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34— �o���
<br /> 'fCKIEifFiER 1NITH u11�hr impru��ehunt�naw on c�reaRcc KrL�tcd on thc prnrrerty,arnf ell easern�nts,ppp�ctenu�ctia. �n.i
<br /> �ixlut�s iN�a r.r It.�rallir � yr�l �i1 the plujx•uy. All rc�I�icr���itr :m�l t�d.111iutin atiall al.0 1+� �����r.ir+l hy thl� .Security
<br /> I�v�ltumtnt. ,�I!uf ttk fur=g�►Ing i�rcfcrrcal tn in tlil�Sc�:urity Inslrumrnt u,thr "Pn�Exrty."
<br /> BORROWEK COV�NANTS ltwt W�rrower is Irwfu(ly .rti�i of the eaGUe herc6y conveyed w�d hus thc right ta gr�nt u�d
<br /> runvey t��c !'n�rrty�nci thai thr Pn�peny is uneixumbcaxi, except !nr rrx:umbre�xex of rei:���d. &ttrciw�r wtrr�nts ud v:lll
<br /> dKfrnd�e�nlly�trc title to the Pn�pectY a�rinat all claimx uxi denuincis, aub)at to w�y e+xut►�rance�of recoed.
<br /> THIS SECURI7Y INSTRUMFNT cnmbinc.unlfurm cav�nunty fur rationnl use xnd rxm-unifnrm w�erumts with limitod
<br /> variatiun�by jurl9d�cti�m to const:tute�uniform+e�unty instrumrnt ruvrring re�l prupr►iy. -
<br /> UWIFnI�IV!CQVFNAhfTS. Fk►rn�wer encl l.�ixler c�ivenant srxl agra xti fuUows:
<br /> l. i'wvment uf PKiacRprl and Inteee�t; �rpwyment xnd 1.�te CiwrR�. &�rc��wer shull promptly pay when dur tt�
<br /> princi�wl nf wxl int��rc+t on tha dsbt rvicknral by the Nut��nd any pr�puyment and lnte chargos due u�x1�r the Note.
<br /> 2. !�'undc[or '�wxes+Nnd Imwmnce. Ss�hjcct to upplicrblc iaw or to a writtt;n waiver bv l.er�fer. Fi�+rruwer!�hull P�y to
<br /> i.ertdcr un the duy rt�nnthly puymer.t>•an due w�der thc Nute, untfl 1hr.Nutw is paid in full,u swn 1"Fwx1s")fur:(a)yearly taxes
<br /> ancl usxxsnxnts which may anqin prinriry ovcr this Security Ins�rument as a lien u�o thu Pru��ty;(b)yr.�rly Iza�ehold paym�nts
<br /> ar grouixl rents on thc E'roperty, if any;lc)ycurly hivard or prn�x•rty insurance premiums;(�J)yearly tl�xxl insuraM�e premiutns.
<br /> if any; (e)yci►rly moRgage insurunus premiunis, if any; and (Q any sum��uyable fsy R��rrc�wer ati Lencler, in ziccorJ�tKC with
<br /> the prt�visiuns�if purugrrph R, in lieu of the payment�f ntart�t�ge imurance prem�ums, These items nre calleci"�scruw Itemc."
<br /> L.tnJer nwy, ut any tin�e. eollect and hold fiundti in an amuunt nat to exceed the msximuns am<�unt:� lencler far a f��ieraliy
<br /> rclatai martgxge loan may rec{uire fur&�rrower's escraw uccoun[under the f��leral Real E,tute Setdement Procedures Act of
<br /> 1974 as amerxiai from time ta timc, 12 U.S.C. Section 2601 et seq. 1"RESPA"), unless miather luw that applies ta the Funds
<br /> sets st les�r umount. Cf tio, I.ender may, at any time,collcct a�id hold Fundti in an amount not ta cxceecl the lesscr arm�utd. -
<br /> Lender may e+timate the amount uf Fancls duc on the basis of cunent datu und reasonablt estimutes of expenditures of future
<br /> Escrow Items or otherwise in accordance wfth applicable law.
