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<br /> ���n.��.n►a�����Y. �-rK������na���� .�.0�churen b�4�����,q,�.k
<br /> approvd wh�ch xhali�mt be unrea�anably wiil�hekl. i(&xrower fuls lo maintain covua�e cirrcnhed abvve.t.axlcr m�y,s�
<br /> L.aidert option,aMain cove�e to ptolect l.e�d«�s ri�hts in t�r Awp�erty In�oowdr�oe wid��rs�rwp�h 7.
<br /> All insaance p�olicirs and ra�ewal�shall be aa�cepab{e to L.ender�nd efi�ll incl•�de�eundrrd ma�tsyie clw�e. l.end�t
<br /> . �Rl h�ve the rigi�t to hoW die pol�ria�nd rcnewtib. lf l.ende�requirei.Horn�wer�Il praaptly pve a Laid�er d!��c�ipor
<br /> of p�id p�emiums md ra�ewd notioa. I��he erar of krs. Barinwer ahdl yiv�pro�mpt notioa to d�e Irwx�noe c�i�t aqd
<br /> �....,.w:�... t...:1.:...`�:.y_._...:...._.p:.'.:.F C:�1:.:.:S�S'.:.'::^..�'a:'y..�...�1��.�A.......aw
<br /> Ufl{GLf�RlidlC�BOfiOM"�f OI�ICIWLO RQIIEC�tl Wf1t�11t.,�f1iYf�fYCC pfOCOOd� f�Y��b!t i��10 I�pOf�tjOO Q f��Q�
<br /> tt�e property dunaged, ;f thc �estw+wion or rcpir ir eaxiomically twaMe and l.ender5� xocuriry ii nat la9ened. If the
<br /> reatnntion ur rep:ir is not ec.ono�nically feacibk or l.enderh security would be les�ened. the inwran��a pruce.ed� shsll be
<br /> appliad lo ths sumi securod by this 5aurity Inswment.whethrr cx nM thct�du�e,widt any exceu p�id ta Som�wer. If
<br /> Bonowcr ab�ndons the Ptnperty, ur d�esc Mx answer wilhin 30 days �t nake fr�n L.entk�that th� insur�r carrier lu�
<br /> of'k�ed to settk a clnim.tha�Lendcr me���ulloct�trc insura�xY pnxxeda. La�der m�y use the prc�caeds to repair cx�eatae
<br /> thc P�upecty ur to pry sums�ecurc�by this Sr.curity in�uumcrit,u•hcthcr ar rsot�lsrn due. 7he 3C}�dnY perlai+rill brEin when
<br /> the notice is givett.
<br /> Un{as I.u+der�d Bcxmwer atxrwise agnx in writing.any upplicaticx�of ptoceeel.s tn principal +hall na eatend or
<br /> postpone thc due due uf the monthly piymrnts rcfemecl to in paragraphs ! and 2 or change the iumwnt of the paymen�s. It
<br /> under puagraph 2l the Property is acquirai by I.cixier. Bormwerc nght ta�y inwnnce pnliries and proc�ecds ��ewltinE
<br /> fmm danuge to the Prr�peAy prior to U�e ncyuisition shall pa.�s to Lzndtr to the eatent oF thc+u�m+aurcd by this Socurity
<br /> Inst�tuncr►t immafialely�xior ta thc ac�uisitian.
<br /> f. Ck+capr�, Praervatbn, Maiatenance and Prdectbn of tl�e Propertv; Bormwer's Lo+s Appliatio�;
<br /> I,taseboW� Borrower sh�ll occupy,establish,aixl use the!'tnperty�s Kom►wcr's principai rcsidence within siaty days aiier
<br /> the exxution oC this Security lrtsuument and shall continue to occupy the AnptRy as Bomnwec's principal rcsidtneG fcx st
<br /> Ieast ane year after the date of oci:upancy, unitss LencDer othenvise agrees in writing, which cansrnt shall na be
<br /> unreasnnably withheW.or unless extenuuting cireumstances exist which are beyo�xl B�xmv►cr'.;c�munl. Rarrowrr sha11 ncx
<br /> desmoy,damage or impair the Ptapaty,allaw thc ProExrty to deteriorate,or cammit w�.ue a�the Property. Borrower sh�l!
