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<br /> cunJemhatiun nr o:Fxr tnk'sng�f any part�f the k'rn�x�ty,ur for conveyanrr in lieu uf couc{r.mna�iin�,a�e t�ereby anaiq�tial wxi
<br /> s{�ell be prid to l,enikr.
<br /> in tt�e avent of a totr! taking of the Pmperty, tlhe proceeds shall he npplied tu the sums sr•ured by this Saaurity
<br /> Instn�meni, whethcc ar not th�n dur,tivith any rx�etiti paid to fiarcnwer. (n Ihe event of a panial tbJcing nf the['mperty in
<br /> which the fur marlcet value af the Propeny immedi�t�ely befcx�o ItK ufcing l�eyuAl to or grcater than the amount af�he s►uns
<br /> secu�d by this Sr.rurity Instrumcnt immtdiAtr.ly beforc the t�king,untr.fis'f3nrrowrr nnd Lendcr othcrwise agree in writi�g,
<br /> iflC suu�y sctiwrcJ►�y ti�i5 u�:t:uiiiy j�.,iiu�u...�i:.1.«II L:,r:.�uc,:d t�t2.'. .u;';�:tt nf th=prc�:cds mt!Itipli�� �+y the fnllnevin�
<br /> f'nction: (a)the total■mounz af tl�e sums secured immediacety lxfarc ttK wking,divided by(h)the fair market vnlue of the
<br /> Propert,y immediatel� befoce the taking. Any balunce shni(be peid tu Rorrower. I��the event of u partial taking of!he
<br /> 1'rope[ty in w�hich the fair maricet value of the Propecty immediately 1x.fore the[alc)tig is less than the an►�m�e of the sums
<br /> securcd lmmedixtely hefore the taking, uniess Boaowtr �nd Lender othenvise agrec in writing or unless applicable law
<br /> �therwise pmvid��,the praceeds shall be applied to the sums sec��d by this S�curity instrument whether ar nnt the sums are
<br /> then due.
<br /> If the Yroperty ix abanluued l,y 8uuower,or if,aftcr noricc by Lcndcr to 8orrower that U�e condemnor�ffers to make -
<br /> un nward or settle a claim for damages,Burmwcr fuils to retipond to Lender within 30 da�s after the date the notice is given,
<br /> Lenekr is uuutioriixd to collect und apply the proceeds,at its aption,cither to restoratlon or repair of the 1'roperty or to the
<br /> sums secumd by this Sccu�ity In�h's�ment,tivhether or not ttxn due.
<br /> Unless l.ender and Borrower othcrwiso ugree in�vritiag, any application af proceeds to principal shall not extcnd or
<br /> post�ne the due date af the monthly payments rcferred tn in pa�agraph�1 unct 2 or chunge the unwunt of such payments.
<br /> D1. Borrower Not Reh_�ed; Morbearmace Ry Lendcr Not a Wieia•er. Extension of tl�c ti•rne for payment or
<br /> mudification af amnrtiration of the sums srcured by this Security Instrument grunted by L.ender to any 4uceessor in interest
<br /> of Bonnwer shall not operate ro rclease the liability of the original tioirowcr or Borrowcr's successors in intemst. I.endcr
<br /> shall not 6e required to commrnce procecdings Against any successor in interest or refuse te extend time for payment ar
<br /> otherwise n:odify amortization of the sums s�ci+red by tl�is Security Instrument hy reason of any demand made by the original
<br /> Borrower or[3orrower's successas in inYerest. Any f'orbear.uice by Lender in exercising any right or•rvmecly sh;ill not be a
<br /> waiver of or pi�ecludc Ihe exercise of rny right or remedy.
