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<br /> —_-- � ---- ix�riiutti that Lcudcr tri�ui�cti. '1 It:iutiuranrc c;�ericr providin}±tltc im.iu:iuec�,hall Iv:cho,cn hy Nurrowcr suhjcct tu I.cn�tcr ti
<br /> a�q�rov:�{WIIICII 6IlilII I IOl Flt'UqPC:r�ouahly witht�cld. If Nurroa•sr failti ti►mainta�n cuvcr:��;c dc,crilxd atxrvc,Lrndcr m,ey.:tt
<br /> — • I.rnder's uptiuu,uhtain covcrafic to�u�tcrt l.endcr's righ��in�h�I�ru�kny in nccurdxncc with p:�ragraph 7.
<br /> All insur.�ncc pulicics and�cncwidti tih�dl hc:icccpt:�hlc t�i Lcml�ranrt tihatl includc a titnnd:+rd murtgage cl:iu�c. Lcndcr
<br /> tihall have the right to hold the�x�licieti and rcnewal�. if l.ender��yuirc�,,Borrower tihall prompdy bive tu Lender ull receipts
<br /> :- ----�-—= nf paid prcmium5 and r�iicwal uuticcs. In thc cvcnt of lusti. Burru�vcr�Irill�;ivc prwnpt nuticc to thc intiurancc rarricr and
<br /> �- - - -_�
<br /> Lendcr. Lcndcr may rnakc prcx�f of lo�ti if not madc pro�npdy by Horrowrr.
<br /> Unless l.e�sder and BoROwcr ath.crnise agrce in writing,insu�:mce pr�ceds shall he applird to restoration or rep:+ir of
<br />- thc PirnExrty damagcd,if thc restoratiun or rcpair i.camomically 1ca,iblc and Lcndcr+�ccurity i,nut Ics,encd. If thc
<br /> t. resroration or r�pair is nut ccunumically fca�,ible or Lcnder's ��curity �a•ould be Ictiscned,the insurancc pnxeedti shall be
<br /> applied ro the tiums�:ecurcd Iry this Security Instrununt, whether or not then due,with any excess paid to Borrower. If
<br /> Fiorrowcr ab:u�duns thc N,nperty,or dc�s not an�;wcr within 30 days a noticc from Lcnder that thc inyurancc can•icr has
<br /> offered tu settle u claim,then Lender may collect the insur�nre proceedti. Lender may utie the praceeds ta mpai�or restore �
<br /> = the Propeny or tp pay sums secured by this Sccurity Inrtrumcnt,�vhether or not thrn due. The 30-day period will bcgin when
<br />-- the noticc is givcn.
<br /> " Unlecs Lender and Borrow•cr athenvisc agree in�vriting, any application of pmcced+to principal shnll not cxtcnd nr
<br /> postpanc thc duc date af ihe monthly payments ref�rnd to in parabraphs I and?or cliange the amaunt of thc paymcnts. If
<br /> under paragr.�ph 21 the Propeny is acyuired by Lendcr, Borcnwrr's right to any in,urance polie:ics :u►d procecds resulting =_—
<br /> from damage to the Property prior to the acyuisitiun tihall pasti W Lcnder to tl�e extcnt of the sums.ecured by this Security -�'
<br /> Insuume:nt immediately prior to the acquisition. ��..
<br /> b. Occu;�rsncy, Pr�nr�•atEun. NAainten�nee and Yrotecteon oP the �'raperty; Burrower's l.�n A�n�lication; __
<br /> I,e25,ehulds. Bonower shaU�x:cupy,etitablixh,•rnd use the Piroperty ati Borro�ver;principal nrsidence within sixty days after =: __
<br /> tbe execation of this Securiry Instrument and tihall continue to ocrup}•the Property as 13ortower's principal residence for at _
<br /> le•ast one year after thc d'at� of occupanry. unle�s Lcnder othe�sise agrees in �vriting, which consent shall not be
<br /> unreasonably withhcld,or unlcs,cxtcnuating cimumstanccs exist which an txyond Borrowcr's control. Borrowcr,hall not ��`�'
<br /> destroy,damagc or impair the Praperty,allow the Ps��perty to detrriorate,or corn.:rit wastc on the 1'roperty. �arrower shall ��V
<br /> be in default if any fodeiture actiun or procecdin�,whether civil or crimina(. i�:iegutt that in Lender's�,ouC�t�,i�h jttdgment �
<br /> could result in fartci�tun: of the Projserty or othenvise materialh irnpair t�ne fien created �y :his Security Instrument vs
<br /> Lcnder's security intcres[. Borroa•er may curc xuch a defuul[and rrintitatc.as provided in paragrnph I R,by causing thc actiun =
<br /> „ or procecding to be d isms�scd with a ruling that.in Lendcr's good f�ith dcterminuuon,prccludes forfciwre of th�Borrov�er s �:-
<br /> intere;st in the Prope�ty or other material impairtnent of the lien created by thi� Secunty Instrument or Ler�der's security __
<br /> interest. Borrower shall also tk in dcfaull if Borrower, during thc loan ap}�lication proccss, gavc materially false or —°
<br /> inaccurate information or statement.to Lender(or failed to provi�e Lender with any material information)in connection with __
