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<br />_ �':� ;`_:Y':`t�` �r..z� , .'� T,fte Fuads sttsili t�lt�.PQ�in Fs►instimtian whnse deps�sits tue;;lnsused by a federal'ageacy. instiumemality, or entiry � - _--
<br /> , r} diiiafuding�r.e�der,if I.EtbdEi t�SiiC�!Flil U1SliititiOA)OT!1t STIy FC$�t�l{�OAIE Loa11 B�.L`eader shaii appty the�ucts to pay the _ --
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<br /> ` Es�W Items.Lertde�msy�¢ohasgc Borrow�er for holdi�r,a�d appi�ang the F�n�s,annuatiy analyziag the escmv�a000u�t.or _ __
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<br /> :'! 4}�\; �°� � +.` verit�riag the ESCnasv Ite�s,uNess i.eader pays IIurrower ias�t on t6e Funds an�ayylicable�aw peraiits I.�dec w make sudi �'_ __ ---_____.
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<br /> . _�� . a dmcge.-Hawcvc�;t,cx�s�y r�uier Bnirawcr to psiy a one�-time�{harge for an iadependent ce�est�e tax fieport�rg setvice - -
<br /> 'us�d , Lender in ans�a�ectiau�,witP! this laan. unless ppplicabDe la� provides offiernise. fJn�ess an ag�eemeat is ur�de or. '"``
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<br /> `r � ap�}lii��le l�w neequir�s ustere�l�ta b�psid.ixnder st�all aot be r�to pay Bomower any iaterest or e�rnings�on th�Fm�ds. �
<br /> � ; Bu�asver and L�eader may ag�e in�vniing.finnrever,tbat intr,r�st sltiill be paid o�the Fuads.L,�tder svall give to Barmwer, �: , r :�-, ,r �_
<br />_ -. - . widto�churgc.acr amcuaf attiaatu�tiag of tbe F1mds.shawi�cr+edits:and d�bits to•th�Funds and the�cpas�for which each ` �, .:'���',r'��
<br /> 3 �� � deifiL tm�titc Fsa�sw,,�t�a._3gft Fuads�atie ple�dg�d as sddision��tisity for a!1 s�3s s�ct�ted Ay this Se�tsrit�•inst�urt�ei►� _ � ='�:- '� �
<br /> f •. . �• : If the Funds he�d by l.eat8er exoeed tl�e a�ounis pem�ued tm he-6eId 6yr applicabte taw,I.eLader sh�ll'aeoount to Borrower `:. � , `
<br /> � ' ' for ttse excess Faads in a�caid&nse with the requi�s af appD9cab1'e�aw.If the amon�t o�r the F�ds hetd by E.end@r at any . ` ' �,�,_�:
<br /> �: ', , , , . timc iauat sufi'icie.nt to pay ttb�Fssmw items nr1►�n due.Lc�er rn�y so notify Borrower•w writing.and.in snch cas�Borrovirer `.``-'•. ..��':
<br /> _ ;,.,, ti c,.--
<br /> . shaU!guy w L�der tt�e a�aiunt nccessaiy to make ap the deftciency:�Bormwer s6a11 make eip the de6ciency in no morx thmi "°' � ' ;��'�.�'-
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<br /> . :' _ , cw�elve monthly�tay�arts,at l:�er's sole disstelion. ; . � . . -: • u;��`����iN:�';.
<br /> _���`:� � . . . '�; �� ' iJ�ton�rayment in fuU of ail svms s�cured by this 3�curity Im.�unaent, Lea�er shall pmmptty refimd to Bomnwer any , ,•-• `.: .r.Y�+��-�.