<br /> The �unds shull be held in un institution whosc deposits are insure.�l by u fedcral Agency, instrumentality, or entity
<br /> (including Lcnder, if Lendcr is such an institution j or in�:ny Fccicral Homc I.ocin Bunk. Lender shall npply the Funds to pay the
<br /> Escrow ItemS. l.ender may not charge Borrower foz h�lding and upplying the Funds,annually:uislyzing the escmw account,or
<br /> verifying the Esc�ow items, unless Lendcr pay,Borro�•er intere�t on the Funds and�pplicablc la�v }xrmits Lendir to make such
<br /> a chargc. Howevcr.Lc:►xler may rcquirc Hnrrowcr to pay a onc-timc chargc for an indepcndent re:,�csuate tax rYponing service
<br /> us�d by Lender in connectlon with thiti loan, unless applicahle It�w provides othcrwise. L nlc_:s an agreement is made or
<br /> applicable law reyuii�cs interest to Gc pxid,I.rndcr shull not be requir�d to pay Borrower uny interest or camings on the Cunds.
<br /> Bonower and C.cndcr may agrce in writing, howevc�,that intcretit shall bc paid u:�thc Funds. I.ender �hall givc to Rorrowcr.
<br /> wilhout charge, an annual accaunting of the Funds, showing rredits and debits tu che Funds and thc purpose tor whtch eacn
<br /> debit to dic Funds was�mdc.Thc Funds are p(cJgeJ as udditional accurity for all sams 4ecured by this Sccurity Instniment.
<br /> If the Funds held by l.ender exceed the amounts permitted to be held by applicablc law,Lent�er shall uccount to Barrower
<br /> fur the excess Funds in accordanre with tlu requircments oP applicable la�v. If the amcnmt uf the �=und�held by Lendc�at a►ny
<br /> time is not suf6cient to pay thc�scrow Items when due. L.ender may tio notify Borro���er in �vritinf*,and,in sucfi c:ise Aorrower
<br /> shall pay to I.ender the amuttnt ncr,essary to m:ilce up thc deficicncy.Borrower shall n�akc up the deficiznry in no morc than
<br /> twelve monthly payments,ut Lender's tiolc discretion.
<br /> Upon payment in full of all sums ticcurcd by this Sccurity In,trument, l.cn�cr shall promptly refund to Borrower any
<br /> Funds held hy L.ender. If,under paragruph 21, Lcndcr shall ucquirc��r sell ihc Property.Lendc�r,prior tu the acquisitiun or sale
<br /> of the Property, shall upply any Cunds held by Lendcr at the timc of acquisition or salc as a crcdit against the sums secured by
<br /> this Security instn�ment.
<br /> 3.Appltcatlon of Payments.Unles::applicable la�v provideti other�vise,all payments recci��ed by Le;ndcr under paragrnphs
<br /> 1 :►nd 2 shall be applied: first, to�ny prepayment cliurges due under �hc Note: �econd,to amountr;payable under par3gcaph 2:
<br /> third,to interest due;fourth,to principxl due: and last,to nny lute charges due undcr the N��tc.
<br /> 4.Charges; Liens.Borrowcr shalt p;�v all taxe�, assexsments, charges. fines.md impotiitinnti attributablc to thc Property
<br /> which may altain priority ov,r thiti Security Intitrument, and I�aseliold payments ar gmund rent�,if any. Borrower shall pay
<br /> these obligations in the n�ar,ner providcd in parag►-aph 2, or i1'ni�t paid in that manner, Borrorvcr shall pay them�m time dircctly
<br /> to the p�rson owcd paymcnt. Borrower shall nrumptiy furnish to [�nder all notices of anwunts tn t�c paiJ under this paragraph.
<br /> If Borrnwcr makcs thcsc paymcnts dirrctly,Borrnwcr shall promptly furnish to Lcndcr rcccipts cvidencing thc payments.
<br /> Borrower shall promptly discharge uny licn whicli has priority over this Securiry t►�stn►ment unless Borrowcr.(a)agrcti:s in
<br /> �vritin�ta the payment of the obligati�m securrci by thc licn in a manner arceptuble to L,�:nder; (bl contetit5 in good faith the lien
<br /> by, or detends against enfnrcement of d�e lien in, legal proceedings wl�ich in the l.cnder'ti opinion operate to prevent the
<br /> enfarcemcnt of thc licn:or (c)�ecures from the holder��f'thc licn an agrcement sitti�fartory to I.endcr�;ulx�rdinating thc lien to
<br /> this Sccurity Instrument. If I.endcr determincs that any part of thc Aropcny is subjcct ai a licn which may attain priority o��rr
<br /> this Sccuriry instrumcnt,Lcrtdcr may givc Hurrowcr a nutirc idcntifying the licn. Borrowcr shall salisfy thr licn ur takc anc or ••
<br /> marc uf thc actions sct furth abuve within IO days�if thc giving uf nuti�:c, '
<br /> Form 3028 9190
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