
<br /> �� this Se�uzicy�InstramenG
<br /> ; :. If ttia Flinds held by Lender�RCeed the amounts pennitted to be held by apglicable law.Lender shell accnunt ta
<br /> t
<br /> Barrower for the excess Fw�ds ia accosdance with the reyuirements of applirable law. If the amaunt af the Funds held by
<br /> • L�ader at any Hme Is not sufficient ro pay the Esc�ow dteras when due,Lender may so ceodfy Bormwer in wriiing,and.in
<br /> �� 'suc6 case Bomower shnll pay to Lender the aimann4 necessary to make up the deficiency. Bonower shaU rnakc up the --.
<br /> = defccleacy in no more thaa twelve monttily paymems,at Lender's sole diuredon. �°�
<br /> = Upon payment in full of all sums secured hy this Securiry Instrument,Leader shall promptly c+efund to Boaower any -
<br /> Funds held by I.ender. U under paragrapb 21.[xnder sh�ll ncquire or sep the Property.Lender.pdor to the acquisition or €_�-_.
<br /> sale of the Property.shell apply any Flmds held by Leader at the time of acquisttion or sale as a credit against the sums c-.�-
<br />- secured by this Security Insmiment ��:..
<br />- 3. ApplleaUon oi P�ymente. Unless applicable law provides othenvise,All paymenis received by L.ender under s�_.
<br /> hs 1 and 2 shal;be a lied:first,to en re a ment char es due under the Note;sccond,to amounu payable under '�"
<br /> - P�B�P PP� Y P P Y 8 g,.�".
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<br /> paragraph 2;t h i c d.to interest due;fo w t h,to princ ip a l du e;a n d l a s t,t o a n y l a t e c h a r ges due under the Note. .;,.
<br /> � 'ti 4. CLargc� Lieas. Borrower shall pay all taxes, assessments,charges,fiaes and imposi6ons unributable to the _ .
<br /> asse
<br /> : Property whlch may attain priority over this Sec�uity Iastcument,and leasehoid payments or graund reats.if aay. Bomower ,`-_
<br /> - �� shall pay tkese obllgudvns in the manner pmvtded iu paragraph 2,or if not paid in thtu manner,Borrawer shnll �ay them on . ;
<br /> �� time dlrectly to the person owed paymen� Bomower shall prompdy furnish ro Lender all nadces of amounts to�e patd urtder ,t+••;.
<br /> • ,�,` this paragraph. lf Borrower mukes these paymenta dtrectly.Borrower shall prompdy fuinish to Lender receipts evidencing �iY•
<br /> the payments.
<br /> Bomower shall prompdy dischArge any lien which has priortty over this Security Instiument unless Borrower:(u)agrees ' ,�
<br /> { r'"�: in writ[ng to the payment af the obligauon secured by the lien in a manner acceptabte to L.eader.(b)cantests in good feith the ,i� :
<br /> .�,�.,�'�r_:��. Ilen b .or defends ngainst enforcemont of the lien in.legal proceedings whIch in the Lender's opinion operate to prevent the �>�,
<br /> ;`�;,�;• enfom.yeraent of the lien;or(c)secar�s from the hotder of che lien a►uy�eement satlst'actory to Lcnder subozdinattng the lien ;�'-',
<br /> ;. _f,t. to this Security Instrument If Leadec detecmines chat any pact of the Property is subject ro a lien which may auain pr�ority '.;�
<br /> - i ••��ti;:;t over this Sectuity Insttumen�Lender nzuy give Bo�rower u Rotice iQentifying the lten. Bom�wer shail satisfy the lien or take
<br /> •� . � one or more of the scdons set forth above within 10 days of the givins of nodce.
<br /> "..� S. Har�rd or Peoperty Insnranoe. Bomower shall keep the improvements now exisUng or hereafta erccted on the
<br /> • �'��' �.� " Property iasured against inss by fire,hau�rds inciuded wit6in the term°extended rnvemge"and ssny other harards.including
<br /> ��R^' tloods or floodins. for which Lender[equtres insurance. This insarance shall be maintatned in the umounts and for the
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