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<br /> �.'.�.._,.,:,,., 'I�L#RiI�R WITK alt t�im�soveraea►ts s�aev or hst�ea#ter crected on fhe prageity.aad all easemeau.app�teaance,9, , -_ -
<br />= .= .��s�;:;>,;:,Y;�;<':< and fu�tntes�w ar�Rer u part of t1�e pzog�rty. AU repBuoemer�s an4 additions shall siso be cpvered by tins SecurIty i �_-�_.�
<br />-=`•�, L:;"'�'.�'`�`•i?t�'!� in �m na Ail of th�foTegving is refened ta in this Seau�ity.ins�umeat a's qtte"�COj1ET[jl•° , ' �-._-_-_--.-----
<br /> `�"'.� .;� �ORRO�i1E[t COVENAN't'S tha3 Bomuw�r is 1awf�3Iy,seised of.tLe estate hereby oonreyed and vas the dght to gant
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<br /> '�.i �. �'` �'�: : and ca�vey t�e Pirop�rty and th�t the Froperty ts�n.,'ucumbe�ed,except for.ene�mbcances af cecord. Horrawer tiva�rants aad - _
<br /> < � • � �t defeffd gea�ereUy the 6tk to the Froperty agaiast all cla�aad deman�s►subje�t waay enc�mbraascs of remrd. • -� -.
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<br /> ��� { 4- � �: �Y TiiIS SECURTt9f INSTRUM�'oambines�ffomt covenancs for na�onat use and nourunifor►n cuvenants virith � �,"� '`�"�
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<br /> �� E � t�, li�itea variatiaus by��visdiction to cons6tut�e�nnifmm sec�nirf insttnmenr covesing a�eal proPertY• . , . Y f, ,�!
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<br /> ' .�,�, ��RM 4`Q�Q�/�1��.BOIID9VEi flII�1.2�1dPSCOVEfl�L 311�8�[CL`SS fO�ON3: r�t., ;� -�
<br /> . ,�`� S ` •�' l. P�yc�t�ut�PrIccrf�ml�!Intet�t;FrePayffieai an�Late� Bouower shaU pmmPtlY paY wY�en due tiie .� � - . _
<br /> �'� .:� of and interest oa tt�x dQbt evidenced b the i�iote and am�prepayment aad lais r�argas due�md$r tbc Note. �_ _
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<br /> - �; '',*.�:;�:�' 2. Flw�ds for Tases a�I�vranea Snbject to applicable law n�w a ardtten waiver 8y�Baimwer shail{say�to t... : ,, ry � �';�_.�_
<br /> ' I.euds:r am the day mondily paymeoss a�e due under the Nats,unh'�the�Tote is gazd'm faII.a sum("F�nds")far.(a)YearlY 4 � °t� _
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<br /> •;�'r•,. ��A«cmenss w�ich maY.attaiu�SioritY aver dus Secm�iLy.IUSttument as a iiea ara tBe.�rty'.ib)Y�S'�easeho2d . ' :� _ _
<br /> ft `.� �a�s o�gmw�a nnss on a�e�:s i��y-ca3 yearty,b�v,ia or�o�erc�r,insuSa�:;�s:ta)�y��t o s�: . { , , �,� .�
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<br /> �'� . �.end�r,ia accardaacearitfi the�r���'s.i�. a�`t;:S:in lien of'the papmentvf cr��age.su�iira��,�' .".tu�:::��+? � , t�� _
<br /> .`� � •; items are plied"�scmvr Ite�s`�:'m�'�:�,t�e;cnUect and hald F�ds iu'�a amc�€�uia ta eacee�sfu�'ma�unam ' ` � , � ,��`�� � _'""
<br /> '� ' � � '"< acnnunt a tea�r for a fed��aIIy telst��:rn�Se I�aa i�,requite foe Barco�vds esccaw acar,t�s�uuder tBe fed�Real ; " ��„��' -
<br /> •� .I `^t �,�:�F Fstafe Setiiemeni flvcxd�n.s Rct of 19'8A as ameaded itvm titns to 6ma,ItLL:S C.�2601 etseq.("RFSPA'7.antess aaosbet - __
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<br /> , . :,;;:...._..,j�'•�>f =� law that applies to the fian�ds sets a lesser amaunt Jf so,Lender mAy:at•an�uma„G011ect and hotd F�ads in an amount aot to --
<br /> " � ```„�- exceed the lesser amounL Len�sr may estimate the amount af Fuad�.dun an�the 6asis of cur�ent data anb trasonable �, , �„
<br /> "r;;: !.:4`'.:.` estima2es of eupendit�ues of futw�F�croa items or othe:avise in accandm[Ce witt�applicable law_ � ��rr� -
<br />--,'�. � '•' ' 'i'he Foads shaaU,be beW in an institution whose daposits�am+iASUred by a federal agertty. insWmentality,ox enury ' �-.
