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<br /> fixlurr� n��w' nr h:rra(trr .� �tiait,a�f ti�e �.tn�ytt}' All «ri�:��„���� �,��a adJili�+m '•hnli :il�� hr s.uti�rrwrl hti Ohi� Serurity
<br /> instrutttent. Ali uf thc(aneg�iutg ie rtkrrctl�u in this Savrity inKtniment u�tltt"Prnperty."
<br /> 80RROWEi2 COVENANTS that Bor►nwec ix i�wfully sei�od nf thr esl�te hercby cemvcyod ud hat the right to�nnt and
<br /> exu►vey the PmQerty and rhat dK Prt+prrty is unencumberecl,exrcpt for encumbmncrs of remrd. &xmwtr war+aMs ud will
<br /> da:fend�cnenJly thc tlUe to tt�e Pe�pertY a�ainwe ail clalma ivxl�lenurda,�ub)ect u�any etk�umbtanuea of ra�ord.
<br /> THI�SP.CUR17'Y CN57'RUMENT con►bine� uniform rn�enants tnr natinnsi ux ond rxm-uniform mven�nta with limited
<br />� Voiaii�nw uy�u�in�i��tkni ww�f�wnu�c a baiia�uu n�:�UU�,y nwiuun..d�a.t..�u�{�.,..t�.w�:.:il'j. - ..
<br /> UNIFORM COVENANTS. Burrawer and I.ender c�uven�r►t anci agroe aa faUows:
<br /> 1. Paym�et of Princlpd rnd lntere�t: i'repiYment snd ►.Nt C'h+�r�. &�rrower �haQ pmmptly ��uy when duc the
<br /> principal of ancl intereu on the dettit evickrnroci by the N.xe and any prep�yment nrxl late chargts due under the Nrxe.
<br /> 2. F'un� Cor Taxes aed Indunace. Subject to aQplicable law or to u written waivrr by l.erxler, B�rniwer�,hall pay t��
<br /> l.tnder nn tht ciay monthty payments arc cluc uncltr the Ncxe,until thc Niote is paid in tull,a sum("f�utxls")fi�r:(a)ye�suly taaw
<br /> �d:�sessn�:nts which may attain psiurity��ver diis Security in5trument as a lien on the Prupeny:(b)ye�:srl,le:s.sat.v!d payrtxnts
<br /> or ground rcnts on the Pn�perty,If any;(c)yearly huxiud or prc�rty insucarxe premiinns;(d)year{y Ila�d insurnnce prcmiu►nt,
<br /> if any; (e)yarly mc�ttgagc insurance prnt�iums, if any:and(1)�ny sums payable by &�rrowcr to Lerxler, in xcunlan�ro with
<br /> �ix pmvisions of paragrnph 8, in lieu of thr payment uf n�urtpage insurance prem+ums.Theu�items are callctil "Escrow Itemx,"
<br /> I.eixler mary, at any time, callect and hold Fu►xls in an amount not �o exceed the maximum amount u Icnder 1'or a faferally
<br /> related mortgage loan may rcquire for Bo�rower's e.scrow accuunt ur►der the federal Rea! �state Settlement Prmedures Art i�f
<br /> 1474 as amendai fr�m tisne to tiroe, 12 U.S.C. Section 2G01 c� srq. {"RESPA"),uulcss:�nothcr law that applies to the Funds
<br /> seta a lacser:unount. If:w. L.ender may, at any time, collect and hotd Funds in an :vnaunt not to excecd the lesser amount. -
<br /> Lxrnier may estimntc the amount of Funds duc on thc basis of cum�t data and reasonable estimntes of expenditurrs of tutnre
<br /> Escmw Items ar othenvitie in accordance with applica5le law.
<br /> The Futxts shap be held in an incptution whose deposits are insured by a fcderal ugency, instrumcutality, or crtity
<br /> (iix:ludinR l.ender,if I.endcr is tiuch an in�titution)or in any Federal Homo Loan Bank.L�:nder sltal!�pply the Funds to pay the
<br /> Fscrow[temti. L.ender may rn.�t ch:uge Borcowcr for holding and applying the Funds, annually:tnalyzin�the��crow account,or
<br /> verifying the Escrow Items.�,nless Lender pays Borrower in[eresc on me Funds and:�nlic:able law pennits fa:�x�.rr to make�uch
<br /> a charge. Hou�evcr, [.cnder may requir�Bormwcr to pay a one•time rtiarge for an independent rcal estate tax rcporting service
<br /> used by I.e�xlrx in connection with this loan, unlcss applirubl�: law providcs otherwise. Unlcss an agrcement is made or
<br /> applicable 13w requires interest ro be paid, I.ender tihali not bc required to pny[3onower any interest or c:,rni�r�s on thc Funds.
