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<br /> `�'-k.�`§ F� �F .. . r'. E - F�..u4'��,... � • . . :' - .����. _. -_
<br /> ��' , � t. ' �. The Funds shatl B� h;id in an instiwtfn�s�whas��ds�rosits are in�� �a:�.�'�,���agencp,,instrm�ental�ty► ar.��t�� _ - -
<br /> -t _.,�� �t � �:: ° 3++tiie�ands ta a ttta -- -- -
<br /> �- (incl�3n�I.eader.tf Lendcr la r�scli cir;i�t�ut�oa)ar i�a�y.Federat H�;=�", ;'�e,r.der�a�s�, P Y
<br /> Le tfie sscm�v acco:ai�t,or
<br /> .. �kr�: Escrow Items I.��nd�nu�y�t charge ltoim�v�r fvr holdircg a�aPP�Y�`��s ; ��� �
<br /> ;. � { g • i� Lender to�ina+se susD ' . �
<br /> �.'° .�_ , �. , v ri tho Bsrrow ttems.t�nlcss t�cnder � e Bflrrower�nterest on the F�i�...�` .1�w;;�its
<br /> .,.. ;. a,:4� e 4'Y� �Y n �.,�::,� _ ��� .
<br /> `''���:� .,�: �-a charge.How�ver.lxudor m�y�cquinc Borto�ver to pay s unazime chargs'��"�t�r�. �:esAate taa repo�ng servioe _
<br />_.` _. , .� ,�„ , x..., ss IDade ox ,.
<br /> � ��.; 'f , �eQ b Lender in conncttion w�th �hia toan. unless npgtica�l� !aw pra�5��ot�.�'se. �7at�"aas.agreemeat
<br /> ;.I �� ° �°.�:` egplic�te law requires lnEtuest.ta 6e paEd.Lendet shaU not 6e re�ured to , _ aay.int�4 or�mings.oa the�ds:
<br /> � ,`",_�". Borrotiver and Le��',tno e�flee�i��tvrIttng.ttawever.tdat interest si�ail�re'. &�i5;�£`l�t�uds. '�det sfia1I g'►ve tp Borraw�F,
<br /> �` F cvithaut charg„;`:an:er,sua��coustl�g oY tt��ur.�s:showing aredits au����#i�'s`,-'da.�•Funds �he�os�foF ivbi�e,acd� , • -
<br /> ' de6it to ttte t�lt..*�,t�was�.Tite Futtds a¢ep�dgad as eddIdonal serurity�i`.�a��.;�fs�tned '�3�.s Seatnt�Instrument. . �
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<br /> ;,h,:. '; _.� �: ..� �. If We Fcz�sd�helQ by Lertder exce�th•a�aunrs p:tmitted W 6s held��;:�p.`,.����.,�,'i�SShall a000nnt to Borrower•.. . ----_- — _ —
<br /> .-` l��-`-�- -� fos t�te�ess Fusu�s fn assordans�e wlth!!�.rc�#+�itetn��s of.sppl3rahte Iaw.���'ri�': ���, 6eld by Leudei aY�ny _
<br /> �. . } � 'ticne is not svffrciCa�to pay the Escrow[ttaa.q_t�hen da8,Leaaer�my so¢o�+�r�'�:��"'.-� �,�s�ch case Bosrower _
<br /> ` ': shall�ay Eo Leadce tt�ar�ouut necessary ta�up the deficienry.Eo�u�+�-'�a+������`�eficiefficy in no�amr�thazr - _ --
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<br />-- -�.' `y'�'� twelve month]y paymeats.ai Lxnder's sote dlscaetion. � t `'� �,.}�°�� ,"'iefim8 to Borrnwer �
<br /> . ,°:;�,,,;_._. . L�'•::= :•"+-' —
<br /> _ Upon paymeat ifl full of all sums secured�by tt�Is Secusity I�_:'�eFx��h�{p�� �3' ---
<br /> .��:�. Funds held by Lend��,Ii�under ParaSmph 21. Lender shali acquire or sell tir�;�t��;;,��,>�.,iG�'�4�r to tlie aa�uisition or sats --
