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<br /> 7YN7ETHER WITH dl�he impn�vcrr�nt�►ww ur horafLsr trectecl im tht propr.riy. +uvl nll rasaixnt�,�ppertr.nax�. �nd
<br /> f'ixtures ��w �tir nersalter s� �urt ut �ht pru�x�ity. Alf �cF;lwrcmcuh airl ;eJJitiva. shall :�lu� hc ��:tici�:� by ih+� Scauril�
<br /> Inatn►rt�nN. All t�f tl�e f'ortKoinY i.r rcfrrra�w in Il�n Sccurity in►trument a�thc"Pruperiy.`•
<br /> BORItOWER CCIVEMANTS tlut Borrower is lawfl�lly�ci�ed+►!the estate hereby cunve,yed rnc!hax the right �a gn►N a�!
<br /> uc�nvey �be Prupeny xnd ihyt the Prc►perty is unen�:umt�rcd, eactpt for encumbcances of recoed. Ac�rmwer warrants uxl will
<br /> detenel�endnlly the titk to�he Prope�tY+�+iut al{claittu�nd demancia.subjoct to any oncumb��of rc+a,rd.
<br /> TH15 SCCURITI' INS?RUMENT combincs uniform covrnants fnr natioru►1 use a�xi r►on-unif�rm cnvrrunts with limitai
<br /> vrriationa by jurisJic�ion w constiwte a unifann security inurument cavering reai property.
<br /> UNIFORM COVF:NANTS.BarroM•�r and l.ender ccivenant u�d asroe as follows:
<br /> 1. P�yment o� Principd and Inte�+est; Pr�poymt+�t and I.ate Chargea. H.i�mwcr sh:ill pnimptiy pay wt►en due the
<br /> principal af and intereat or.the debt evidenced by 4he Note and any prepaymtnt and late charges du�undcr thc Note.
<br /> 2, F�nd9[or Tstxea uad Insw'ance• Suhject to ppplicable law or to a writtrh wsiver 6y L.ender, Horc�wer s1u11 p�y tu
<br /> I.erder on th�clay mc�nthly psytnents r^e.due under the Note,until the Nots is paid in ful l,a su:St("Funcls")for.(a)year{y taxes
<br /> arid assessments which may ;utain��ioxatn.uver Nis Jecurity Instnimen[ac a lien an the Pcnpprq•;(b)yr:uiy Iraxin�l�1�yuie��ts
<br /> or grtiwnd rents on tF�ProFerty',if�n��;�r1 yearly 4iflzarci or propcny insuratr�e premiums;(<!�•yrarly floc�d insurance premiums,
<br /> if uny; (e)yearly nwrtgage insurpi3�e��remiums, if any; and (�uny sums payable by Borrowcr to l.c��dcr,in accordancc w+th
<br /> the provisions of paraFrxph 8, in titu i�f the payment of ttx�rigage insurur�:e premiums.These items are called"Escrow Itcros."
<br /> Lender may, at any time, collect aixl hold Func!x in an amaunt not to exceod the rnaximum :inx�unt a le�xler i'nr a feclerEil�y
<br /> r�elital rn�rtgage loan muy ra{uire far Bonnwer's e.scmw uccount under th�fecieml Re:d E�tate Setde►nent Pr�x:n�ures Act of
<br /> lR74�s emr'nclrcl frnm tirr►G to[ime. 12 U.S.C. Section 2b0! �r s�y. ("RESPA"),unles5 annther law that applies to tht Funds
<br /> hets �lcsser arn�unt. It so, Lcndcr muy, ut any time> cnllrc:t unJ hold F�.txiv in an utmiuttl n�it t��ex�rel Ihe Icr�er �ntnunt.
<br /> l.eixkr mwy e�titn�te the unxwnt of Fu►K1s due on 1hc huxi�nf cutrcnt d�tN utxt rruw►nrhle es�imatrs nf�xpe�xNlurec of tbturc
<br /> f?x�•r��w Urm�c ur�Nhrrwl�in urcurda�kc willt;�pplirahlc luw.
