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<br /> --. - ---- -_�_�---- th�at C..crid�ec roquirea)ProvI�by stn inaurer e�prrtrval by Lsn�er�ain tiemina Yvnilabk and i:�b�d�ed. Aen���ry
<br /> dxC premlu�tit5 rc.qu�rcct tn�u�inta9n nwrtgn@e insur,�nce in effect,ur to pmvide a l;►ss res�svc,t�ntll tl,�rogairemmt frr mort�qse
<br /> insuruncs et�ds in uccar+dimce with any wrlttcn agra:mrnt txtv�aai Borrawer erxD I.eruiu ur applic�ble l�►w.
<br /> �.In�ediou.l..emlrr or ie�Agau.may make cwo�ble artries upon and hu�ppetiuro ot'the l�no�ty.I.en�x e1Wl�iw ..
<br /> Borrower tsQtice et the timc of or pdor ta ui yaipation epeeifying ratw�le�for the)nspect�on.
<br /> ' ��D.C�o�dan�aa.The pmoeeda ot xny aw�rd rn c4im for�un�a. 4irecx c�r con�equa�tW. in oasn�tioa wNh an�r ,
<br /> condrnuutlon or oths�taking of any prrt of tlks Property,ar for rnnvey�ae'in liat of con�u�ion, are hsnobr+iu�aad ued
<br /> ._._..,��-_„�-----------, siw11 i�e�id to Le:ide:•.
<br /> In the er!eat of a total takip�Qf!he Ptoperty.the ptnceed�atnll be applied to the eunx wcuroa by thi�.5eruntty JM�t,"' '
<br /> wlKther or not then due. with�ny exoexs patd to Borrower. In�he evrnt of a�wrtial txking of tl�Praperty le whid►t6a hir
<br /> rturktt value of the Pnonerty[aunedhtcly befare tt�takin�is eq�wt to ur grrater ttwa thc�aatwnt of,thC wu�to�vre�d by t� �.
<br /> Socurlty Insuument immediately before the takIng,unloas�orrawer and T.rnckr otherwise agroe in wdttna.the•sum�eoFvred br
<br /> this 5ecudty Instrume�u shall be roduood bp the anwunt of the pc+aca�ds multipllod by the following fractlou: (a) the Wql. ,
<br /> acnwaut oi't1�o sun�securad inu�3iately-before ttyc tal-ing.dIvided bY dhp t��;air mukci value af thc I�roperty i��tely
<br /> beforo cho caking. My bal�x shall be pttd to;�oirower.'In the eva►t of��i�uti�l taking of thc Pnaq�a�tp in�rvhid�r�e�firir
<br /> market v�lue of the Pnopeny immediately befort,lhe tulcing is less than tt�c aaxwnt of tha aum�savrod imrpedi�tely.bttaa tbe �
<br /> taking, un[ess Honower�pd Lender othenviso agre�Ia writing or unless appiirable!aw otlyctwise pmv�itles,`�tie pe+a.�eeda ah�lt, ;,:�'.?
<br /> be applitd w the snms secuned�by this Security insmuncnt whetber or not tfie stuns are then due. ;' " .
<br /> If tho Property is abandonod by Borrower,or if.�fter aat3oe by I.ender ao�onower thst tbe coadem�sr�fltan tu n�rke�n
<br /> �-----� — T_��
<br /> award or seule a claini,�Pat damages, Bs►rtower faita to respoad to l.ender withfn 30 daya uftei the dau the�r�at��;�����iven.
