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<br /> ---°— -- '1'ta(3TtiPE1k�lt WITH�ll ti�e impmcemr.n�q now an c�nafteremteci�m the pmpe�ty.anc!ell ansement�.�ppa�ncn�nce�+,° �
<br /> and Sxtures tww ar hetmalrter r�part af the property. All rcpl�c:cmentn ancf AAd{tians ahat!slso be co�cred by thL 5ocurify
<br /> Iastrumtn4 AU of tt►e fart�oin�ia nfemed ta in Uaia Secutlly In�uument xv the"Ptnpec�y." „ ��
<br /> EORROW�l2 COVENAN7'S thet Bomower i�1Wwfuily ecised af the e�t�to honeby convayed and hw the ri�ht W�►t
<br /> en�i canvr.y��Ky and�hat Uxs PropertY ie�uuncumbeKd.oxcept for encumbr�nce9 of record. Bon+awer wartc+nu and .
<br /> wfll defend y tl�a dtk to the Ptuperty Ag�itut all cldmn and demRnds,auabject w u►y ericumix+nce�of ncad.
<br /> -�- -� Tf�lt9 4F,C[IRITY INSTRUMENT comb3rfea i�nifarm oc�venanu� far nattonal ase and aon-unlfoim wvonar►ta witl� •� ' �._,
<br /> limitod variatlon�by�udedicdan to conaqtute s untiocm aecurlty inztrument caveriag raat pmperty. „
<br /> i3fi1IFORM OOYBNANTS. Barrower and L.ender covcns�nt and�gree as folt�we: �
<br /> - - l. Payment otPrirtdpat aod Iatcrat;Prep�yn�ent and G�te Cb�r�ai. Bomnwer shall pr4m�t�jr Pay when due the
<br /> princi al of and interest on tha debt evIderseaci by�the Note and any prepaymant end lute charges due and�er d,e Note.
<br /> -- _-- � Fundy fat 7luces Aad L�wram� Subject to uppllcable law ar to n wriaeA wuiver by I.ender.Botrower shap�y to
<br /> -- � I.ender on tho day momhfY PAYments are doe unde�the Nou.uatil the Note fs paEd In full.a sum("l�mds")for.(a)Y�Y
<br /> °- - - taxes and assessmenta•wl�icb ivay ettaia p�iorlty over tlris Secur3ry ItiStt71111CIIt il8 A IZCJ!OA tliC PfbjfCliS►;(b)Ycady leasehold
<br /> psymenta ot groand �ct►te on the Pmperty. if any; (c) yearly hazard or pmporty insurnnce premiwna; ca� yeariy nooa
<br /> """ iuswance pn�zniums. if eny;(e)Yearly mortgoge insurance prcmtums. if any:and(fl uny sums payuble by Bomnwer w
<br />_�,;� I,ender. in a000�rdnnCe with the prnvisIoas of purugruph 8.in lieu of the paymant of mortguge insurance premlums. Thesc
<br />--_i. ttems ere called"F.�cmw[tems." Lender may,at aay time.colLect nnd hold Fuads in an nmount noi to exaed the msximwn
<br />-.�:�� umount a lender for a federaUy nlated mortguge loan may rEquire for BorrowerS�escmvi account ue�der tba federa!Real
<br /> - Bstate Settloment�Procedurea Act of 1974 as ameaded frnm time w dme.12 U.S.C.�260I et.seq.("ttFSPA")�unless anotl�er
<br /> =- Inw that applles to.the F1�ads sets a lesser amount If so,l.ender may.at any tlme,coUect end hold Punds ia an amour.t nat w
<br /> - exceed the lesser,umount. Lender may esdmjue the amonnt of Funds due on the basis af cunent data and reasonabte
<br /> esdmates of expenditu�s of future Escrow Items or otherwise in accordance with appHcable law.
<br /> 7t�e Funds sEiall be held in an instIwtlon whose deposits arc insured by a fedeml agency. Iastnunentaltty,or eatity
<br /> _ (includiag I.endes,if Lender is such an insHwBon)or tn uny Federul Home Loan Bank. Lender shaU apply We Ftwds w pay
<br /> tha Escrow Itams. Lender muy not charge Horrower.for holdIag and applying tbe Fhads,annnuUy analyzing the escrow
<br /> uccaun� or verifying tlte Bscrow items. unless Lender pays Borrower interest on the Funds and app4icuble law permits
<br /> � l.ender ta mak�such a charge. However.l.eader mayrequire Bonower to pay a one-tIme charge for an iadependent mal
<br /> _, estcite tax repurting xeivice used by L.eader in conaecdon wtth tlile loan,unless appHcable law provides otherwIse. Udess aa
<br /> agtreraent ts made or opplicuble luw requires interest to be paid,Ixndcr shaU aot be required to pay Bonower any latcrest or
<br /> ,. eamings on•the Fuads. Bomower aad Lender muy agreo in wtidng,however.that intetest shall be paid on the Fttuds. Leader —
<br />-�-�- � shaU giva ta Borrower.wIthout charge.an annual accouadng of the Funds,showing credIts and debits to the Hlmds and the
<br /> purpose for whloh each debit to the FLnds wus mada. Thc Funds are pledged as additional securtty+for all sums secwed by
<br /> "� '� � titls�ccs�rliy Instnsa:eqs.