<br /> =�-�� .5�, .. � o�1f���th�ei Pro�er*ty�,.,�sh�all apply any Funds hetd by 1.ertder at tS�e time of acquisitic�?,��`.�s°a-cr�,-;�C?nst the sums sec�ed 6y _
<br /> �. ft�� Naw3��ty..�vuY�i��. "�,..i,...,: �=cis ...�.�1: :�. � --- —
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<br /> ? ��,,` � . 3.ApplicatdG�of�ym�eais.Untess applicabte law pmvides oth�w+sc.��OSrv�re�sa�'�'�?i��uni�r Qaragra�bs
<br /> � ,�vs a,�,,
<br />:�s;'. � � .. � 1 and 2 sHaU be apptled:6rst.to anY P��Yuceni charges due under the NC���i 3P��"µ-'r,i?�'-�te under,para�aPh 2+ r,,.,
<br /> , „ � � � -
<br /> third,to iaterest due;Eoucttt:to prittetpal due�aad last.to any late dtarges c�?e�ac���ote.��:;y;:: �
<br /> yff '��t . . . .---__
<br /> � , � 4.Charges;Liens.Borrower st�all pay all taxes.assessment§,.cha�Ses,�:�a�;v�i ' `s�"�s:x€�utabie�tID t�he•Pc�opertY
<br /> ;; wtrich may attain priority isver this Secunty Irtsuument, and[easehold pa��tacrs�o��:,"�:�s�`�ny.B�ir��t shall pay �
<br /> r, ' � these obligatiaas in the manner provided inp�agraph 2.or if not paid in��,$�+n��ar��s�;�aY tf�an on time directly � >
<br /> •�;� . to the pe�son owed payment.Borrovlet shall promptty fumish to Le�,der e3T c4�ey��^.:��:�s^��?j!���''_.d under this p�agraph. �'n: -- _
<br /> s�.a�� - .. If Bomawer maEces these paymenu direclly.Bozrawee shafl prom�dy fumisiit►r�a��,'k ����ig the payments.. —
<br /> ¢ ? �" Borrower shall promptly discharge any lien which t�as pnbnty over this 5���`�""`�_ ,�?I'c�Ba�Wer:(a)agrecs i�� ; ' � —
<br /> �_ .. . - '. , .: �
<br />_;•, : . - wriLin�to the akment of the obl�ation secured by,the lten in a manner aoceptab'rs'�:�1(�d�',(�ijb�ia�goad faith the l.i�,a . `•�o,r,
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<br /> �� ^ . •. by. or defen againat en�`orcertieat�of the lien in:lega�l��pibceedings whicti�fn n� �a�d�r s�*,�,�ege?wt��a!?prevent-�tt.e-�.-----� �y -
<br /> '' �<<'��:. � � eaforcement of t�e lien:or(c)secures from the holAer of�he iien an ag�eement san�a��������g�e tien t� " � , ._}r4v, ---
<br /> "s f . ', this Secarity Instrument. IP Lender detertnines that any part of the Property is subjec;.�o'�a�i�e�xvf�ai�s?:rii�v aua�n priority csva.. -
<br /> •f "�� ' . � this Security In3tnimeat. l.ender may give Borrower.n notice Identifying the lcen.Botmw�'�,stn.�a�1.�iier?.ar take oa��:,• • ' .�
<br /> ����`'_,:,. .. --,-<::' � more of the actions set fonb abave wsthin 10 days of the giving of notice. ` �� �� ` _ ---
<br /> • . ---
<br /> �;:;� . p �g.;;c�:!��,;�#i��a�..�ted on the '.