<br /> , , . Funds hetd by I.ea�der.If,und�p�ragtaph 21,Lendet stiati aoquire or srd!tke�operty.Y:ertder,Prior to the aoquisidon or sale k.. � "; '� `,=��.`-
<br /> ` ,=t of dte .� '�''
<br />` �mgerty.sl�al!apply any Funds held by Lender at the time of acquisition or sale as a credit,against the sums secuied by . ,r. ,�,
<br /> ' ' thiaSecariry Inst�var.ent. t . ' ,q�., �
<br /> •f � ,:>,;;.;..=._�__:�..;,'.�.; 3.ApglEcatimn uf P�ymtnts.Unlexs app]icabl�law p:ovides ot�,�rwise.all payineents nceive3 by I.ender emder garagrdphs ,' �_ "�'� `.',:
<br /> '; � t and 2 sha1T 6e ag�sli�:fiis�:ta anY Pr�aym�nt cha�c due under�he Note:second,to a�ounts payable andec paragrap�2: , ��:'"� { ,�:'r�t' -
<br /> • .y, 4 �;.to intecest�due;fovrtU,to grinapal due;and last,to a�late chatges dae under the Note. •. . � , =:e --_
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<br /> - . . . 4.Cbnage� �dens.B�mn�ver shall pay all taxes.assessm�ts,Charges.fines and impositians aim'butable to fhe ProFertY .� • `�.:�:�:_�u�-
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<br /> _ . whidt may attain griarity a�cr this Sec�uity Inswmen�a�Ieaselsald payments as gm n r�d t�eats.�f auy�Borrowet s�1 Qay . .
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<br /> � ,rd , diese a1rligations in tir�manmer pmvided in paragraph 2.or if not paid in tl�at mantter.Borrower si�all p�y taem on r.iaie dirasat�r:
<br /> : , to tt�e getsan owed paytr�t.Bflrro«'w shall promptly fumish to Leuder all aotices of aiteaunu to 6e patd under tt�cs�';�- ` , � . ,sc� -
<br /> r ;� , � ,; .__ If I3�a�osver makes dazse �y..Bmzawer shall d :fumish to I.ender tece�ts evidenc�ag the Pa�-�- '` :�, •.-;y,�:
<br /> t'� �_.,• � . ., .•. � `.'���ciiroweisP�ali PromP�ilyd'ts ..e�►y tien�ivhic�has p�iionry aver this 5ecurity rn�rn,m----�ilessBoicoclrer � -_...cii;, ...-�-- - . �: 4;
<br /> �.4• s,,S . .. ent �� '�j� �+#�',,.
<br /> :.`t;,' • 1•,:,. }�ys�.� ;to ths payment of the dt►ligation secured by the lien in a manifer awe�ta62e to I.ender,(b)oanrests in good�aith the�'' .. �
<br />�tlt' � . , 4�.;�defeads against enfar�ment of the lien in, legal paooeedin�s wbi��n the Lender`s opinion operatc to prevent'dze •.. , �,,���_�
<br /> ' � ��� .;� �-r�nent of the lien:ar(c)s�ciues fmm the holder of tiie Ilen an��gnee�nent satisfaaory to Le�er subordinati�the lien to -••-���:
<br /> ._:. :�: ^.., tB�Security Instwttent. If I.cnder detennines that any part of the P�+operty is subiec¢tti a lien which may attain priority over :;�., _:-�?'� .
<br /> - � � :;_.,ri'��`l:� ' this Se�vrity�sdrt�meat.l.e�def tnap give Barrawer a natice idendfyzng-the 6eri.8orc�it��r sha11 satisfy the iien or take o�or ��5�,''T . --`��"v_
<br /> - �, 'r • more of the ac6ons set forth abnve�Nthin 10 days of the giving of nolice. � ' ' fl��°�'' �
<br /> ..�,, 5. Naa�n+d or Fi+oprrty Luuraaoe. 8orrower shall keep the:impmvements now existing or hereafter erecterl on the ,.f,.�r,l�•,,.�,�;.; `� .
<br /> N "I�4 . . ' ' � �i�'.1���:.,...;'�J� -';'.