<br /> Bannwer and Lcndcr may agrec in writing, however. �hat interest shall bc paid an thc runds. Lendcr shall gi��e to Borrowcr,
<br /> without chargc, an annuai uccounting of the run�5.Sh01�70e credi4s and cicbi�s iu iicc Fu�xis .wu �i�r pu�p�,.r:�•; w����i�cac�� -
<br /> dcbit to thc Funds wati crlada. Thc Funds are pledged as ndditianal sccurity for all sumx securcd by ti�is Securiry It�strumcnt.
<br /> If the Funds held by Lender exceed the amounu pennitted to be he1�by applicablc law. L.ettt�:��shall account to Borrower
<br /> for�hc excess Funds in aeccordanec with the rcquiremcnis of applicuble 1aw. fi thc amount uf the Funds hcld by Lcndcr a�any�
<br /> dme is not sufficient ta pay ihc Escrow items when du4,l.c.nder tnay so noti3y Borrawcr in writing,:md,in suc'e ca5c Borrower
<br /> shnU pay to Lxndcr thc am�unt necessary to m:ilcc up ihe deficicncy. Burrow•er sh�i! mnkc up thc Jcliciency in t�o more than
<br /> twclvc monthly payments,at Lcndcr's solc diticrction. —
<br /> Upon pAym�nt in fuU of,�ll sums ticcureci by this Security Instrument. Lender shall promptly refund to Borrower any —
<br /> �undti held by J.,etxter.If, under paragraph 2I.I.cnder shall acquire or sell the Pro�seRy,I.ender,prior w tlie acyuisition or s:ile
<br /> of the Property, shall apply any Funds hcld by Lcnder at thr.timc of acyuisition or sale a�.i crcdit against thc sums s�urod by
<br /> this Security Instrument.
<br /> 3.Applicatton of Payments.Unless upplicable law provides otherwis�,all payments receicul by Lender under paragriphs
<br /> 1 aixl 2 sh.ill be applied: first,to nny prepayment charges due under the Nute; �econd,to anmunts�ayuble under paragr.►ph�; _
<br /> thiiJ,to intcrest duc: fourth,to principal duc;and last,to any latc chargcs duc undcr thc Notc.
<br /> 4.Char�{es:Ltens. Borrawer sliall pay all taxcw, :u�e�+meuts,rharges, fines and impotiit±o.is atirihatabl�to the Propeny _
<br /> � which may att:tin priority u�•cr this Sccurity Instrumcnt, and Ic:ischold payments or gmund rents, if any. 1�ormwcr shall pay __..
<br /> thc.sc obligations in thc manner proviiicd in paragraph 2,or if not paid in that manner, Borrowcr sfiall pay thcm on timc dircctly �
<br /> to the person owcd payment. l3orrowcr shall promptly furnish to Ixn3ar�II notire.ti uf an:��unts to bc paid undcr this paragraph.
<br /> If Borrower makes these paynunts directly. Bonower shall prompdy fumish w Lcnder receipts c�•idencing the payments.
<br /> Borrowcr,hall promptly dischargc any licn which has priority ovcr this Scc:urity Inslrumcnt unlcss Borrowcr:(a)agrces in _
<br /> wpting to the paymcnt of thc abligation securcd by thr licn in a manner acceptable ro [.endcr; Ib)contests in^r�.�d faith the licn =_
<br /> by, or dcfends againu enforcement of the licn in, legal pmcecdings which in the I.cnder's opinion operat; tu prevent the
<br /> c�tiforccment of thc licn;or(c)�ccures from thc holdcr of thc licn an:+grccment�atisfactory hi Li�r.:�er tiubnrdinating thc li�n to `�
<br /> this Security Instrument. if LAnder dctcf•mi�r_,that any part uf U�e Pruperty iti tiubject to a licn wfiich map attain priariry uvcr -_
<br /> this Sccurity Intitrumcnt. I.endcr may�ive Borcowe.r a nnticc idcntifying die licn. Borrower tihati tiatisfy the licn�u tuke��ne or -
<br /> more af thc actions tict forth abovc within 10 days o1 thc givin�of noticc. N;�.
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