<br /> be in default if any fodeitun:acuon or pnxrc�finr,��•hethcr civil or criminal,is begun that in I.c�xJrr'.s good faith judgrtxnt
<br /> could rexult in forfeiture of the ProExetv or ulherwise materially impair the lien crexted by this Securit�� Instntrncnt cx
<br /> I.ender's•security inttresG Borrower may cure such�deCault and rxinstate,:Lti providcd in paragraph lR,by cat+sing the actinn
<br /> or prac�erding to be dismissrd with a[u�ing that,in Lenderti good fuIth detertnination,precludes forfeiturc o1'the Borrnw�er�s
<br /> inteoest in the Prx�perty or other materinl impairment of the lien cneated by lhis Securitp insuument or Lender's securiry
<br /> interest. Borrowet shall alw 6e in default if Borrow�er, during lt�e loan application process, gave materially false or
<br /> inaccurate infortnation or statrmen�s to L.,ndcr(or failed to pro�•ide L.cnder with any mattrial inf�rmation)in cat�ection with
<br /> �Fw Inan e�i�irnre�f hv the IY�xe. includ'uie. but not limited to. renresentations conceminR Borrower's occupancy of Ihe
<br /> Property as a principul.msidence. If�t►is Security Inswment is on a teaschold,8omnwer shall comply with a11 the provicions
<br /> of the lease. If Barower acquires tce yide to the Property,the Icasehold:utd the fee tide shall nnt merge unless Lxnder agrc�cs
<br /> to thc mergrr in writing.
<br /> 7. Yroteciiun ot Ltnder's Rtgh�v in the Aroperty. [f Borrower fails to perform [��� ruvenanGS anci agreements
<br /> contai�xd in this Security Instrument,or ther� is a legal proceeding that may signi�cantly affect I.ender.l• righ�� in the
<br /> Hnperty(such a.ti a ptck�reding in b:u�kcuptcy,probate,for condemnation or fodcitwr or to enfarce laws or rcgulations),then
<br /> Lender may do and pay fo��vhatever is necestiary to protect the valu�of the 1'roperty and Lender's righls in tltC P[operty.
<br /> Lender's uetions may include payinF any wms seeured by a lien w•hich h:u priority over this Security Imuument,appearing
<br /> in court,payeng reasonablc uttomeys'(ees and entering on the F'nnpeny to makc mp:urs.Although Lender may take xtion
<br /> uncler this paragraph 7,Lender does nat h�+ve ta do so.
<br /> My amounts disburscd by Lender under this paragraph 7 .hail become additional debt of I3omower secured by�his
<br /> Security Instcument. Unlcss Borrower and l.ertdcr abrec to othcr[crtns of paymcnt,theu:artounts shall bear interest from the
<br /> date of disbunement at the Note rate and shall he payablc, with intcrest,upon noticc from Lendcr to Borrower rcqucsting
<br /> payment.
<br /> 8. Mortgage Insurance. If Lender rcyuircd mortgage insurance:�ti a candiGon of m<zking tha loan secured by this
<br /> Security Instrument. Borrower shall pfly the prr.miums required to maintain the mort�age insurance in effect. If, for any
<br /> re•rson, thc mortgage insurartce covengC rcquired hy Lender lapscs or ccases to he in efftci, Botraw•er�hall pay the
<br /> pt�emiums rt;quired to oUta�n coverage subst:tntin�iv equivalent to ihe mongage insur:mce prc:viously ;r. �f%ect, at ;► cost
<br /> substantially equivalent to Qie cost to Borrower of the murtgage insurance �reviously in eff.et,from an si12,.,•r.ate mortgage
<br /> insurer a_pproved by Lender. if subs:amtially cyuivalent mortgage intiurance coveragc is not a�•tilablc.Borrower shall pwy'�
<br /> Lender each month a sum cqu;�t�►one-twelfth of the ycarly mongage insur.u►ce premium bei:ig paid by Borro�ver wher t'`�:
<br /> insurance coverage lapsed or ceaseci to be in eftect. Lrndcr will uccept,use and n:tain these payments as a loss rcscrve in lieu
<br /> of moAgage insurrnce. I.oss rcserve payments rteay no longer be requimd,at the option of 4cnder,if mongage insurance _
<br /> coveroge(in thc amou�t s�nd for the periocl that Lcndrr rryuires)provided by an insumr approved by Lender again bccomes
<br /> available:uid is obtainecl.8orrower shall pay tlic prcmiums rrquircd to maintain mortgage insurzmce in cffcct,or to pmvide a
<br /> loss rcserve,until the rcquircment for mortgage iRSUrance ends in accordance with any writtcn agreement between @orrower
<br /> and Lendcr or applicablc law.
<br /> 9. InspeeHon. Lc:nder or its agent may mailce rrationable entries upon artd inspections of th�Property. Lender shall
<br /> give Bormwer notice s:i the time of or prior to an inspcction sp:cifying rcasonsd�le cause for the inspection. _
<br /> 10. Condemn�tnan. Thc procccds of any a���ard ar claim for damaces.dittct or conxcqucntial,in connertion with a�iy -
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