<br /> 'r 5���}.;:,,'.,; . � S..Razard or Property Iasurance. Barrower shall keep the Im roveffients maw�s�,^� - ,r�,
<br /> _ ':r {y�:;:i-;<:�:;;;:. .. Propei4�r insured a�ainst toss by fire.hazards included within 1he term"e�ctended coi;:�a',';:�?s�:s��_�°�.�h�:?s.�=.including . r: ;;
<br /> :�;� �`°, � y;;r�, . . flood�or flaoding.for which I.ender rcquires insurarice.This insurttr�ce shall be m�z+ �A^'n9�+�+�e��i��-s�ccir°l.�r�te Peri�s `'_',.. �,'
<br /> ',.;,, ,&< ,,t;;,�{,:: . . � that Lender pt+avivir the insurance shal! be chosen b ��crc��rar��sss,�.:���[..�'s ag�ac,��raT
<br /> ,t;r �`•;J�:,.;�,f��,,. .. ;. requires.The insurance carrier .g Y
<br />.°,;; �. . �a,;r�.�;,�;;:,•� whicti sh�lt�not be unrpsonably withheld.iti�ocrov�er fails to maintain coverage describa�::��ar�'��:s.z��2.�`,:aiI.�dess. �•'�•>
<br /> ' `t't` '''{ ,�'<��i , option,obtain caverage to pratect Lender's right4inthe Property in accordance with paragtap'i�l ° � `' • ` •
<br /> ' 1• � �� y ��E� � Ail insurance pol%�ies and renewals shu10 be acceptabte to LenOer and shall instade a sc����r:,csr��esa'�se•d�der . ` ''
<br /> :i;;:�r li�:�/�.'<�::r:t�;fi;'=�J?trjt..� .
<br /> ;�� t ; .,.:',�:��;�,. shall have the right to hotd the policies and renewals. [f Lendcr rcquims,Barrower s h a t l prompri;;��SSe'nK fi u��s�:�f i r�ce a p t s o f
<br /> �"�" `' '" ��'"��''��'��`'�"�`:?�:�- paid premiums and renewal notices.In the event of lass.Bonuwer shall give prompt nouce to th�w�:�.�ise��{and Lender. ''k
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<br /> �i�',.,,, "��r,,�,�:rY,;;r�4�J'�;;>;;���}'..�' I.ender may malce praof ofloss if not made promptly by Bnrmwer. . � '� .
<br />- . ���'`��'�;:cf;'?`•,,:��; .'.`x Unless Leu�er and Bonower athenvise agree�n wntmg.imurance procerds shaU be appiied.l3��r�a�nr repair of t�e _ .
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<br />-'�:��'�, � %��'?'���'�,�'�..,'' .. Property damaged,if the restoration ar repair is ecnnamicslly fea.�ible and l.ender's security is no1;L�:�:���e restarat�on or �
<br /> �...,f ,.��;:';t<:;s� �.�ca the s�uns �s
<br /> -`;,;�,, : � .,:,,;�:., • repvr is not economically feasible or Lender s security would be Ic�sencd,the insurartce procecds .dr��'�Ts:a�
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<br />_ ,�� securzd by this Secutiry Instrument. whethcr or not thcn duc, with any excess paid to Borro�i�.�:6ti��,.�rro�rar:�ndons the ,. fi.::Y ^ �
<br /> = : •,.:'�t+`s�y:��.' . . propecty,or does not answer within 30 days a notice fr�+m I.ender that tha insurancecarrier has�it��:.�,C3 52I`��:�ctairre,abien . ;f.�„�t�
<br /> . L,e�dzt may m l lect t he insurance proce e ds. L en der�ma y use t h e p r o c e e J s t o re p a i r o r r e s t a r e��i e��:+�e.�.;�.��tm�p�y s� . � {��
<br /> " � s%r��-a�3 bq this Security Instrument,whetheror nni tAcn�duc.Thc 3U-d:�y Qcri��d wiq be�in whenti�.z�i:�i:c:,�s�sc��.:� . '�''� ��'"�,f {�'s,
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<br /> . � �.���s L en d er an d B o r r a w e r o t h e r w i s e a g r e e i n w r i t i n g, �n y a p plication of praceeds ta,p E m���;SS�a�G'�3e ex:�ncl or ��,r..�. �•��.�.
<br /> ' , � pos:�r.+a�tha�:�e date of the monthty payments referred t�in paragr�Phy I and 2 or change the..��d:�'���a:jpaf�rr��*.s. Yf ' .
<br /> �' •�;;,;,�.. .: � , uac�er pasagraph 21�the Property is acqu�red by Lendsri B�saower'ti nght to vny insurance policies 5a�i��;�eds u��:C�.scg from ''.' � ,
<br />_ ��:�. ' • :�`t�;'r���{ • damage to the Propetty prior to the acquisition shall p�tis ta l.endct�o the exte�t of the sums secure:��c�*.�s 5ecux�y�.r�nt .- ,._
<br /> �� ";;;�::;�:�:. . .
<br /> ,:�;:r ...',�.,;,,,,�.;;��. '':�,.,:��,, immediatelypriortotheacquisition. . '. � .
