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<br /> �� �y�.i S�
<br /> ti. al�tnard u►' Pn�}�rcty in�ur�l�Kr. R;nru��;r �hal! f�ir� Ihr imyn'��vrmrni� m�w rxi.Nn�� �iC hrrtaflrr ercctod on the
<br /> Pr�iperty in+ural againtit lus��hy firs. hafardti inrluJctii within lhr. ttrnt "t,xlrnded cu�crage" urxl any��iher hx�anls, IncludlnR
<br /> fl�Hxls��r flaxiing, fnr whi:h I.crxirr rcyu�rcx in.rur�nce.Thic in�uraruc�hxll F+r mxintairsal in thc rm�Nentx wki f'or the periada
<br /> lhat I.enclrr rcqui�Yy. The inrurarke canicr pc��vidin�,Ihe ir�surarKC sludl Fx chc�xn hy Horruwar.ruhject to I.ender'�appmvnl
<br /> which Mhell not he unrewK�trl+ly wi�hhel�l. It Fi�im�wcr feile tu m�iol�ln covcrrye de.rcrltx�i rh�we, Ixixier nuy, rt l,e�xkv'*
<br /> __._�
<br /> „���lun.��4+Iain covcragr t��prnlcct i.,encirr's right�in the Pmperty In ucconiunc�wifh{wra�trrpl�7,
<br />_�-- -- - _ - _ �.l :.,�.,!! ��,.1u,i.:» ..;..�.J.�S �i:�r,b�� cicn�c. Lcr.•�:.
<br /> All mruratxe p�iiric� uiKi �r�Kwui� �iwll iw a«cN1«LI. ��� l..�w..� ..... '
<br /> xhall h��•e�he rlght tn h��ld�ix policin rnd rcnewHl�. lf l.erxkr royuirc�,Born►wer tihall pmm�ly give to l.trtder dl roceip�c�f
<br /> puid premium.urxl rerxwal �u�dres.In Ahr.evrm ot In�s,lk,rrower+hullµive prompt n��ficc tu�hr imurwix:e carrier and I.cnrkr.
<br /> I�:rxier nwy nwke prcx►f uf Oo�s if n��t��uicie promptly by&�rrower.
<br /> Unless ixnJer mxi��rrawer utherwise a�trze in writing,in�uruixe prr,ce��1+shall t►e appliai ta re�toru�fun nr reprir uf the
<br /> pr„perty d•r�natced,iC th�e re.rturation or rrpalr is cconc�mically I'ea�ihle and l..ender s sccurity i�not IesserxYi.►f the rc�t�iration or
<br /> re�wir is rwt economically I'ea.rible m• ix�i.lar'ti se,:uriey w�uuld be lcr�,rncd, the in�uranee pnx�ls shsll be upplied fo the sem�
<br /> ucural hy this Scxuriry In�tninxnt, whether or n�x then due, with uny excess paid w &�rmwer. lf Bc�rrowor abando►u the
<br /> Propeny, or doeti noc antiwer within 3[1 days a notia: f�am I.cixler that the insuranrc carrier lias offered to setde a daim, thr.n
<br /> L.e+x1�� may cnil�ct the insuraitice prnrceils. [.e�x�er may usc the pr�xec�is tu rcpuir ��r restarc tha Pro}xrty or ta pay sumx
<br /> xcured by this Security Instcurr�ent,whether or nc�t then duc.The 30-day peri�xl will begin when the natice is givcn.
<br /> Unless I.ender and &�rmwer ott�erwise agrce in w�iting. any applicacion of proceeds ta pr+ncipal shall ix�t �exteixi ur
<br /> — - . _._ --. .�
<br /> pcxstpor►o the due date of thc mc►nthly p:ryments referrcd to in paragraphs 1 mxi 2 ar change thc amount of the payments. If
<br /> under paragraph 2l the Prapeny is acquired b,y l,�:ndcr,Borrower's right tn any in�umn��c poiicies and pmceecls resulting rom
<br /> damage tu the Pmpeny prior ta thc acyuisititm shall pass to I.,ender to the extent of the sums securai by this Security Instrument
<br /> immediatcly prior tn the acquisition.
<br /> 6.OccuE►xncy,Nr�eservation,Ms�intens►uce und 1'roteclton of the Froperly;Borrower's l.oxu Applic�tSon; I.easeholcls.