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<br /> If the Pnnds held by Lender eaceed the amounts permitted to be held by applIcable law. Lender shull account to
<br /> Borrower for the excesa Funds in accordsutce with the eryuirements of applicable luw. if the aruount of the Fuuds held by
<br /> Lender at eny time is aot sufficient to pay the Escrow Items when due.I.ender muy so aoBfy Borrower in writing, and,ln
<br /> _= r such cuse Borrower shall pay to Lender the aznount necessary to make up the deficiertcy. Borrower ahall make up the �_
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<br /> � -i: r .. . deficiency in no moie thun twelve�r�ontlily payments,at Lender's sole discretion. -_
<br /> '�'' �'' � Upon payment In fuU of all sums secuced by this Securlty Instnumeat,I.eader shall prompdy cefund w Boirower any • -
<br /> -:��,i�- �'„�'w , t¢,+a t,.., .
<br /> •.�• .. ��;, Funds hald by Lcader. If.under paragcaph 21,Lender shaU acquire or sell�ihe P�operty,Lendcr.prior to the acquisidoa ot
<br /> �;��!- sele of tha Property. shall apply any FLnds held by L.ender at the tirae af acyuislHon or sale as a credIt ag�inat the sams
<br /> �,'``� �`� secured by this Security InstrumenG v.
<br /> � '�"""1d7�'�'�`''�' � llcation of Poyenents. LJnless n licable law rovides otherwise. aU a Bnta received b I.ender uader
<br /> "'-,r �,,?,r�y1K=.�s.3..�.h `_ 3. App PP A P Ym Y
<br /> -�•'� -, '�,✓:�!• �::�•�� ura hs 1 and 2 shell be a lIe�: fust,to an re a ment cher es due under the Note;second.to amounts payabie under -
<br /> ,:.•�, ��..L�,�����s,,..�� P �P PP YP P Y g
<br /> �:,,,,, �..f. {.:.,-.., paregraph 2;third.to interest due:fowth.w principal due�und Inst,to wty late charges due under the Note.
<br /> �„�;;,:� � ,;�;y;i., 4. Chtuges; I.teaa Borrower shall pay ull taxes, assessmeats,chatges. fines and imposidons aaributctble ro the _
<br /> - . �,:;,,��� �, p[opecty which may attain pdorlry aver thia Security lastrumen�and leasehotd payments or grouad rents,if any. Borrower �
<br /> �.:� ;,e�.�y�„�n,�.ti»�w�,. shall pay these obligadons in the manner pmvided ln pnragraph 2.or if not paid in that manner,Borrower shall pay them on _
<br />_ " •°'` ' ' dme dicecdy to the pe�son owed paymen� Borrower shall prompdy fumish to Lender aq notices of amounts to be paid under _ _
<br /> ,�..,.-..s� : .,-,.•.., :.
<br /> ����:;,; , +,+ this paragmph. If Bornower makes these payments directly.Borrower shall prompdy furnish to Lender receipts evtdeaciag ----
<br /> '-'�:; rF ,�.• , , • the paymenu. _--
<br /> ' -T•-',.,` . Borrower shall prompdy dischazge any Iien which hax prioriry over this Security Insuument uciless Borrower.(a)agrees __.
<br /> ` "''�'�' in wrldng to the payment of the obligaaon secured by the lien tn a manner acceptable to Lender,(b)contests Ia good faith the �"
<br /> �� '''':�'• � lien by.or defends ngeinst enfarcement of the lien in,legul proccedings which In the Lender's opinion operate to prevent the w�;_'
<br /> : . =� • enf�orcement of the Ijen:or(c)secures from the holder of the(Ien an agreement satisfactory to Lender suboidinaang the Hen a=-�
<br /> ;f;y�� � to this Securiry lnstrumenG If Lender detemnines that any part of the Pt+operty is subject ta a lien which may attain prlarity
<br /> ;,.;, y_�.o� over this 3ecurity Instrument,L.ender may give Borrower a nouce idendfying the lien. Borrower shall satisfy the I�en or take �_::.,
<br /> • ;..;�.>;;:�, : one or raore of the actions set forth above within 10 day�s of the givin�of notice. :':;
<br /> • . ���"`� .� 5. Hazard or Property Inwranoe. Borrower shaU keep the lmptovements now existing or hereufter erected on the (G�-.
<br /> � `;�,'�: . . '_. Property insured against toss by fue.hezards included within the term"extended coverage"and any other haznrds,iacluding `�-�
<br /> ' "��� �• •• • floods or flooding, for which Lender requires insumnce. This insurance shall be m�intuined in the umouats end for the
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