<br /> ' '� 'i�•';:���`•;;.:,�;f;',::� ` 6.Oocupancy,Preservation,l�iaintenance and Pmtecifon ut ihe Pruperty;Borrower's L�mn�G�p�u9nc�i�a;ff:�,.�;na��, . . . �•
<br /> '•'�," ", �'.°�•,�„•' '�I"�'�"# , Bonower shall occupy,establish.and use the Pmperty n�liurruwer',princiQal reudence within six�y��;s a'�ter�7�t er:ecti:�:a�n s•ff , ` .. �.�.:
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<br /> this Security Instrument and shall cuntinue to nccupy the Pcnpcny ati 13orrnwer's principal residence fbr�??V:��s¢cn��;:�a;�r
<br /> �� the date of occupancy,unless Lender othenvi,e agree.r in �vriting.��'hich coment rhall not bc unreasonat�g•w7'�tl:��.:vx uxi:„�s � '
<br /> "�';C i. ....:. ........:� s;:,�:"''%•:';:` � : •
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<br /> �,� , ", ' .;�;,y;' � • extenuating circumstances exist which are beyond Borruw•cr'ti con�rul. I�urr��ti�•cr shall nat des!roy, da�^�age �ea S;.T-�_uc 2�� � .
<br /> _;�;.:,� ? • , ' . �,-;��;•<�. Property.allow.the Property to dctcrioratc,ur a+utmit wa�tc un ihc pr�►perty. F3�+rmwcr shall be in dePaa}'t z�f..an3+P��`sUt�.,."e ?,,'�,;,.� . _
<br /> �`":. action or proceed`n�.whether civil or criminul,i�hegun th;d in IAnd�r'.F��ud f�►ith,judgnient cou(d result ir,f�rf�i�::4.:�`��t�r ,,;`;.:.'�'
<br /> ``,;�, ; • , • .. ��.;;;:,� P Y Y P Y Y ;, 1�,,.. .
<br /> "' Pro ert or ofr.erwise materiall im air tha lien createJ h Ihi.Ser��rit Intitrumem ur I.ender's xecurity interesa.`�S�r.��-�:r rn�� ::�;ay::•
<br /> • � ct-.such a default and reinstate.ar•prc�vid�d in paragmph IN, by cau�ing thc;u�ion or pru�:ccding to be dism:ss•�:L�i�,1 a iv�u-�x: •!
<br /> ��;�` ��;''�'`+`�•� � � aFzt, in Lender's gaod faith dcterminution:pn:clud�w ti►rfciturc uF ihc Huru►ucr'� intcrc.t in the Property ar :�:?f:s r-r:�*.��� ,�,
<br /> ,�,.;, ,,;,..,..,,� ,;,,
<br /> - �'�.•�+=';.`,::;::;.e.'� >:;�:�;,� . ' z:�pairment of the lien created by this Secunty lmtrumcnt��r Itinder'. �rcunt� intcre.t. Qurrower shall also�im:d:s�a��.'iC �ti,
<br /> •€ • .' -'r,%:�,:�`�•:°%:,'•' � Bonower,during the Ioan application prcxesti.guvr m:�teriall}� f:d,e or inaccur.ue iMurmatiun�,r�t�tementc to L:nc�_�iv+�f�:r�d �' .
<br /> . • �.•�„`: to provide l.endcr with uny matcrial infurmationl in cuiineeun��wiUi�lir fu,�n c�idrureJ hy thc Natc. including."�:r r,�c l�s��a� �
<br /> � �! � `� . , �;',:�''``�''` to.representations cancem�ng Borrower's�xcupattuy��f th��Pruprr�y;�.;�princ�pal rc�iilenec. Ii this Security ln<.��ni:?c:t:�u�r�-4
<br /> ...
<br /> �'� �K':�';,��.' Q:asehold. Borrower shall camply with all [hu pmvisiunv ut� thc lea+e. If Hurruwcr aryuircti fee title to ch° 1?nti�e-�y. �.�e ;••.�.
