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<br />� r yt�.���s:t�:y�.::.��� �r. . �ot��hat Lettder c�qui�es. Ttt�°itlsttr�nae cetrier providing the insusanse shall be chosen by Banower salsjert t�ender�a - �`'''�``= =
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<br /> r•` -., ' ,►ppmvaI whis�shall not be unrea��ht�tivithtwid. !f Bormatr ga�s to maiattin coveoage descn'�eQ above.Lender may.at
<br /> ••°'s�:.,:i;,•�°":; � Leaders ogi�an.o6tain coverage ttt�oi�cE l,ender�rights in the F�operty in accordance�v�t1�pam�aph 7. , - . - =-
<br />" �,�:,�:�° �`::3 ��' ' Atl iesurancepolisies aad��ats si��t�,b�acceptabte to Leader an@shnll inc[ud�t�st�utdard mostgage clause. Lcndet� -• ' �, --_
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<br /> .,{ �y'�; ^;� p reqaire5.,�arro�ver shall promptly.giue ta Lender all receipt� .
<br /> n,,.. t�,_ shall Qeave tlte right to hal�4he olici'es and reqR+vals. If Lender
<br /> ,�w� 'r,"•<<' w���_. ` of.paid plemiums aas!�newal aotices. 1u,th�event uf Ioss,Sorrower sh8lt give prompt notice to th�insurance carrier and ,'
<br /> `:��� ' �' Lend�r. Lender may make pmof of Iass if nat m�de pramptly by Borrower. . ' x �` --
<br /> •.� - � , �. r.�.; � j _
<br /> :,��' ' �� , Untess�.ender and Borrow��otherwise agree In writing,insurance pmceeds stu�ll be nppiied to restor�tion or.tepair of• r. ;�
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<br /> ,,� the Properey damaged,,if the.restatation or repair is eoonomicaliy feasi6le aTM Lertder§ security es not lessened: If ths „ � 4�� -
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<br /> _i,�. � �: �:s�: cestoration ar cepair ts not economiCally feasible or l.eader�s security wnutd 6e tessencd.the inswance proceedx shall be `t�.
<br /> � � J�•- a t�ed to tt�sums,se�c�:i�d b this�ecutity inswment,whether or not then due,with any excess paid to B�wer. 1f a'" ��
<br /> ``�,�i' . . PP� Y , ,
<br /> Hotrower sl�andoet&,[her Ptaperty,or daes nat ansKrer within 3U days a natice ftom Lender that the uuuran¢e catrier has , . �� �.
<br /> t`,�;l;`,:.`, '. ;..,� ,affetaci,tt��seitie a.cluitn�then,I.ender may oollect the insurance proceeds. Lender may use[he pr�eeeds ta repair or restare �.; � . -
<br /> �; .,.-,•,�._„. ';.,: the Pra�erty�,or to pay,sums secured by this Sec�rity Inswmen�whether or not thea due. 77te 3Q-day period wi11 begin r•�hen '�t �,;_�' ` �f`<S,r.
<br /> �'��r' `;.r f the notice is g�ven. "'f. � .. _` �'' ,
<br /> ' � ` Untess Lender and:Borrnwer.otheFUrise ag�ee in writing,any appiicatian of pnnoe�ds ta principal sha11 not eatead or t.:;,' .• !� �:
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<br /> :t{< <':��,fc-�,:;':" . pastpane th�dttr dute of the manthly payments referred to in paragruphs 1 and 2 or change the amow�t of the payments. If .�,�,;.. � �.f`,.�
<br /> , `;� c` �`e under P�S�Ph�2l'the Pcopett�,is acquired by Leitder,Bormwer's.right to any insvrance policies artd proceeds�+esulting <}i :F. c r�
<br /> r� ''•' '`r' � �% fram damage to tha Prnperty pripr to the acquisition shall pass to Lender to the eatent of the sums secuied 6y this Securiry , �,r c,, , , s, �
<br /> ;. ���,j;�,r� . tfr �. Y,�� .,,.� ,� �t;.- -
<br /> '_,. �.:� �, Instrument immedlAtely,pripr ta the acquisitian. ��t,;•;: < -;fc. .
<br /> ;..`�,`,e:;:. .. .'�K . � . .y.'r.'at`,r?;�y'.crt�',�._,���.,i4�`:.���;f:
<br /> : :; ��s 6.. Qcrnps�tr,p; Ft+�seR�tlan, Maiatenaaoe and Frotectton of We Property; Borro�vec s I.uaa Ap�!'cca�m�a; { :
<br /> ;� � Lea�t�eltolds..Bo�rower,shatl.accupy,establis4,and nse the Property as Borrower's principai msidence within sixty days after , r : ������.
