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<br /> TC7U�TE'lEFt WITIi ail ihc impruven�rnis r�uw or hereatter eratexl on the prupetty,++�x1 a3!ratiemrnts,uppurlcrurk�es.arai
<br /> _�— =_- --- i+stu��ti t:��a• �ir h.ir.+(i��r a pa:t ��i Ifi: ��ru�K•:ly. All r�[:li«u�cnl•, ;r,i�l :tilJi�iuuti �1r�lE ::��n h: ri���rtr�l hy !hi�. 5s��v�ity.
<br /> Inxtrwnent. All uf �hc furc�ruin�, iti rclerrcd tu in�l�is!;�:curity Cns�rui�w..�u;�v Ih�'Rr�rprr�y.•,
<br /> - BOltR()\VER CUVJ�iVAN�'S Uwt Born�w�er is lawf�aily uixY1 nf lhe e�tatc hercby cunveyeJ and hxs the right to gn►nt�nd
<br /> ccmvey itr. Pruperty a►xi that the PraExrty i� w�encumberccl, rxcep► ti�r crx:umbranecti of recot+tl. Horrnwer warrants and K•itl
<br /> defen�l genenlly the tide to�be Prnperty ag�inst�II clxim.r uiKl dcnuu�la. au�jcti.t tu auy cnrumbran�rs of rar�nl.
<br /> TF#IS SECURITX IN5TR1lMFNT c��mNi�xs uniform cuvenants for i�ati<,nal use imcl rnin-uniGum en�enaxrts with limital
<br /> ��—�T --—' rarinttc;ne by,�unKfiction to constitute a uniform security i�istrumrnt cnvrrinb rud pru��ei�y.
<br /> IJNtFORM CCl'VENA�VTS.Hormwer and Lrnder covenant xrxl a�rce:us followc:
<br /> 1. th►ymcnt oi Pr[nrlprl �n� Inter�ct; NreMymrnt and Late CharAes. Borra+ver tihall promptly pay whcn due �he
<br /> pri►kipal of and intcretit on ttx dcbt evidrnced by the Note and any prcpayme:td a�xf lete chargcs due wxier th�Nrte.
<br /> � 2. 1�'unds ior T�x�s And �nturx�x.'e. Subject to applicahle law or tn u wrItten waiver by l.ender. &inower shall pay to
<br />- - — -°�°-
<br /> Lcndcr i�n IhG�luy nxtinthly pay�nents are due undcr thc Note,until the Nate is paid in full,a sum("Funcis")Far:(a)yearly taxes
<br /> and asxssments which may a►tain priority ovcr this Security Instrumrn�ati a lien u�►t1�C F�u��iy;(b}yearly Ieaschn �Sayrr��ts -
<br /> or grcx�rxl rcnn on the Yra�rty,if uny;(c)yearly hazard or pr��perty insurnnce premiunu;(d)ycady fiood insurance premiums.
<br /> 1 lf any; (e)yeflrly monguge insurunce premiums, if any:attd(Y7 any sun�s pay:iblc by Iiorrower to Letxler. in accord:uice with
<br /> - -- tF►e provisions of prragraph 8,in iieu of the payment of mortgage insorance pmmiums.These items are callod"Escruw Irrms."
<br /> Lencler �nuy, at any time, collect and hold Funds in an umount not to exceed the maximum umount :►Iencier for:a f�derally
<br /> � rclAtMl rr��rtgage loan may rcquim fur Bonower's escraw account under the federal Rcal Estate Settlement Procedum, ;�ct uf
<br />- — 19?4�ti aroe»deci from time ta time� 12 U.S.C. Section 2601 et seq. ("RBSPA"), unless;uwther law that applies to t'�e Funds
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<br /> � - sets a Ir�ser amaunt. If w, Lender may, nt a�iy time. collect and hold Fur►ds in an amount nat ro cxcced �he Icsscr amount.
<br /> - - Lender rr.zay estirrwtt the amount of Futxls due on the batiis of current data csnd re:uonable estimates of expenditutes of tutune
<br /> -�.� �scrow lF;ms or othcrwisc in acco��ia;�cc with applicablc law.
