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<br /> S. Naard nr ptn�erfv Invurwtw�e. R��rruwrr �hall kerp �hr impmvnrxn�. n��w e1��R nr her i�r'�on ths
<br /> Pmprny inwred agafr�c Inss by firt. hwryrJ+ includat wilhih tt►e lerm "cxtrruicd u�vcraga" and an}+iHhcr hazxnle. �ncludin`
<br /> floc�da or floading, for which Ix�xier :royuires inwiwxe. Thic inwrarMx shall Fx rrulnt�isiai in tF�e unw�unte and for ttee perioda
<br /> tlw l.aklei re�quiree. 7?�e iniwi�rae curier pmviding the iiuurance+h�ll tk rhu+en by &�rrowtr nubjat tu l.c�clsr'x sy�pmv�l
<br /> which yha:l not be uoreasoriably withheld. If&►rniwer fwil�to maint�in cuverage Jescrlbad alxrve. I.enJer�ru►y, yt l.+:nder's
<br /> opticm.obtdn covenyte to pmtect L.etxkr's right�in the Pm(xrty ir�aeamfxncr with Qrrugraph 7.
<br /> All �r�•����.,• ,,,.��,„�• �,p,i r,�.•,•l•• rh,11 h� ��•rr;yNh}r!�i I!1�I�I'N�xI .hyl! irw�h��l�a ti111tNINf1I nx�rtvqve clxusr_. l.e�xler _.
<br /> shall luvt the risht lo hold Ihe palicien uxi renewals. f1f L.etxler rcyuires,Ekfrmwer�hxll promp�ly give to l.ender x11 reaipu of
<br /> paid prcmium.��d rcnew�l nuticex.In the event of loss,&►rmwer�hull grve pmmpt�x►tico to the In.uranre carcier rnd I.ender.
<br /> l.ondet may mak�proaf of losx if not meJe pmmptlq by&�rr�wcr.
<br /> Unlacs I.xnder nnd&�rrower otherwix agrcc in wriling,imurarx:r pn►ceecis shull he applial to restoratiun ur repalr uf tt►c
<br /> Ihapedy clamageci, iF 1t►e restura�ian ur rcpair is econc�mically feasiblc und Lendrr's scc:urity is not leyxnal.If the rcstcira�ian or
<br /> npair is txx erntx�tn+tally fen�ible or 1�eruirr's.u.attity would be lesunc�f,the inyurance prcx�eeds ahall be appliet)ta Ihr �ums
<br /> socural by�hi5 Sa:urity Instn►n�ent, whcther or not then due, with uny exccss paid to Born�w•er. If&rnawer abarxlon�the:
<br /> Pmaerty, or d�x�n�x answer within 3U days a►wtice f'ror�i I.er�cier that the in.rur:uuc rarricr has off�rod to settic n�latm, thcn
<br /> I.e�Kier may colluct thc in�ura�ue pmreecls. i.ender may use the proceeds to repair or re�tore tht. Propeny or tn pay swnti
<br /> secured by this Srcurity Instrunxnt,whether or nut then due.The 30-day periai will begin when the notice Is given.
<br /> Unle�s Ixnder and Borrower othenvise agrce in writing, any application of prcxeeds to principal shall ncft ealencl or
<br /> twstpone the due Ja�e nf thr.monQily� paymcnts referrod to in paragraphs 1 mid 2 or chansc the amount of the paymen*.s. If
<br /> u►►�ler paragnipL 21 Il�Ru�iiy i�u�quiiod by l.ender. Corrowcr's right to any insur�r�cc palicics ar.si prateeel�: re:tilting from -
<br /> dunage to the Prnperty prior to the ucquisition shall pass to Lender to the extent of the sums secured by this Security[nstrument
<br /> immediately prior to the acc�uisition.
<br /> 6.Oocuprncy,Preservation.Mainterwnce and Protection of the Property; DurroN•er's I.oan AppUcatlon;I.easelsoldc.