<br /> `'. 1 �� F 1t ,�s �� ,�,
<br /> ��,,. .,�F...... `.?�p the execuribn of.this 9e�vrity Instrument and shuq continue to accupy the Property as Borrower's principal residence for at , ? ;„
<br /> .:.�,.s�:ti;r�..: s,,;�•:,
<br /> ;, � , ,� teast 6ne.y�ar..aRer:thn date af aecupancy. anless Lender otherwise agrees in writing, which consent shall not Ue ;,'�,,';'�,:. �:�;;:`;,:;:v:..;_
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<br /> � , �.. unr�asonably�vithtteldi or unless extenuating cit�cumstances exist which are beyoitd Barrower's control. Borrawer shall not �`<,tr�;t�,:;:,';,;c;;,:'.;;'t'�';'�:::
<br /> "��t�'�,, . ' desiioy,dama e or im au'the Pro allaw the Pro to deteriorate,or commii waste an the Pro e Bocrawer shall, `"`:".,.�': •"�' ���"'r�9
<br /> :'1. - P P. � ��Y•. DenY P rtY. .r�•.. 5r ;..f,tr.,
<br /> ,� ,��:_ : � be in default if an,p,farfeituie�tzon or graeeeding. s,l,<<.� ���• � '��'..,�,�.,;ti:
<br /> - � wheilser civil or criminal,is begun that in Lender s good faith jadpnent ,{ ��.��?%�����``s� ,
<br /> << �� .;,; �' could resu[t in fotfeitut�of�:�e L�aperty or othernise maierialty�impair the �en created by this Security [nstn►ment or � tia`��f���'�'9`f�� J+t
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<br /> ',x;�;s�; r`;• -. Lender's security iuteres� Br��::may cure such a defau4t and reinstate,as provided in paragraPh I S.'Ls,�•causing the action �;:'�r�f�:��l c ,f.; `
<br /> � � ����� ��, or ceedin to 6e dismis�.T���a rulin that,in Lender's ood faith detennimation, recludes forfei nir::of the Borrower's � ;4 �� �7`
<br /> ,(. ..°. ,t Pro g � 8 P k:
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<br /> � '� :r•.,<-•r" f . interest.in tte Pro or e�1s�s rsiaterial im airtnent of the Jien created 6 this Securi Instrumenf or Lender's securi ,: ' ''•`J ��`;;'�f.,�; �
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<br /> � �,�„���f� , inte�est, Boirower shal! ats,a��ie in defauii if Boscower. during the loan application pmcess.gave materially,f�lse or �t,,� f f�� ,� .
<br /> .� " ''''Y"''�r' �� ' inaccurate infomtation or statements to Lender(or failed to pruvide Lender with any material informatian}in cannea�iq}with ='��:f E ,�,> , !�';
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<br /> '� �'`�, ���:`'<<<��r' ' the toan evidenced. th� Nate, includin bnt noi limited to, re resentalions cancemin Borrnwer's accu ef the • c',� ��
<br /> �.r.l,. .bY 8� P 8 P��Y� � ���.
<br /> .`'r� �:`i'''�`:r�:�t�!�� .�S Pro as a ;ri residence. If this Securi Instrument is on a lease�ntd.Borrower shall comply with all the provisions � �? :'���',.;;;
<br />- ��.;• , ,.,,. Perty P � =Y . � `:
<br /> '.' y.}�;;,';`;;i:}�:��'. `�?' of the lease. If l�m�wer acqu�res fee ritle to the Property,the leasehold a��tixe fee tit1e shail not merge unless Lender agrees •��� '��'' � `
<br />�;.: �r.,:�.�:� ,r., j•: .' , . ?�:d•'.'<'•• .. .`� ��-:.. �.;.
<br /> .�, fi+jf"}��'�fLl f r ff' ' '''� t0�.:m����Ij�s. ..�.." . ;,. :�. . .��,
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<br /> •`� ti'��;:,':�.�'�."% .'�'"� `Z Proiection of Leia��'s..�Rlghis in the Property. If Borrowes.xEi;�t�;�e►�nrm the covenants and a�eements r{r�i.::,'°;'. ,.,,
<br /> �` "�`�,r3yjl���i;r��'. � coW,��ned in this Security I�tr,�za� or there is a legal pmceeding ch�t"rt.���:�asit7xantly affect Lender5 ri hts in the `,�t�=��,'�"��f"�:.,.':c;,!;t`:
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<br /> Ptoperty(such as a proceectin��ru t�.�cru,ptc,t,�.�robate,for condemnation cr t�.f;�re•t�.-.zv enforce laws or regulations),then ,`.`:��:.�n'f,��'�,,�:v.°.,�,>' :'
<br />=f •' '�•`f"•t�''• � Lender may do 2md pay.for wha:e��er is.sn:a.�.�ry ta protect the value of tfie Ptnperty and Lendera ri�J�ts in the Property. " �:�;?.:'.,'''`�;:.';,�;��,� "'
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<br /> � '' '`'����'��• �� �" �`"�' Lendec's�etions s+a include �:ri21.z ��-seeuned b a lien which has riorit over this Seeuric fnstrumen�a earin . "�'�
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<br /> � : ,.,j� .: iz�.eourt,paying reasonabDe atea��.4 feea��entering on the Prbperty to make repair�.Althaugl►l.ender may take actioa rt�=r-.�°�:�.:,•� „
<br /> ` s ';; ;';'.; ' ieu�i'er this P�S�Ph 7.Lender does not have to do so. �' �',�?;�i�t%.';��'•.: ,�,.