<br /> :.�.:, .. ' . •;`�t5 , � 'te�senold and the fee tide shAll nat mergc unlesv Lendar au�tic,ur�hc nicrNrr in writing. , . : f:�. '
<br /> : ' �. . :,?,:% 7.Protectton of Lender's Rt�ts in the Properf�.lY Hurr�n�rr�ailti h+prrti+rm thc cnvcnants an�agreeme-':s:����.�i.���a:� `'s,. .
<br /> � } � . .. `'� , ttsis�ecurit ir.strument.or th�re is a te ul r�ecdin�th:q nr,� tii���ificantl•aff.rt I.�ndcr's ri t{irr the Pro m :i::.���..,,�2�. �;, '
<br /> :.. , � •�,''r,:}�';, .
<br /> Y fi P b Y b } Rh Pe ! ' � ° �,.�,.•.
<br /> -.� ; ,t •;;;:�::,� ,���ing in Lankroptcy.probute. fi�r amdemnation ar fi�rfciture ur tu cnfurrc la«.ur rcgulati«nx): then i,ender m������dt .::..::. .. ...:::...:�
<br /> �,��:-'v :?-;t't:`:t �e• f�t wt:ztevec is necessa to mtcct thc valuc of thc Pm er1 md txnder'.ri�ht� in the Pro er�•. Lender's ac"sRr.t��:i �,,•.,. .
<br /> ';i;: +'.: •, , � i *Y P P Y = 1� D 3 . � �";;
<br /> �``. `:`,,." . .. . .��:%;;�'i"l.�i'' ar�cl-:3e psyir.g"any sums secuned by a lien which ha� pr•urity avcr U�i, hcuri�y Iu�Irument. a�spearing in co�e. ��,?..��z ,;,�:..,, "� .
<br /> ,;'.��� 'S•�%`,,����"��'��:':;�:;%`';;;,•;'��''t �•�.�s�aabta auame s'fees and cntarin �,n�hc Pro crt t��mai�c re�ur,. Alth��u�I�Iwndcr ma take artion under this �.� *�-�z �'� •' '
<br /> :, , �� '!�:, ,...,;,,.. Y S P Y t�� b Y P" �-`.�� . �. i
<br /> ,��, � ;����,;;:.�...�,,,.,�.,,�;.�.:, ?;2�:aderdaes not huve to do so. . , ; ..: . ;
<br /> :'� , - ,�:�;� '' , Ar:y.a�ount� disbur5ed by l.ender under thiti paruga�ph 7 ,hall hc.•uinc Jddiiiunal dcM uf Burtowcr tiecurai �i� i��:s= . . i�,,,%�� ;,,..
<br /> �:-,a . i-f;'. : .`;:�•�'� 1:.r1;�:,
<br /> ;�:-';� �i,., ,', •'•;�?;i:� ' Ser,n:ri;y lnstrument.Unless Borrower and I.endcr i�gr�r tu„thcr I�rm.ut p;��iucnt.Ihe.r amuuntti�hall bcar interest fmn d�c� . ..,!;•.`'��•'•:: �..,;'.�.
<br />-;��:,;,;,', '' . - . '�?.'.�:e'of d�sbursement at the Nntc rate und tihall hc payat+lc. aitb mter�.�, upun notic� fr„ro Istxlcr tv Eiottuwer reyuc��r.•�- ��'�•. ,�:�.:�• r.
<br /> ,, ��,` .. � IDa�ment. , �r,;�':;,;;.,';'.,,,:;. , .:
<br /> ;•� S.Mortgage lnsuraace.lf I.�nder required murt�;a�c in.ur.�ncc:�r a cua►liuuu of ntabiug O�c I�,,m sccura)by this Seci�nc;. . ,. �;. :';,_; �.`�� � �
<br /> ' : .` Ilns:rument. Borrower sh�ll pry �he premium� rcyuircd �u maimaiu�h► inurt}�.iti;r iatiur.�nrr �u etl'crt. If. for any rrrson. :Yze . '. . . `
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<br /> mortgage insurance coverage reyuireJ by Lender I�p�c�ur c�.�r«tu he in cltr.l. Nurru«cr:liall ra� thr premiumx require�:c� :� .
<br /> : � � . obtain coverage substanti�lly equivalent tu Ihe m��rlgagc i�I�uranrc pr�vi��urlc �n clier�. at;�rn.��uh�t:mtially cyuivulPn!to u�.r. . ;;;;�-��;:.�.�� � .'.
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