<br /> l2. Successors s�nc!A�.cigns Bound;Jolnt and Several Liability;Co•signers. The covcnar►ts und ugrcements of this
<br /> Security Instrument shall Ulnd und benefit the successors and nssigns of Lender and Darrower,�ubject to the pro��.isi�ns of
<br /> paragrnph 17. Borrower's cover.an4s and agreements shall Ix:joint:u�d several. Any Borrower who co-signs this S�curity _
<br /> Inshument but dues not execute the Nate.: (a)it co-signing this Security lnsnument only to mortgage,c*rant and convey that
<br /> Borrower's interest in the Property under the te�ms of this Sccurity lnstrument; (b)is not personally obli�;ated to pay tlie sums _
<br /> securcd by this Security Instrumcnt;and(c)agrecs that Lender und any other Bonawer may asrce lo exrend,modify,forbear
<br /> or make:+ny ar.rommodations with regard to the tcrms of this Security Instrument or thc Note without thut Borrower:s
<br /> c^.:r:xs:»
<br /> 13. I.oan Charges. If�h� loan securcd by this Security (nstrument is subject to a luw which sets maximum loan
<br /> charges,and that!aw is finally interpreted so that the intemst or uther lu::n charges collected or to be collected in connection
<br />, with thc loan exceed the pertnitted I�miGs,then: (a)any such loan charge shall be reduced by the amount necessary to reduce _
<br /> the charge to the permitted limit;and(b)any sums already collected from�orrower which excceded permitted limits will be
<br /> refunded to Borrower. Lendtr may choose to muke this refund by rcducing the principal owed under the Note or by making a
<br /> direct psyment to Borruwc:r. If a refund reduces principal,the reduction will be[rcated as a partial prepayment wittioin any _
<br /> prpayment charge undcr the Nnte. ^=�
<br /> 14. Notic�. Any nodce to Borrotiver prnvided for in this Securiry Instrument shult be given by detivering it or by `4_
<br /> mailing it by first class mail unless applicable law requires ase of anothcr method.Th�notire shall be directed to the Property •_
<br /> Address or any other address Borrower designates by noticc to Lcnder. Any nouce to Lender shall be givcn by fint cluss �'
<br /> mail to Lenderl address stated hrsein or any othcr�ddress Lender designates by notice to Borrowcr. Any noticc provided for E
<br /> in this Sccurity Msfrument sha11 be dccmed to have [xen given to 8oaowcr or Lender when givcn as provided in this __,
<br /> P�S�Ph• °
<br /> 15. GoverninR LAw; Severubili4y. This Security Instrumcnt shall be govemcd by fcdcral law and thc law of the
<br /> �
<br /> jurisdiction in which the!'roperty is located. 1n the cvent that any provision or clause of this Sccurity Instrumcnt or the Note �.
<br /> contlicts with applicable law,such conflict shall not nffect��ther provisions of this Securiry Instrument or the Note which can �;
<br /> L+e giveo effect without the conllicting provision. To diis end thc proviyions of this Securicy Instrument and the Note are _
<br /> dxlared to bc severable. --
<br /> 16. Borrower's Capy. Boaowcr shall be gi�•en onc confo�med copy of the Note and of this Security Instrumant. c�
<br /> 17. 7�ansfer oP the Properiy or a Beneficial Interest in Dorrorver. )f all or:sny part of thc Property or any interest in �:
<br /> it is sold or transferred(or if u bencficial intcrest in Borrowcr is xald ot transfcrrcd:u►d Borrowcr is not a natural person) R;
<br /> without Lender's•�rior writtcn conscnt,Lcndcr may,at its option,rcyuire immediatc paymcnt in full of all sums secured by
<br /> this Security Inswment. Ho�vevcr,this option shall not Ix:exercised by l.ender if exer�ise is prohibited by federal law as of
<br /> the dete of this Security Instcurnent.
<br /> If I.ender exercises this option,Lendcr s6all give 8orrower noiicc of accelention. Thc noticc shall provide a period of
<br /> not less than 30 days from the date the noticc is dclivercd or mailed within which Borrowcr must pay a!I sums secured by this
<br /> Security Instrument. if Borrower fails to pay these sums prior to the expiration of this period. Lendcr may invoke any
<br /> rcmedics pem�ittcd by this Sccurity Instrumcnt�vithout furthcr noticc or demand on Borrower. �;
<br /> 18. Bo�row•cr's RiRht to Reinstate. If Borrower meets certain conditions, Borrower shall have the rigt►t to liave
<br /> enforcemeut of this Secudry Inswment discontinued at:uiy time pno�to the earlier of: (a)5 days(nr such other greriod as
<br /> Singlc Family--F+nnk Mxll�Yeddk A1oc UNYFORM lVSTRUMF:NT-•Unifam�Covcm�ts 9l90 (page 4 aJh r,ugrsJ -
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