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<br /> :y,.. , Any amounis disbursed by Lender wider this pamgrnph 7 shall become addidonal de61 of Borrower secured by this
<br />_'= � ..:.'�s�::.:�:....wz:�l� _. • gaeut�ty Instsum�tt..Unless Barrower and I.es�der agrce t�other term�of payment,these amounts shall beaz intetest from the � _:.r�:
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<br /> :f ,..`,•i;; . due af dlsbursement ai the Note rate and s�ti�fd be payable,with interest,upon natice from I.ender to Barrower requesting � �..� .��
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<br /> �•'�;�:•�:�;?4F' paymen� '�,y��':
<br /> . '`/",,::��t�}f�`'•` 8. Mortgaga insuranae. If LenBei-r:auired mortgage insurance ac a condition of making the loan secureA by this � " ' ,:�,�:
<br /> � ._�-,.;;;l���s:;�,�.,,. Securit y lastmmen�8o�roweT�.��4:1 pay��e premiums required ta maintain the mortgage insurance in eifect. Iu•fnr any ' ' .
<br /> �� �•�:��' l¢��' � • reason. the mongage insura�:.e��«r.�:rCquircd by Lender lapses or ceases ta be in e f fect. Barrower s ha l l �say t he - ;}�, ,. '' , -• -
<br /> �"�� � temiums uire�to obtain c����.�?:. �,rf��2��tia11 uivalem to the mon a e in.�ucance reviousl in effect, at a cost � . •.-����'�•`,:t,���.
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<br /> P �9 � - Y �1 fi F P Y .,.ss�i .
<br />-:,;�� ` ' ' - � substantiali e�.aa��,ient to the cost to��?ir?a�r of the mon a e in�urance reviousl in effect,frem an alt�mute m�rt a e �,�,.:';;("�'��� : ' `'`sii;
<br />_.i, Y 3 S€ P Y � € . . ' ;�;
<br /> =s�:� .' : ' : , i n s u r e r a p p r o�e d c r 3 x n d e r. I f s u b s t a n t i<t E y a�y u i v a l e n t m o rt g a g e i n r u r a n c e c over A g e iti not uv ailubte..��trrower sha0 pa y to '` ,i�s:;,�;Y;.,;. ��'`�
<br /> Len�er each mo���a sum a:.L t��one-twetfth of the earl��mort � e in+urance remium bein aid b Borrawer when the . �r r�i;!'G�z;,�� . • � �: i
<br /> e9 °� Y S S P S P Y �.,;;�,i !.
<br /> , inS�iance coverage lapsed or ce:.�::3 to be in effect. Lendcc�:�1!accept.use and retain Ui.�e payments as�losr reserve in lieu . �.,::w�;yi?;�F�r� • �°.
<br /> af mort a e insara�-�ce, Los4 a��wrve a mcats ma no�o�.-L:.be re uired,at the n tinn of Lertder. if mort+a e intiurance ' '���'.y�i�rF�� ` •�
<br /> SS PY Y y P bF i,�; .. �;�:�. •
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<br /> _ � � � coverage(in tlrr�.�rruunt and V`ac"the period thal l.ender recuceesl pravided by an in.urer approveJ by Lender again bernmes . l::�•<:�.��:tiF � ' � '" ,
<br /> ''°'',� available and is n.t'.wincd.Sorn�cver shall pay ths premiums:rrsired to mautiinin mon�age in+urance in effcct,or to provide a r �'�'"�,t���':�
<br /> . �.. n . ; � " . . - . '.�l�`>k^', .
<br /> • • toss reserve,until the reyuin.�x�.t for mortgage insuranc�e��,in accor�iz��:.:«•ith uny�vritten agrecment between Bano�ver +.1t�;�;. . ,
<br /> ;�`�%;<i;� :;�Lender or applicable taw � ,1 '�":;�''"�'�::'ti;
<br /> ,.` �?7? 9 Ins ec/ion. Lxnder�r itsa�ent ma make reas:9,°�*�Is entries u on and in�;s�:�ians af thc Pra crt . Lend��r shall `��;�`'��i��:{��
<br /> :t'.:.f.�?'. • P o Y P P '1 �i`•;;;�r;:.., .
<br /> . ,�."�i<i'��; .' give Borrower notice at the tirr�ol'or prior to an intipe�ticrr.s�::efying reu+onab1e cau�.L-��;r the inspection. •'"'`!'''�'" . , '
<br /> � : � 10. Cortdemnation. 7'he proceeds of:n��i awarJ or cL,"rm for dan��g�s,direct or War.��;uuentiai.in connection with any
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