<br /> The NunJK �h�ll ho hcld in an 1n,tluiU�►n whuK: dr�►,U.r urr in,urcd hy :i f'alcral ugciky, in�tnm�rn�Mlity, ur cnti�y
<br /> Iirkludiog I,r�wlr.r,if 1�c�xl�r iv,uch uit in,litutiunl��r iu:wy 1'ivlrrtd Hunk I.er.m Nank. (,��xtcr tihafl apply thr 1'iakh t���iay Ihe
<br /> i'kmw Itrmw. I.��uler nwy �H��charge Hrttr�►wcr 6►r huldiog u�xl urplyin�;thr I�uixlti. �mnuully aualyiing thc c`cruw;k•�uui�l.ur
<br /> vrril'yfng Ilx lix�ruw Itnm�.uulcti�IA�HIer puyti Fi��rri�wcr intcr�,t��u thi�!'uixlti;uxl N(1rlll'BIIIC I8W�ll'�I11I�ti IAndcr to nu�kc,ucl�
<br /> w ch�rgr. fP<<wevcr. IAixlcr may rryuirc Fi��rrnu�cr tu pay n nn�:-lintc rhargr fnr an i�xlcCx:ndcnt rcal cstatc tax rc�xirting.ervicc
<br /> u+eJ hy LenJer m c��nna:tinn with this I��:in. unlcsv up�li�:ablc law pr��vides �Hhenvi5r.. Unle�z an agrccnknt ia roacle nr
<br /> upplicablc iuw reyuires intrrest ta bc paid. Ln:nder:•half nut hc r.qoiral to pay&�rrowcr uny intcrest or cami�ngs-�u U�r f unds.
<br /> &�rrower and l.endcr tnaY �R�CC in writing. Ituwevcr, th;U intercwt sha!I be paid on thc Funds. Lendcr shall Fivc tc�&imrwer,
<br /> with�wt ch;ugc, an annual rccounting of thc Furids, showing credits and dcbits to thc Fundy and thc purposc tor wnrch cach
<br /> debic to the Funds�vas made.The�unds are pledged as addition,�l security for all sums secured by this Secudty Instrument.
<br /> If the Funds held by Lender exceed thc amounts perniitt�d to be hcld by applicable law,Lcndcr shsll nccount to Borrower
<br /> for the excess Funds in accordance with the requirements of applirable law. If the amount of the Funds held by Lender at any
<br /> time is not sufficient to pay the Eticrow Iten�s when due. Lcnder may so notify Borrower in writing. :u�d, in such case Borrower
<br /> sh�ll pay to Lender the amount necessary to make up tlie deficiency. Borrower shall make up the defiri�ncy in no n�ore than
<br /> twelve monthly payments,at Lerxter's sole discretiun.
<br /> Upon paymcnt in full of all sums secured by this Security Instrunr.nR, l.cnder shaU pmmptly refund to Borrower any
<br /> Funds hcld by Lender.If,under paragraph 21. Lendcr shall acquirc or sel{th�:Property, Lender,prior to the:�cquisition or sale
<br /> af the Property, shall npply suiy Funds held by Lendcr at thc timc of acquisition ar snle�is a crcdit against thc sums sccured by
<br /> this Sec�rity[nstrument.
<br /> 3.A�pplieation ot 1'�yments.Unless applicable law provides otherwise,all payments received by Lertder under p.v�agmphs _
<br /> I and 2 shall be ap�lied:first,to any prepayment ch:Uges due uixier the Notc:second,tu nmounts payablc under paragraph Z;
<br /> tlurd,to interest due;�'ourth,to principal duc;and lu.�t,to any late charges d¢e under the Note.
<br /> 4.Charg�c;Lienv. Borrower shall pay all taxes,ass�sments,charges, fines and impositions attributable to the Propi:rry
<br /> which nwy attain prioriry �ver this Security{nstrument, and le:tschold payments or gruund rents, if any. Bon�ower shall pay
<br /> thesc obligations in thc ma�mer pravided in paragraph 2,or if nat paid in that manner.Borrowcr sh.�ll pay thcm on time dircctly
<br /> to tbe persun owed ipaymc��t.Borrower shall promptly furnish to Lendcr all n�tices af amonnts to bc paid under this paragraph.
<br /> If Borrower makes t3�ese payments dircctly,Borrower shatl promptly furnish to I..ender receipts evidencing the payments.
<br /> Borrower shall promptly discharge any lien which has priority over this 5ecurity Instrument unless Borrower: (a)agrces in —
<br /> writing to the payment of the obligatiau secured by the lien in a manner acceptable to Lender.(b)contests in gc�d faith the lien _
<br /> by, or dcCc:uis against enforcement of the lien in, Icgal proccedings which in the Lencler's opinion operatc to prevcnt the �
<br /> cnfnrccmcnt nf thc lien;ur(c)secures from thc holdcr of thc licn an agmcment sntisfactory to Lender subardinating thc lien to .
<br /> this Sccurity lnstrument. If C.cnder dctc��miacs that uny part of thc Property is subject to a licn which may attain prinrity ovcr ---
<br /> this Security Instrumcnt, I�endcr may givc Borrowcr a noticc identifying the lien.Horro�ver shall sntisfy thc lien nr takc one or =__
<br /> mor�e of the actions set forth above within 10 days nf thc giving of notice. _
<br /> Form3020 9190 ���
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