<br /> , ,.' , � . , PtvpeRy insumd against loss by fjre,hazards included witbin the te.rm"extended coverage" and any other harards,inciuding
<br /> ' ;;;� ,;!�` r ; P.�'s:+:.'�5 or floodiag,for whieb.l.ender irquiies insuranoe.This insurauce shall tre maintained in the amqunts and for die periods �'. ' �:
<br /> < %�,�'�f� ; . : - 'd�'�.ender �res.71ee.i�suramr.e camer vidin the insurance fil�all be chosen b Borrower sub'e�t to Len�r�'�aPProvaI �'� , .,;��� "�
<br /> ' . ..l;f�j��`�";�%:.;•'��.,�;y . Ci:��t7i�I;'shall no�t be unreasnnably withheld. If Borrower fa�s to mai�nain coverage descri6ed above,Lender�.q�:=;iG:�.ender s •'�' .:c''' .L,��' , � �
<br /> . ;;:•� '1�;;� y�f r �;!r�:obtain qo�uage to pnateci i.ender's rights in the Praperty in accordance with paragraph 7. . _:.. �;�;�� .
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<br /> ,:�f�; .�.:�f��, , ;;4:T�i snscu�.*rr.�policies a�ad icne�vals shall be acceptable to Lender aad shal! indude a standan3;,�it`:-�gs�:��'c: LeuSa�::,.::,'L<< , ;:,:
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<br /> :[,�;; ��:��' ..':i`:.;;�{AX' ' sha�.��,-�t�e i%�ze to hald the policies and renewals.If Lendcr requ}ie.s,Borrower shall pmmptly gi�e�s�E.ender,•2..1 receipts uV:;::�, '_ .�t : ,;�
<br /> -� sg� --,;ti�lti;;'.:.-.�s���'�•,te! .�.� Fa;�i gr�+:mijul-��retretv�l tppt'tces.In the event of loss.Borrower shell ve rom t notice to the insutance carri.r�and L,ender.'" � • �'" `=:
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<br /> .� •,r,.�?;:. . '��.; . Lem'.er may make proof af lnss iinot made promptly by Borcower. :'. "� .. . •
<br /> , "*� �'�`' IInless I.ender arcd Borrotiver othenvise agree in writing.insurance proceeds shall be applied to restoration or repair of the �;, � .
<br /> _ .,,�7;, . . • ,.. � Ptoiterty damaged.if ths restaration or n�pair is econam9cally feasibie and I.ender's security is not lessened.If the restoration or • �ry ••
<br /> �� �. � ''.�;;,;��.��� repair is not ecor.omiralty teacible or Lender s security would be Iexsened,the insurance procecds shall6e applied to the sums -'
<br /> °��� � ' �' �' � •' :.'�� . � secuned by this S'ecurity Instrument. �vheiher or not then due, with any excess paid to Borrower. If Borrower abandons the • � ,;.,�ti_
<br /> . " l,;r. ��,
<br /> 'r`'1;;:`.. ,,; �„:,, � Ptoperty,or does not ansKrr within 30 days a notice fram L.ender ihat the insurance rarrier has offered to settle a claim.then � ,_
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<br /> -,,�f.�;:-.�. ,� . - • Le�er may collect the insuranae proceeds. I.ender may use the proceeds to mpair pr restore the �roperty or to pay sutr�s
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<br /> •.:,,.;�„�. .::�,.: ;1 . Se���by this Security Instturroent.~vhether or not then due.71�e 3U-day period wiU be�n when the notice is g�vea.. . ' ��i�
<br /> �� •Cr�i��s Lender amd Burrowcr othenvise agree in writing. any application of Froceeds to principal shall n�aE eatend or � '�`"�
<br /> ` - � �'� �,� � pos�anx�it�+ivi� date o!tlie rmonthly payments referred to in pamgrzphs-i.�and 2 or Change the artttr_unt of tt�,�aymenu. I�" , .- . •: r "'�'. -�'
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<br /> :j�,,;� , '°;���;� ueder�.�-.:�:�.�1 the Pro�rty is acqmred by Lender.BorroK•er s n:��.t u��any insurance policies:as+i�:�eceed�r��iting fre�n. .�.: , ,
<br /> � �.:...t .,-:
<br /> � t�.;,.•.� ,. dum;�;��a the 9.fi.�:�rty prior to the acquisition shall pass to Lender ta C�:eatent of the sums securai.lryi iuis`Ssavir.���strumerx•,.. ' �. ,'., :
<br /> ; . . . , immrraisateiy pr'r��r[r�the asquisiiion. � �,��:':� ' � • ' •�;�:�, �, ������
<br /> i � • •, . �. '� •�.�cCUpa��§�,Ptesen�linm,Malatenance and Pratcs�tion of the Property:Borrower's Loan Ap�IE�ii:�4"•L.�asel�nlds. '�=1�' f� ;��r�»%-
<br /> ' �:� ���i� � B�nG�ver sha!!a� ,establish.and��e the Propeny as Bonotii�tr s principal re�idence within sixty days aker:fli.4secution of � , '�.:�tl��., ., . ..��;yr`
<br /> - ' • �';' this Security Ir��n:ment and shall cominue to occupy the Praperty us Barrower's principa!residence fcr:at!��`�:re year after' �'�'�'�"''+-=`': '•,.'.s+::�'`•^>�•'-
<br /> . "� � ' �=:��'��;•. . thc dz?�c�f o�.x,�-.�..�ry.unless Lender oihenvise agrces in writing.�vbich consent sha11 not be unrz�.��nuti�l':r+ri.ili�;j.or unless - . ; s'�'�f t..."
<br /> � ,,r,�;, ' ' '` e+:�,::a�.:ag cir,aur��a.es,Ci�'s! which are beyond Borto�ver's rnntrol. Bnrron•er shall not destn� ,.ri�sJU��: +,r°im aix the ';`'° '`�`����;�:
<br /> ':� .. . . I + �?'' . .� � . P , y.
<br /> ,( t. �� ! 1�1�7n�ty,allow�i;:1�u ` �.tn iletcrioratc,ar mmmit c�aste an the Property. Boirutib�er shall be in d'e�;s5l4�;ii.�iui�t forfeiture ;''�����
<br /> ���„`�1� .. , i :.,$f,�; '
<br /> .. ,.t�i4s7. ,. j. . � . .�. • � -
<br /> .�'..,� � i' a�i,:re or preceebi:.g,w qh:t cii�il ar criminal.is begun that in Lender's good faii9i i�.dgment coutd r�salt iti;'("r�i;i3ure of the ���'i�::• . , _ '.';_.
<br /> �5i;..� • ••. ° ., i`,I. P?c+;rerty or ot6�r�K,se matrrially impair the lien creatcd by this Security Instrum�'a:,r Lender s security interesx.�mnwer may . : ';�,;,;_�� �
<br /> cure such a defxu.[t and reinstete.as provided in paragraph 18,by cmusing rite action or praceeding to 6e dismissed with a ruling '..�;j{�{!;;? ..
<br /> _`'���' ' '''''i���' r thnt. in l.enders good faitb detcrmination, precludes forfeimrc af the Q'unower's interest in the•Property or other material • -���•�ii::'�'•;�
<br /> . . ,�..,,. . . .
<br /> ' :,;�:i;,,� • "":: � imgairment of the lien crratbd by this Secarity instrum�sa ur I.tnder's security interest. Borrowet shali als�be in default if � „ -
<br /> ' ' '���'�r:�s;. ' •" 6cma��n�cr,during the loan a�rpliratinn process,ga+�c mati�ri,`�113�fafst or inaccurate inf�xmaiion or statemcnts to�nder(or failed •"�' • . . .