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<br /> - .. '�,-..:.:` .-'.:. .. (iacluding LendEr.if Lender is such an institntion)or in•anyFedert�l�Home Loan Ban1c. Lender shatl apply the Fuads to pay ''• ' °"�,�� -
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<br /> ��� tP�e�scmw Items. I.ender may uM ctiargc HorittivL�`fot'hatditt�and applying the f�ads,nnnually�cutal�rzing the escrow . ��j �... ;_
<br /> ' � '�` -• account,or verifyin�the�Escrow Items.unless`L.endcr pays Borrowcr�nterc+t on the Fundc and applicablc law peani�4 �-�—
<br /> • � ��� Lender to make such a charge. Howavar.Lender may rcquire doROwer to Qay a one•timc charge for un indcpendent rea) N�-
<br /> � �'�,`:�+�::;.;;��;,� ' estate tax reQorting servicc used by[.ender in conaectinn with Ihis loan.uNesa appifcable!uw pmvides uthenvise. Unles�on :, . _�`►'.;
<br /> ' ,•:�� agceemcnt is rnade or appticoble law requims inmmst:to bt paid.Lendcr�ha8 not be�r.quircd to pay Aam►wcr any intercst or ��• �
<br /> • •:. � • - camings o�the Fundti. Bntinwcrand Lendar mAy.ug�e in writins.hQwevcr.that intcrest 5ha11 be paid on the Furtds. l.cndcr ,,; : -�r=
<br /> • � `•,'"' ' shali give to BomoNer,without cbstt�go,an annunl macapnting of thc Ft�ads.showing c[edits artd debats to the Funds and the ,;'� • �,%r�*�.
<br /> _ " � � " • '� pucjwse for wbich each dobit�to tha Funds cvt�m�dn. Tha i+unds nro pledged as addiaonnl security for a11 sums secured hy � . .•. �.
<br /> ` •'':' . � , tfus Securiry insttumvnt� .
<br /> ... �; � " ' " If the Funds heid�by i:ender�exceed�tlta amauniu qertniitod to 6e held�bK�applicable iaw. Lendet shall account ta -. ..'..'''� '
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<br /> ' � • ,.�,.�,,.,., Bomo�v�er for�tha excess Fund�io�accardanee with,thQ n:quimmunts of applicable law. If the a�ttount of the E�nds heTd by ���r: �.•
<br /> � 'ri' ,'�r. Lenderat�anyf�rime is not suf�iaiant:ta pay.tha Escm�wJttcm�r.when dae.Lender may so nod f y Borrower in writing.art d;ia , �' �;� `�i� �'
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<br /> `: ; �. � such•ca�e 8asmwer shall pay ta�uende�±d�a amnunnna:os�+,�tu roake up the deficieacy. Barrower sha11 make up the `,'�;''>�•'�c.••• � �.:;,,,,.,
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<br /> . def�ciency.in no more t�an tw8tva monthis�:pay�r�cnil�.,at�henders sole discretion. ..-� `-.;,'�_
<br /> ' ' Upon payment in fu11�a5alUsumr��^ttmd�by�•tll�Securiry Inswment,Lender shali prornp�ly refund to Borrower any • • �,• ���•'
<br /> - - -�- -- ..._--�: i�nds heldbq Lender. If,andEnpam�mAb�2ii i.endershall acquireorsell tF�Rogeciy.Lender,Priorto theacquisitioaor _--__-.fr:,;:.�,� -- .