<br /> Borrower shall occupy,estceblish,and use thc property as Borrower'ti principal residence within sixty days aRer the execution of
<br /> ttiis Scxurit;� Instrument and shall continue ta occupy the Propeny as Borrawer's principal restdence for at least os�e ywr aftci•
<br /> tiic date of occupancy,unless Lender otheru•ise agrccs in writing, which consent shall not be unreasonably withheld,or unless
<br /> extenuating cinumstances exist whicl� are tx�yond Borrower's control. Dnrrowcr tihull not �':stray, dam�ge or impair the
<br /> Property, allow thc Propeny to detcrioratc, or mmmit wustc on thc Property. Borrowcr shall tx; in default if any fi�de�ture
<br /> action or p:�xccding, �vhether civil or criminal, is t�egun that in Lcndcr's good faith judgment coutd result in fi�rfr.iturc of the
<br /> Prciperty or otherwitic materially impair thc lien creatui by this Sccurity Instrument or Lcndcr's security interest. Borrower may
<br /> cure such a default and reinstate,as providecl m psragraph ��,by causing ti�e uction er praceeding to be ui,�uia�c�i wiii�a�uiii�g
<br /> that, in Lcndcr':, goc�d f•aith dctermination, prccludcs forfciturc of the Borro�vcr's interest in �he �'roperty ar oiher materinl
<br /> _ impairment of the lien crea�.cd by this Security Instrumcnt or L,endei ti sccurity intcrest. Borcower shall also bc in dcCuult it
<br /> - Borrowcr,during the loan application prcxess,gavc maceri�lly 1'ulsc o�inaccurate infarnianon or titatemcnts to Ixndcr(or fuilc�
<br /> to prmide Lender with any matcrial information) in conncction aith the loan evidcnced by thc Note, including,but nm limited
<br /> to,representations concerning Bonower's occupancy of thc Propeny;n u principal rctiidence. If this Security lnstrument is on a
<br /> - Icasehold, Borrowcr shall comply with all thc proviyions of the (ca.�;c. If Borrnwcr ncyuires fee titic to thc Property, thc
<br /> - Ieasehold und the fce title.hall not merge�nless L.cndr.r agrees to the merger in writing.
<br /> - 7.Protecdan of Gender's Rights in the Property.li'Borrower fuilti tu�xrforni the cavenants and agrecments contained in
<br /> -_-- = this Security [nstrument,or therc is�legal procc:eding that m.ry significuntly affcct Lcnder's rights in the Property (such ac a
<br /> procceding in bankruptcy,probate, for condemnation or forfciturc or to enforcc laws or regulations), thcn Li:ndcr may do and
<br /> _ pny for whatever is necessary to pr�tect the value of the Propeny and [.endcr's rights in the Property. Lcndcr's actions may
<br /> -- -= inelude paying :uiy sums secured by a lien which has priuriry over this Securiry Instrument, itppearing in court, payirn�
<br />, — reasonal�Ie attomcys' fecs and entcring on the Propeny to makc rcpairs. Although Lcnder ntay t:�kc action undcr this paragrnph
<br /> '��-�- ��� 7,Lender docs not have to do so.
<br /> �uc�r� Any anwunts disbursed hy Lcnder under this parsigraph 7 shall Nccome additional debt of Borrower secured by diis _
<br /> Secucity Instrument. Unless Borrower nnd Lender agree to other terms c�f payment,these nmounts shall bear interest from the -�
<br /> ,.��;� datc of disbursement at the Note rate and shall bc payablc, with inter�st, upim nutice from Lender to Rorrowcr rcqucsting -
<br /> �Y�,,;�:r� payment.
<br /> �",. �:•.
<br /> _-'.�."�� 8. MortRn�e Insuranee.lf i.ender rcquired mortga�e insurancc as a canditic�n of making the loan secured by this Security
<br /> -__,,,�„q,� Instrument. 8orruwcr shall pay thc prcmiums rcquircd to maintuin thc mu�tgagc insurance ln effcct. If, for uny rcason, the
<br /> - -`� mortgage insurunce coverage required by l.ender lapses�ir eeases to hc in effect,Burrower sh.dl pay the premiums required to _
<br /> ���;��
<br /> - �:�t. obtain coverage substantiully equivalent to the mortFage insurance}�reri�usly in rffect, ac a cnsl subst:intially equivalent tu Ifie
<br /> cost to Borrower of the mortgage insurance previously in effect, frum an :dtemate mungage insurer approved hy L.ender. If
<br /> � substantially t:quivalcnt mongagc insuruncc covcragc i�n�t availablc.Borr�iwcr shall pay to Lcndcr cach month a tium equal to -
<br /> �x�n�r�
<br /> �+�' onc-hvelfth of the yearly man};:►�;c insumnce prcmium being paid by Borrower when thc insurancc covei�ibe lupsed or ceased to �
<br /> be in effec:t. Lender will aceept,use and retain these payments as a loss reserve in lieu uT mortgage insurance. LAisti re,erve
<br /> ' +�,r` • Form 3020 9I90
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