<br /> -- Ti�r, Funds shall be held in an institutian whose deposits are insureci by a fcderal agcncy, instrumenuilit}�, or entity
<br /> - - - (includins L.ender,if l..cnder is snch an intititution)or in any Fedcral Home Loin BanR.Lender sh,II apply the Funds to pay die
<br /> � Esc:row Items.I...nder n��y not charge Borrower for holding and applying the Funds,annually a�ialyzing the escrow account,or
<br /> verifying thc Escrow Items,unless Lendcr pays Borrower intrrest on dte Futxls and npplicable law permits Lcnder to make such
<br /> a char�;e. I��iwever, L.ender may req�ire Iiorrower to pay a one-time charge for:ui indepeedmt real estate r,ix rcporting servicc
<br /> -- u.sed by lxnder in cannection with this loan, unless applicuble law provides otherwise. Unless an agreement is made or
<br /> applicable law rcquires interest to be paid, Lcrtdcr shall not bc rcyuired to pay Sonower any intem�t or c:irnings on the Funcis.
<br /> &►rrowcr•r.irJ I.endee may agrec in writing, howcvcr, that intcrest shall be paid on thc Funds. Lcndcr shall give to Borrawcr.
<br /> --- without charge, an annual uccounting of the Funds, showing credits and debits to the Funds and the pur�ose for whicn cach
<br /> debit to the�unds was madc.Thc Funds arc pled�ed as additianal sccurity for all sums secured by tlii�Security Instrument.
<br /> If tk:e Funds held by Lender exe�ed the;unounts permitted to be held by applica�le l�i�y. L.ender shall accaunt to l�crower
<br /> for thc excess Funds in accurdancc with die requirc�ncnts of applic:►ble(aw. If die amou�t�f thc Funds held by I.cr.�Fr<u any
<br /> time is not sufficient:o pay the Escrow Items when due,Lender may so nntify Borro�v:r in writing,and,in such catic Bo�TOwer
<br /> shall pay to Lender th�;amount necessary to make up the deGciency. Bom�w•rr sh�ill m:.!ce up the deficiency in no niare than �
<br /> twelve monthly payments,at Lender's sole discretion. —
<br /> ��;.; Upon payment in full of Utl sums secured by this Security Instrumcnt. Le:nder shall proinptly refund to Sor,:ver any �
<br /> Funds held by l.ender.If, ander paraersph 21, I.cndcr shall acquirc or~cll thc Property.Lcndcr,priur to thc ucquis:tian or sule --�--
<br /> of the Froperty,shaU apply any Funds held by I.ender ut the time of acquisition or sale as a credit against the sums,ecurcd by =--
<br />_ this Securiry Instrmnent. �__
<br /> - 3.ApplicAlion of Fs�yments.Unlesti applicable law provides otherwise,all payments received by Lrn3:r under paragraphs �_,..
<br />- 1 and 2 shall bc applied: first, to any prcpayment cliarges duc under thr Notc:�econd,ro amuuntti payublc undcr p.uagraph 2; �' 1
<br /> third,to interest due; fourth,to principal duc;and last,to any late char£es due under the Note.
<br /> 4. Char�ges; Liens. Borrower shall pay all taxes,asscssmcnts, charges, fincs and impc�sitimis attribuwble to thc Property �-'
<br /> which may attain priority over ihis Security fn�:trument, and le:isehold payments or �;round rents, if:iny. Barro�ver shalt ��v ��
<br /> .Si.M.
<br /> these obligatiuns in thc manner provided in parsgraph 2,or if not paid in that mar�ncr, Burrowcr shall pay thcm on time directly J;,:,j,
<br /> ��._ to the pe-son owed payment.Borrower shall prrnnptly fumish to i.�:nder all notices of amounts t��be paid under this p�.:agraph. .1-
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<br /> ' If Borrower makes thesc payments directly.Borrowcr shall promptly furnish to[.endcr nccipts cvidencing thc payments.
<br />- Borrower shall prom�dy discharge any licn which has prioriry uver this Security Instrument unletis Borrower:(u).��rees in '
<br /> writing to�he p:ryment i�f thcobligation sccured by die licn in u manncr�cceptable to I.�:ndcr;(h)contctits in good faith�he lien
<br /> by, i�r defends ugainst enforcement ot' the lien in, Ie�,il pmceeciings �vhich in the I.cnder'ti ��piniun operate to prevent the '
<br /> ��. cnforcement of thc licn;or(c) secures frnm thc holdcr oF ihc licn an agrecment satisfuctoq�to Lendcr subordinating thc licn to + .
<br /> this Serurity Instrumen[. If[.ender determines thut any part of the Property is�ubject to a licn which may auain priority over . .
<br />_ .� this Security lnstrumcnt, I.t:nder may give Borrower a noticc idcntifying thc licn. Bnrmwrr�hall sativf�•thc lien or take one or _.
<br /> ' • morc of thc actians sct forth abovc within lU days of thc giving of nuticc.
<br /> Form 3029 9l90
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