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<br /> TOt;�:"Ck1ER.W1TF!all�he imnr��ve[rFrrri� n��w or fxrenftcr eracted un 11►�prnperty,arxi ail eu+rtrKntv,a�,urtriun:es, aix!
<br /> �i64ures �x�w at hcrcaftcr u p�xS nt' �he pruprrty_ All r��►lrcemenl� n�Kl uJditinns �fwl! alw► he �uv�ral hy� titiis Siariia�
<br /> In:;t��ment. AU uf tttt fot�:gi�ing is reterrai Iu fu tl►i.r Sraurity Ir�.tit�uittrnt ur Ihe"Yruperiy.,,
<br /> BGRROWEit COV�NANTS tt►at&�m�wrr i�Ikwfully.eir�ed ot'thc e.rtwe Ixreb,y cnnveyeai and b��the right ta grant and
<br /> �;rt�svey the PropCrty wxi t}�nt�hr F'rnprtty is uiKrx:umberal, cxcept tur eixumbruncey c�f rccurd. &irrirwrr wurran�s arxi wilt
<br /> dc�end genenlly the title to the Propsrly x��inst�II clrimy arxi dema�dp, suhjxt to any s�x:urnbrarKr.►<�f ra�ml.
<br /> THII' SF.f'tIR!'TY tNSTR1IMF�NT r��mhiix. unifurm cnverwnt,fur��atimwl use rixl nus�•unifurm ruF•eitiant+ with limitai
<br /> vviutionx by jucisdiction to ronstiwte a unifunn security inxtrutrknt covering rcal prc�perty.
<br /> UIVIFORM COVBNANTS. &,rrower ancl I.erxicr covenant wxl agrcu as Coftuws:
<br /> 1. P�yment a1'I'tii�rip�l and Intrr�wl; Pre�wymrnt w�d I.�te t'hxr�. Borrower sh;�ll prnmptiy pay wl�ei� du� the
<br /> pr.ir�;iMl af mx1 interest on Ihe dcbt�vidr.�,td i►y tlie Ni�te und any prepuyment a�x1 inte rharges due u�xier thc Ncxc.
<br /> Z. FLnds[or Tuaces And Insuranc�t.Suhjt+ct tu appliraMe law�or to a written wuiver by Leixler, &�S�rower shnll pxy tc�
<br /> Letblr:r on the day nwnthly paymcnts am due u�xtcr the Note,until thc Nutc is puid in fult,a sum("Funds"1 tur:(ai ycarly taxes
<br /> arxf:�t�ressments which may attnin pri�arir.;r over thiz:Sex�t►rity I�xtrument as a lien on the Prnperty; (b)yearly IeasehofJ payments
<br /> or gccv�xx!rents an U�e Pruperty,if uny;(c)}�early h;usrd nr propeny ir.suran�:e premi��ms;(d)yeurly Qaxi insurance premiurns,
<br /> if xr.,y; le) yearly m:�rtgage insur,�nce premiuu�5.if any;and(fl any sun�s payable by Borro�ver to I.ender, in :�ccordance with
<br /> th�;!>�;ovisiuns of par:�graph 8, in liet�nf'thc pnyment af mortgage insur.�nce premiums. These itfnis are called "�'scraw Item�."
<br /> I.n�+�2r uMy, at any tin�e, coll�:ct ancl hc►ld Fund�s in an amount not to exceed tt�e n�ximum umount u IenJer Sor a federalty
<br /> rclatr,d [n�rtguge loan may require for l3�rrower's escco�v accaunt unJer the ferJerul Real Estate Settlement P'rc�ce�:urea Act of
<br /> 1�?72 a:;•an�,.ndcd frsm titts:ta tim�, (2 U.S.C.Sxtiot► 2f�!ct scq. !"RESPA"?,unit�ss anothc�r!nw th�t��p1��K tn the Funds
<br /> sets u Ier��.r amount. If so, Leiuler may. at any time, collect and holci Funds in an Arm�unt not to er.ceed the le�scr arnount.
<br /> I�;rtdr,r�r,t;�.�.stimate the amount of Funds duc on tye basis of current data ar�c1 rec+sunuble estim•rtes of expenditures of future
<br /> Escro•n'.:i•r•'s or othenvise in uccardance with�pplicable law.