<br /> Lerodex is auiharizcd to coll�ect artd ap,}ity the proeads.at iUS optlon,citber to restoradon or repaIr.of the�cepccty or id��tl�c,6ums
<br /> secured by ttus Sbcutlty,I.�stt�uti�nt,whCther or noC.then dua. �
<br /> __ Unlcss i.ender un(t��drrower otherwise ngrce in wciting. any application of proceGds to pdnsipat shall'ip1'ieic�en� or
<br /> postpone the dua datc arf the monthly payments referr.ed to In paragraphs 1 and 2 or change the ansovnt af such pxyt�4es�tSi;:;
<br /> l l.B.orrower Not Rel�Forbeuance By Le.uder Not�Waiver.Batension of tho timc for paymcnt or�iQBi�tion
<br /> of emordzs►tion of tha suras seeured by this Securlty Iastrument grs���l by I,ender w any successor in icuerast of Horrnwrr�st�ll
<br /> not operate to c+elease the liability of the.odginal Borrower or Bo7rower's successors in iate�st.Lender shall not be roquirai to
<br /> commence proa�edings against any successor in interest or refuss to eatend time for paytnent ar othttwiso atodify amortitation
<br /> of th� sums scxvnd by thls Security Insuument 6y rrason of any demand made by the odgina! Bomnwor or Borrower's
<br /> suocessors in interest. My forbe�unttce by Lender in exercising su►y rlght or remedy shaA not be a wuiver of or proclude tht
<br /> _ �_, - _- . �
<br /> excrcise af any dght or ceraedy.
<br /> I�.F�swcassois and Assignv Bound= Joint and Several Llability;Co-slgnees. The oovermnts and agraements af this
<br /> - Security Instrumont shuii:]bind and benefit the successots aad assig�s of L.ender and Bomnwor. subject to the pmvjslons of �
<br /> puragrapb l7. aorro�er's.cove�umts and a�ccements sdaU be joint and several. Any Burrower who easigius thls Seeurity
<br /> Insdument.but does nat eaecut¢ the Note:(a)is co-sigain�this Se�urlty Instruraent only to mortgage,�t.aad oonvey that
<br /> Barrower's interest in the Property uader the terms of this Securs�mj instnunent;(b)is not personcilty obllgated to paX the sums
<br /> s�cured by this Secvrity Instrument;and(c)agrees that I.ender ar.tfl any other Borrower may agree W extcnd.modif��forliear or
<br /> � a�alce any aacommadations wit�regacd to the terms of this SecurSey Instcument or the Note without that Borrower's consent.
<br /> ' 13.Loan Chatges.If tho loan securod by this Secudty�l�strument is sabject to a!aw whicb sets maximum loan charges.
<br /> ___ and that law is finally inurpreted so that the interest or other loan charges collected or to be oollected in connection with tiu
<br />= loan eaceecd the permitted limits. then: (a)any such loan ebarge shali be reduced by the amount neeessary to reduce tt�,charge
<br /> � to the per:mitwd Umit;end(b)eny sums already collected�m�orcower which axoeedod pern�tted timits wil!be oefyndnd to
<br /> - Sorrower. i.ender may,choose to make this refund by rc�oing the principal owod under the Notc or by makiag a dircxt
<br /> payment w Borrower., Bf �a refund reduces principa�. the mducuon will be treate� as a partiel prepayment without any
<br />- ptepayment charge nnder the Note.
<br />- t4.I+�Touces.Any noticc to Honower providbd for in ttis Sc3zudry lnstrument shall be given by delivering ft or by ma[ling
<br /> It by fi�st clasa mail untess applicable taw rr.quires use of another method.The notice shall be d'uocted to the Property Addross
<br /> _ or any other address Borrawer designatcs by naticc to Lender. Any notice to Lender shall be gtven by tirst class mail to
<br />--- Lender's address stated herein or uny othcr address Lender desi�nntes by notPce to Borrower. Any notioe provfdvd for in this
<br /> � — Secudty Insuument sh�Q be dee�ced w have been given to Bonower or Lender when given as provided in this paregraph.
<br /> 1S.GoverNng Law; Sevetability. Thls Security Instrument shall be governed by federal law and the Iaw of the
<br /> � jurisdiction in which the Property is locatod. In the event that any provision or clause of this Security Instrument oc she Note
<br /> conflicts with applicable law.such conflict shall not affect other provisions of this Security Instrument or the Nate which can be
<br /> gtven effect without the conflictjng provision.Yo this end the provisions of nhis Security Instrument artd the Note are declarod
<br /> to be severable.
<br /> 16.$orrotrer's Copy.Borrower shall be given one conformed copy of the Note and of this Security Insttument.
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