<br /> t�, �,��r :• ,
<br /> _ ' ° r;�'��' ' ' 'I tc Rrr.aide Ixnder with an��material infom�atian)im m�nu:lian�vilh the loan eviderrc��.i ft y the Nate,includi n�,•h,ut not limited �'yf",;'� , ,
<br /> t - '. 1!..�..ti� . . . ' I.:�\,klK`• . � •
<br /> • . . � , ;'�,�� tn..n.,�pr+esentations cortcemin��nrro«•er's e�rcupancy of thc Prapttiy at a principal re�idrnce.7f this.Security Instrument is on a . ,
<br /> . '"` � ICaschuW. Buaower shal) aua�pf�• a�ith atl thc pro�•i.inn. ot tha Ic:itic. lf Burruwcr :ccyuircti fu: iiQc u� chc Pn�pert�•. ihc
<br /> - •' ���''�'� I�sehald and the fee tiife sl�n11 n�t trocrgc unlc�s Lcndcr agrecs to the mcrger in writing. , " . ' �
<br /> , • � • '`:�t`�` '' 7.Pruteetlon o!Lender's ltights in the Property.lf Borra�ver fails ta perform the covenants$tid agrcements contained in � � ' � •
<br /> ' � ' this Securiry [nstnunent. ot tt►em is a legal pma�ting thad may significandy affect Lender s rights in the Property(sach as a
<br /> � , pmcee@ing in bankruptey.jrrobale. for rnndemnation or forfeiwre or to enforce laws or regulations►.then Lender may do artd
<br /> ' ' ' � ''`! pay tor whatever is rtecesssry ta prolect the value of the Pmperty and l.ender's rights in the Property. Lender's actions may •
<br /> ' `� ' .;i;',. includa puyin� any surtss ss�rured b� a licn �c8ich hbs priant�� o�•er this Security instrument. appearing in court, paying • ,
<br /> _ '� ��,,;;;� re.asonpble attomeys fees ai�a entcring on the Propen��t�makc.repairs. Although Lender may take action under this paragraph � �
<br /> ,�,. :o • . :•:'1�;;. • 7.Lender dces not har•e ta da ss.. • � �
<br /> ?� Any amaunts disb�vrse�d"M• I.cnder under this paragraptt 7 sha0 bernme additional debt of Sorm«er securat by this �
<br /> -'� •,, i Secatity instrumrnt. Unless&►nn�rer and Le�edcr agrce tn rnhrr terms of payment,these amounts shall bcar intcrest from thc
<br /> ' • di�ta of disbursement at t!►:P+ase ratr amd sh:ill t�e payabQr. �ti�ith interc�t. upnn notice fmm l.ender to Borro�cer requesting
<br /> ,`� � p�ymant: . ,
<br /> •1 � 9.A7u�e Iasuran�+e.li l.etrd,r roquired mongagt in�uranre a�a mndition of m:ilcin�the loan secured by this Security . ,
<br /> • � Instnunenl. �rrower shall�y Ihs premiumti reyuired to ms�intain the mongage in�urance in effcct. If. for any rcason. the .
<br /> ' ;:. . _ . �� rrior�gage i»xutattre rnti�era�e required by Lender laFsc�s c�r c^cascw to be in effect.Borro«er�hall pay the premium.reyuited to % ,
<br /> ° :-=': �__-=:---- ubtuu►aa�'CI,bC aU�fSl:tilfFCir���uftafe�t tc►d��,rsga�e ir.c;i:ar�re p�c�icsuaiy in cSfc.t.at a r«K snh:.tasstia!!y rquisalcnt tci the � �
<br /> . . � . mst to Bumnu�er of the m�nt�gr ia�uratare prc�ioash i»ctf�ct,trc.m ar,attcmaie martgaLe ia.urer appnn�t.bt� lxndct. If � •
<br /> i• r. • • � ' �•��.z�,e ' iarm 3028 9�9� �
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