<br /> &,rrower shall occupy, establish,�nd use the Property as Borrower's principal rr.sidenre within sixty days after the execution of
<br /> this S�.�cr�:ity Instnameiu and shall c��ntinue to occupy the Pro}v_�rty as Borrou�er's principal residence fo�at Ic1st one yesr aRer
<br /> the datc��f occupancy, unl�ss Lendec•otherwise agrecs in writing, which consent shall not be unreationably withheld, ur untesti
<br /> extenuating circumstances exist which are, beyond Born►wer's control. Borrower shall not destro}•, damage ar impair the
<br /> Propeny, altow the Property to detcriorate, ar commit waste on the Property. Borrower shall bc in d.tault if any forfeitur�
<br /> xtion or proctxding,whether civil or crimina(,is bcgun thut in Lender'ti gucxi faith judgmcnt could res�lt in forfeiture Rf the
<br /> Pr�peny or othenvise materially imrxir the lien created by this Security Instrur�ent or Lender's securiry interest. Borrower may
<br /> a_c_ � a �nt�.&S�.i J�SC��.°'3. iR�"i�pt.^.�.'�2 !�.fSj C::!!.`:!!l^p�F'.�3C3l4Sf nr�n,r�rr�v,�S(�o d)hr�licmiccr�l with a rulin�
<br /> ttiic�6it"i uuvinil�t ittiu:a:iiii -
<br /> that, in Lc�xier's ga>d faith actcrmination, precludes forfciture of du Rorrower's intcrcu in the Property or other material
<br /> impairmc:nt of the lien created by this Security Instrument or Lender's secunty interest.Burmwcr shpll uls4 lx in default i6
<br /> Borcower.during the loan application pmcess,gavc matcrially false or inaccurnte infomiation or statements to Lender(or faile�d
<br /> to Qrot•idc LenJer with any material i.ittormation)in connection with the loan evidenced by the Note, including, but n�ot Eimited
<br /> to, represe:itations conceming Bon•ow�r's occupancy of the Prr.perty as a principal residena. If this Security Tnstrmnent:�ti on a
<br /> Icaseholcl, }3orrower shall comply with all the provisions of the Icase. If Borroiver acquires fec tide to the Pronerry, the
<br /> IeaseholJ and the fec tttle sball not mcrgc milcss L.ender agrccs to thc mcrgcr in writing.
<br /> 7.Protectiou ot Lender's Rights in the I'roperty.if Borraivcr fails to perform thc covcn�nts und r.;recmcnts containe�d in
<br /> t(iis Sexurity Instrument,or there is a legal procecding that may signifir.antly affect l.ender's rigM� in the Prop�:ny (such as u
<br /> procading in bankruptcy, probatc,for condcmnation or forl'citurc or tn cnforcc laws or rcgulations),thcn l.cndcr may do and
<br /> pay for whatever is necessary to protcxt the value:of the Property and Lender's rights in the Property. Lender's actions m�y
<br /> includc paying any SURLS secured by a lien which has priority over this 5ecurity Instn►mcnt, uppearing in court, paying -
<br /> re:isonable attoyncys'fces and entering on thc Property to make repairs.Although Lcnder may tnke action undcr this paragraph __
<br /> i. L.:ndcs du�s not have to do sa �
<br /> Am� amounts disbursed by Lender urtder this p:u�grapfi 7 shall become :idditim�al debt of Borrower secur.;d by tl�is =
<br /> Security ]Instrunxnt. Unless Borrower and Lcnder agrce to uther 2crms of payment, tl�c.r•e amounts shall bear intcrest from the -
<br /> datc of disbunement at thc Note rste and shall t� payublc, with intcrest, upon noticc fmm Lendcr 20 9orrowcr rcquestin� �
<br /> paymer.t.
<br /> 8.MortRaqe Insurance.If Lender requirc�d monoate intiurance a�a condition of making the loan secured by this Security
<br /> [nstrumcnt, Bonowcr shall pay the .premiums rcquircd tu maintuin thc mongngc insurancc in cffect. If, for uny r�:asai,thc =
<br /> mortgsge insurance coverage reyuired by Lender lapses or ceases to be in et'fect, Bormwer shall pay the premiums rcyuired tci ��
<br /> obtain coverage subvfur.'sa{ly cquival�ent to thc mnrtgage insurancc previously in effect, at a cotit tiub�tantially cquivalcnt to the -
<br /> cost to Bonower of ei�e mongagc insurance p-eviously in effect, from an ulternate mortg•rge insurer approved by [.cndec I f
<br /> au6stuntially equivalent mortgage insurance coverage is not avuilable, Bormwer shull pay ro Lender each month a sum equal to -
<br /> one-tweL'�h of the yearly m�rtgagc insurance premium being paid by Borrower whcn the insurance coverage lapsul n�•caa�cl to �
<br /> be in cffect.Lendcr will accept,use and retain these payments as a loss reserve in licu of mortgage insurunce. I.oss reservc �'_
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<br /> Form 3028 9190 �
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