<br /> Tlul Funds shall be held in an instinitiun whosr dcposits :ue insured by a federal agcncy, instrum:ntality,or cntity
<br /> (ir.�:lLr;:;t� I.cnder,ii Lc�xle�•is such an institution)ur in any Fcdcral Homc I.o:�t Bmik. I.endcr shall�pply ih:Cunds to pay thc
<br /> Escrnw Itenu.Lender may nat chargc Bnrmwer for holding and applying thc Funds.unnually analyzing the escrow account, or
<br /> veri(ying the Cscrow Items,unless Lrn;1e:�pays t3orrower interest on the Funds and applicable law permits l.ender to make such
<br /> a ctrr)r�e. However, Lender may requirr. Borrower to pay a one-timr chz.rge for an independent real estate tax reportir�g service
<br /> u;sed by I.endcr in connection with this luan, unlcsti appli��able la��� pr���ides athcnvisc_ Unlcss an agrerirr.nt is ma�c ur
<br /> al:n'�:nt�lc law rcquires intcrest to bc paid.Lendcr shall niu bc requin:d ta pay Bar�owcr a��y intcrest or can�ings on thc Funds.
<br /> �Dr��t�..„.u!I�r�Pr s!•s;a�r� in�riting.�2nwr_y,_�. ���t j��trmcl �hatl hP naid nn the Fwids. I.cndcr sli�ilf eivc to Horrowcr.
<br /> ��•i:7,:c•t charge, an annurl accounting of the Funds,showing creditr ond dcbits to thc Funds and the purpouu for which cach
<br /> d:bii to th.�unds was madc.'fhc Funds arc plc�lgcd us additional security fur all sum�ticcurcd by this Sccurity Instrument.
<br /> lf the F�r.ds hcld hy.Lendec cxrccd thc amounts permittcai to be lield by�pplicablc law,I.cndcr shall accourtt to&�rrower
<br /> fi�r the exc��ss Funds in accurdance w�ith the requirement�5 of applirable law. If the amount of the Funds hef<1 by Lender at:ury _
<br /> tiru;is not sufficient to puy the Escrow Items when due.L.endcr may so notify Borrower in writing,and,in sucl�c:ise Borrower ?�`
<br /> sball pay to F...ender the amouns necessnry[o make up the deficiency. Borrower shall make up thc deficicncy in ne mom than
<br /> t�r•clrc monthly paymcnts,ai I.cnder's sole discretion.
<br /> Upon payment in foll �f.dl sums secured by this Security imtrum•rnt, LenclEr shall pr�mptly rcfund tu Borrciwer uny
<br /> Fcnds h2ld by Lcndcr.It',under paragraph 21. L�:ndcr shall acquirc or sell the Property,L.cndcr,prior to thc acquisition ar sale
<br /> of the Property,shall apply any Funds hcld by I.ender at the time of acyui�ition or sale:�s a credit against the sums securaf by
<br /> this Sccurity Instrumcnt.
<br /> 3.Application ol Payments.Unless applicablc law providcs nthcnvisc,all payments rcccived by Lcndcr undcr par��raphs
<br /> 1 m�d 2 shall bc appficd: fint,to:+ny prepayment charges duc undec dic Note: second,tn amour�ts payablc undcr para�;rnph 2; _:
<br /> iBircl,to interest duc;founh,to principal due::�nd la+t,to:my lutc charges due under thc Note.
<br /> 4. Cfwrges; Liens.Burrower shsll pay all taxc�,a�sessmciits,churgcs, fines and imExi.itions uttnbutahlc to dic Property
<br /> which rnay uttain priority ovcr this Stti:uriry Instn�mcnt, :md lutsehold paymrnts or brourr_I rcnts, if:my. &�rrowcr sh:tll �tay
<br /> these obligations in the manner provided in par,igraph J.,��r if noi pt�id in that manncr. Burrower shall Fay tltem on time din::tly _
<br /> to the person owed paym:�t. Banowcr shall prompdy furnish tu Le�nder aq notirrs of amounts to he paid undcr this paragraph.
<br /> If Sorrower makes Niesc paynunts Jircctly.&m•owcr shall promptly furnish to Lendcr rcccipts eviden�ing the�aymcnts.
<br /> Borrower shall pmmpUy discharge any licn which h;i.r prinriry over thiti Sccuriry Intitrume►tt unletis Barmwer: (a►agrces in
<br /> writing to thc paymcnt of thc obligation sccurcJ by thc licn in a manncr acrcptablc to Lcnd�r:(b►wntcsts in good fuith thc licn '
<br /> by, or defen�is against enforcemcnt ��f thc lirn in, legal proccedingti whirh in thc I.cndcr's apinion uperatc to prevc�t thc •
<br /> enfiincrncnt of the lien;ur(r)s��cures from d1c holdcr of thc licn un agrccmcnt satisf:►ctory to [.endcr tiubnrJinating di�lien to
<br /> this Sc�:urity Instrument. If Lendtr deterniirns that any part ut�tlie Propeny is sabjcct to a licn wfiirh may attuin priority over
<br /> this Scrmity Instrumcnt,Lcnder rnay givc Burni�+cr a nutirc idcntifyin�;thc licn. Fiorro�ti•cr shall satisfy Ni;iicn��r takr one i�r
<br /> more of the actions sct torth abovc within 10 days c�f thr giving uf nuticc.
<br /> Form 3Q28 9180
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