<br /> .I, , ' �:•.�.`� sate of th$Prnperty, shall�applK•u»N�Fnnds lteld by L.ertder at the dme of acquisition or sate as a scedit againsi the saan.v .f:'
<br /> �; ;�:. �•��1.,:�:':.'��� se�a�by�us Security IavwmsaU ��, : , '.y�r
<br /> �� � 3. ApplicatIon oY P�ymeuts. Unless applicable law pr�i��es oLhenv'sse,all payc��m�t��eived by I�der uader "'�'� � '
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<br /> . ° ,• paragraphs 1 and 2 sha(1 be applied:first,to any pn�a5�aseat chzr�.s dae under c�e Note;seCa v..EO atna�u►[Es p�ysble�mdtc !���: .' , '�� +ti
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<br /> � °' .. garag�agh 2;third,to intemst due;foarth,to principal ct�and[z.s�,ta a1y fate c���s due under tl:e Note. , ,,:,•. �-4-�
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<br /> . : � �6arges; Llens. Baaower shall pay all taxes, asses�:�ts,charge�.fines and impositicns a:�:�itable co Slc •�,`:.
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<br /> ' ��>`. Prope�r?�fiich may attain priority o����s Security Inswmer.�sccd leasehold paymenGS or gr•aund rents.:�any. Borm�Er '`%�� �'`
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<br /> � ;,�' '" . =' .. 's�tt�;ay~+:ttese obligations in the manh.�.�'ovided in paragraph 2.or if not paid in that mann�:.L^�rowes s@all pay them on ,:::!={:��1 r ,: •
<br /> -'•s = . .:,'.�.� �:''•,., o h e e r s o n ow e d a Borrowecs3�al1 rom ptl y fumish to Lender uTl nouccsof amaunu ra be paid under . .. • '�:%���;•-`•� n.`
<br /> . nme duectly t t P P Ym�- P •�:, . •-� --
<br /> � . 'r' ,' . . � ` t6is paragraph. If Bcmower makes tP!e�x:�ayrssea�w c3'it:ctly.Borrower shall promptly fumish zo Lender receipts evidenc�ng -- •, � �-::, _
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<br /> � Lt;�.�....: Borrower shall prompily dischsr,t_any lien which has priority over this Security lnstrum.e�*.c nnless Borrower.(a)agrees � t.'":"��=---
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<br /> , ;• ,, '•..�,,.,,,±i,,,{*h��.,• in�writing to the payment af che ebli:�.�i.cn secumd by the lien in a manner accepiable to Len��.��>contesu in good faith the ::'�.;;��;:;'._;:r.-r=�
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<br /> - p -_ • ,,c,;hv.. ; lien by.or defends against enforcer.tent of the tien in,legal proceedings which in the Lender's c;�ion operate to prevent the �•
<br /> :•- +!��f�����.i�;,;,;.%?i�,�!��`�', ;,, enforcement of the lien;or(c)secures from the holder of the lien an agr�eemeee�usfactory to�.e:ider sutxrnt'snating the licn • .'�'+:,;-_
<br /> : t�s��,�.�, r<<}�,,,� . . to this Security lnstrumen� If l.ender determines that any part of the Propert�5s subject to a 4ien which��y�attain p;ioriry � � �_�
<br /> t�� over this Security Inswment,Lender may give Borrower a notice identifyin�t1:e lien. Boaower shall s�,�-i�::r�;:tien or cake �:, ..
<br /> • '`���i t f� �� one or more o f t he actions set fo r t h a bovc wi t hin 1 0 days o f t h e g i ti i a g a f n o t i c e. '. .�.�4,::,� . '��
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<br /> •'<• �;..; .'� ` •."��_�:'' .� 5. 8azard or Property lnsaiauce. Borrower shall ice���!e improvements now exiuing or hercz.`�er:c!ed�:�e��� ":•.,;�y�. ''
<br /> � " • ' Roperty insured against loss by f�re.hazards irtcluded within Ct�teim"extended coverage"and any other fi�ards,inetuding : . ,
<br /> �� y�� ' •`. . .� � f�oods or flaoding, for which Lender requires ins�crartce. This insurance shull be mainwined in the a�on.7ts and for tho . . . • <;-:
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