<br /> p � thc toan cvidcnccu by cne ivocc, inciuding. �Ut Ilul IIIIIIiCtT iu. IrFtic�ritlul�vit� a:uiiCi:iiiiiLi'F, uviTfSi�C::+ C:Ciljl�3:�f Of It2Y �
<br /> Property as a principal.residencc. If this Sccurity Instrumcnt is on a Icaschold,Borrotivrr tihall comply with all thc provisions
<br /> of the lcasz. If Borro���cr acyuires fee title to the Property,thc Iea.ehold and the f�e tidc shall not mcrgc unless Lender agrecs
<br /> to the mcrgcr in writing. --
<br /> 7. Prs�tect[on of I.ender's Rights in the Property. If Bormwer fait, to pertorni thr rovcnants :u►d agrcements
<br /> contuined in this Security Instrument, or them iti a Iegul prcxecding that may �ignificantly affect Lender's rigF,ts in die Q._
<br /> = Property(such as a proceeding in bankruptcy,probat�,for condcmnation or Corfeiturc ot to cnforcc laws or regulations►,tlt�n `
<br /> Lender may do:ind pay for whatever is necesti:uy to protert thc valuc of thr Propeny and�..ender�rights in the Prup��.l�. __
<br /> Lender's actions may ine!ude paying nn}•smns securrd by a licn which has priotiry over thix Security lnstrument,appe:u'��? `• __
<br /> in cou�t,paying rcasont�bte attomey�fecs and entering on the Property to m�dcc repairy. Although Lender mary take actio� �'� -.
<br /> under this paragraph�,Lender dce:�nat have to do.u. �' �
<br />= Any amounts disbursed by Lender under this paragraph 7 shall hccum� udditional dcbt of Borrower secured by this �
<br /> _ Security Inswment. Unl:ss Borrmver und L�nder agrec to othcr tcrms of pa}•rnent,thrsc umount,�hall bear intcr�st from the �t:
<br /> - datc of disbursement at the Note rate and.hall be payable, �vith interest,upon noticc from Lendcr to Bonowcr rcyuctitin£ ��-
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<br /> payment. t•��;�.,,
<br /> S. MorigaFe Insurnnce. If Lender rcyuircJ mortguge msuruncr ax a cundition of mal:ing the loan sacured by this ;,{�,:,
<br /> Securiry [nstrument. Borrowrr shall pay the prcmiums rcyuircd ta maintain th: mortgagc insurance in efi�c:. If,for any '�4''
<br /> � reason, �hc mortgage insurance covesage required hy Lcndcr lapses or ce:+ses to hc in effcct, Born�wer shall pay the x`•'°
<br /> �, ptemiums reyuimd ta obtain coverag: substantially equivalent to thr mortgage insutt+nee previously in eff'cct, at a cost ''``
<br /> ���w�'�`• ,ubstantialiy cquivalent to the cost to Borrower of the mortgage insurance previously in effrct,from an nllemate mortgage '�::,
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<br /> K;: insurer approved by Lcndcr. If sub�tantially cyurvfllent mortgage inzur�nce cuver.igc is not uvailable,Borrower shall pay to r� 'A
<br /> �:. Lendcr cach month a sum cqual to onc-hvelfth i�t the yr:uly mortguge insuranee pmmium hcing paid by�o-r:�wcr whcn the �f�Y
<br /> � insurance coverage lapsed or ceatied to he in eftert. Lender will xrrpt,use and retuin thesc payments a,a luss reserve in lieu r� '
<br />'�'`� '7'�-:..;,4, of mortgage ins�r.mcc. Loss nsen�;paymcnts m:►y no I�mgrr he rcyuired,at thc option af Lender,if mortgage insurance f
<br /> - coveragc(ia thc:unount and fur the Exriod thut Lender reyuires)provided by an i��urrr approvcd by Lender.igain becomes i�
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<br /> , �v:��, available:md is abtained.Borro«•cr tihall pay thc premiums rcyuired to maintain m��rtgage in�urance in effect,or to provide a
<br /> loss reserve,untif the reyuircment for mortgage in.urance ends in accordancc with any written agmement hetween Borrower '�'
<br /> M "'r and Lcndcr i>r applicable Imv. I 1 ..
<br /> � ,�;;.�-� 4. Inspection. Lendcr or it:.+gent may make rru�unablc cntrirti upon and inspectiunx uF thc Pru�ert}. Lendcr shall `
<br /> �ive Borrowcr notice at thc time�f�r�rior to an impertion�peci fyiiig rrasona b lr rau�e For t he i ns p cc t i u n. i
<br /> � ', l0. CondemnaUa�n. The procc•xds�>t':�ny at�vard or claim for dama�cs,dircct or con.eyaential,in connertion with.�ny
<br /> `�=. Sinrlc Famly--Fannk Dfac`F�eddie 1►1nc l'NIF'URM IKSTRI'111{NT--t'mfumi Coacn:utt� 9 9C 'r�u�;r;„/n p�r�e+�
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